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Telephone Credit Card Processing

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Bob Said:

Want info on taking telephone orders and putting it on-line?

We Answered:

Lua'ana-

There are multiple processing options that may serve your needs. An integrated POS system could link all of your stores, process your orders, process credit card orders and even keep your inventory. Also, there may be a way to integrate the whole system into your current ecommerce solution.

Feel free to give me a call at 920-993-9433 or e-mail me at jbordeaux@windriverfinancial.com. We are a merchant processing firm that specializes in custom solutions.

Danny Said:

How do I make a balance transfer from a store card to a credit card

?

We Answered:

Eliminating high interest credit cards by transferring to a card with a lower rate can help you save a great deal of money, allowing you to regain control of your finances. However, it is important that you understand all of the terms and conditions of your new credit card before committing enrollment. You want to make certain that the card offer is fair and that you are truly going to benefit from it. Featured are tips that will help you choose and use the right credit card for transferring balances.

Pre-determining interest rates

Most balance transfer offers are good for only the first 6-9 months of enrollment. At the conclusion of the introductory rate, the card will convert to a more standard rate, typically between 14-20%. It is important that you determine what the interest rate is going to be once the intro rate is over. If you are not sure what interest rate the card is going to be charging at the conclusion of the intro offer, call the issuer and find out. Read more about balance transfer at: http://www.credit-card-gallery.com/artic…

Edgar Said:

Did the credit card companies forgive or charge for the calls made from United Flight 93?

We Answered:

wow, Ronald is the stupid one.
This isn't a stupid question. I'm not sure about the answer though. I would imagine the least they could do is to forget about the charges.

Daryl Said:

what is the best company to go through for processing mail order / telephone order (no swipe) credit

cards?

We Answered:

SPS. You pick what you want to process cards online. The sofware is free.
They will provide you with software that you install on any PC with an Internet connection. You can also manually enter credit card numbers through a credit card terminal.
One link is mail order,one link is telephone order.
Good luck Seth!

Irma Said:

Selling with google checkout?

We Answered:

You should be OK with google.

I suggest you start working with small amounts at first and see
a) how easy it is and
b) that you are happy with their procedures.

Caution is the name of the game.

    0 Apr Card Credit Student

    Byron Said:Is there any way to take advantage of a 0% interest (12 mos) credit card to pay off student loan debt ($50k)?We Answered:What is the APR on your student loan? You might be better off trying to refinance with a fixed rate through a refinance institution instead of transferring it to a variable-rate credit card (no matter how good the teaser APR is). In 12 months, what does the remainder of the balance default to, as far as APR? You need to read the fine print on the credit card application in order to find that out. If you...

    0 Apr Credit Card Application

    ...

    0 Apr Credit Card Offer

    Alexander Said:Are there any hidden tricks credit card companies play during that 0% APR period?We Answered:No hidden fees for a person with common sense, however I worked in credit card customer service before. And some people thought that 0% for a year meant they didnt have to make any payments. If you are late even by a day the credit card companies will jack your rates up. Also it depends if it was a Balance Transfer offer... if you get a transfer offer at 0% for a year DO NOT CHARGE ANYTHING ON THE CARD, anything that you charge on...

    0 Apr Credit Card Student

    ...

    0 Apr Credit Card Uk

    Marion Said:some advice on which credit card to get? im 21 and don't need credit but want to build good credit for future?We Answered:bank of america hands down!!! take it from me. they have a good program for students with visa checking savings-the whole package. i fuked up and got a shitload of credit cards everywere swiped my cards everywere. i was doing okay until i quit my job and the money i had saved i had to use on emergencies so i didnt end up paying my bills. everywere they sent me to collection and banks and cards shut...

    0 Apr Intro Credit Card

    Bill Said:Can I cancel a credit card with a 0% APR within the intro period?We Answered:credcards.noneto.com - transfer balance to one of these credit cards. It will provide 0% interest rate for 12-18 months.Sue Said:Credit Card with 0% Intro APR on Balance Transfers for 12 months, no fees?We Answered:Citi Platinum is a credit card that offers you this option of 12 months with 0% interest plus no annual fee, check out www.fastcreditcardapprovals.com under balance transfer card and look for Citi Platinum cards.Wesley Said:How do you know which intro rate and APR you'll be getting on a credit card?We Answered:You cannot...

    0 Balance Transfer Credit Card Offer

    Brian Said:credit card with 0.9% balance transfer?We Answered:A credit card company cannot survive offering a 0.9% interest unless they have some trick up their sleeve where they will hit you up for more money. You must read your contract like a detective, and there is likely to be some way that they are going to zap you with high fees. One trick is to charge you a 3% transfer fee. Another trick is too jack up your rate to over 20% after the introductory 0.9% rate is over. If you get mad at the high...

    0 Fixed Apr Credit Card

    Jesus Said:Is transferring the balance of my credit card to a 0% APR card going to hurt my credit?We Answered:First of all you were late but not reportable late since it was only 3-days late no big deal. Second if you make the transfer there may be a small fee from the new card company but a lot of times there is none read the terms and conditions and they will explain. Third as far as your credit is concerned it will actually help because your total debt to credit ratio should go down and this makes up a full 30% of...

    0 Interest Credit Card Offer

    Clifton Said:Financing a new car (0% interest). Have cash to make down pymt or should I put cash toward credit card debt? ?We Answered:If the car company is giving you a loan at 0% interest then why put anything down? Best to make sure of the terms of that 0%...I'd be willing to bet it's not for the term of the loan. It's probably just the first year. But if it is for the entire length then you're probably not getting that great of a deal on the car. Car dealers are desperate these days...they have to move inventory but...

    0 Interest Credit Card Offers

    Kathy Said:Does anyone know of a credit card that offers 0% on transfer balances and no transfer fee?We Answered:credcards.maclenet.com - transfer balance to one of these credit cards. It will provide 0% interest rate for 12-18 months....

    0 Interest Credit Card Uk

    Julio Said:Can you advise on 0% credit card transfers please?We Answered:MBNA or EGG crd are the best for that i have both:)Kathy Said:What are good 0% credit cards in the UK? I have a bunch of credit cards already, but have good credit.?We Answered:Offers for 0% credit cards in the UK change frequently, so it's tough to give a permanent answer (check out the site listed below for current cards). For your current situation, though, the 4 of the best ones right now are MBNA Platinum Plus, Virgin Credit Card, Barclaycard Platinum and the Morgan Stanley. Other good...

    0 Percent Apr Credit Card

    Cindy Said:If I transfer my credit balance to a 0% APR? PLEASE READ!!?We Answered:You have to read the fine print. But 3 percent for a cash advance fee is fairly typical. You also need to be careful about the 0% rate. They can change that rate at any time for any reason with just 15 days notice. Sometimes, they change your rate if you go over your limit or pay late. But in the fine print of your credit card agreement, it will state they can change your rate for any reason including "business strategy." When you...

    0 Percent Interest Credit Card

    Joanne Said:Anyone know the best zero percent interest credit card?We Answered:try creditcards.com or bankrate.com to find any 0% balance transfer offers. I recently got a Upromise Citi MasterCard which has a 0% rate for 1 year and no transfer feeGabriel Said:Can I transfer my brother's debt on my 0 percent card?We Answered:The short answer is YES, MAYBE.... Yes it can be done but if he has a chase card and you have a chase card, then the answer is NO..... And it is not just chase....I think that all of the credit cards have a stipulation that the transfer cannot come from...

    1st Financial Bank Credit Card

    Shirley Said:Have you experienced 1st financial bank USA credit cards?We Answered:I have one right now and I LOVE it. No international roaming fees (as of yet), no perks except 1% rebate each month, credit increases so long as you pay off your bills on time and in full (so your credit score goes up) and very helpful customer service. Fair, good service, not a "perks" card, but great if you're starting to build credit and travel abroad a lot.Adrian Said:1st Financial Bank Credit Card?We Answered:If there are ANY start up/annual fees.....don't do it!!!! Learn about Universal Default......and watch the...

    3rd Party Credit Card Processing

    Melanie Said:dose a debit card show up on your credit report????We Answered:Sorry, but debit cards are not CREDIT CARDS. There is no attached credit line to your debit card. The only real similarity between a debit card and a credit card is the technology used to process your payment. It's all automation, but a debit card relies strictly on available funds in your bank account. A credit card utilizes the funds of a 3rd party--usually a bank that believes you will repay the money and make good-faith payments. So, no matter how long you have the debit card, it...

    Accepting Credit Card Payment

    Virginia Said:Credit card payment through travel agent for airline ticket?We Answered:Sounds fishy ... maybe the travel agent just didn't want to pay the small fee to the credit card company for processing the transaction.Melissa Said:Is a merchant allowed to charge an extra fee for accepting a credit card as payment?We Answered:It is not illegal. Companies who process credit cards pay a large fee themselves for the ability to offer credit card payments as an option to their customers. They, in turn, pass that charge on to the customer to recover their own costs of operating a credit card...

    Accepting Credit Card Payment Online

    Edgar Said:How do I start accepting credit card payments online without using Paypal?We Answered:One option would be to use Google Checkout, where credit card processing is free until 2008 http://checkout.google.com/sell/ Otherwise you will need to get the following: 1 - apply for a merchant account through your bank or a third party provider including Costco 2 - sign up for a payment gateway system such as Verisign http://www.verisign.com/ 3 - get a SSL or secured sockets layer or the one that gives https:// which helps make your website secure such as Thawte http://www.thawte.comJenny Said:How to accept credit card payments in your online store website?We...

    Accept Credit Card No Merchant Account

    Dorothy Said:How do I accept Credit Cards at a trade show?We Answered:If you aren't willing to do it the PayPal way, then you will have to apply for a merchant account with a bank and pay fees on each transaction you process. There is no *free* way to process a credit card the way you are wanting to. Unfortunately, this is one of the costs of doing business. Good luck!Ann Said:accepting credit card payments?We Answered:Very few places will allow gambling online. I've seen loads of ATMs at casinos (usually near the bathrooms or the buffets) that allow...

    Accept Credit Card Online Merchant Account

    Bessie Said:Accept credit/debit card payments online - do I understand the system?We Answered:You are looking at the most complex route... 1. Getting a merchant account is VERY difficult, even in "developed" countries: rules and regulations, red tape and so on make things very difficult. 2. Even after getting a merchant account, processing transactions is also a complex matter, as all transactions MUST be done in a securre way (SSL - HTTPS) [which you do not have]. Latvia is now part of Europe, and I believe PayPal is available there. This is BY FAR the easiest solution: Just open a PP account with a valid email...

    Accept Credit Card Payment Online

    Sharon Said:What is the best way to accept credit card payments online?We Answered:Customers can use their credit card or bank account (where available) with paypal even if they don't have an account with them. Paypal is a safe and secure way for your customers to make purchases online. I use paypal on ebay and for all other online shopping. I also use it for my online websites. Another great one to try is 2checkout, I have used them as a customer but have not yet added them to my websites. Hope that helps to answer your...

    Accept Credit Card Without Merchant Account

    Megan Said:Need to open a merchant account for e-commerce. Is Bank of America a good choice?We Answered:90 days is way too long. I would check out other banks. Bank of America is better now, than it was before. Why don't you call Chase Bank, I have had good experiences with them. (800) 477-5363. They may tell you right off what they can do, they have been doing online e-money accounts since 1989. Moreover, you can find out about the fees...I have seen it 3% in some credit card transactions at other places in the past..even more sometimes...Willie Said:Can you send money from...

    Accept International Credit Card

    Jenny Said:do they accept international credit cards in SM malls and shops in there?We Answered:International credit cards are accepted in most shops in malls in the Philippines. yes, whether for shopping or dining. You will be charged in pesos but your bill will still be in the currency used by the card issuer. Thus, Aussie dollars in your case. Word of advice: Do not get offended when the shops ask you for a "valid ID" when you present your credit card. This does look like a rather stupid requirement, and I have never had to present another ID in other countries when...

    Airline Reward Credit Card

    Tonya Said:What is the best credit card for airline rewards? I want to travel the world.?We Answered:The Escape card from Discover is great because it pays double miles on all purchases. The TrueEarnings card from Costco and American Express is good because it pays 3% cash back at restaurants and 2% cash back on travel expenses (but you have to be a Costco member to get it, which costs $50 per year). The Miles card from Discover is another good option. You can use this rewards calculator to see which of those cards and others will pay you the...

    American Credit Card Processing

    Kristin Said:What is the process that an American Express Card goes through right after an item is bought using the card?We Answered:it verifies your card then it will charge your account. some compainies wait to charge your account until 30 days has passed , some do it immediatly. it depends on the company you buy form.Miguel Said:how do I go about becoming a credit card application processer?We Answered:you typically have to have exp. and find a company who offers work at home processors no one does that much anymoreJared Said:American express credit card payment?We Answered:If by today you mean Sunday...

    Anonymous Prepaid Credit Card

    Denise Said:Is it possible to put a fake social security number on a prepaid credit card (to keep it anonomous)?We Answered:It looks very simple to have a pre-paid credit card, but there are many things you should know before taking/applying for one. i was looking for some info and the following link seems informative to me. http://www.cheap-credit-cards.org/credit… Hope this link also help you to find your answer.Vickie Said:Prepaid Credit cards?We Answered:Make one up. Or give them your real one. They will not even try to tie it back to your age. The reason they are asking is in case...

    Application For A Credit Card

    Heidi Said:What is the punishment for lying about age on a credit card application?We Answered:Potentially the card company could take legal action for obtaining money under false pretences. However, I would consider it massively unlikely they would bother bringing a civil action against a minor as long as they got their money back.Todd Said:What means by credit card application and what information will need to provide for a credit card application?We Answered:This is where you apply for credit. You typically need basic info like name, address, job, etc.Pauline Said:What are the reasons for a credit card application in the...

    Applying For A Credit Card Online

    Michelle Said:Can I apply for a credit card online right after I've been declined from another?We Answered:do not! wait until you find out why amer. ex. declined you..you will get a letter. more companies that go into your credit AND they turn you down, it makes your credit score drop a lot. Wait..best thing to do is order your fico score NOW on myfico.com...buy all 3 credit scores/reports and see why you got turned down. you should always do that first before applying for anything!!!!...

    Applying For Credit Card Online

    Wade Said:Can i create a joint account while applying for wamu credit card online?We Answered:Yes you can do that. Just make sure you know your spouses s s number.Carole Said:How do i show proof of income when applying for a credit card online?We Answered:The lenders will ask for proof of income after you apply, There has been quite a bit of that happening lately, people apply online for a card and the system gives them a, "Thank You for your application,, You'll have our decision in 7-10 days" They then either get a letter in the mail in a...

    Apply Credit Card Instant Approval

    Leslie Said:Online sites that you can apply for a credit card and get instant approval?We Answered:Orchard probably with just an annual fee of 40 or so and interest of 15% or more but you are paying it off monthly so that will not matter.Cody Said:If I apply for zales credit card in store is it instant approval?We Answered:The best thing to do is to call the store. 1-800-311-JEWEL (5393Benjamin Said:What are the best sites to apply for credit card with instant approval?We Answered:http://www.ccvault.com/...

    Apply Credit Card No Credit History

    Carol Said:Want to apply for a credit card, but no credit history. Any Idea?We Answered:When you have no history you will not get the best rate or terms no matter what so get that notion out of your head right now. You will need to get a card that most likely will have an annual fee, a higher rate, and maybe a few other fees thrown in for good measure. You have to look at this as the expense of establishing credit. Another thing you can do is get a regular store charge and use that. ...

    Apply Credit Card On Line

    Louis Said:i apply credit card at on-line?We Answered:If you do not activate or use your card, then you will not become legally responsible for any fees under your Agreement. This is your way out. They are saying that you are not responible for any fees if you do not activat or use your card. I would call and tell them that you do not want this credit card and they need to cancel this account ASAP. Before applying for any sub prime card, check out the site below for impartial information on sub prime credit cards.Erica Said:How can i apply for...

    Apply First Credit Card

    Jesus Said:I just turned 18. Have a job. What credit card should I apply for as my first? I need to build up my credit.?We Answered:A prepaid card scores over credit cards especially if the owner has a not so perfect credit history. The rejection is non existent in case of prepaid credit cards, there are no credit checks, no employment verification, and approval is guaranteed. With a bit of dilligent shopping and comparision of various prepaid credit card offers, it is not difficult to find a prepaid card with no annual fees, no late payment fees, no repayments, and no penalties...

    Apply For A Business Credit Card

    Jessie Said:Do you need a Business membership to apply for the American Express Costco True Earnings Credit Card?We Answered:yes you can. since you have mentioned that you have excellent credit, i do not see any problem getting this card from costco. good luck.Jessie Said:LLC Members--- What if one LLC member apply for the business credit card and max it out for personal use?We Answered:No, the other partner is not held responsible. Thats one of the nice things about an LLC as compared to incorporating. Say one of the partners embezzels every dollar from the company and then runs...

    Apply For A Secured Credit Card

    Willard Said:How can a permanent resident apply for a credit card?We Answered:You have the same right to obtain credit as any one else who lives and works in the US. There are several ways that you can begin to establish a credit history. 1. Join a Credit Union. Get a secured loan using the money in your savings account. 2. Apply for a secured credit card. You will could get one with as little as a $300 deposit. Make sure the credit card company report to all three credit bureaus. 3. Get a friend or family member to co-sign for an unsecured loan. Good luckJudith...

    Apply For A Student Credit Card

    Elsie Said:Where can i apply for a student credit card?We Answered:Hello I think I can help you, go to http://www.collegestudentcreditcards.net… and apply for a free student credit card, you can establishing credit by filling out a short online application. Good luck.Yolanda Said:How can i apply for a student credit card In New zealand ?We Answered:How long is a piece of string? :-) As with everywhere else in the world, whether you get a credit card, and what limit is applied, depends on many factors; including such things as your credit record, your age, your earnings, what funds you have, etc....

    Apply For Best Credit Card

    Arlene Said:What is the best credit card to apply for to rebuild credit?We Answered:Try HSBC credit cards. Specifically Orchard Bank credit cards specialize f/ people trying to rebuild credit history. Expect low credit limit though more than likely with any credit card company.Troy Said:what is the best credit card for a person with no credit to apply for?We Answered:its probably a little harder now due to the current credit cris but usually, orchard bank, premier bank and capitol one are best for new credit buildersSidney Said:What is the best credit card to apply for if you have good...

    Apply For Capitol One Credit Card

    Jimmie Said:Is it better to get a credit card with the same bank that your checking account is with?We Answered:it helps me alot. I'm with Wells Fargo, and having all of my accounts with them, at 20 years old, does make a difference. I have a savings, checking, and just a regular old credit card. for one, if your finances with that bank are good, your more likely to get that card in the first place. second, it becomes easier to pay your card because you can usually make online payments right from the website. third, if you have...

    Apply For Credit Card Instant

    Wallace Said:what credit card can i get approved for if i have no credit?We Answered:A secured credit card is the easiest thing to get. Department store cards are a good way to start building a credit line...be careful with them though or you'll be sorry! It's gonna be harder right now because of the "credit crunch", but lower your standards if all you're trying to do is get started, and remember something most people don't even know...the more inquiries you have show up on your report (that is times you apply and people pull your social), even if you didn't...

    Apply For Credit Card Instant Approval

    Larry Said:where can i get a credit card that will give me an instant approval?We Answered:These days getting a credit card is very hard due to the fact that many companies are no longer giving credit. However what you may want to try is Citibank or Bank of America. If your credit isn't above average (Good) or even Excellent it'll be very hard to get credit. Capital One may even have offers available for you if you have a really good relationship with them. Talk to them and see what happens. Don't forget Citibank or Bank of America. They maybe...

    Apply For First Credit Card

    Herbert Said:I am a college student and I wish to get my first credit card. Which credit card should I apply for?We Answered:For college students, there are plenty of credit cards vying for your business, hoping to get you hooked. The critical aspect to getting a credit card is this: PAY IT OFF EVERY MONTH IN FULL. Do not fall in the trap of making the minimum payment. Do not charge anything unless you already have the money in the bank to cover it. If you can find a credit card that offers you a cash rebate, even better, because...

    Apply For Instant Credit Card

    Debbie Said:When you apply for a credit card and they don't give you a instant decision does that mean your denied?We Answered:Then they have to do more research on your finances, as most people that apply for their first credit card have no credit they look into your bank statements and such. Most likely they will base a credit card on your average ledger, which is how much is usually in your account. After that its on your own, my suggestion don't fill it up too fast....

    Apply For Providian Credit Card

    Janet Said:how long does it take for a contested delinquency to come off?We Answered:I think they are legally required to remove it within 30 days of finding out that it was inaccurate. But I know (from experience) that the credit monitoring is more delayed than you would normally expect - I had the same thing happen with my husband's report when items were deleted. Your idea to wait 1 month is good (it should definitly be removed by then). But, have you pulled your credit reports off of annualcreditreport.com yet? You are entitled to 3 free reports per...

    Apply For Sears Credit Card

    Benjamin Said:Do you think that it is a good idea to apply for a brand new credit card?We Answered:Getting a new credit card won't solve her problems, and it doesn't improve her credit. Have her order a free copy of her credit report from Experian, Transunion, or Equifax (you get one free report from each agency each year). This is the same information that every credit card company and loan officer sees when she applies for a card or a loan. It will show that she has terrible credit, and doesn't repay her debts. The companies...

