Today at SPK Credit

  • Unsecured Credit Card Debt Consolidation

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    Claire Said:Credit card debt - payoff options?We Answered:Know that your income has NO bearing on your FICO score. The score is only in relation to your credit. I don't think a bank will give you a 25K unsecured loan and even if you found one the interest rate would have...

  • Credit Checks Company

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    Eleanor Said: Can I use those checks my credit card company sends me to pay off the balance to that credit card? We Answered: Read your CC agreement. Constance Said: Is it true everytime a company checks my credit score the score will get lower? We Answered: Auto finance is what I do for a living and all...

  • Cnn Bond Market

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    Carol Said:If the 10yr bond sells for more does the 30yr fix rate go up or down??We Answered:It's the yield (not price) on the 10 year bond that you should keep your eye on, mortgage rates tend to follow this movement. Agree with the other answerer- Use CNN Money online....

  • Tax Rate On Capital Gains

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    Edna Said:Is there Capital Gains Tax on an offshore bank account in Singapore for US Citizens?We Answered:Yes. As an American citizen you are taxable on any worldwide income including if you were not resident in the U.S. You also have to report your offshore accounts amounting to $10,000 and more....

  • Stock Quote Price

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    Marshall Said:If I use etrade to buy a stock at .12 will the bid/ask difference effect if I get it at that price?We Answered:The price of a stock is determined where bids and ask's meet. On etrade and all online brokerages you can select what kind of order you want. For now...

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If you happen to have some spare cash on hand after all those nasty bills have been paid, we highly reccomend checking out these cool outdoor showers and wood pizza stoves.

For you students out there studying business and finance, there is a cool new resource that allows you to network with other students, and orgainze all of your class notes online for free. You'll find notes and practice tests on topics ranging from the returns and risks of investing, to environmental constraints on managers.

Saving money is a big deal to anyone in this day and age. There are easy everyday ways to save money. Here is an example of one that saves me some cash each month. I buy my hot tub accessories online in bulk at a spa discount store. I can even get replacement parts like hot tub heaters, hot tub pumps and even cool sauna heaters at half the cost of local retail outlets.