    Apply For Secured Credit Card

    Brent Said:Can I go to Bank of America to apply for a secured credit card?We Answered:Getting a Bank of America secured credit card is easy. You have two options. You can either go to their website at www.bankofamerica.com or go into the bank and apply for the card in person. It might be faster if you go in person and it might take a few days for them to get back with you if you applied online. Good luck!Tanya Said:Does applying for a secured credit card hurt your credit score?We Answered:Not at all. Many people start a credit history...

    Apply For Student Credit Card

    Dan Said:Can a highschool student with no income apply for a credit card?We Answered:Ignore the first answer. THAT WON'T WORK WITH PAY-PAL To accept payments from buyers either with pay-pal or a credit card, you must open an account with pay-pal. This will require a checking account. They will first verify who you are by depositing a small amount to your account, you then have to e-mail them with the amount they deposited, this will "verify" your account. It is only then will you be able to accept credit cards on e-bay. e-bay requires a credit card account...

    Apply Mastercard Credit Card

    Jeremy Said:how do i apply for an online mastercard,not a credit card!!?We Answered:Look up pre-paid credit cards. To be honest the BEST way to get a card like this would be a debit or checkcard through a bank. Just open up a free checking account, and you can usually get a free debit card. I use mine online all the time, and linked it up to a PayPal account so everything I buy online is very safe. If you need a Mastercard (instead of a Visa) try Bank of America, my debit card from there is MC.Ernest Said:do i need...

    Apply Prepaid Credit Card

    Marvin Said:where online does someone have to go to apply for a prepaid credit card?We Answered:walgreens walmart or any amscott I if I were you would not trust the online thing to much fraud out there.Andrew Said:how do i apply for a prepaid credit card from westernunoin in montreal?We Answered:Just walk into one of their offices/outlets and ask! What else can you do? Good luck with that!Claude Said:Applying to university - prepaid credit card?We Answered:It depends what card you are getting. For instance something like this Visa Prepaid Card is impossible to tell apart from any credit card: http://www.esuperfind.com/prepaidvisa.ph…Manuel Said:Can a...

    Apply Sears Credit Card

    Claudia Said:what is the easiest credit card to apply for and get approved with not so good credit?We Answered:Open a secured credit card at a local bank or credit union. If that isn't possible you have a couple of other options. HSBC will likely give you a card. The interest rate will be very high but if you pay your balance in full each month then it will not matter. First premier bank will also give you one but the fees are insane and the rates high as well. I would avoid this one. Applying for...

    Apply Secured Credit Card

    Patsy Said:I have an secured credit card. My credit is much better now, should i close it and open a regular card?We Answered:Definitely don't close your unsecured card. It is a card that you've built a positive history with over the past year. Closing it will reduce your available credit, something which will actually *lower* your credit score. If I were you, I would wait another year to apply for an unsecured card. You will likely get more favorable terms at that point in time as your poor credit will be even further in the past. I would then keep...

    Apr Card Credit Interest Low

    Audrey Said:Use Low APR credit card to invest in CD?We Answered:NO NO NO NO NO NO NO NO NO NO!!!!!!!!!!!! NEVER EVER use borrowed money for stunts like this. Using a "low apr" card is for a limitred time and is NEVER tax deductable.Nathan Said:Can you help me pick the right credit card with Low APR/ Interest Rates?We Answered:For a 1st credit card it is sometimes easiest to get it from a store rather than a credit company (IE: The Gap; Banana Republic; Circuit City. If you will be paying in full, it doesn't matter what interest rate is. Go to "compare credit...

    Associates Student Credit Card

    Jeffrey Said:I pulled my credit report the other day because I have been trying to build my credit.?We Answered:Meade and Associates is a collection agency. The only way to get this removed is to contact them and make peace with them. Agree to settle on their terms or compromise. You can also try to contact the original creditor and pay them, but in exchange, they need to get the collection agency to drop their account from your credit record.Daryl Said:Should I close my inactive credit card account?We Answered:How old is this card? If it is the oldest card...

    Associate Student Credit Card

    Barbara Said:Security clearance in the Army and student loans?We Answered:as long as you are not in default there will be no issue obtaining a clearance with Student Loan debt....

    Avoiding Credit Card Fraud

    Kim Said:Friend is using me to commit credit card fraud?We Answered:I imagine she's in deep financial trouble. Talk to her about it. (Camp out on her doorstep if you have to.) She may not be able to collect on the dispute. Amex will call the complex to find out if services were given, and they probably will disallow the dispute. If it does go through, and you are forced to pay the $2000 to the complex, then you can take her to small claims court. If you have receipts, you will win. You will also get your court costs back....

    Bad Best Card Credit

    Jorge Said:What is the best/easiest credit card to get if you have bad credit and are trying to improve it?We Answered:you are right when you said that when one is building his credit, he has to start somewhere. there are credit cards that offer deals for people with bad or no credit, may it be secured or unsecured... try to check out the rates and fees of different credit cards, decide which one is right for you. now if you, or in this case your friend has decided on one, try to make the payments on time, do not max...

    Bad Credit And Credit Card

    Naomi Said:Can I get a credit card with bad credit?We Answered:If you have bad or poor credits and want to re-establish your credit, these are the special cards for you such as USA Gold Shopping Card, USA Gold Optimum, or Orchard Bank MasterCard. Since you credit history is bad or poor, you will be only given a small credit line. And you might have to pay a higher interest rate than that of regular credit cards. But if you are determined to get your credit back to good standing, apply for one of those credit cards and always make the...

    Bad Credit Card History

    Cecil Said:where can i get a debt card when I have bad credit history?We Answered:You can get a prepaid debit card without any problems with bad credit. These work in the same way as normal debit cards, but you have to put the money on first before you use the card, which you can do by bank transfer, or by cash at some shops. These cards allow you to buy online or in the high street the same as normal cards. There is a small charge (up to £10) to get the card, and then small fees for topping up the card. Have a...

    Bad Credit Card Offer

    Greg Said:do bank of america offer a credit card for bad credit?We Answered:Any credit card and yes BOA has a secured card. Which means you pay the credit card and then they give you a card after like 6 months they (most of the time do) not return that secured money to you. But you start to rebuild your credit using this. Capital One also has the same offer. But the % and fees are very high! So I would only do like a 250-500 credit limit first, then go from there! Good LuckEthel Said:Why do Credit Card companies offer credit cards...

    Bad Credit History Card

    Joy Said:How can I get a credit card if I have a bad credit history?We Answered:pay your bills.Antonio Said:want to find a bank that will give me an account and credit card but have got a bad credit history?We Answered:Hi - I can't speak from personal experience, but I was told by a friend, that used their services after he was declared bankrupt, that the Co-Operative Bank can be more understanding about previous credit history. Hope this helps....

    Bad Credit History Credit Card

    Carol Said:If I make my son a authorized user on my credit card, wil his bad credit history effect my credit history?We Answered:just an authotized user will not put the history on his credit report as he is not responsible for paying the bills for it all kinds of people have their kids as a user you have to make him a joint account holder of the card in order to do that...

    Bad Credit Secured Card

    Gilbert Said:What is a good secured credit card for people with bad credit?We Answered:While I am not a huge fan of HSBC, their subprime subsidiary, Orchard Bank, is one of the better cards for rebuilding credit. You will need to pay at least $200 up front, but the interest rate they give is usually much lower than a lot of the other "bad credit" cards. Sometimes they waive the annual fee as well. Without knowing your credit history, I don't know if you would be eligible for the Bank of America Platinum Plus card. If you apply for a Bank...

    Balance Transfer Credit Card Application

    Beverly Said:If some one applies for credit card for balance transfer does it affect your credit score?We Answered:Yes, every time someone pulls your report for lending purposes, it does put a mark on your report, and it is not a good mark. There is no over or under limit, but obviously, less looks better. The more points tells a creditor you have been applying at a lot of places, and maybe applying for more credit than you can handle.Cynthia Said:Virgin credit card application..?We Answered:1) I was not rejected and they gave me a $5k limit. 2) $5,000 was a...

    Balance Transfer Credit Card Bad Credit

    Herbert Said:is changing credit card bad for credit? balance transfer?We Answered:Bad credit is one of the worst problems to have... however there exists a solution. I will hereby talk from my personal experience. I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details, if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first, a good place to start in my...

    Balance Transfer Credit Card Deal

    Eleanor Said:Can you play the credit card companies if you have 2 cards and those special transfer balance deals?We Answered:Yes, you can use them to pay off each other. Note that you will be charged a 3% fee (usual amount) for performing the transfer. The one problem you'll have is that when one debt is transferred before the other one, the credit card company may simply transfer the 0% debt back to the other card (instead of the one still being charged interest). That's because one card will momentarily contain its current balance as well as the balance transfer,...

    Bankruptcy Credit Card Fraud

    Nicholas Said:When you go through a bankruptcy with credit card holders at what point do have to stop using the cards?We Answered:Sorry to hear about it. I have answered thus question many times in detail, but I have some 1800 answers to sort through. I'll give you the bottom line. 1. Go see several BK attorney. The ones that have a free initial consultation. http://www.bankruptcyaction.com/question… There are a lot of things you can do, I don't make those options avail by post. good luckAnne Said:Im filing for bankruptcy. Is it fraud if I spend the rest of they credit that I have in credit availble?We Answered:Yes...

    Bank Credit Card Bad Credit

    Calvin Said:Does anyone have experience with First Premier Bank credit card?We Answered:They are a legitimate company but charge you fees for virtually everything you do. You would be better served to save up $300 and get a secured card from Bank of America, National City, US Bank or Orchard BankNina Said:What is the phone number to first premeir bank credit card?We Answered:I have as their number 1-800-987-5521. I just got it yesterday, so I know it is good.Albert Said:Is the Orchard bank credit card really good to apply for??We Answered:Read the disclosure paperwork first. I had a...

    Bank Credit Card Offer

    Annette Said:Credit card: is cash advance % something to do with overdraft on my bank card?We Answered:Cash advance and overdraft protection are two different things. A cash advance occurs when you get cash from an ATM with your card. It's not a good idea and costs a lot as you have discovered. Overdraft protection usually involves a checking account and covers you if you write a check for more than you have in your account. Sometimes banks offer to charge the overdraft to your credit card - also a bad idea. To be a good...

    Bank Credit Card Offers

    Jerry Said:which bank offers platinum credit card in malaysia and which one is the best?We Answered:Nowadays many banks gave platinum cards without applying...however bear in mind that their annual fees are quite high too. Certain banks like e.g. OCBC platinum gave free movie tickets when you purchase certain amount of money using their cards. Certain banks have different benefits so it's only a choices of which one is advantage to you.Jay Said:How to get a credit card if no bank offers it in my city?We Answered:If you could go to city and try. There are offers made on the NET.some are making a...

    Bank Credit Card Processing

    Jimmie Said:I have no credit and I am in collections with my bank. Can i still get a secured credit card?We Answered:Hi Jay, Yes, you can get a secured credit card.. but let me point out some things about this. A secured card is one in which YOU make a deposit, usually about $300.00 to start out with. The card company then allows you to borrow money up to the amount you have on deposit.. Here is the kicker.. YOU pay interest on the money you use as credit..<pssttt.. it's YOUR money...> They do not pay you...

    Bank Prepaid Credit Card

    Erin Said:Can I put money into a bank account with a prepaid visa credit card?We Answered:As long as the card does not restrict cash withdrawals, any bank displaying VISA should be able to debit the card and put the cash amount you desire into your bank account. The other way around this is to use an ATM for a withdrawal off of the card and then deposit the cash yourself.Terrence Said:How can i sell something if i have no bank account/credit card?We Answered:Paypal will let you get an account without any of these, they'll just mail your money to you...

    Batch Credit Card Processing

    Armando Said:How to create an e-Wallet for e-Commerce websites?We Answered:Wiki has a lot of info about a digital wallet http://en.wikipedia.org/wiki/Digital_wal…Mattie Said:Is it possible to get a credit card just on the basis of following personal information ..............?We Answered:Not sure what question you're REALLY asking, but #1 - your friend could get a credit card in your name, but don't know if he would need some more specific form of identification. He would NOT, however, need to visit the credit card issuing agency in person. Cards are issued through the mails only, time and time again. Tell your friend...

    Best 0 Apr Credit Card

    Nicole Said:Is the APR, Monthly Interest Rate, and Finance Charge in a Credit Card all the same?We Answered:You need some serious education about credit cards. Read thru this: http://www.federalreserve.gov/Pubs/shop/… For starters you should work on paying off that $900 balance BEFORE the 0% interest rate expires. If you still have a balance when that special rate expires, you will be charged interest at a monthly rate (generally 1/12 of the Annual Percentage Rate (APR)). Usually interest is calculated on the average daily balance (each day's balance added up and divided by the number of days). The...

    Best 0 Interest Credit Card

    Loretta Said:Best 0% interest credit card?We Answered:0 interest intro options there are alot of options when it comes to credit cards www.fastcreditcardapprovals.com has them all check them out here you are able to compare side by side for rates and rewards, good, bad or no credit they have the right card for youJulio Said:Best Buy Credit Card--0%interest for 6 months?We Answered:This is a Best Buy credit card not a MC or Visa. You can only use it at Best Buy. The 0% interest for 6 months means if you pay the minimum payment on time each month, you won't have...

    Best Bad Credit Card

    Zachary Said:Best credit card for people with bad credit?We Answered:Try First Premier, H.S.B.C. and Orchard Bank they are the ones I used after my BK back in 2001.Bill Said:What is the best credit card for someone with bad credit?We Answered:I'm not sure how old you are but there is a credit card that the Bank Of America has called Teen Visa Credit Card. It's very easy to get approved. There is only a limit of $150 for the first year and you need to be at least 16 years old. It's basically only good for building your credit since the...

    Best Canadian Credit Card

    Adam Said:How the U.S recession can affect Canadian credit card holder?We Answered:The Canadian banks hold US bonds, stocks and banks. If they lose money in US they usually try to make more money in Canada by raising interest rates and bank fees. They have to make high profits to keep thier shareholders happy. The Canadian interest rate are higher than US and Bank of Canada has cut prime rate by 0.25 while Federal Reserve has cut by over 2.0. The Canadians banks also do not face subprime mortgage crisis as in USA.Ruben Said:Who has the best Canadian credit card rewards...

    Best Card Credit Deal Transfer

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    Best Cashback Credit Card

    Marion Said:Credit card with best cashback?We Answered:Which card is best depends on what you buy. I use the Citibank Platinum Dividend Select Mastercard. It offers 5% on supermarket, gasoline and drugstore purchases, 1% on everything else. Other cards will offer varying percentages for different types of purchases. The key is to find the card that pays you the most for the stuff that you normally buy anyway.Christopher Said:What is the best cashback reward credit card in india?We Answered:Times Card ...Sam Said:Best Rewards/Cashback Credit Card?We Answered:Don't go with Discover. Their system is based on a tier rewards system. Also, with their 5% rewards -...

    Best Cash Reward Credit Card

    Jennifer Said:What credit card currently has the best cash back rewards program?We Answered:The rewards change from month to month for Chase cards. Last year, I got a Chase card with the 5% cash back, now it's 5% cash back for the first 12 months, then 1% cash back after that, so shop around. You can look at bankrate.com for the best deals.Caroline Said:What's the best Cash Back Credit Card out there?We Answered:Some of the best cash back cards are the AmEx Blue Cash (not "Blue"; "Blue Cash"), Chase Freedom, Citi Professional, and Fidelity Signature Rewards (1.5% back on...

    Best College Student Credit Card

    Marjorie Said:What's the best credit card for a college student?We Answered:The best credit card for a college student is one with a very low credit limit. That way, you can avoid the mountain of credit card debt that so many people have today. If you get one, use it only for emergency purchases. A good APR these days is anything under 10%. A college student's probability of getting a card with such an APR though, is not high....

    Best Consumer Credit Card

    Jesus Said:Should I use a consumer credit counseling service to help me with my credit card debt?We Answered:what ever company you decide on, please go to www.ripoffreport.com and check them out there. (the site is free to use and it is a site were consumers report problems that they have had with various businesses). If your potential company is on there that might be a bad sign. I hear that you will have to pay these services a fee so make sure you find out upfront what that fee will be.Dawn Said:What is the best way to eliminate credit card debut...

    Best Credit Card 0 Interest

    Enrique Said:Why not the Reserve Bank of India BLOCK the credit cards of the Senior Citizens after their 65 years of age??We Answered:Halting seniors from using credit cards is the silliest thing I've ever heard of. Banks who issue credit cards don't go under when a certain group of people can't pay their credit card in full. First of all the banks could lower their interest, or could cut down the interest on those seniors who get into trouble, or the seniors could go bankrupt and clear off the debt entirely and start new debt, or if the...

    Best Credit Card Application

    Nancy Said:Expert only please - credit card application?We Answered:best experience i`ve had was with mastercard acceptance all over the worldShirley Said:Which credit card company is best for first time applicant?We Answered:No such thing. All credit cards can raise your interest rate for any reason. All credit cards have outrageous late and over the limit fees. All credit cards, along with the Fico score was designed to get people into debt and keep them in debt. If you pay as you go. If you live on less money than you make. You will have money and not have to worship the fico. Goto http://www.daveramsey.com and listen to his...

    Best Credit Card Bad Credit

    Tamara Said:What credit card is the best to build up credit? (with bad credit now)?We Answered:You can get a prepaid credit card (Orchard Bank) with as little as $200... If you "don't have that type of money", then you shouldn't get a credit card period... I started with them, fixed the dings on my credit report, made sure I paid on time (and extra)... and have had a significant increase in my credit rating... I get "real" credit card offers now, not just those insane "$250 in fees, $50 in credit" SCAMS...Julio Said:What is the best place to get a credit...

    Best Credit Card Companies

    Amy Said:What are the best credit card companies for accepting balance transfers under $5,000?We Answered:Chase and American Express if you qualify. They both have 0% APR rates for 12 months on purchases and 2.99 APR on balance transfers. Both are reputed lenders and so will not be easy getting an approval. Chase Freedom Amex Blue or Blue Cash Capital one and B of A are scumbags. Easy to get approved, higher interest rates. Go through your bank where you have a checking/savings account if you do not hold a credit card with them already. Good luck.Carolyn Said:What are the best credit card...

    Best Credit Card Company

    Matthew Said:What is the best credit card company to go through is you have no credit?We Answered:if you are a student, many banks will work with you to establish credit. open you a checking account, give you a credit card with a low limit (like $500-1000) as long as you can prove student status. Or your parents can sign on a new credit application with you if they have a fairly good score and you can get a head start using theirs as a jumping off point (they can even set a low limit if it makes them...

    Best Credit Card Comparison

    Jennifer Said:Best credit card for tracking your budget?We Answered:My Providian card breaks down my spending for me. It's up to date and reflects the previous 3 months of purchases. While Providian was taken over by Washington Mutual, it has kept it's name and can still be found at: https://www.providiancard.com/bap/pvnwa/…Colleen Said:Which credit card would be best for me?We Answered:Chase Card is great as long as you have no late accounts, Capital One would be a good 2nd choice. If they both decline you, go with HSBC.Julia Said:Credit Card question?We Answered:APR=annual percentage rate which is the interest rate that they will charge you...

    Best Credit Card Consolidation

    Nancy Said:Does anyone know the best company to use for debt counseling and credit card consolidation?We Answered:I've recommended the resource listed below to a number of folks, and they've all been pleased with the results. Just make sure that the company you go with is non-profit and doesn't charge you a fee. If they ask for a fee, go elsewhere fast.Jeff Said:what's the best credit card consolidation service?We Answered:If you haven't needed a credit card up until people have been telling you that you need one, don't worry about it. You really don't 'need' one. The only reason that I...

    Best Credit Card Deals Uk

    Marcus Said:I want to make a product search engine and need help to find the quote from designers for designing the site?We Answered:We are not a website development company. If you have everything on the development side taken care of, we can do the design and coding for that. We would need to know your budget before creating a set price.Robert Said:Getting a credit card. What are the best deals around?We Answered:Hi Grant, Some of the responses have merit and obviously, if you can wait then you should and pay with cash. I do not know your circumstances though. Given this,...

    Best Credit Card For A College Student

    Alan Said:Best credit card for college student?We Answered:good call on getting a credit card because building credit is very important. I got mine from the following site because they list many cards just for students. I got the citi one. I hope this helped....

    Best Credit Card For Balance Transfer

    Jean Said:Best no interest credit card for balance transfer?We Answered:check out Discover Card at www.fastcreditcardapprovals.comDorothy Said:Credit Card Balance Transfer?We Answered:You can find a complete list of 'balance transfer' credit cards here: http://www.asapcreditcard.com/0-apr.html In the past, you'd be looking for a 0% APR credit card with 'no balance transfer fee'. But nowadays, every major credit card charges this fee in order to process your transfer. Since so many people were constantly transferring credit cards (and avoiding interest charges)-- the credit card companies took action to prevent abuse and limit their losses. But you can still save a lot of money-- even with a 'balance...

    Best Credit Card For Balance Transfers

    Karl Said:best credit card for balance transfers?We Answered:credcards.noneto.com - try this one. You can compare different credit cards and choose the best one for you. Some of them provide 0% interest rate for 12-18 months.Renee Said:Which credit card is best for balance transfers?We Answered:There are two credit cards that I think it's best for balance transfers. The first one is the Chase Visa Platinum card, it offers 0% interest on balance transfers for 12 months. The other one is the blue from amercian express. It offers a low fixed apr of 4.99% on balance transfers for the life of the balance....

    Best Credit Card For College Student

    Edgar Said:What is the best credit card for college students?We Answered:HSBC has a student credit card. Usually the limit is around $500. They take into account that you might not have much of an established credit history. 1-800-975-4722 That's their number. They are pretty good cards too. Mastercard. Accepted anywhere mastercard is accepted, worldwide too.Jennie Said:whats the best college student credit card? mtvU? discover student card?We Answered:I agree with you, credit cards are very good as long as you know how to maintain them. People complain that they are bad because they have no common sense and spend the money...

    Best Credit Card For Small Business

    Mae Said:What is the best way for a small business to take credit card payments over the Internet?We Answered:dont wait for the businessman to call you back You can take the credit card right now using paypal. a priemer (sp) account would be fine for right now and as your business grows worry about talking to the guy then. Right now ask him for his email address and just send him an invoice for his purchases. Explain to him that you are just starting out and he will understand that. later you can link your website to paypal but RIGHT now you need to...

    Best Credit Card Merchant Account

    Stacy Said:Best way to accept credit card payments offline?We Answered:Yes, a merchant account is necessary. To accept Visa and MasterCard you must go through the processes of acquiring a merchant account. They will not let just anybody gather and run credit card information. You will also need a terminal to run the transactions and a way for the terminal to communicate and approve the transactions. If your fairgrounds let you rent a phone line then any terminal will do. You can go ultra low cost and use a Tranz 380 w/ a printer for about $200. Ideally, you could use...

    Best Credit Card Reviews

    Rose Said:Does this violate the new credit card law?We Answered:First, the Credit CARD of 2009 does not become effective for 9 months. Second, a line of credit is not the same thing as a credit card. Third, the act does not limit their ability to increase interest rates. It only limits their ability to apply interest rates to outstanding balances when the increase becomes effective.Martin Said:the best way to lower credit card payments?We Answered:Actually, you're doing very well. The more you pay, the sooner the debt disappears. First, get rid of the CC debt ASAP. Next, take what you were paying on...

    Best Credit Card Reward Program

    Phillip Said:Which credit card offers the best reward program?We Answered:Look in credit. I just answered that question. /Jeanette Said:What's the best thing you've received from your credit card rewards program?We Answered:free cruise and plane tickets. i have amex and they are really cool. u dig? i dig.Antonio Said:What credit card rewards program is best for travel?We Answered:Well there are cards that will pay you up to 1.5% on all your spending in general. There are also cards that will pay higher rewards percentages on some categories of spending for travel (car rentals, airline tickets, etc.). For example, the Chase BP...

    Best Deal Credit Card Balance Transfer

    Vickie Said:Looking for the best deal for a 0% interest credit card?We Answered:go here they have that offer of 0% for 18 months http://www.bestcreditrates.netKatrina Said:what is the best fixed rate balance transfer deal?We Answered:The best rate would be one that you get from a loan or to pay off your debt in cash. Outside of that there is a lot of competition and you need to pick one that suits your individual needs the best. Just make sure its not limited time introductory offer and check out what happens to your rate if you missed a payment. I would also advise...

    Best Free Credit Card

    Terrence Said:what is the best credit card to recieve free plane tickets or air miles...stuff like that?We Answered:Some of the better rewards cards are the American Express Blue Cash card (not the Blue card, the Blue Cash card), Citi Driver's Edge card, Fidelity Signature Rewards Visa, and the Capital One No Hassle Miles Ultra for Professionals card. (Their reward structures are all different and good for different spending profiles though.) You can use this rewards calculator to see which of the many rewards cards will pay you the most for your normal spending: http://www.creditcardtuneup.com/Rosa Said:what is the best credit card to...

    Best Frequent Flyer Credit Card

    Clifford Said:BEST credit card for frequent flyer miles?We Answered:You can find a complete list of airline / travel credit cards here: http://www.asapcreditcard.com/airline-mi… If you're looking to travel on multiple carriers, you'll want to look for a more 'generic' airline credit card. There's lots to choose from! The Discover Miles Card is a great deal. Or, if your prefer a Visa or Mastercard, consider the Chase Flexible Rewards or Chase Freedom Card. Since every card has different restrictions / rules-- your best bet is to take a look at the 'Terms and Conditions' of each offer you're interested in to determine which...

    Best Low Interest Credit Card

    Geraldine Said:Who has the best low interest and high limit credit card?We Answered:That's not a bad credit score to have. Try out CitiBank and Chase cards. Both can give you reasonably high limit and oth offer the cards that have 0% APR for 12 months or so. It would be even better if you're registered as a business owner, a proprietor, or LLC manager. Then you can apply for a variety of business credit cards, which generally carry the same perks, but larger credit limits.Stephen Said:the best low interest credit card?We Answered:good luck until you credit score get to...

    Best Prepaid Credit Card

    Louise Said:What is the best prepaid credit card available in the uk?We Answered:Following are the best prepaid cards in UK - Virgin Prepaid Mastercard - cashplus Prepaid Gold MasterCard - Freedom Eagle Prepaid PAYG PersonalisedPedro Said:Best prepaid credit card for 17 year old in Canada?We Answered:Please open up a checking account and then get a debit card. Use a debit card and keep track of the money you withdrawal from your account. Using that prepaid credit card is just like money in someone else's hands ready to be stole from you. Why do you want a prepaid credit card? Why don't you apply for...

    Best Rebate Credit Card

    Randall Said:what's the best cash rebate credit card?We Answered:None. Pay cash and you will spend less. Thus, a cash rebate.Sean Said:what is the best cash back (rebate) credit card?We Answered:There are a lot of gimmicks out there and a tremendous amount of fine print when it comes to rewards cards. The best cash back I've seen is through Emigrantdirect.com. You will need to have a savings account with them, but their savings is an astonishing 4% APY...No Fees... No strings attached. This is not a CD, just a savings account accessed online. It's been...

    Best Small Business Credit Card

    Dana Said:Help - Best Small Business Credit Card?We Answered:The AmEx Starwood reward card is great. Low fee, plus you can use your points for either Starwood hotel stays, or redeem them for airline miles. Check it out! https://www201.americanexpress.com/sbsap…...

    Best Value Credit Card

    Shane Said:whats the best pre paid credit card in the uk?We Answered:The source below lists and compares a vast array of them - personally I would avoid them as they are an expensive way of purchasing -most of the cards charge excessive fees.Ronald Said:Best Credit Card for student?We Answered:I would get a pre-paid credit card first to see how "financially responsible" I would be with a credit card before I would get a bank credit card.Mario Said:How do I get the best value for my US dollar during a trip to Paris?We Answered:I used to take travelers checks with me...

    Business Credit Card Account

    Allan Said:Does my business credit card account affect my personal credit score?We Answered:You can use this credit monitoring service to pre-estimate future scores for different scenarios of such payments - credit-report-free.totalh.comJanice Said:I started my own business, forming a LLC. Should I open a business credit card account?We Answered:it might help you to keep things straight to have a separate card for your business but I wouldn't worry about getting a card designed for businesses necessarily. American Express has annual fees and you could do without that. I would just get another card for yourself or for the business to keep...

    Business Credit Card Applications

    Esther Said:Does anyone mail the credit card applications back to the senders in the business reply envelopes?We Answered:I have sent scraps of paper and expired coupons. If they want to pay all that postage for advertising I may as well give them something to open. I also send the perfume sample pull up tabs .Carla Said:Which is the best company for getting a business card and what is the credit card applications provided by thaWe Answered:Business Credit Card Business credit cards are very popular for small business owners because of the many benefits they offer. Benefits includes 0% Intro APR...

    Business Credit Card Bad Credit

    Casey Said:Where can I find a credit card for my business that is unconnected to my personal credit?We Answered:American express business cardDebra Said:Can you I use my company's EIN number to apply for a business credit card even though I have bad credit?We Answered:At first, I assumed the previous answerer was misinformed. If you are not an executive officer of the company, of course don't apply. If you are an executive officer of the company and own more than 20% of the company, you can use your EIN (or Federal Tax ID#). The things to considers are; (your...

    Business Credit Card Balance Transfer

    Sandra Said:Can credit card balances be somehow transferred to a business?We Answered:No - only by borrowing somewhere else to pay your card off.Marjorie Said:Is there a way to transfer a loan to a 0% interest credit card?We Answered:I have been getting the same Capital One offer in the mail about twice a week for a month. It allows you transfer a balance for a 3% fee - then no interest until March 2010 - so essentially a 3% interest rate over the next year; not bad. Call them - see if they'll give you that deal.Charlotte Said:Will my...

    Business Credit Card Cash Back

    Randy Said:Are there any business cash back credit cards?We Answered:American Express and Discover card have great reward programs plus have no annual fees with lower interest rates if you have decent credit, check out www.fastcreditcardapprovals.com under reward cards and when applying you just have to apply under your business name.Marvin Said:I am a self employed business owner that is looking for a business credit card.?We Answered:You can find a complete list of business credit cards here: http://www.asapcreditcard.com/business-c… With a damaged credit history, I'm not sure which card to recommend. But most business credit cards have different 'levels' of credit which offer different...

    Business Credit Card Comparison

    Charles Said:What employment position do I qualify for with this resume and experience? Must make at least 34K annually.?We Answered:First - Any HR person reading your Objective will not read past it. The phrase "further my career" means it gets filed in the trash!!! All this objective says is what can you do for me. Companies do NOT want to know what they can do for you. They want to know what you can do for them. Second - I think you could do well in an advertising agency - you have advertising, management, computer & graphic design skills - all...

    Business Credit Card Info

    Raul Said:online business; how (WITHOUT a webmaster) are credit card numbers and info confirmed?We Answered:You pretty much have to have a merchant service provided by the credit card companies involved. In this process part of the processing of the card involves electronic communication with the merchant service who confirms that the name, address, and credit card number correlate, and gives you an authorization number in return. In my experience, using QB merchant service, this takes just a couple of seconds. I haven't set this up myself, but I am sure any credit card company could stir you in the right direction. As is the...

    Business Credit Card Information

    Jerome Said:Can a business charge a credit card after receiving a statement of zero balance?We Answered:Did you complain when they credited your account without your consent? Did you want to "do the right thing" when you noticed their error that was in your favor? No. You saw the "zero" amount, went on the cruise, and thought you hit the jackpot. You knew better. If you *really* want to do the right thing, you'll pay what you owe.Brad Said:If you have an online business and someone emails their credit card #, how do you know that it is not fake?We Answered:you...

    Business Credit Card Merchant

    Deanna Said:when they say the merchant credit card is charged?We Answered:The business is charged for the credit card transaction. The business should not charge you extra when you use your credit card. The merchant may add an extra charge to the merchandise, but you should only pay the price for the merchandise plus sales tax.Leonard Said:Small Business Credit Card merchant?We Answered:The last copmany I worked for had the same problem, all the fees associated with it did not make it worth while. The only other option would be some kind of online service such as Paypal, they will still take...

    Business Credit Card Online Application

    Dianne Said:How old do you have to be to get a loan/credit card?We Answered:You have to be 18 to legally enter into a contract. Just wait.Leslie Said:Will i go to prison for taking out a credit card in my friends name?We Answered:What you have committed is identity theft. You knew what you were doing when you did it, but you thought you may get away with it, and were not thinking of the consequences that would occur when your friend found out. Now, you are in this pickle where you have to man up and do what...

    Buy Credit Card Numbers

    Wanda Said:is it safe to give your credit card number to buy online games from arcadetown and spintop? anyone has tried?We Answered:i checked the privacy statements on both sites and it looks ok. neither site stores your complete info. just remember if you do get charged for something you didn't order and can't get resolution call your cc company and dispute the charge. if this doesn't work, eat the charge and say you lost your card to get a new number so the other one doesn't work.Lonnie Said:does anyone know one of those credit card numbers that you can buy...

    Buy Prepaid Credit Card

    Jessie Said:Where to buy prepaid credit card?We Answered:You have several options in Ontario and they are not limited to stores. Banks like BMO, Citizens bank etc and others like Vancity, Tangarine etc offer some prepaid cards. Just make sure you read the fine print about the various charges before getting one.Juan Said:Where can I buy a prepaid credit card for paypal?We Answered:this works for paypal http://finance.ebookorama.com/PrepaidVis…Katie Said:How old do you need to be in order to buy a prepaid credit card?We Answered:I respectfully disagree with these answers. Putting money into a merchant's hand in exchange still creates a contract. ...

    Calculator Card Consolidation Debt Credit

    Anthony Said:Would it be better to take out a loan or keep the card?We Answered:With a low interest rate, I say keep the card, but stop using it. Instead, be disciplined and pay as much as you possibly can on the card every month. There is a cool Credit Card payoff calculator here: http://www.feedthepig.org/Calculators2.a… If your interest rate is 14% (you said it's low), you can payoff your card in 2 years if you can afford to pay $720 per month. Too steep? $349 a month will pay it off in 5 years. Either way, though, you can't continue using the card... you'll just extend...

    Canada Bank Credit Card

    Byron Said:can the bank garnish a tax credit from the government in Canada, for a spouses old credit card?We Answered:If he had the credit card at the same bank, yes they can. I would suggest going to a different bank so that does not happen again. Child tax payments are protected Universal child tax benefit is protected Ontario child care credit is not protected GST credits are not protected Tax returns are not protected. Rental opportunity for ontario families in not protected Working income tax benefit advance payments are not protected. Meaning that unless its from one of the top two sources, it can be taken from...

    Canadian Credit Card Application

    Brian Said:does canada recognize US credit history in determining Canadian credit card applications?We Answered:are SS#'s required on canadian applications???Richard Said:Should I fill in the Pre-approved Credit Card?We Answered:Not this time.Joel Said:American resident with both Canadian and US citizenship and I want to acquire a Canadian Credit card.?We Answered:I have credit/debit cards for Canada, and the US. All you need is money in the bank, pick a bank it does not matter...and you do need a Canadian address. Also you need ID to prove who you are and your address. It may be necessary to get an ID...

    Canadian Credit Card Comparison

    Amber Said:Credit Card Charges & Exchange Rates: Uses trans date or post date?We Answered:Call the 800 number on the back of your specific credit card and ask....

    Canadian Credit Card Processing

    Ella Said:i need help regarding canadian immigration?We Answered:Dear Ren, The turn around time for Canadian Immigration to issue a file number is between 2 to 3 months maximum. They have deducted the fee is to only let you know that your file has reached them and the required fee is processed post which, your file is assigned to a case worker who would then go through your application and documents and issue you a case/file number based on which all future correspondence is done and you can check your case status online once you receive your number: Previously...

    Canadian Instant Credit Card

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    Canadian Low Interest Credit Card

    Erik Said:What is a good credit card for an 18 year-old Canadian traveler?We Answered:You can go to master.com and go under Canada. http://www.mastercard.com/ca/gateway/en/… Click on the low-interest rates so that you can see what you are going to get. There are very few credit cards offered in CANADA. CAPITAL ONE HSBCBobby Said:What should I look for as a new credit card user?We Answered:If you plan on paying the balance off within the first 21 days, look for a No Annual fee card -paying off the balance results in no finance charge, so they could charge you 1,000% and it wouldn't matter. If you...

    Canadian Prepaid Credit Card

    Kathryn Said:How can I get a Canadian credit card if I have no credit History?We Answered:Read this website it has some useful information http://creditcardseeker.blogspot.com/...

    Canadian Secured Credit Card

    Edwin Said:where can i get a disposable credit card?We Answered:You can buy a secured credit card (you send them money and they fill the card up! http://www.capitalone.ca/canada/cards/co…Willard Said:Anyone know what Canadian website to visit to find that new pre-paid type credit card usable thru ATMs?We Answered:Home Trust have a secured Visa with a minimum of $1,000. you can contact me at http://albertamortgageguy.com if you have any questions...

    Canadian Student Credit Card

    Kurt Said:would you send your credit card info by email?We Answered:Most of the "firms" that charge job applicants are scams. There are very few industries where the applicant pays for the job search, and you should never pay to have your application submitted to just one company, or industry. If the recruitement firm was legitimate, the company would pay them to find a new hire. Have they given you an itemized list of what your money is paying for? Or just vague promises like "we will get your resume into the hands of hundreds of hiring managers". Because you...

    Capitol One Credit Card Application

    Mae Said:Question about credit cards and banking accounts?We Answered:You need to be 18 to legally sign contracts. While waiting to turn 18, stop at your bank and see if they have some brochures on credit cards. You obviously are not ready for a credit card and should learn more about them before you sign yourself up.Marjorie Said:How or Where do I apply for a credit card with little or bad credit?We Answered:You need to determine why your score is 540 first. Go to www.annualcreditreport.com and get all three credit bureau reports (you are entitled once per year...

    Capitol One Secured Credit Card

    Jacqueline Said:need to have 2 open revolving credit accounts to build a credit score. having 2 secured credit cards help?We Answered:Credit cards is a great way to build up a good record. All the credit company's are looking at is that you don't default on your payments and you always pay on time. Like you've obviously found out it very hard to obtain credit without a credit record as they have nothing to go on then... Also, here in the UK you must be on the Electoral Role too.Lois Said:where do i apply for capitol one secured credit card?We Answered:Call Secured card...

    Capitol One Student Credit Card

    Evelyn Said:What can I do to lower my credit card interests? College student needs help!?We Answered:You have a couple of options. You can ask them directly if they will lower your rates for you. Some credit card companies have hardship programs. You can call and just ask them if they have such a program, but don't give them much information about your situation. As other people here have said, it could work against you. The other option is to do a consumer credit counseling program. What they do is lower your interest rates on your credit cards. You make one monthly...

    Card Christian Consolidation Credit Debt

    Grace Said:What should I do about my Marriage?We Answered:It sounds more like a mother-child relationship, not a marriage.Franklin Said:What is the best website for Christian debt consolidation?We Answered:If you want * over 50% of your debt negotiated away * become debt free as soon as possible * Avoid bankruptcy * reduce your total debt balanced * one affordable monthly combined payment * home ownership not required * free quote with no obligation Check this site, http://Debt-Consolidation-USA.com Here you can get free quote from all debt specialists that available in your area. It's free and fastDebra Said:What is the best site for Christian debt consolidation? Is it better than...

    Card Consolidation Credit Debt Help

    Frances Said:Has anyone borrow from overseas money lender for credit card debt consolidation? Are they trustworthy?We Answered:eric, citibank offer loans over the net up to $$25k pretty much right away. however with bad credit this is not possible. if you don't have security to offer then private money is about the only option. there are sharks here who will lend at 4% per month. let me know where you are accesing the singapore money from and i'll take a look thru the terms with you. peteGeorgia Said:Credit card debt consolidation help?We Answered:In Malaysia, the amount of people in debt is still on the rise. People have...

    Card Consolidation Credit Debt Online

    Allan Said:online debt consolidation?We Answered:I was in your shoes last year. I avoided the credit counselors, using them will lower your credit score. I contacted the creditors myself and made arrangements to pay off the debts. All but one were willing to let me get caught up, without hitting me with additional late payments on my credit report. I would suggest you make arrangements with the creditors yourself before you spend any money. After I got the credit cards paid off, I contacted a credit restoration company that negotiated the deletion of the late payments for me. I also had...

    Card Credit First Student

    Pamela Said:Okay so like I got my first student credit card today. I wanna knw if the same amt of money comes monthly!!!?We Answered:Your "limit" is not a monthly limit, but a total limit. If your limit is $400, you can not owe more than $400 at any given time. So if you hit your limit, you can not use your card any more until you pay some of it off to make room for your new purchases. No matter how many months go by. Also, you can spend more that $400 on your card in a given month if...

    Cashback Credit Card Uk

    Nathan Said:Best Credit Card?We Answered:The best card is the one which gives you the lowest interest rate. It minimises the ongoing costs. Loyalty programs are not as important. Also search for special deals such as "zero interest on balance transfers" since you are CHANGING a credit card. Call centres, be prepared to compromise on this one, even if a bank currently has its call centre onshore, it will probably move it to India in the next few years in order to cut costs, so you can have lower bank fees. Anyway, how many times per year do you have to talk to the...

    Cash Back Credit Card Application

    Willie Said:Applied for Chase Freedom and Chase BP Credit Card within a week?We Answered:Visit this site http://www.thetechnology.net Here you will find enough information that will help you solving your this question.Steven Said:care to criticise? (part 8 - credit cards)?We Answered:My advice is to avoid credit card usage as a whole. Most people are tempted by them because they can instantly buy something that they want. Where if they had cash they would have to wait until they could afford it. If you are careful with money and you know that you can be sensible then maybe getting a credit...

    Cash Back Credit Card Comparison

    Maureen Said:What is the best Airline Credit Card?We Answered:The one travel rewards card I'm particularly fond of is the American Express Blue Sky card. It earns a guaranteed 1.33% toward travel on all spending. And its earnings can be applied to any airline, any hotel, any vehicle renter, etc. If you're not opposed to taking your earnings as cash (which of course can be applied to travel : ) ), other good options open up such as the AmEx Blue Cash card and the Chase Freedom card. An easy way to see which rewards card will pay you...

    Cash Back Credit Card Deal

    Shane Said:If i spend around £1500 each month on my credit card and always pay it off in full what is the best deal?We Answered:go to moneysavingexpert.com and check out what he says about cashback cards....

    Cash Back Credit Card Deals

    Perry Said:For paypal, when they say they'll refund something back to your account, is it your credit card account or watWe Answered:To your paypal account.Ricky Said:Is better to spend earn credit card frequent flyer mile points on airplane ticket or get 5% cash back?We Answered:Let's say you spend 12.500 dollars on the card. that will get you 25,000 miles or 625 bucks. . What will you be redeeming yur miles for?? It is probably a ticket that will cost less than 625 dollars. if that is true take the cash back. If somehow you can use those miles for a better...

    Cash Back Rewards Credit Card

    Pauline Said:Credit Card: Cash Back/Rewards: Is It Worth It?We Answered:Honestly, the percentage back and rewards are terrible. But, then again, if you're paying your account in full you're essentially getting stuff for free. And who doesn't like free stuff? 99% of the time there are no extra fees, though the interest might be higher. Registering isn't that big a deal, and if you bank online you already be registered to see the rewards. And it's no more a spam magnet than you already having the card, it doesn't open your information to any one new.Anita Said:How does...

    Cash Back Reward Credit Card

    Karen Said:Does anyone know of a reward credit card that offers cash back on gas stations, restaurants, and stores?We Answered:I have the Chase Freedom card.. it gives you three percent cash back on the placed where u spend the most each month.. ive had it for a few months and i really like it...

    Cell Phone Credit Card Processing

    Janet Said:How do I get out of my Sprint cell phone contract?We Answered:You have to start by carefully reading your terms of service. To the best of my knowledge they have to let you out of your contract under the circumstances you describe. Try being a little more forceful with them, you have to be affirmative and persistent - but do not use curse words or it could damage any Better Business Bureau complaints. Which is the next thing you can do is file a complaint. Try different techniques to make a roaming call at your house. Dial numbers...

    Cheapest Credit Card Processing

    Geraldine Said:Credit Card Processing through your bank?We Answered:Hot said it best, you'd be lucky to get better then a 2% rate considering your type of business .If i were you I would do a lot more shopping around. check out more companies before making any decisions. I suggest checking out the websites below and giving them some information and compare the rates to paypal and other companies you've been looking at and take it from there. I've worked with three different credit card processors and the ones below are my favorite. p.s. if any company asks for...

    Cheap Apr Credit Card

    Mabel Said:will it be cheaper for me to write a convience check for $1900 on my credit card or to get a loan?We Answered:just pay cashEdwin Said:Paying for a cheap car with my credit card?We Answered:if the car dealer will accept your CC, then go for it. Just try to pay it off before the 11% interest rate kicks in. That is an outrageous rate to pay for a car loan. Dealers don't always accept CCs though .Or they may try to charge you a surcharge over the agreed upon price to take the CC. Or you can get a cash advance...

    Cheap Credit Card Balance Transfer

    Ken Said:What is my finance charge for next month on my credit card?We Answered:APR is annual percentage rate. You divide by 12 to get the monthly rate. The interest rate is normally applied to the average daily balance (each days balance totaled and divided by the number of days). Makes it kinda hard to figure the actual interest charge but you should be able to estimate. If you do make the transfer to the 0% interest, make it a point to get the balance paid in full before the 0% offer expires.Edward Said:What is the easiest way to consolidate credit...

    Cheap Credit Card Deals

    Vincent Said:Cheap laptop options for university student with no credit card?We Answered:Hmm...tricky question. Not really sure. I do hear commercials for a company called Blue Hippo that say you just need an active checking account and they'll send you a new brand name laptop or PC. Check them out. Or check out http://craigslist.org in your area for one. Stay out of the personals section though!Amy Said:Can a minor purchase a prepaid credit card to make online purchases?We Answered:Yes you can. A prepaid card is probably the safest thing to use when you buy stuff from the net....

    Cheap Credit Card Interest

    Roland Said:Will banks stop charging me credit card interest if i cant repay them?We Answered:You really need a good hard lesson in credit and money management, yes you have been juggling and at the same time going further in debt at some point you have to pay the piper, my guess is now is your time. You credit rating also is about to sinkKevin Said:Can Chase raise the interest on my credit card while I am paying excellent on the balance?We Answered:They can, and without cause. Your card member agreement - all the fine print that accompanies your credit card...

    Cheap Credit Card Processing

    Chester Said:Need way to accept credit cards for online payments?We Answered:PayPal is certainly not the cheapest for a small business, they are however the easiest to setup and some consider them easy to use due to the way they operate. PayPal is not a merchant account, it's basically a third party payment provider that can help you take credit cards/payment from users with PayPal accounts. However they are notriously targeted by scammers and have thousands of complaints along with several class action lawsuits for good reason. They are a mediocre payment service at best that gets by due to there monopoly...

    Cheap Credit Card Transfer

    Jorge Said:can a bank force you to close your old credit card account after a balance transfer?We Answered:They can't reach out and close the other account behind your back, but they can cancel the new account and ask you to pay all at once if you fail to live up to the contract. That could get ugly. You would be wise to stop using whichever card you wind up with until you pay it off completely. Leaving a balance unpaid while you shuffle it from card to card in search of better interest rates or rewards is a loser's...

    Cheap Credit Card Uk

    Fernando Said:For foreing travel (say to UK), is it financially cheaper to use credit cards than to buy traveller cheques?We Answered:Yes it can be better because you will get the rate of the day. But it can be worse because of your dollar drops it ends up costing you more. You can cash in unused traveller's checks if you wish. AMEX is now offering the option of a Traveler's Check AMEX card in which you load a minimum amount, it has your name on it and you use it just like a Credit Card. It can be used...

    Cibc Secured Credit Card

    Mattie Said:If I move to Canada, does my credit start fresh over there or do they look at my United States credit?We Answered:You will have to re-establish your credit in Canada. CIBC bank has new immigrant products to help you do that. There currently is not a system in place to use your scores from US. You have to start all over BUT if you have guarantors than that can make it easier or put up cash for collaretal until you establish a beacon/fico score here. You can apply for secured credit cards for as little...

    College Student And Credit Card

    Dwayne Said:How does the chase college student credit card work?We Answered:If you are into face book and want that feature go for it. After the introductory 0% APR, your APR will go up to either 17.24% or 21.24%, depending on your credit rating. Either way, it is going to be high. The terms of the chase card can be found here https://www.firstusa.com/cgi-bin/webcgi/webserve.cgi?card=CVKK&page_type=appterms For other options and to compare a range of student cards you can visit the consumer credit siteCatherine Said:should i get a college student credit card?We Answered:Short Answer: Yes, apply for the card. Pay your bill...

    College Student Credit Card Application

    Francisco Said:Can I get a credit card with no income? (college student)?We Answered:No, I do not think they will accept your application. Also, applying hurts your credit. Keeping (and paying) a credit card for a long enough period of time will eventually build your credit enough to offset the harm from applying, but not immediately. If you are not approved, you get all of the harm of applying, and none of the benefit of having the card.Calvin Said:What are the odds that my credit card application will be accepted with a credit score of 749?We Answered:Well as...

    College Student Credit Card Debt

    Dolores Said:I am a college student in some serious credit card debt. Can i consolidate and defer till i graduate?We Answered:If you're wondering if you can consolidate credit card debt alongside student loan debt, then the answer is "no". A student loan consolidation can include student loans, only, and you can't wrap up any other forms of debt (credit cards, car loans, etc.) in there. As for whether you can use a more generic form of debt consolidation - then you have the traditional problem. A consolidation loan like this is an unsecured loan - by which I mean that you're...

    College Student In Credit Card Debt

    Marshall Said:Are there ways to consolidate student loan and credit card debt without hurting my credit?We Answered:Ok here is how I see it. Consolidating the credit cards is simply a way of extending the misery. The student loan payments are not big - because the lender hopes to be getting paid by you until your kids are going to college - quite literally. If you can possible increase your income even by working one weekend day or night a week, even doing something menial, you can make about enough to make the student loan payment. Then if...

    Company Credit Card Fraud

    Tyrone Said:If someone charges to your credit card and its fraud, who investigates? Me or my credit card company?We Answered:call your credit card company and place a claim...they will investigate the item and issue you a new card.....every card company has different levels of responsibility .....usually the first 500 $ charged are protected by your CC company....then the rest is up to you.Sylvia Said:Is there a federal board to complain about a credit card company ?We Answered:This would be a good site to start your quest. ***Dan Said:Credit Card Fraud, Company Policies - Prevention and Prosecution?We Answered:most banks do employ software...

    Compare Best Credit Card

    Adrian Said:Do you think Capital One has the best credit card?We Answered:If you have excellent credit, Capital One offers many great credit cards that give you rewards such as cash back, airline miles or points which you can redeem for pretty much anything. They are especially famous for their no hassle miles card, as seen on TV. Capital One is also good for those who have limited credit (those who never had a credit card) or people with credit that needs improvement. I would say it's one of the best because there is a capital one card card for...

    Compare Credit Card Deals

    Amber Said:where do i get information to compare credit cards?We Answered:All credit cards are designed to get you into debt and keep you in debt. All credit cards can raise you interest rate for any reason. All credit cards have outrageous late fees and over the limit fees. Get a debit card instead. It will do anything a credit card can do except get you into debt.Tommy Said:Do deficits matter anymore to the Republican Party?We Answered:I love propaganda. A balance sheet is made up of both assets and debts so counting just the debts without considering the assets is just dumb. Back in the sixties...

    Compare Credit Card Offer

    Rosemary Said:Where can I apply for a credit card online?We Answered:This is the best site for comparing and applying for credit cards online. You can search for a card that gives you cash back, airline miles, or low interest rates. http://www.creditcards.com/index.php?a_a…Morris Said:is there a website to find the credit card that's right for you, based on what you're looking for?We Answered:Here's another great comparison site to check out: http://www.asapcreditcard.com Just select an interest-- and see a list of options that fall into your selection criteria.Phillip Said:Which credit card has a better rewards program during a calendar year?We Answered:It sounds like Card #1...

    Compare Credit Card Processing

    Sonia Said:Why was I denied and American Express Blue Cash card?We Answered:Even if your credit record is spotless, they won't take you on if they don't think you make enough money to handle more debt. Your credit limits and the amount you already owe on them are the biggies there. Ask yourself this: if you were to use all your available credit, could you comfortably make the minimum payment on that every month without digging a deeper hole? What if your bank bumped the minimum payment up to 5% of the balance? If not, it's time to hide the cards and...

    Compare Credit Card Reward

    David Said:What credit card gives back the best benefits?We Answered:The best way to have "cash back" is to keep it in your wallet. Shred your cards and pay cash for everything. Even if you pay off your card every month (like I used to do), you are still spending too much by using the credit card. With a credit card, you don't have to think as hard about having the money readily available. If you don't believe me, try living on cash and debit card for one month. I guarantee you'll spend less.Ricardo Said:What is the best credit card for...

    Compare Credit Card Rewards

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    Compare Prepaid Credit Card

    June Said:need some comfort after awkward day in public (very long read, sorry)?We Answered:haha, dont worry.. i swear im ike that too, i've had a lot of awkward things happen to me plus every one has a bad day. Im probably a lot worst, im very clumsy or accident-prone -_-' . when I first began my job, i've never felt so awkward in my life... i screwed up so many things for a long time n it was just horrifying and at times i felt like crying no jk. BUT, life goes on so just think about what you can...

    Compare Secured Credit Card

    Timothy Said:do u know any secured credit cards around??We Answered:Most local banks and credit unions have them. Check the yellow pages.Velma Said:PLEASE HELP...personal finance questions.?We Answered:Firstly, you really should be responsible for doing your own homework. And then, you put out this question one day before the final? Do you really expect people to do research for you for free and to do it all within one evening? This does show a high degree of irresponsibility - do try not to live like this, it will not bring you success. That said, my suggestion is to go for topics 2...

    Consolidate Credit Card Bills

    Bertha Said:Is it better to consolidate credit card bills with a higher interest or have multiple credit card bills?We Answered:I don't see how it's ANY advantage to consolidate your bills to a credit card with a higher interest rate and a pay-off date. It's MUCH better to have multiple bills with the lowest interest rates you can get. What do the rates increase to after 2011? That's still 3 years away, you should be trying to pay off as much as possible on your cards. Pay MORE than the minimum, even an extra $10 a month helps. But there is actually hope...

    Consolidate Credit Card Debts

    Charles Said:How to consolidate credit card debt?We Answered:If your credit cards all have the same APR, or interest rate, then there is really no need to consolidate these credit card balances. However a balance transfer to another credit card at a lower interest rate could help you pay down your balances much faster - as more of your monthly payment amount would be applied toward your principal balance instead of just being applied to finance charges.Vanessa Said:How do you consolidate credit card debt if you do not own a home?We Answered:You can go to a bank for a signature loan....

    Consumer Credit Card Fraud

    Kelly Said:Question about Identity theft and credit fraud?We Answered:Probably you have some wrong items in your credit report. Use credit repair service to find and remove such bad stuff from your credit - freecreditreport.sinfree.netNancy Said:What is the Republican plan to protect consumers from stock, credit card, mortgage fraud?We Answered:Which party do you think is going to attack the money people that fund polititions? Do you see Obama kicking asss and taking names on wall street? Was Bernie Madoff the only crook? Who was it that got rich trading mortgage default swaps? Any Democrats in that crowd? Wake up will you! The...

    Consumer Credit Card Information

    Eduardo Said:They sent out my credit card details in FULL!!!?We Answered:Call and tell your credit card company you lost the card, they will issue you a new card and change your account number. Now, you are protected. If you want to get this company in trouble, and possibly close them down for a mistake, call your bank and report what happened BUT STILL GET A NEW ACCOUNT NUMBER. Your call. Leonard Said:With new laws, credit card companies cancel your card for stupid reasons- how can i keep my target store card?We Answered:Why are you carrying over a balance? It is 100% myth that carrying...

    Consumer Credit Card Protection

    Gertrude Said:Dell won't let me cancel my credit card. Legal help?We Answered:Well, if there is no evidence of identity theft, it is not a good idea to close the account. The very fact that you have it (and have a 0 balance I'm assuming) helps your credit score immensly and it will hurt it to close, But if that's what you want to do, you can file a report with the three credit bureaus to get it removed from your credit report, then it doesn't matter what happens to the account because you are no longer, on paper, associated with it. BTW-...

    Credit And Debit Card Processing

    Ellen Said:What is credit/debit card processing?We Answered:If a business wants to accept Visa and MasterCard, as well as American Express and Discover Card, you need to go to a company that has the necessary relationships to do this. You can't go to Visa and MasterCard directly (although you can actually go to American Express and Discover Card directly but typically people let their Visa and MasterCard agent set those up for them as well). Your dad's company will have that relationship and will help companies accept credit cards by establishing their merchant account and providing them with the equipment they need...

    Credit Card 0 Introductory Apr

    Margaret Said:Will my 30% APR credit card ever return to its original APR?We Answered:I would recommend carrying a balance on this card for a while and paying it off each month. Hopefully, the credit card company will lower your APR back to the original. If all else fails, you can try to give them a call. Ask when you can expect your rate to go back down. Tell them you'd like your original rate-- and ask if they can lower it again. If not, mention you've received a better offer-- or that you'll be looking for another one. Even though you...

    Credit Card 0 Percent Balance Transfer

    Ramon Said:how much does it usually cost to Transfer a balance from one credit card to another?We Answered:Pay it off it will save you from so much intrest. Usually it costs 3% of the balance. If you want to be creative get another credit card and trnsfer your balance to a 0 % or you can even call your current credit card company and ask for a lower rate after the 0 % percent expires. They will usually do it. Or simply pay it off and avoid the headaches. Save money now or another...

    Credit Card Account Information

    Dustin Said:Credit card account information on yahoo?We Answered:How do I update my credit card information? http://help.yahoo.com/l/us/yahoo/premium… https://billing.yahoo.com/services/servi…Evelyn Said:How do i delete credit card information from my account?We Answered:You can contact Yahoo at one of these addresses or call them to explain your predicament Yahoo! UK Ltd 125, Shaftsbury Avenue, London. WC2H 8AD. tel 1-408-349-1572 Yahoo! Inc. 701 First Avenue Sunnyvale, CA 94089 Tel: (408) 349-3300 Fax: (408) 349-3301 Hope this is enough for you Good luck. Jes***Patsy Said:How can I sell things on eBay without entering credit card or bank account information on PayPal?We Answered:Well I know the following thing to be true. You can open both a paypal and ebay account without...

    Credit Card Account Numbers

    Danielle Said:name websites that sell credit card numbers and accounts?We Answered:I didn't understand your question, If you are thinking of a virtual credit card, just email me at sibikasim@yahoo.comJulian Said:Can credit card account numbers be changed when the account is sold?We Answered:Yes and no, it depends on the transaction. If the account number has changed, the bank will send you a notification and a new card with instructions. The bank will never randomly close your account, or ask you to provide any account numbers.Terrance Said:How can i recover a paypal account without credit card numbers needed?We Answered:you can...

    Credit Card Application 0 Apr

    Hilda Said:when you apply for a credit card it says 0% APR, but what does 4.99% with application intro balance trans APR?We Answered:Cards often charge a different rate for balance transfers than they do for purchases, that probably explins what is happening here with your card. As a side note: Credit card companies may apply your payments to the parts of your balance that are paying the lowest rates first, leaving higher interest rates charged on the remaining part. For example, you transfer a $2000 balance from another card, that costs you 18.9%, but your purchase rate is only...

    Credit Card Application Bad Credit

    Jesus Said:Australia (NSW): credit card application - credit requirements?We Answered:If that is what you want to do just get a prepaid card. www.vrtmg.com/rlunsford and there are also other advantages to it....

    Credit Card Application For College Student

    Ralph Said:How will consumer credit counseling affect an application for a student loan?We Answered:From what I've been told those programs do nothing that you can't do yourself by contacting your creditors & working out a deal yourself. Also, it's about the same as filing bankraptcy or worse on your credit score. And they charge you so you have MORE debt!Katrina Said:Need help with credit card application.?We Answered:The new law which goes into affect in February, requires people under 21 to have proof of sufficient income to qualify for a credit card or a parent must co-sign. Gone are the...

    Credit Card Application Online Approval

    Georgia Said:How does instant online credit card approval work?We Answered:Once you hit submit, within 60 seconds you will receive an answer if you are approved, if you are not approved, it will usually say they need further information and will give you an answer by mail in 7-10 days. Historically, this usually means you didn't get approved, but that is not 100%, it will be reviewed by a human more than likely at this time. Almost all credit card applications have an option while you are filling out the application to fill out accounts that you want to balance transfer...

    Credit Card Application On Line

    Wayne Said:i have applied for a credit card on line and it have been aproved than they sent me the agrement to sing it anWe Answered:Yes, it's very normal. Most "preapproved" offers are based on what is called a "soft" credit check - the basic information that a company can get from your credit file without a signed authorization from you. Usually there's some fine print to that effect somewhere in the offer, often that also says that the offer may be "amended" after a further review of your information. (And they usually put that sort of fine print somewhere where...

    Credit Card Application Uk

    Jennifer Said:Does transferring credit card balances from one provider to another affect UK credit scoring?We Answered:Eliminating high interest credit cards by transferring to a card with a lower rate can help you save a great deal of money, allowing you to regain control of your finances. However, it is important that you understand all of the terms and conditions of your new credit card before committing enrollment. You want to make certain that the card offer is fair and that you are truly going to benefit from it. Featured are tips that will help you choose and use the right...

    Credit Card Apply Now

    Lillie Said:is it true that I can't apply for a credit card NOW since I'm 19?We Answered:Not exactly. If you are under 21, you must show proof of sufficient income to qualify for a credit card or have a parent co-sign. This new law is to protect you from taking on all sorts of credit cards, maxing them out, defaulting, and ruining your credit before you even get out of college and get a job.Derek Said:If I apply for a credit card now will i get it in a month?We Answered:The fastest way to get a response is to apply...

    Credit Card Apr Comparison

    Clayton Said:Trying to apply for credit card...?We Answered:I have a credit card, and I dont use it much, but I always make sure I pay off the full amount when i get the statement. If you just want one to establish a credit rating, then it would be better to do this. It is very tempting to buy something you cant afford when you have one of these cards, and think you will pay it monthly just this once. If you do this you will likely end up with a huge debt that you cant afford. The charges are robbery. Dont let...

    Credit Card Bad Credit Application

    Michelle Said:Credit Card Application Refused - Shall I apply for another?We Answered:you should not apply again, mostly it will be rejected again. Atleast wait for a few months. Also you should know how much is your credit score. To get 0% APR credit card your need to have excellent credit.Roland Said:AF Reserve - My Government credit card application got rejected?We Answered:You need to go to your chain of command right away and tell them. Bad news doesn't get better with age and the military must make other arrangements as we require the credit card.Juan Said:I got a free credit card...

    Credit Card Bad Credit Bankruptcy

    Erika Said:i have bad credit, i have never had a credit card, can i file bankruptcy or get a credit counselor?We Answered:Talking to a credit conselor can help, but I would avoid a debt consolidation program , or at least get all the facts before joining one. Many programs will actually negatively affect your credit because their proposal to your creditors will be to reduce monthly payments or eliminate late fees, and in turn creditors will "close your account". Some debt consolidators are quite pricey, too. What I would do is first contact all creditors and try to...

    Credit Card Bad Credit Canada

    Alicia Said:HOW CAN IGET CREDIT CARD IN CANADA WITH A BAD CREDIT REPORT?We Answered:If you have got a bad credit report and you really want a credit card then your best chance would probably be with a secured credit card. These kind of cards are secured by a deposit that is kept in a savings account, which can then be drawn by the credit card company if you fail to pay your balance on time. In the longer term it would be in your best interest to work on your credit report and try to get it cleared up. ...

    Credit Card Bad Credit No Annual Fee

    Edith Said:where can i get a credit card with bad credit?We Answered:The All Access® Prepaid Visa® Card gives you the simplicity and the convenience you need to manage your finances. All Access is more than just a card - it's a full service account that takes care of all of your financial needs in just one place. Benefits 100% Approved - no credit check and bad credit is okay. $10,000 Load Capacity - reloadable at retailers nationwide. No Upfront Payment - and no minimum balance requirements. FREE Savings Accounts - higher rate than most national banks. FREE Instant Transfers - send money to other cardholders. FREE Account...

    Credit Card Bad Debit

    Tammy Said:I want to consilidate my credit card debit I have kinda bad credit what should I do? what you guys recommend?We Answered:I know it sounds pat, but cut up yoru credit cards and pay them off one at a time. Some credit card companies will make a deal called an offering compromise where you agree to pay less than the full debt and then it's paid off. Look up the Fair Debt Collection Act of 1974 on the internet. There are lots of ways that credit card companies -- I don't want to say cheat, but...

    Credit Card Balance Transfer Comparison

    Lucy Said:Where can i do a credit card balance transfer and get free Callaway golf clubs?We Answered:Indeed balance transfer saves a lot of money and can save things from going worse, but many people simply don't know the right way to do balance transfer. This article takes a look at the correct process to initiate and complete the balance transfer. The first thing to look out, when a person wants to transfer his balances is a credit card which offers the lowest apr rates and lowest balance transfer fees. Many online credit card companies offer credit card comparisons. It is indeed...

    Credit Card Balance Transfer Deal

    Annette Said:Credit card balance transfer?We Answered:They'll probably tack it onto the existing account. Please make sure you understand the terms before agreeing to a balance transfer. They will charge a fee up-front for the transfer and probably offer a special interest rate for a few months. Once you know the terms, run the calculations to see if it will actually cost you less money than leaving it on two cards. I understand the desire to have only one debt account, but chances are the monthly payment will increase. How much are you willing to pay...

    Credit Card Balance Transfer Uk

    Michael Said:Can I transfer an international credit card balance with MINT?We Answered:Daniel you need to Contact your Bank, they should let you transfer it to your existing credit card and also allow you to have further credit, it is strictly up to the banking corporation if they will accept the debt on your Australian Credit Card. Contact MINT and have a word with them about it, they will know the answer more so than anyone else, I wish you luck, have a great dayAllison Said:Fee for UK to Australia credit card balance transfer?We Answered:Eliminating high interest credit cards by transferring to...

    Credit Card Bill Consolidation

    Jeremy Said:Has anyone here dealt with a fraudulant credit card consolidation company?We Answered:There are literally thousands of them... If your friend sent them money then there is a paperwork trail that he has copies off or at least can get the paperwork from his bank if he used his bank account to transfer money. Go to rippoffreport.com and enter any name that sounds familiar or run a generic search on their site for " credit card consolidation scam" Then sift thru the messages and articles that come up until you find something that fits the profile or sounds familiar.Antonio Said:Are there any good,...

    Credit Card Cash Back Deals

    ...

    Credit Card Comparison Australia

    Phyllis Said:What do I need to get my loan approved?We Answered:Ok personal loans in Australia are assessed using a method called credit scoring. Basically they type your details into a computer and then it spits out a score which will then decide if your loan is approved or declined. To get the best possible score with Australian banks: * Apply with your current bank. If you are a current customer for over 1 year you get a higher score because the bank "trusts" you. * If your current bank declines you then apply with CBA. They are pretty flexible in...

    Credit Card Comparison Balance Transfer

    Christina Said:Looking for a credit card to apply for w/no balance transfer fees @ least 12 months to pay @ 0% interest!!!!!We Answered:You may want to check with a Credit Union. At times they will provide you with terms like what you're asking for. I didn't get a 0% interest from mine, but they did offer a 4.99% on the life of the balance and I didn't have to pay any transfer fee's....

    Credit Card Comparison Cash Back

    Terry Said:Is my reason for being unhappy in my relationship justified?We Answered:I hope there will be some women who have the same kind of condition to answer this question, but here is from me. To be honest, you have a reason to be unhappy, because this guy have less achievements than you. For now you might think he is a very nice guy and a very boyfriend material but then when it comes to marriage, when you guys have kids and such you'll have less time to work and you'll make less money, things will change. You'll have a very stress...

    Credit Card Comparison Chart

    Nicholas Said:Should I get an Xbox 360 with my Credit Card Points?We Answered:Well, yes the games are on DVD's, but the next update coming on Nov 19th will allow you to place them on the hard drive for faster loading. If you will be downloading HD movies, etc etc, that also takes up space. If you won't be doing much of that though, the 60GB one will be just fine, and from what it sounds like, you probably won't be. Go ahead and get it, enjoy yourself with a new system. Just make sure your wife won't get mad at...

    Credit Card Comparison Uk

    Mark Said:How to search credit cards by my credit rating?We Answered:http://www.whogavemecredit.comMarie Said:Do You Have A Store Card?We Answered:I dont have one and never intend to get one. I have worked in two department shops (for a concession brand). We were told to push them on customers all the time, I never once asked a customer to take out a store card. I would sell the products of the company that I worked for but I refused point blank to sell store cards. And seeing as I worked for a concession and not the department shops they...

    Credit Card Consoladation

    Elaine Said:Is it better to us a Consoladation company or to use a home equity loan to pay off debt?We Answered:A home equity loan is the way to go. Get low interest, make sure it is FIXED interests then borrow against your home and pray you can pay the $45,000 wackeroo off .Hector Said:Do to a recent forclosure, we have debt. Should we pay on them or use a debt consolidation?We Answered:If you really need some help, I will suggest you a site. Where you can get your Consultation free of Charge! No credit check required to get started with...

    Credit Card Consolidations

    Matthew Said:What is a really good credit card consolidation company?We Answered:I do not believe that using debt consoliation is a good plan. Personally I would not spend even $25 (it's usually 100s) of dollars for this kind of service that could be going towards the actual debt instead. Instead, I would work 3 jobs to pay these off. The majority of people who do consolidations do not change their behavior, which is the main problem. You could be right back in the same boat. See the source below for the hows of getting out ...

    Credit Card Consolidation Canada

    Jill Said:How do I manage my debt and get into Canada?We Answered:I had an experience with Lenders until a friend introduced me to a lender here on answers. I got a loan of $130K to save my home from foreclosure from a reputable loan firm. The name is Cohen Loan Agency with email address cohenloans@gmail.com It will be ideal you contact them for a loan response today. Regards. Kit....Wayne Said:Can my father take out a consolidation loan for me?We Answered:He cannot take out a loan on your behalf. He can either take the loan out in his name or you can...

    Credit Card Consolidation Companies

    Andrew Said:Are credit card companies in kahootz with credit consolidation companies ?We Answered:You can usually get a much better interest rate (and not get ripped off) by getting a loan from your local bank or credit union.Stacy Said:Do you know of any Credit Card consolidation companies that don't charge fees?We Answered:Stay away from credit consolidation companies. Having that on your credit report is just as bad as having maxed out credit cards. You're better to pay off your own debts. Pay the minimums on all the individual debts except the smallest debt...then take all the extra money...

    Credit Card Consolidation Company

    Steve Said:What is a good credit card consolidation company to go to? My debt is about $6000?We Answered:here's a nice page http://credit---card.org/debt_help_links… thanks for the 2 pointsKen Said:Good Credit Card Consolidation Company?We Answered:They are usually a scam. My advice is to listen to Dave Ramsey. He is a radio host who helps millions of people get out of debt, listen to his show for a week and you will understand. You can even call the show and ask him what you should do! Find somewhere to listen here: http://www.daveramsey.com/radio/home/Catherine Said:Where do I find a trusted credit card consolidation company?We Answered:Most credit card companies are...

    Credit Card Consolidation Help

    Troy Said:credit card consolidation or, just find a 0% card for 6months..???We Answered:http://localwebpro.ecreditdirectory.com/… Here is a credit card offer for 0% for 12 months on purchases and balance transfers. To answer your question I'd really have to know how much this person owes and what their current payments are. Also, what amount they can afford to pay. This information would be really helpful on determining what would be the better course to take. You can also look into prosper.com they loan to people for any reason on a 3 year term. Interest rates are bid on based on your credit profile and...

    Credit Card Consolidation Programs

    Katherine Said:Bank loan or debt consolidation program for credit card payoff?We Answered:A bank loan will require some form of collateral, like a house. If you can't pay the loan, you lose the house. Debt consolidation will trash your credit score. You are better off negotiating with each credit card. Mention to them that you may have to declare bankruptcy due to the high rate and could they lower the rate. In most cases, they would do that.Jill Said:If I go into a credit card relief program for a forgiveness of debt what will the tax form 982...

    Credit Card Consolidation Uk

    Nora Said:Advice welcomed regarding consolidation loans in the UK?We Answered:have a look at this website offers lots of tips & advice http://www.moneysavingexpert.com/...

    Credit Card Consolidators

    Zachary Said:What is the best way to get rid of credit card debts? Any experience with debt consolidators?We Answered:Please do not consolidate. It is not free, they will lower your payments by increasing the length of time until you are debt free, and you will take a hit on your credit score. Or they negotiate your debt down after telling you not to pay for awhile adding another hit to your credit score. There is a better way. A. Have a garage sale and sell anything that you no longer need or want. B.Get a temporary part time job, if you have...

    Credit Card Consolodation

    Sylvia Said:What is the best debt consolodation company? I dont want it to hurt my credit. ;o)?We Answered:The best consolidation company is yourself. You can do everything one of those places can with the right information and everything you need to repair your credit is at: http://www.thecreditrepairmanual.com Best of Luck to you!Miriam Said:I need a small loan of 10,000 but have bad credit. Who can I turn to who will help me?We Answered:There are plenty of places that offer loans for people with bad credit with no-hassle applications and easy requirements. Some of these lenders even offer 1 minute approvals, and have both...

    Credit Card Consumer Protection

    Russell Said:Since Obama has attacked "Big Credit for the protection of the American Consumer"?We Answered:Lord help us from the governments regulation! My credit card interest has went up! Never been late and always paid more then what was due. You can bet when government make new laws to help the consumer, the big shot financial wizards and their lawyers will find every loop hole to charge us more money....

    Credit Card Cvv Number

    Patrick Said:New credit card - also new CVV number?We Answered:For security purposes, they would change it.Joseph Said:How do you charge with a credit card.?We Answered:Ask them to pay you via Paypal or Google Checkout or just say no.Clinton Said:Hey i had around 700 credit card number's with cvv number zipcode city state country telephone number and?We Answered:Well good, what are you doing with all of those? That is a federal offense there mister. The problem is you need to go and get your own damn money!Kathy Said:why is cvv number printed on the credit card?We Answered:As Andrea said...

    Credit Card Deals Balance Transfers

    Johnnie Said:How does a credit card balance transfer work?Does it increase my limit?We Answered:If you try to transfer $1000 into a credit card with only a $500 limit, assuming the card company will even do it, they will charge you a huge over the limit fee, plus probably change the interest rate. I have had 8 or 10 cards for 20 years and that is the only way I use them, but I would never try to transfer a balance to a card with a lesser line of credit. In fact there is no advantage to transferring a balance at...

    Credit Card Deals Cash Back

    Annette Said:Anyone know of a credit card that offers more than 2% cash back on everything?We Answered:All cash back offers I've seen on credit cards are 3% or less. One offer I receive says that gas purchased at club warehouses (Costco/Sam's, etc) or grocery stores (Safeway, Fry's, etc) do not count. But, read the fine print on any car BEFORE you get it. I got one form Wells Fargo that offered cash backs and gift cards BUT it came with a $12 annual fee. I would get 1 point for each $4 charged. 650 points...

    Credit Card Deals Uk

    Rhonda Said:Are the Labour party being irresponsible offering credit cards to their members?We Answered:Preposterous. They should be setting an example in the light of the current debt and financial crisis.Clifford Said:Are there share dealing accounts where you can buy shares with your credit card in uk?We Answered:I tried to do it before Christmas before the HBOS bail out. I couldn't find a site that would let me do it and missed out on about £5800 profit. The reason they've stopped at the moment apparently is because it's similar to the geared investments in the states that contributed to...

    Credit Card Deal Uk

    Roland Said:How do I know if an Online Company is safe to deal with? UK based.?We Answered:Try to google the company name to see if anything shows up. Sometimes the padlock will not show up even if it is a true company. Also, see if there is a BBB in the UK that you can contact. They will be able to tell you if it is a scam or not....

    Credit Card Debit Consolidation

    Ken Said:Does debit consolidation ruin your credit? Whats a good way to paying credit cards off?We Answered:You can use this credit monitoring service to pre-estimate future scores for different scenarios of such payments - credit-report-free.totalh.comWarren Said:Any one had experience, good or bad, with contacting a Christian Debt Consolidation company?We Answered:First of all they are a BAD IDEA from the get-go !!!!!!!!!!!! You can do this all by yourself and it wont cost you a cent !!!! And just because it says CHRISTIAN doe NOT mean it's good!!!! Some of the biggest swindles and rip-offs have been done...

    Credit Card Debt And College Student

    Robert Said:Can I consolidate credit card debt into a student loan?We Answered:Yes, you can get the loan and then use the money to pay off the credit card....the school just gives you a check from the loan money (after they take out tuition) so you can spend it however you want.Maria Said:College Student Needing Serious Credit Card Debt Help?We Answered:Pay what you can each month. They can't do anything if you are making some kind of payment. Don't let is stress you. This is such a common problem with college students because the banks love taking advantage...

    Credit Card Debt Consolidation Companies

    Albert Said:Are there any legitimate credit consolidation companies? ?We Answered:In truth there are legitimate loans for debt consolidation but not really companies. Most companies doing this are frauds. Just go to lending tree.com or a similar load clearing house site. Do some careful checking of your numbers. I suspect that the student loan is far cheaper left alone than combined with others. Also 9K od debt is so low you could simply pay it off if you were serious in short order. Consider all alternatives first. "Debt consolidation is nothing more than a "con" because...

    Credit Card Debt Consolidation Company

    Valerie Said:my boyfriend has credit card debt. (call consolidation company?)?We Answered:Until he cares he can't fix the problem. He is wasting 4-6K a year on interest so paying 400 a month will leave him in debt for life that is just wasted money paying for stuff he has. If he wants this paid off in 4 years he would need to pay about 800-1000 a month every month and not charge even car repairs. Does he have that kind of income or is he willing to work a second job and not spend money to handle his problem? Do you want...

    Credit Card Debt Consolidation Help

    Jacob Said:how good does my credit have to be to get credit card debt consolidation?We Answered:Please do not consolidate. It is not free, they will lower your payments by increasing the length of time until you are debt free, and you will take a hit on your credit score. Or they negotiate your debt down after telling you not to pay for awhile adding another hit to your credit score. There is a better way. A. Have a garage sale and sell anything that you no longer need or want. B.Get a temporary part time job, if you have one, get another. Here...

    Credit Card Debt Consolidation Loans

    Debra Said:Debt consolidation Loan/Credit Card?We Answered:I'm in debt management and if you've never missed a payment then your best bet would be to call each credit card and ask to see if you could get onto an internal program. That will lower your interest and maybe even the payment. Keep sending the same amount don't send the lower payment obviously. But the internal programs are for a limited time only so ask how long it will last. Before you do that, you may want to check how much more you could pay a month. The...

    Credit Card Debt Consolidation Program

    Maureen Said:Can I do a debt consolidation program even if a lot of it is NOT credit card debt?We Answered:yes but either case it would be a waste of time and money == take all you bills and figure the minimum payment on each one and add up the total -- say you short 29.00 there goes the Internet service -- fifty short u just lost cable tv -- 100 short the cell phone is gone right on down the line until you have more coming in and going out -- just keep getting rid of wants -- you may...

    Credit Card Depot And Debt Consolidation

    Phyllis Said:How do I fix my Bad Credit?We Answered:Maryn's answer is excellent - you must repay ALL your bills so you do not appear as if you are SELECTIVE about which bills you pay. A consolidation loan could be a good way to go but only if you pay all your debts with it, and don't get deeper into debt in the meantime. Also, to raise your score you need a detailed understanding of exactly how credit scoring works. There are five areas that go to make up your score, and they are weighted differently - some areas are more important than...

    Credit Card Electronic Payment

    Alan Said:Can you use the esign(electronic signature) in the credit card dealings when doing the payment in your coutry?We Answered:When you are using credit card on the Internet, all transactions are categorized as "card not present" -- because as you pointed out, it makes no sense to fly from one country to the next just to show you have signed your credit card. Amazon.com, even Paypal and all the other etailers do not use signature over the web. Instead, they ask for your card's - exact name as it appears on your card - credit card number - expiry date - last 3 digits...

    Credit Card For A College Student

    Danny Said:credit cards? which college student credit card should i get?We Answered:Hi I have a Student Discover credit card, and I did not have to pay any interest for the first 6 months. I now have to pay a low interest rate, and if you pay on time, you will get a large cash back bonus.Vera Said:Can I get a college student credit card?We Answered:Odds are you can't because you would need some credit history. Very little banks are offering credit cards without a security deposit. Try capital one first and if that doesn't work be prepared to...

    Credit Card For Bad Credit History

    Tracy Said:How does someone get their first credit card when they do not have any credit history at all?We Answered:I got my first credit card at a department store and all I had was my job on my history. Go to Sears, Macy's, or somewhere in a mall. Or try to apply for credit at a furniture store, or Best Buy, that offers a payment plan. It will be for a low amount, but only use half of the amount or less. Then you will begin to get promotional offers in the mail to give you credit. These will also be pretty small (200-500...

    Credit Card For No Credit History

    Stacy Said:Which credit card (if any) should I apply for with an Experian Score of 720, but short credit history?We Answered:You need a debit card with a MC or Visa logo on your checking account. Should have done that before getting any "secured" (i.e. costly) credit card. If your bank requires that you pass the one-year point before getting a regular credit card, then wait - it's only 4 more months. Going elsewhere is a dicey proposition at this point due to the short history. Inquiries drop your score, so you don't want to apply too...

    Credit Card For People With No Credit

    Beverly Said:what is the best credit card for people with no credit.?We Answered:If you do not have any credit, you will have to start with a secured credit card. Go to the bank or credit union you do business with, ask them if they have a secured card, deposit $300-$500 into the account. Use the card each month for small purchases like gas or groceries. Make sure and pay the card off in full each month. After a few months, ask the bank to convert the card to an unsecured card or apply for a unsecured card. Retail stores and gas cards...

    Credit Card For People With No Credit History

    Roberta Said:What is the best credit card for people with no credit?We Answered:If you're employed and have $500 in a saving account, convert it into a secured credit card Make sure they belong to the credit bureau.Amanda Said:where can i get a credit card made for people without credit history with guaranteed approval?We Answered:Capital One and Orchard Bank are easier cards to get.Renee Said:Do I need a credit history to be approved for the Capital One Standard Platinum credit card?We Answered:Yes, but other than that you can check out Credit Unions like Digital Credit Union (dcu.org) and Nortwest Federal Credit...

    Credit Card For Poor Credit History

    Virginia Said:I need a first time credit card but have poor credit, one that doesn't require sav./check. acct. not pre-paidWe Answered:Try capital one or orchard bank. They both have programs that don't require savings or checking accounts. Not a pre-paid card. Usually a lower credit line, but will go up as you make your payments on time....

    Credit Card Frauds

    Jeanne Said:How can i use my credit card more securely for online purchase?We Answered:You can do online parchase using your credit cards by some simple safety methodes. Make sure that you are giving your credit card to a verisign verified sites and also in a https web page. Try to use a virtual credit card rather than your own original credit card (source) use on screen keyboard to enter credit card details more informations about the same is given in the sourceClaudia Said:Credit Card Frauds: Why is it that credit card companies are able to inform you...?We Answered:If they see a lot of activity...

    Credit Card Fraudulent

    Mattie Said:Do I have to pay my credit card off even if the charges are fraudulent?We Answered:Definitely pay the minimum. You should also have had a police report completed to show you did not accumulate those charges yourself and that it was in fact fraudulent.Rose Said:How can I get my credit card company to remove fraudulent charges from my card?We Answered:You should not have closed the account with the balance still pending. Stop calling and start sending letters. Send a certified, return receipt letter indicating these late fees are the result of fraudulent charges which have been removed....

    Credit Card Fraud Alert

    Sam Said:During fraud alert on credit report can I use credit card?We Answered:You can, as far as I know, still use your current cards unless you reported one or more stolen. Those accounts will likely be frozen or have the number changed. If you simply put the alert on your credit report and not a specific card, then you shouldn't have a problem using a card, but if you try to open a new card anywhere you will have extra steps to complete.Dale Said:What does it mean by freezing credit card history and placing an extended fraud alert?We Answered:If you...

    Credit Card Fraud And Identity Theft

    Steven Said:How does pressing charges work for Credit card fraud + Identity theft?We Answered:Mother might be charged with felony ID theft. She might be charged with credit card fraud. She might get off scott-free. The police report will add credence to your BF claim. It would be anybody's guess as to what will happen. It also depends upon the CC issuer if they will press fraud charges. They will certainly want their money.Mabel Said:credit fraud/identity theft?We Answered:As far as the loan is concerned, there is not much difference between being the sole loan holder versus being...

    Credit Card Fraud Article

    Raul Said:How much money did Obama's Campaign raise from stolen credit cards?We Answered:Millions.Amy Said:Is the Obama campaign committing fraud?We Answered:I repeat.... IS THE POPE CATHOLIC? DOES A BEAR POOP IN THE WOODS? PICK ME UP OFF THE FLOOR... I"M SICK FROM LAUGHING! SORRY FOR THE CAPS, BUT I JUST HAVE TO SCREAM OUT THIS ANSWER!Sheila Said:confessions of a thief?We Answered:I really enjoy this type of stuff too, "Catch Me if You Can" was a great movie. Thanks for the link, very interesting story, can't believe he almost got away with that just by using a cheap corporate stamp!Charlotte Said:Does Itunes charge $1.00 to verify your...

    Credit Card Fraud Canada

    Loretta Said:Consequences of credit card fraud- if they were caught the first time?We Answered:Well call the local police and see if you can press charges. If you want something done then you'll have to press charges. Did they actually find the person(s) who tried to use your credit card number?Claude Said:Can the credit card company in Canada refuse to reverse charges made by someone else?We Answered:I would either a) force your co-worker to pay for the charges OR b) I would file a police report against your co-worker (press charges if you want) and forward all documents to...

    Credit Card Fraud Cases

    Hector Said:i want sites that can give info on credit card fraud cases?We Answered:If you do not check a company before entering into a transaction, you could lose your money, time and credibility. Some widely used resources are the Better Business Bureau (www.bbb.org) and the national fraud center (www.fraud.org) these days, you can easily find out more about a company using the internet in a few minutes. From a company's website, you can details about its ownership, how old the company really is and feedback from the company's customers. You can find more detailed information about a company at...

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    Isaac Said:credit card fraud charges in canada?We Answered:Do you have someone to represent you. Please do NOT trust your fate to people on yahoo answers. If you have someone representing you it is possible that you can enter some sort of agreement that stipulates that ifyou pay restitution you can the charges will be reduced.. what they 'put on you' will depend on a few things but one of the most important factors would be how much money you have been accused of taking on the bright side...you are out if you were thought to be a huge criminal you would still...

    Credit Card Fraud Crime

    Brent Said:I am majoring in Economic Crime (credit card fraud, white collar crime etc.) and want to do a double major....We Answered:It all depends on what you want to do after you graduate! I would think that it's better to have a broader education and stick to just one (1) major because you never know what other knowledge you'll need but that depends on what you plan to do with your life.Tara Said:credit card fraud why don't you get to know who stole of you ??We Answered:I hate them! My sister had her identity stolen a few years ago (she...

    Credit Card Fraud Help

    Gabriel Said:Is there a credit card fraud investigator that can help me?We Answered:If you filed a police report, you can contact the three credit reporting agencies to get a free credit report and to put a block on your credit report so no new credit can be taken out without verification. Last thing, document all correspondance. Good luck!Elizabeth Said:Help me to overcome online credit card fraud case?We Answered:Contact your credit card issuer. They will cancel the compromised card and issue a new one. They will also send you a form that you will need to fill out for fraud. They...

    Credit Card Fraud History

    Ray Said:How should I monitor my credit? Lost SS card and had no history.We Answered:Before you do anything else, you need to go get a new SS card. Just explain the situation to them and they'll get you another one. Once you get your new card, then you can deal with the credit bureaus. But you won't be able to do anything with the bureaus until you can get a SS card in order to prove that you are who you claim to be. Kim Said:what will i get 4 credit card fraud/ i have no criminal history that i...

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    Jerome Said:Does this count as credit card fraud?We Answered:For sure it's fraud. The closest I can think of is that someone stole your credit card number and went on a shopping spree. However, in this case, the number was willing given to a 'friend', who then went and used it. Your best bet is for your brother to call his credit card company and say that he's found a bunch of purchases on his card that he didn't do - which is true. An investigation into those online purchases will determine that they were shipped to...

    Credit Card Fraud Insurance

    Brad Said:Do credit card companies really care about stopping credit card fraud?We Answered:Companies in the finiancial sector, as with all businesses, are primarily concerned with maximasing their net profits. So I would imagine that it would be in their best nterests to tackle the issue, otherwise consumers will stop filling out credit applications, and their existing customers will stop using their cards. Nobody wants to be forced into debt which they have willingly accumulated themselves. However paying money to a bank to protect your card is not going to prevent, someone hacking into your computer's internet connection, and secure online...

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    Sheila Said:what takes place in a credit card fraud investigation?We Answered:They cannot charge you for something you have not done. Its a tricky business and they lose alot of money as well. You need not pay if you have been charged wrongly for it. ByeJanice Said:i was wanting to find out what the procedure is for credit card fraud investigation?We Answered:You need to file a report with your police department and go to Experian, Equifax and Transunion's websites. They all have a place on the website for you to report it so they can start an investigation. I would also...

    Credit Card Fraud Law

    Darlene Said:What is the law regarding companies taking your credit card out of eyesight?We Answered:I don't know the law in UK, but if there is any doubt, call your bank, tell them what happened, and they will usually reissue the card with a different number. There shouldn't be a charge for this unless your on some high risk type account.Claire Said:In cases of credit card fraud, is there a dollar amount before the bank calls in law enforcement?We Answered:If the "mistake" is paid in full promptly, the bank will probably let it go. Not paying promptly is generally...

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    Clifton Said:I need to know if this is Credit card fraud or not?We Answered:You may not notice it, but more and more individuals are now becoming victims of this new type of fraud. According to a recently-concluded survey conducted by a well-known money transfer group on the internet, 1 out of 5 individuals becomes a victim of credit card fraud and the worst identity theft. That is the reality of credit card fraud nowadays. If you easily fall for these attractive offers being introduced to you by these credit card crooks, there is a huge chance that you will be their...

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    Kurt Said:does anyone know any good lawyers in alabama that deals in credit card fraud?We Answered:I have attached a link for you. Plenty of attorneys within this engine for Alabama credit card fraud. I would take a look at several attorney sites and make a decision based upon their experience within this practice area.Earl Said:serious only reply credit card fraud,lawyer please?We Answered:where is ur ?Vivian Said:Does this count as credit card fraud?We Answered:I don't think using anyone's card is the right thing to do but there is not a jury around that would convict Amy of anything more than being...

    Credit Card Fraud Management

    Mike Said:Punsihment for being charged with credit card fraud over $1000?We Answered:You are not suppose to use a company credit card for personal use - even if you are the owner of the company - it's one of those gray area rules and laws that a few people do not report and prosecute on. However, at this point you should pay the money back and your father-in-law should call the credit card company and explain that he forgot that his son permission to use the card - this is simply - unless he is swearing that he did not...

    Credit Card Fraud Number

    Sharon Said:Is there some kind of "sucker credit card number database" for these losers to commit fraud?We Answered:Check your computer or have it checked for the presence of a back door trojan or rootkit. If it's infected, every transaction you conduct on it, every password you type in, is going back to a criminal ring somewhere and yes, they do sell credit card and debit card numbers as well as social security numbers. Many times how this happens is when people download files on peer to peer sites such as Limewire, uTorrent and any of the others. ...

    Credit Card Fraud Penalties

    Pedro Said:what is the penalties for credit card fraud under 1000.00? in florida?We Answered:You should read Florida's state statues for credit card fraud. Or speak with a lawyer.Angel Said:credit card fraud penalties?We Answered:Up to 10 years in prison. The amount isn't relevant to the crime, only the sentence.Neil Said:what is the penalty for credit card fraud in California?We Answered:Jail! Duh!Allan Said:Credit Card Fraud Penalties?We Answered:most likely they will charge her with a felony and she will get probation anywhere from 3 to five yeas probation and since she is so close to 18 they will charger her as an adult but...

    Credit Card Fraud Penalty

    Eduardo Said:If someone only does $25 in credit card fraud what happens? Is the penalty less bc its a small amount?We Answered:Despite the amount of money, with all the credit and ID theft hat is taking place, they will pursue it. It might just result in a misdemeanor but it is still fraudNorma Said:What is the penalty for credit card fraud in Texas?We Answered:You may not notice it, but more and more individuals are now becoming victims of this new type of fraud. According to a recently-concluded survey conducted by a well-known money transfer group on the internet, 1 out...

    Credit Card Fraud Protection

    Clifton Said:I am the victim of an unusual credit card fraud.?We Answered:I'd definitely report it to the police. It could be part of a pattern of incidents that might lead to the culprit being caught. You say a deposit was made - do you mean into someone's private bank account? if so you should be able to get that information from the bank, which may help. It's also worth talking to your bank, telling them a fraudulent withdrawal has been made, they may be able to reverse the transaction.Mathew Said:Picture ID Credit Card Disadvantage?We Answered:Not that I've ever seen....

    Credit Card Fraud Punishment

    Annie Said:Ex boyfriend and credit card fraud...punishment?We Answered:There's no set amount of time on how long the process will take. It mostly depends how long it takes the police to investigate your report and how easily they can find evidence. However once that report is filed it should take some heat off you from the credit card companies for a while. If evidence is found and he is convicted of identity theft, then he is facing a minimum of a 3 year prison sentence. Edit: Even if he is a first time offender, he is still subject to the minimum jail...

    Credit Card Fraud Scams

    Shawn Said:Why are 100% of the people who try to scam my retail store and commit credit card fraud black?We Answered:Maybe your in a location where you have a very high percentage of black shoppers....Cory Said:Is this a credit card scam?We Answered:scamEvelyn Said:Is it fraud to enter a fake credit card into a "free trial" scam?We Answered:It's not illegal but you won't get the item. They do run the card to check if it is a valid number. They ask for the billing address so you can't simply make up a number. Many people enter an incorrect...

    Credit Card Fraud Uk

    Ruth Said:Credit Card Fraud.?We Answered:It happened to my girl, just tell him what you told us and let him sort itKatie Said:is there a statute of limitations for credit card fraud in the the uk?We Answered:Probably 7 yearsCathy Said:lots of money is lost to cloned credit card fraud in the UK each year. If i had a genuine way to reduce creditWe Answered:chopping the hands of credit card theives and cloners is quite effective, but still not legal. there is an effective method, id cards that have to be scanned at same time, showing your photo so not swapping. works well...

    Credit Card Fraud Victim

    Lisa Said:What happens when your a victim of credit card fraud?We Answered:Credit Mend is correct. Less said the better. They'll figure out who used the card and go after that party.If you want to feel safe, you can put it on fraud alert for 90 days. Call Trans Union Fraud Dept. Their toll free # 1-800-680-7289. They will notify the other to bureaus for you.Hilda Said:Ive been the victim of credit card fraud?We Answered:have you reported it or will they try to steal more from you ?Nora Said:Victim of credit card fraud. How can I send them to jail?We Answered:i...

    Credit Card Generators

    Philip Said:how can i be caught if i download a credit card generator software?We Answered:When the card number bounces the merchant will file a fraud report. Your IP address and/or shipping address will be used to track you down.Eva Said:what will happen if I used credit card generators?We Answered:This is garbage. Credit card number generators DO NOT provide valid numbers that can be used for online purchases (or any other purchases). I am not sure what this is about but it is a scam and is definitely not true.Vernon Said:Use Credit Card Generator and go to jail?We Answered:Yes - it...

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    Jean Said:what are some good credit card generators?We Answered:Can't answer. Don't understand your question....

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    Eric Said:will I get arrested?We Answered:its called white collar crimeRita Said:habbo voucher generator v3.0 download ?We Answered:Don't know....

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    Erika Said:How can I get free Itunes gift codes in New Zealand?We Answered:Get a "Loaded" card from the Post shop, it's a prepay credit card or just get a debit card from your bank, like ANZ, Westpac, Kiwibank, ASB..they all have them.  Micheal Said:Maplestory Free NX EASY 51000 NX?We Answered:gimme best answerChristine Said:question about credit cards?We Answered:"free credit card generator?" Why bother with that - ask for a "free money generator" You want a list of Banks that offer "free credit cards" - no upfront fees or annual dues? Google it!...

    Credit Card Generator Software

    Lucy Said:Order from generator help!?We Answered:Use a server-side script language if your web site allows it. Otherwise, you will have to use a client-side dependent "mailto:" action to get the form info sent to you. Your current hosting package MUST allow SMTP ( http://en.wikipedia.org/wiki/Simple_Mail… ) to work. Otherwise, no email can be sent. Use any of the below sites to make the workable form you need: For making forms: These are really good online form makers. Just follow the instructions for making it and uploading file(s). http://www.phpform.org/ http://www.tele-pro.co.uk/scripts/contac… http://www.jotform.com/?gclid=CNKhqei1wJ… (WYSIWYG Form Maker) http://www.thesitewizard.com/wizards/fee… http://www.thepcmanwebsite.com/form_mail… http://emailmeform.com/ http://www.freecontactform.com/ http://www.reconn.us/content/view/12/34/ (Download - Contact Us Script) http://formsmarts.com/...

    Credit Card Information Online

    Carole Said:Are you vulnerable to identity theft if your credit card information has been stolen?We Answered:Identity theft consists of various types of crimes of stealing credit card number to open accounts in the name of the victim. Nearly 15% people complain that their identities were stolen and used for reasons other than getting credit, like procuring government documents, perpetuating tax fraud, or misleading police. It is quite commonplace for the culprit to give a false name and Social Security number on being arraigned for a traffic violation. Thieves cause the most harm when they take over your identity completely. By feigning...

    Credit Card Info Online

    Roberta Said:why do they always charge a $1.00 to autorize a credit card online?We Answered:I think its because when you first put your info in they make sure it's good by charging just $1. Later on they take the right amount.Byron Said:what actually happen when you submit credit card info online?We Answered:Your credit card info is supposedly stored in secure encrypted fashion on Apple's servers. A REALLY smart virus MAY be able to go through all your stored forms data, and retrieve the card number, but NOT at all likely. Spyware could also forage for that forms data, but also not likely. If...

    Credit Card Insurance Fraud

    Alma Said:How protected are you against online credit card fraud?We Answered:I would have a word with your bank as they are the once's that will be able to answer your question. Basically when ordering things online make sure that the page has a padlock on the browser (normally al the bottom of internet explorer) Also another way to see if the page is secure is to look in your address bar and where is says http:// it should say https:// is it is secure. I think if you speak to your bank they will be able to give you the...

    Credit Card Internet Fraud

    Brittany Said:If I buy something on internet using my credit card and it turns out to be fraud?We Answered:Send a letter to the creditor within 60 days of the postmark of the bill with the with disputed charge. Include your name and account number, the date and amount of the disputed charge, and a complete explanation of why you are disputing the charge. To ensure its received, send your letter by certified mail, with a return receipt requested. The creditor or card issuer must acknowledge your letter in writing within 30 days of receiving it and conduct an investigation within...

    Credit Card Issuer

    Amber Said:How to become a credit card issuer?We Answered:You can start your own company like Discover did, or you can start a bank and join Mastercard or Visa. It is much cheaper to be a co-branded card because then the bank that issues the card is taking all the risk and fronting the money for the computer systems. To do this, you go to a bank card issuer like Citibank with your list of customers and convince them that these would make good credit card customers. The bank (if it agrees) pays for the use of your list and...

    Credit Card Limited Credit History

    Daryl Said:what credit card company only checks transunion for credit check? I have limited credit history and want?We Answered:You don't need more credit card accounts. You need more good payment history on your existing credit cards. With those late payments, I'm surprised your score is 717. However, that is probably a Vantage score, so your FICO is probably around 600. Use the Capital One and Macy cards for small purchases and pay them in full every month. You need at least 24 months of consistent, on time payment history to improve your score. Then perhaps both...

    Credit Card Loss Protection

    Ronnie Said:Can you continue using a credit card (L.O.L. protection) after you've been diagnosed with a terminal illness?We Answered:Well, you'd have to read the terms of the contract to find out for sure, but my educated guess is that while it technically and perhaps morally would be fraud (using credit to buy items you have no intention of paying for), it's likely that the claim would be paid upon death, subject to all of the other terms and conditions being met. I just doubt there's a clause that says, "If you are diagnosed with a terminal illness you must...

    Credit Card Merchant Account Program

    Leslie Said:please help i dont have contract copy and merchant is threatening me?We Answered:If he turns it over for collection, they can't eat you. It'll just show on your credit report.Lewis Said:What are the best merchant cards for building credit?We Answered:There are no merchant specific accounts that will do more than others. All you need is accounts that are reported regularly, preferably monthly like major credit cards. Right now don't apply for anymore lines of credit, you have more than enough and their not 'mature' as yet (min, 2 year) just keep up the perfect payment history for at least...

    Credit Card Merchant Companies

    Kay Said:How much is the merchant credit card discount in the USA?We Answered:It all depends on your business, the type of transactions you do. Rates can vary, or you can be on a variable rate plan which charges you interchange rates (Interchange rates are decided by Visa Mastercard Association). To get a merchant account, give these guys a call - www.iso4chase.com. Now as far as AMEX is concerned, they set their own rates as AMEX is not part of the VISA / MC association. Discover used to do that as well, but now merchant processors such as First...

    Credit Card Merchant Discount

    Deborah Said:Can a merchant decides to transfer their credit card discounts (fees) to the customer? If not, how do you repoWe Answered:Passing those fees to the customer is against the merchant agreement. Call Visa or Mastercard and report them. You won't get a refund but you might make trouble for the merchant.Yvonne Said:Who pays the rest? Credit card discounts?We Answered:You have to consider that most merchants are already making a hefty profit on their goods. When they enter into an agreement with a particular credit card company to offer a discount for using their cards, they are compensated by...

    Credit Card Merchant Equipment

    Lillian Said:I'm looking to generate sales for Point of Sale Equipment to retail merchants. Does anyone have a good source?We Answered:Check out this site for a good listing of POS Equipments. http://www.wareprise.com/content/point-o…Tiffany Said:Where can I get Free Rabbits or Turtles in next day mail? Also if it requires money how can I make it online?We Answered:How about going to some of the local businesses and applying for a job? Most places don't even require experience. This way you can make steady money the normal way and support your animals.Carmen Said:Does anybody know a 1800 number for merchants instead of getting equipment...

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    Clara Said:What's the difference between using a Credit Card and Debit Card from a Merchant's standpoint?We Answered:Yes, merchants must pay for debit card usage as well. There are two different kinds of debit cards and how you are charged varies by each: 1) A PIN Based debit card These are the debit cards where the customer has to enter their PIN number to complete the purchase. These cards are completely separate from credit cards and have a different fee structure. Typically the fee for accepting a PIN based debit cards is around 50¢ - 65¢ per transaction. The fee is the same...

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    Phillip Said:What is the average rate for a merchant to pay for credit card fees?We Answered:Fees associated with All Access® Prepaid Visa® Card Annual Fee: $0 Cash Advance Fee: $2.00 for U.S. ATM transactions; $4.95 for international ATM Minimum Deposit: $10 Application Fee: $9.95 Participation Fee: ($9.95 monthly) or optionally pay per transaction Reload Fee: $0 for direct deposits or PayPal transfers, $4.95 for ACH or credit or debit card transfers; In person retail cash load fees vary by merchant location. Inactive Fee: $5.95 The fees and benefits associated with All Access® Prepaid Visa® Card are totally at the discretion of issuing company and can change without notice....

    Credit Card Merchant Processor

    Sidney Said:how can i become a credit card processor?We Answered:You have to apply. Try www.authorize.net They are the biggest credit card processor in the country. Fees are always high for this sort of thing and i think they pull your credit too.... good luck.Velma Said:anyone knows the reliable credit card merchant processing services. I am loosing money with current processor.?We Answered:Costco is reasonable. Elavon works with a lot of banks....

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    Sonia Said:What are the best credit card processors?We Answered:Get a merchant account from Costco.Nina Said:Can i access my Credit Card Processors( like innovative and Chase merchants) statements- on-line?We Answered:Yes, you can call them and get the site address then register... kr Good Luck!Holly Said:Credit Card Chargebacks for Buying Online Items?We Answered:1. Verbally, they can stonewall you, but if you provide the dispute, as is required, in writing - they must process per their respective 'membership' rule (membership of either Visa or MasterCard). They can ultimately cancel your card - but they cannot determine that you are a whiner and...

    Credit Card Merchant Solutions

    Clara Said:Has anyone heard of Summit Merchant Solutions?We Answered:They sign up a million people on commission and whoever gets an order gets paid. Most make next to nothing because there are so many credit card processing companies out there.Ian Said:When you set up merchant solutions, approximately how much do you pay monthly?We Answered:Shopping cart is something you can get for free (there are plenty of open-source scripts). Credit card processing fees vary by processor. There may or may not be a setup fee and/or a monthly fee; there definitely will be a per-transaction fee, which some processors...

    Credit Card Merchant Terminal

    Carla Said:What is a good Credit Card Merchant? We already own a Credit Card terminal?We Answered:I would love to help you out. I am a manager at a credit card processor and I would love to offer my services to you. My company is Premier Merchant Processing (www.processpremier.com). We are registered with the Better Business Bureau and have excellent rates ans 24/7/365 live service. The terminal you have is one of my favorites and we can reprogram the machine at no cost. I can offer you a 1.59% (Qualified Rate) and $0.19 per transaction, a...

    Credit Card No Payments

    Mario Said:what's the worst thing that can happen to me by not making credit card payments?We Answered:Are you paying interest on your card debt? If so, its probably at a very high rate. You could be far better off moving the debt to a lower rate loan of some sort. Talk to Consumer Credit Counselling Service 0800 138 1111, National Debtline 0808 808 4000, or visit your local Citizens Advice centre. I know this doesn't directly answer your question, but it may prove more useful in the long term.Cassandra Said:I want to accept credit card payments. Are there any companies out there that...

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    Shane Said:In a list of credit card numbers, looking at the first 4 digits of any of them, which is Visa, M/C or Amex ?We Answered:American Express begins with a 3 Visa begins with a 4 MasterCard begins with a 5 Discover card begins with a 6 The second, third, and fourth digit tell which bank has issued the card.Stacey Said:i jus signed up for a forclosure listing service on the phone and gave them my credit card numbers was i wrongWe Answered:Yes you could have subscribed to the County Paper in which county that you wanted to purchase Forclosures and read thru the...

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    Sidney Said:Credit card fraud with confirmation numbers..?We Answered:Generally the Merchant confirmation numbers you receive from the bank are not related to credit card numbers. They are transaction numbers. They are a way to verify that the merchant did obtain a valid card transaction verification and validation. Check your receipts to determine if the full credit card number is printed on the receipt or just the last 4 to 6 numbers which is the national trend. If your receipts have full credit card numbers, then any receipts the customer can get a hold of could enable her to commit...

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    Sue Said:why does everything offer a free trial?We Answered:Try before you buy...but after they take all your info, vendors really put the sales pressure on you. Plus, the free trial intentionally removes many features you really want...but has to pay for. Nope...nothing is FREE anymore!Josephine Said:i want to become a runescape member.?We Answered:No, I'm 75% sure you don't need the pin number.Jeffery Said:Why is CVV (card verification valid) number is always printed on the card instead of keeping it secret?We Answered:i think it would be quite difficult to remember your PIN and your CVV for each card you have. ...

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    Kay Said:My CVV number on my visa gift card doesn't work.We Answered:The problem probably isn't actually the CVV number. It's an address matching issue. Many credit card processing companies put restrictions on online stores where the billing address you enter on the site must match the billing address of the credit card used. The online store might not have any control over this...it is their processing company. Since it is a gift card, the address definitely will not match your address. Read the back of the card and see if there is a way to "register" the gift card. Some cards...

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    Miguel Said:credit card cvv2?We Answered:nope!!!!Keith Said:how to get cvv2 number for a given credit card number?We Answered:you can not do this , only the original person and the issuing bank can/Marcus Said:What is cvc2/cvv2 number in a credit card. where is it on the card?We Answered:its a personal security code. found on the back of most cards, near the area you sign. some amex cards have it on the front. Its usually 3 digits, or 4 digits. tbaBonnie Said:where can i find my CVV2 number on my COMMONWEALTH Bank Credit card?We Answered:If it is a Visa...

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    Eugene Said:How To Write Put Credit Card Number?We Answered:Example A is the normal way to input a CC # unless the website specifies otherwise. Good Luck.Bob Said:how many numbers are in a credit card number?We Answered:usually 16. My Credit card number is: 5832 4673 0001 0043 if you are interested in credit cards, try this link below: www. best-ranks. com/credit_card.htmJeffery Said:what is one example of a credit card number?We Answered:9999 1234 5678 9010Renee Said:How do I know that the site I am entering my credit card number is genuine?We Answered:When a website goes to secure mode, the address will change from http://...

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    Sharon Said:what will happen if you see someone's credit card number?We Answered:If they see the number and all the details on the card then yes, theoretically they could use it to pay transactions. However, credit card transactions can easily be traced and most people know this. When identity theives go after somoneone's identity they start with a social security number and then have credit cards in the person's name sent to their home. If the credit card has ONLY been in the hands of the thief, it makes the recovery job a bit harder. I wouldn't be too...

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    Alvin Said:If a credit card account number is changed to protect against fraud, does that affect a credit score?We Answered:Not at all...it's not a new account number it's simply a new card number. Very similar to a debit card....if you lost your debit card you'd just get another one but your bank account number would remain the same. In order for it to show as a new account, you would have to actually apply for a card....

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    Daniel Said:help with itunes??!!!!?We Answered:you can get itune cards that are preloaded with money at your local mall, try best buy or something. they arent hard to findFloyd Said:iTunes Setting up Account?We Answered:Great choice in buying the Itouch.... I tried creating an account this morning, just to try, but I couldn't overpass the page where you are asked for the credit card information.... There's another way of doing it though, as soon as you get the Credit Card info page, Check besides all the credit card logos you can choose from and see if there is an option that says...

    Credit Card Number Generation

    Edwin Said:How can I get songs on my ipod for free? (10 points!)?We Answered:uhm. i have a shuffle and i use limewire(basic) to download my songs for free. Download the itunes from the CD that they gave you because you have to transfer your songs downloaded from limwire to itunes.Elmer Said:problem with itunes?We Answered:If you go to the store and buy itunes giftcards you can buy however many songs it lets you with it and you dont need a credit cardIvan Said:What are your Credit Tips ?We Answered:Always pay more than the minimum payment.Willie Said:How to exclude self from class...

    Credit Card Number Generator

    Lillie Said:Credit Card Generator...?We Answered:need more info about the transaction...

    Credit Card Number Generators

    Carol Said:What is a Credit Card number generator?We Answered:The first two answers are correct, but incomplete. Many years ago, early websites or automated telephone systems would request a credit card number for making payment and gaining access. For example, to place a long-distance phone call or access a gaming site or porn. In these times, the companies would immediately consult the credit card company for an authorization code because that process wasn't automated. Instead, they would run the customer-supplied number through a mathematical formula to determine if the card was POSSIBLY valid. Card numbers are not issued sequentially, so the issuers...

    Credit Card Number Hacking

    Erik Said:Steam hacking leads to credit card #?We Answered:Credit Card information is stored on the Steam Servers in an encrypted form so no one can get them without knowing the key. The key is stored on your computer so to make a purchase from another machine you'd have to reenter the details. The credentials Steam wants to save are your login and password, which are safe on the computer and encrypted. No hacking your account will not lead someone to getting your CC details....

    Credit Card Number List

    Charles Said:Target Credit Card Phone Number?We Answered:18887555856Thelma Said:how do i change my credit card number when renewing my directory listing?We Answered:Everything you need is on this link other than the credit card. It's your listing and not anyone elses. Call them back at the toll free number diplayed and change it over the phone.On the second link these are all the changes you can make on the web. http://smallbusiness.yahoo.com/webhostin… http://add.yahoo.com/fast/change?chLMC As far as getting traffic to come your way......people will be directed to your site on yahoo search as shown here but use the latter 2 for improving your sites performance. http://smallbusiness.yahoo.com/webhostin… Go to Useful...

    Credit Card Number Maker

    Deanna Said:When you buy the family tree maker software and you have a free 6 month membership you dont get charged right?We Answered:Hi! I don't have the software, but, most of these free trials work the same. They ask for your CC information so that when the free trial is up, they can start to bill you unless you cancel it. Most things are like this - just, as a general rule of thumb in life... Read the fine print - they must disclose the terms under which they will charge your card. They should also provide a number so that...

    Credit Card Number Name

    Vicki Said:is it safe to give credit card owner name, number and exp. date to an operator to order something by phone?We Answered:Generally, you can be safe in giving out credit card numbers, expiry dates and card owner names by telephone, if you are comfortable with the merchant. If they are reputable, they will take steps to ensure their customer service reps are trustworthly enough not to use the details for nefarious purposes. So you should be safe. However, there have been many cases where a store clerk or waiter at a restaurant uses a 'scanner' to basically swipe your card twice and...

    Credit Card Number Validation

    Leonard Said:Does anyone have a quick and easy credit card validation php script?We Answered:You can take a look at two different .php implementations of credit card validation routines. There are two sets of links: The first link takes you to a page which allows you to download the .php file. Whereas, the second link takes you to a page which describes how its credit card validation code works. This page also has links to two .php files that you can copy. ______________________________ 1) http://www.braemoor.co.uk/software/credi… ______________________________ 2) http://www.phpclasses.org/browse/package… There are two files needed to make this work. They are linked so you can copy/paste the source: The first file...

    Credit Card Number Validator

    Marcia Said:where to find the Credit card Validator?We Answered:Following are a variety of possibilities. Link: http://www.freepatentsonline.com/3651310… Link: http://www.brothersoft.com/credit-card-n… Link: http://www.google.com/search?hl=en&q=Cre… I Hope this Helps!Heather Said:Cheapest way to get from Laguardia Airport to Jersey City Hotels.?We Answered:Which Jersey city neighborhoods are you trying to get there? There are ten districts. Best way is public transportation. From Hudson News Stand at LaGuardia Airport, purchase $4.50 MetroCard. If you arrive at Central Terminal, there is Credit Card-ATM MetroCard Vending Machine available @ Central Terminal B. When they ask you for zipcode, put in your pin number (if you"re out of state) If you're from US, put...

    Credit Card Offers For Bad Credit

    Constance Said:who offers credit cards to someone with bad credit?We Answered:you can apply for this credit card, http://fexr.com/22mr . its made for people like you who have no credit history or bad credit. i wouldn't be able to tell you the kind of limit you would be able to get but its guaranteed to be at least 1500 i think. i was able to get a 2500 dollar credit line myself with my horrrrrible credit.Nancy Said:What is the cause of all the credit card offers to me?We Answered:Well when you're dealing with pre-approved offers any credit card company can review...

    Credit Card Offer Cash Back

    Ted Said:To get cash back on a credit card what is the average interest rate on that?We Answered:IF your cc lets you overpay a few $ to get cash back, you will probably pay the going rate on your card. If you mean you are taking a cash advance, then look at your cc statement for info. Sometimes the cc company offers a low cash advance rate, but it is usually for a short period, and whatever the rate, there is usually a service fee [3%, 5%, 10%] of amount borrowed so be judicious about direct borrowing from...

    Credit Card Offer Comparison

    Alvin Said:I don't know if I should stay with him?We Answered:you definetly need to have a serious conversation with this man....you may love him....but love dont pay the bills. Marriage needs contribution from both members.....in all area's.....including financial. It sounds as if he is pinning all his hopes on this one dream.....but living that dream for you is a nightmare financially and importantly enough is creating a split between you that could be the ruin of your lives together.....and leave you with an empty wallet for some years to come. Yes.....he could hit the big time......and make some serious money.....but...

    Credit Card Offer Uk

    Jeremy Said:Which credit card company can offer a minimum £1000 credit limit for 2nd time application in the UK?We Answered:That will be determined by your credit history and rating. Most of them offer this, but do you deserve it?Peggy Said:what is the best credit card offering rewards and cashback in the uk?We Answered:The Virgin card is offering 0% interest for 16 months from the date you open the account, and 0% interest on purchases for 6 months. You also get great discounts at a lot of places. Cash back credit cards are not as good as 0% interest cards, as you...

    Credit Card Online Billing

    Sara Said:How Can I Check My Credit Card Bill Online?We Answered:Go to the link below and this will lead you to the website. Click on credit cards and register. After you have registered you can check and pay your bill on line!Ben Said:Which is the fastest way to pay credit card bills online?We Answered:The banks bill pay service usually takes several days to process. The only exception is if you have your credit card with your bank, in that case the payment is very fast. I like to go to the credit card site directly and pay it...

    Credit Card Online Decision

    Travis Said:Question about responses to Online Credit Card Applications?We Answered:No, not at all. Your reply email with your information is probably in line to be reviewed and "looked at". You will receive a reply possibly with a card or not in about a week. Good Luck.Gilbert Said:how long to receive a credit card?We Answered:After approval, 7-10 business days.Amy Said:Has anyone ever got a "60 second decision" from an online credit card application?We Answered:yes you need to go look online at credit cards.com and there are alot to pick from, you can apply for as many as you want...

    Credit Card Online Security

    Dean Said:can someone get a credit card online without a social security number?We Answered:NEVER, EVER, EVER put your social security number or any other identifier over the internet unless you KNOW it is a legitimate site. You could end up being the victim of identity fraud! No you can't secure credit without a social security number.Jerry Said:credit card security when booking hotels online?We Answered:It's fine to book with a credit card. Just be sure to have a close look at your bill each month, as you are already doing, so you can dispute anything that looks fishy. Millions...

    Credit Card Payment Authorization

    Ashley Said:Bank notification of credit card authorization denial?We Answered:They do not have to notify the card holder just the merchant trying to initiate the transaction. It always comes down to money...the merchant is most always charged a flat rate- usually about 15 to 20 cents for trying to just charge/debit the card. The card holder is charged nothing in your case and so no notification is then required. Had the transaction been completed by a known suspect merchant or the sale was very high for that vendors average sale then the credit union that issued the card would need to...

    Credit Card Payment Gateway

    Leah Said:how customer want to do payment gateway by credit card? link by e-commerce business?We Answered:can you rephrase your question?Kurt Said:Does any payment gateway support transfer from credit card to a bank account?We Answered:you have to have a merchant account that will process those credit card transactions and deposit the loot in your account. The interface to make that seemless transaction is usually provided by your merchant account provider. Good luck!...

    Credit Card Payment Gateways

    Dan Said:The Authorize.net Payment Gateway is supposed to help a online business accept credit card payments...?We Answered:A quick FYI, Authorize.Net is not a payment processor. They are just a gateway which means they just act like a credit card terminal in a store. The real questions you will have will be for the processor who actually processes your payments for you. Here's a good list to start with: 1) Am I locked into a contract? 2) Is there a monthly minimum fee? 3) Is the equipment/software you are selling proprietary? 4) How long does it take to get my funds? 5) My average sale is $xx.xx....

    Credit Card Payment Machine

    Bernard Said:all people who have/had business,if you get a credit card machine will it make carpet cleaning business better?We Answered:It depends, There are positives and negatives to implementing such a payment option. However for your type of business I personally would NOT accept credit for a payment method. I have been in flooring for over 20 years, and when dealing in tangible goods, the positives definitely outweigh the neg's. In my business, I deal with both goods and services. You (Being strictly Service related.) are likely better to remain with strictly cash or check in my opinion. Aside from the monthly...

    Credit Card Payment Processor

    Michele Said:I want to add a "credit card pay out" to my site, how do I do this without using a payment processor?We Answered:I think Google has a web script for that purpose, you have to link it your bank account to it.Christine Said:what is the best payment options thru internet? that offers an ATM card?We Answered:Your ATM Card thru your bank as long as it has a Credit Card Logo on it your all set no credit card needed.Everyone Accepts them & that's a known fact I use mine on all my every day needs & buying from stores...

    Credit Card Payment Processors

    Sue Said:How do you accept credit card payment on a website?We Answered:In order to accept credit card payments on your website, you will need an eCommerce merchant account. The merchant account company that you choose will provide a payment gateway which will incorporate with your shopping cart and will transmit the transaction information to the processing bank that they have a relationship with. The bank will then subtract its processing cost and will deposit the remaining balance into your checking account. Also, when selecting a processor, make sure your rates are reasonable. For an eCommerce business the processing...

    Credit Card Payment Protection

    Isaac Said:What is a credit card protection fee?We Answered:They might have mistakenly (or on purpose!) enrolled you in a program where your credit card payments are waived or forgiven if you are out of work, disabled, and certain life events like having a baby. These are basically credit insurance policies, but they are way too expensive. They charge 89 cents per $100 of balance you carry on your card (so in your case $12.61 x 0.0089 = $0.11). It's not much on your small balance, but if you owed $6,000, it would be $53.40 a month (ouch!) I...

    Credit Card Payment Software

    Andrew Said:What is the best, most reliable software for creating secured website credit card payments?We Answered:How about Paypal merchant plug in? The downside is it requires the buyer to have a paypal account, the upside it is very secureThomas Said:How does a person securely collect credit card payments through a website?We Answered:Brian, the easiest and fastest way to do this is through Paypal. Their fees really aren't that much more than a regular credit card processor AND you don't have to mess with SSL certificates and the like. Until you know for sure what your volume will be, Paypal seems to be...

    Credit Card Payment Solution

    Bobbie Said:Does anyone have a good solution to get credit card debt paid off quickly?We Answered:I have to be honest, my initial reaction to your question is that it's not going to happen for you. Nothing personal, I hope you do succeed in getting rid of this debt. But your follow up question about consolidating to a "low monthly payment" says to me that you don't yet have the motivation to do what's really necessary. You should know that, in general, debt consolidation does not fix anything. In fact in many cases it gives people a temporary sense of relief or...

    Credit Card Payment System

    Clinton Said:I want to add a credit card payment system to my home page. how can I do it?We Answered:Sign up for paypal. They give you the html code to add to your check out page. You can also get and ecommerce site but they are expensive.Carl Said:US online stores generally accepts only US resident credit cards. Any card payment system to by-pass this?We Answered:Many US online stores accept PayPal. You can check out PayPal by visiting the link below: http://www.hiphil.net/mmo/paypal.html...

    Credit Card Payment Systems

    Valerie Said:Credit card payment system vs Paypal?We Answered:PayPal is not a bank, and is therefore not subject to banking laws. At this time, there are nearly 40,000 lawsuits being pursued against PayPal. Stay away from them. If you're in business, it doesn't look very professional to have PayPal as your payment method anyway. Monster stories are piling up daily around this world. Avoid at all costs. I have a great friend who has hooked us up with service. Give him a call at 419-345-6863 and tell him Mike Reynolds sent you. He'll...

    Credit Card Payment Terminal

    Dustin Said:i need a caption for a product launch / campaign?We Answered:The term is actually a tagline, not a caption. How about - convenient teleterminal center - or - recharge the conversation. One is descriptive, the other is clever and memorable. good luck, joetheadguy@aol.comStacy Said:How can I start taking credit card payments though my website??We Answered:I do use PayPal to accept payments. It represents about 70% of all the payments that come in. I also accept credit cards directly through Authorize.net through an account with e-onlinedata.com. This is what is known as a 'merchant account'. The credit card...

    Credit Card Payment Transfer

    Sonia Said:I am doing a balance transfer to a new credit card and would like payment protection cover?We Answered:79p is a typical price for a credit card these days. However, it actually costs the credit card companies about 20p. A 300% profit margin! Also bear in mind that it generally only covers the minimum payment. If your monthly interest rate is 1.5% and your minimum payment is 2.5%, it won't repay much of the balance, also you may find the card usage is restricted; otherwise people would claim on the insurance and then build up big balances. You should seek an...

    Credit Card Poor Credit History

    Evelyn Said:Do any banks offer curr current accounts to people with a very poor credit history?We Answered:Go to Natwest, and ask for a step current account (don't get a savings account as you need to keep a minimum balance of £50 to keep the account open). You get a basic account, and solo debit card. You don't get a switch card, credit card, overdraft or anything else that can get you into debt. Pretty much anyone can get one, even if you have bad credit! Just go to your local branch, take id such as passport and driving licence, and a couple of...

    Credit Card Poor History

    Dolores Said:What is a good credit card for someone with minimal credit history? One that has no upfront fees?We Answered:Lot changed in the past year and it hard for people with a poor credit history to get any card. I am not sure, but I was told that HSBC MasterCard has no annual fee and you can choose a reward program too. They got HSBC Debit card too. It is not your first choice, but it can help to build a good credit score. A secured card will work for you when it is reported as an unsecured credit card to...

    Credit Card Price Protection

    Ron Said:whats a good anti virus protection for a good price?We Answered:Norton Anti-Virus is good. If you have extra cash, go for Norton Internet Security (this is anti-virus + firewall). You will also get "live updates" of virus definitions from time to time. I am currently using Norton Internet Security. It is not that expensive, if there is a sale, you can buy Norton AV at about $30 or Norton IS at about $45. After the first copy, there is normally a coupon offer where you return your old copy of Norton for a rebate. So it will only costs about maybe...

    Credit Card Processing Bank

    Brent Said:What is the function of a credit card processing company? And What connection does it have with banks?We Answered:Yes, they are an independent company separate from the bank, and they provide a number of services to banks. Consider you have just set up a small bank, and you want to issue (for example) Visa cards. There's a lot processes and infrastructure you would need to set up, and the processor can provide one (or all) of these services on your behalf if you choose to engage them: -- Card production: Printing and embossing the cards, and performing the cryptography...

    Credit Card Processing By Phone

    Vickie Said:Im trying to buy a phone off EBay but when I click pay now i want to use a credit card but it wont let me?We Answered:You can't use a credit card with most sellers. You have to open a paypal account and then use that to pay. To open a paypal account you just enter your name, address and C.C. info.Howard Said:Orange phone contract signed up now waiting?We Answered:Usually between 24 and 48 hours. They are pretty quick about it, because they want your business, but they want to make sure you will be able to pay. If there...

    Credit Card Processing Canada

    Victor Said:what fees are involved in discover credit card processing? Is the Credit Card Acceptance Program competitive?We Answered:Discover is not readily accepted at all merchants. I used to own a business and we accepted them for a while but it was confusing at times so we dropped them. We only got about 3 a year anyway. Go for MasterCard or VISA. They are accepted worldwide.Penny Said:Credit for new Canadian Citizenship?We Answered:There are two different banking system. So your credit in the US doesn't reflect in Canada, unless you have a credit card or loan from a...

    Credit Card Processing Center

    Joann Said:Different credit card swipe amounts?....?We Answered:Here you may find some answers. nike.com...

    Credit Card Processing Centers

    Constance Said:Should I add my wife to my credit card?We Answered:Add her as an "authorized user". You cannot add her as a joint person (and thats when they'd actually check her history-- the thing you seem to be worrieid about) becuase most accounts won't allow you to add a joint user after its already open. However adding her as an authorized user can be good too-- most cards/accoutns will still report all your good history plus all future payments to her credit history (though I've heard this may be changed in the future by the bureaus). FYI, though, using more...

    Credit Card Processing Comparison

    Sergio Said:What is your opinion of these two stocks in the next 90 days: Intel and Microsoft?We Answered:Both are technology companies with strong balance sheets, fairly priced and pay dividends. I don't think Obama people from the "wired" generation has anything to do with the long term investment potential of either company. No, the $200 Billion in credit card bailout does not mean that small businesses and individuals will be able to invest in laptops and Vista. No, Microsoft's share buyback will not help share value in 90 days. Advanced Micro devices competes. No a windows product is...

    Credit Card Processing Gateway

    Herbert Said:Looking for a merchant and a gateway to preocess credit card for my porn site.?We Answered:I can understand why you would like to stay away from CC bill. We provide merchant services in the adult industry, and other high risk businesses, through a traditional merchant account and gatway. We are more like a broker and will shop multiple processors for you to negotiate the best price and options. You can get a free quote from us by following the link below:Tina Said:What is a good Online Payment Gateway company to use if you're operating abroad?We Answered:You might have to stick...

    Credit Card Processing Industry

    Anne Said:I am trying to copy and paste a template I downloaded. I think its html but when I put it into a browser?We Answered:I checked the source page and it's XHTML, you can't reuse or reprint the page without saving it first, and since it is a protected site (copyrighted) you may not be able to reuse it if the programmer has encrypted any of the data. It does show a public page file, so it most likely is not encrypted. What exactly are you trying to do with the page?Craig Said:questions about credit cards?We Answered:the first credit card...

    Credit Card Processing Information

    Henry Said:how do i make a processing statement for my company which includes credit card information.?We Answered:I think you are over your head. I assume that you haven't worked there too long(like 20 minutes). Ask either someone on your level or your supervisor. If I have learned anything, it is the stupidest question, is the one you don't ask. Every company has their own procedures. Better find out now what their procedures are than to assume (makes u and me look like the first part of the word) the wrong thing.David Said:I entered my credit...

    Credit Card Processing Merchants

    Julie Said:How can I get the best merchant credit card processing rates for my business?We Answered:Costco merchant servicesPerry Said:Is it legal for merchants to charge credit card processing fees to the consumer?We Answered:u need to ask them first before u allow them to swipe ur card, and yes it is legal, but u can always negotiate.Nelson Said:Where Can I Find Companies That Do Credit Card Transaction Processing For Internet Business?We Answered:Hi. I agree that local banks aren't too fond of giving individuals doing internet business a merchant account with credit card processing features. I know, I've been there. That's why I went...

    Credit Card Processing Payments

    Ashley Said:What Merchant Credit Card Processing Services Do I Need To Accept Payments Online?We Answered:Hi. I had the same decision to make when I was starting my online business so I know what problems you are facing. At first I used paypal, but then my sales were increasing very quickly and I knew I needed to switch to a merchant account/payment gateway setup to handle the larger volume. I came across this website, http://www.electronictransferservice.com and they really helped me learn a lot. There's plenty of information on their pages and I discovered so much about how all this works with processing credit...

    Credit Card Processing Provider

    Lucille Said:When choosing a credit card acceptance provider (merchant), do you usually have to buy the equpment?We Answered:Wow is this a perfect question for me to answer... I actually sell credit card processing, and I can give you all the info you'll ever need, but... Plain answer is that one processor might "loan" you a free terminal, but at the end of the day, we all know what "free" is - there's some catch, be it in higher fees or minimums, etc. I offer free terminals too, but as I just said, you're simply subsidizing the cost of the machine...

    Credit Card Processing Providers

    Ernest Said:what's better? accepting checks, or credit cards over the internet?We Answered:Although credit card processing is a major payment mode for Internet transactions, check processing is increasing in popularity. According to NACHA(National Automated Clearing House Association), Internet initiated check processing grew to 1.4 billion payments, and you gotta admit, that's a pretty big number(imagine if you can get just 1% of that!). Credit cards are still a safe bet (and shoppers like them for security and convenience purposes), but check processing can allow you to widen your customer base(a lot of people still don't have credit cards, only checking...

    Credit Card Processing Sales

    Bernard Said:if i set up a taxi company as a sole trader, would i have to pay income tax on all debit/credit card sales?We Answered:No you wouldnt pay 22% on the whole amount. Any expenditure (including payroll, for example) is taken off of your sales figure and then tax is calculated on your net profit.Jimmie Said:Which credit card processing company is the best and most affordable?We Answered:paypal is cheapGregory Said:Have you worked for TMG as a credit card terminal and processing sales representative?We Answered:It sounds to me like you've been misled by TMG. $6000 a week from commissions isn't really possible...

    Credit Card Processing Solution

    Aaron Said:Can anyone think of a good slogan for a credit card processing company?We Answered:Plan for the future. Easy to pay. Here are some articles that discuss the details of slogan writing. Why certain slogans work and why some don't. You will find these helpful in writing a new slogan. A Look at Slogans - http://www.small-business-software.net/l… Unique Selling Proposition - http://www.small-business-software.net/u… Goodluck!Frederick Said:Has anyone ever or is still using ImGlobal Solutions to process their credit card payments?We Answered:Payment processing is a 'sticky' issue... A few questions which will cut through the sales-pitches... 1. If I NEVER swipe a single card for a year...

    Credit Card Processing Solutions

    Janet Said:anyone own a yahoo store? which credit card processor do you use?We Answered:Finding a credit card processing company can be overwhelming due to different pricing structures and every one claiming to have the lowest rate. The truth is your rate should be determined by your average size ticket and industry. If you have an average tiocket (sale) under $15 you can get a very low transaction fee about $0.15. Your percentage rate will be a little higher about 1.85% for debit and credit cards. That is the best program for you due to the transaction fee having a greater affect...

    Credit Card Processing System

    Pearl Said:Yahoo does not allow update of card expiration system.?We Answered:if the card has expired you can't just change the date I would think they'll send you a new card if they want you to have one...

    Credit Card Processing Systems

    Natalie Said:I just got a job selling credit card processing systems and service, has anyone ever done this? Any ideas?We Answered:Hit the streets early and often. Go to all the industrial parks and look for business to business merchants (the profit margin in a moto account is better than retail). Look for new businesses opening soon and talk to the owners. Talk to the owners where you currently give your patronage. Provide excellent customer service! Connect deeply with the owners! Make sure you know the products inside and out, merchants will test you on...

    Credit Card Processing Terminals

    Arlene Said:How do credit card terminals work?We Answered:Don't purchase or lease a credit card terminal it isn't necessary at all. (Especially leasing them, that's is a total waste of money!) I have mine for free and also free software so you can sell online if you have a web site. For the credit card terminal you just swipe the card through the machine and the money is deposited into your bank account in 24-48 hours. You can also ask to have your credit card terminal programmed to electronically deposit checks into your bank account from your place of business.If...

    Credit Card Protection Agency

    Rafael Said:An identity theft protection agency keeps charging my bank account even after i canceled the service Help!?We Answered:Call them again and speak to a supervisor. get the person's name, first and last, not just the first name. Explain the situation. Find out both their mailing and actual physical address where they are incorporated. Be firm, rememebr that you be tape recorded ( in, fact, you can also tape record and tell them that is what you are doing!) Request back payments as well as stopping future payments. Even if they say that it is...

    Credit Card Protection Agency Inc

    Regina Said:Is this the gift of humanity?We Answered:So what's new? The world is full of phony jack@sses....

    Credit Card Protection Insurance

    Bill Said:Why use Credit Card Protection Insurance?We Answered:The protection insurance is simply a huge moneymaker for the banks. You're paying them to pay themselves if you lose your job and can't pay them yourself. Amazing concept. And they completely overcharge you for it too. Never take it.Franklin Said:credit/debit card insurance and protection plans .......... good or bad? or just scams??We Answered:They are enormous profit makers for credit card companies, which means they arent worth the cost. Remember, they only pay the minimum payment, and generally only for a set period of time.Kyle Said:Do I need a credit card...

    Credit Card Protection Internet

    Cody Said:Why credit card companies does not provide password protection? So any internet based transation ..safe?We Answered:I recently undertook a transaction with an airline company and there was a slight problem with my credit card/address. My company - Visa - contacted me shortly afterwards and I now have a password which will be used by various companies who subscribe to the scheme. I now have a password for any transactions that I may undertake. Why not get on to your credit card issuers and take it up with them? After all, you're doing them a favour in...

    Credit Card Protection Plans

    Margaret Said:What do credit protection plans cover on credit cards? ?We Answered:Each plan is different but generally, they protect your credit by making the minimum monthly payments for you in case of death, disability, unemployment, and in some cases theft, when you might not be able to make the payments yourself. But that's only good if you have a lot of debt on your credit cards and need to make sure you make the minimum monthly payments or your credit score goes down. You get no coverage if your credit card account is balanced (because you don't owe anything, there's no...

    Credit Card Protection Uk

    Vernon Said:UK ONLY: Will we be protected if our airline goes bust and we pay by credit card?.......?We Answered:Any credit card purchase over £100 can be reclaimed from the credit card issuer by law if the goods are defective or the service provider fails. So, you are ok if the airline goes bust. But you'll still have to make your own way home because they only refund your money, they do not provide an ATOL type repatriation service. Yes, you must keep the card "alive" until you are absolutely sure that you don't need it again. Personally, I would hang on...

    Credit Card Rebate Offer

    Leah Said:Can I buy a Sony Playstation 3 at a store and still redeem the credit card rebate offer? play station?We Answered:I think that it only works on the SONY website... To make sure, I think that you should contact them and ask. Hope this helps!!Debra Said:What is best Visa/Mastercard prepaid/debit card?We Answered:Visa is what other nations take, so if you want to place an order overseas sometime that might be your best option. I have a credit card in my name that my mom keeps for some reason. I've used it once or twice for Amazon books, and...

    Credit Card Rewards Comparison

    Joyce Said:What is the best credit card to get and why?We Answered:Money Magazine just picked their top 6 credit cards based on different needs (check out the link below), whether it be best rewards, least hassle or lowest interest rates. Often times, you may have to sacrifice in interest rate to get the best rewards, but there are cards that will offer a compromise. The Chase Freedom card is a good example of that -- if your credit is good, you can get a decent interest rate (in the 9-11% range), but you also get big rewards at a large...

    Credit Card Reward Comparison

    Renee Said:Can anyone recommend a good rewards credit card?We Answered:I just wrote an article about the best credit card rewards program. There are some great resources for picking the best program for you in the article....

    Credit Card Reward Miles

    Gerald Said:How can I get as many ANA air miles as possible with credit card? - options available?We Answered:Just so you know, ANA is part of the Star Alliance. If you have a United Airlines or US Airways or other Star Alliance airline frequent flier account or credit card, you can redeem the miles for an ANA flight. What I do not like about airline credit cards is that they charge a high annual fee. With the airlines cutting flights, it means it is harder to cash in your miles for a free trip. Go to...

    Credit Card Reward Point

    Wallace Said:credit card rewards point?We Answered:My job involves creating credit cards for companies like United Airlines, so I know about this. Your credit score is a quick way for creditors to judge how you have done with loans (which is what credit cards are). So if you have a credit card for a long time and have always paid what you promised to pay, on time, then it will help your credit score. But if you buy beer with your card, collect money from your friends, but don't pay your card on time because you, like most 25 year olds, spent...

    Credit Card Reward Program

    Shane Said:What is the best credit card rewards program?We Answered:I'd go for cash back since cash can be used for anything and some of the best credit card rewards programs pay in cash. Citi cards "ThankYou" points are about as good as cash since you can use them for so many different things, so I'd consider Citi card that pay in ThankYou points as well. A few of the best cards are AmEx Blue Cash, Citi Driver's Edge, and Citi Diamond Preferred Rewards. To see which reward card will pay you the most for *your* spending profile, use the calculator at...

    Credit Card Reward Programs

    Wade Said:Are credit card fees for "reward programs" charged to vendors fair?We Answered:I wasn't aware that these fees got charged back to the vendors. I definitely do not think that it's fair for them to increase your transaction fees just because their customer has a rewards card. There is a bill right now that is in the House to require card companies to negotiate their rates with vendors, rather than having a set non-negotiable fee. I haven't read the bill, so I don't know whether I agree with it's text. However I do agree that something...

    Credit Card Safety Online

    Douglas Said:While applying for a visa recently, I submitted a xerox copy of my credit card, was this an unsafe decision?We Answered:Yes, you don't want anyone having your info, only thing worse than the xerox would have been giving the imfo over the phone.April Said:which is the best online store(in terms of price,quality and credit card safety) for buying and sending gifts?We Answered:amazon.com is good i have used for 5 years no problemDebra Said:Buying online with a credit card.?We Answered:You just have to research the company you are buying from (Google search 'company name scam'. If it's out China, chances...

    Credit Card Special Offer

    Jim Said:what all banks offer a credit card for students?What are the requirements?We Answered:Ahm I got mine from NHBS, Inc pretty good programsStacey Said:I was sent a credit card from capital1 when I was under 18. Is it illegal to post anything on my creditreport?We Answered:While you generally can't be held responsible for a credit card issued to you as a minor, if you continued to use it or make any payments on it after you turned 18, that constitutes a constructive ratification of the debt. In that case, you are both responsible for the debt AND it can go...

    Credit Card Student Canada

    Adam Said:Can you apply ONLINE for TD CANADA TRUST STUDENT CREDIT CARD?We Answered:You can't do it online. It says to go to your local branch and apply. ...

    Credit Card Test Numbers

    Delores Said:Getting out of credit card debt?We Answered:Your best bet is to cut back your spending in other areas, bite the bullet, and pay it off. Look at what you spend in non-necessities (clothes, entertainment, eating out, and even higher end groceries), and think about if you'll feel better spending that money on those things, or on paying down your debt. Or see if you can pick up a little extra work to make a little more money to pay this down. (But in my experience, it is easier to save the money you do make than...

    Credit Card Theft Protection

    Micheal Said:Do you think it's necessary to have identity theft protection on your credit cards?We Answered:Complete waste of money. As is income protection plans and credit monitoring services. Put the monthly fee in a savings account instead. You'll be waaaay ahead.Peggy Said:Do you think it's necessary to have identity theft protection on your credit card?We Answered:Hey everyone, My best friend got her identity stolen away on Yahoo Answer and i really don't want anyone else to go through it. Will you please go to this site so you can be protected? http://Best-Identity-Theft-Protection.netDale Said:Do i need to buy theft protection insurance...

    Credit Card Transaction Processing

    Melinda Said:Credit card transaction process?We Answered:The merchant pays about 2.5% of the purchase amount as an "interchange fee" for the convenience of accepting credit card payments. In your example, the merchant will receive $975 from the bank for your $1,000 purchase. Don't fret. The merchant has already added this overhead cost to the prices of the products they sell. You and everyone else is paying this added 2.5% "tax" that the credit card companies have placed on everything you and I buy with a credit card or debit card. If you include state and city...

    Credit Card Without Credit History

    Ann Said:How to get a credit Card without any credit history?We Answered:If you never had a credit card, it will be better if you apply after building your credit. In the current economic scenario, it is very tough to get a good credit card without credit history. Here are some ways to establish your credit history: 1)Take out a small loan using the savings account as collateral, and then pay it back. This will help you for establishing your credit history. 2)Apply for a secured credit card. Using a secured credit card is an easy way to build your...

    Credit Card With Bad Credit History

    Eric Said:who will approve a credit card with a slightly bad credit history?We Answered:most likely he is applying for a higher card which now days are not giving out credit, so you need to apply for a lower end card use it for a few months just enough to build some credit and then you could apply for a better card and drop your fist one, check out www.fastcreditcardapprovals.com under no credit.Craig Said:What is the best credit card for someone with no credit history?We Answered:You have a couple of options open to you. Orchard Bank offers cards to people either...

    Credit Card With Cash Reward

    Eddie Said:How does a balance transfer work on a cash-back reward credit card?We Answered:it will not work. If you read the fine print on the credit cards, in almost ALL instances, you will not get to determine where your payment goes towards (meaning you cannot specify I want my payment of $400 to go towards only the new purchases). Plus, there is always a transaction fee (like 3% of the balance) for all balance transfers, so you will have to factor this in and see if it's worth it. In addition, the fine print almost always says they will...

    Credit Card With Guaranteed Approval

    Edwin Said:How can I get a credit card with not so great credit and without having to pay or enter in my bank account inf?We Answered:Ok I will recommend capital one. Most people say Capital One is bad(I beg to differ, they've been good to me). They gave me my first credit card with an annual fee of $39 and a credit limit of $1000. After 3 months of consecutive payments they raised it to $1500 and then in January, its ready to get raised to $2000. They will be good to you, if you are good to them. Lately,...

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    Corey Said:Credit card, no annual fee, plus free round trip flight?We Answered:You could try toys r us instant credit card. We have no annual fees, and we also gave you reward points. You'll get 4 pt for every $1 purchases you make and all you need to do is save up to 1000 points to the 10 dollar off coupon. You could also earn points outside the store by buying anything with your card. You will also get a 10% off coupon when you sign up which will only take a few minutes off your time. You could use the...

    Credit Card With No Credit History

    Jacob Said:How do I get a credit card with no credit history?We Answered:Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments - buildcredit.ifastnet.comJill Said:Applying for a credit card with little to no credit history?We Answered:You might need to put something up that they can use in case you don't pay it off. Some credit cards are linked to investments such as houses, cars, stocks, etc. If you want to build credit history, you can also...

    Credit Card With Poor Credit History

    Isaac Said:Is it possible to transfer credit card balances to others' credit card accounts?We Answered:I think in this case person B would need to add A as an authorized user on the account and then the transfer can take place. Most companies will not transfer debt if the names on the account are different, but if person A is authorized on the account then there should be no problem and also person A could then check the balance remaining when ever and also make payment on line with out having to bother person B. Good luck and I hope that...

    Credit Card With Reward

    Jesus Said:Credit card reward points?We Answered:You can get on the credit card web site and find what they offer. 65,000 points may get you an airline ticket. 10,000 may get you a $25 cash card or i tunes card. The company may offer gift cards for restaurants or clothing stores. It helps to be a big credit card user because it takes $1 to earn a point. Kurt Said:For getting a new travel reward credit card, Can I use my existing 0 apr credit card?We Answered:You would have to ask someone at the credit card company if you...

    Credit Debit Card Processing

    Julian Said:Debit cards - name fast food places that process your debit card as a credit card?We Answered:IF you have a pure ATM card, you will need to input your PIN. There is no way around that.Fernando Said:credit card & debit card process?We Answered:You do not have to invest plenty of money to buy credit card processing equipment. You just have to use the merchant account services account, purchase or rent a credit card processing unit, and you can start. Fit it into your electrical connection or use a wireless unit when you are on the move. This ensures...

    Debit Card Bad Credit

    Claudia Said:Debit card/credit card for people with bad credit?We Answered:Vanquis will probably give you one.Vera Said:Are debit cards just as bad as credit cards?We Answered:I think debit cards are worse. Because sometimes I forget to come home and write down on my check register what I spent. With a credit card, I can forget, and it's ok. I never buy anything I don't need, so it works for me. And I pay in full each month. Everyone is different. /Phyllis Said:can you get a debit card with bad credit?We Answered:I've known people with bankruptcys, repo's, forclosures, get debit cards. I'm curious to know which bank...

    Debit Card Vs Credit Card

    Joanne Said:Debit vs.Credit card question?We Answered:yes. BE AWARE if your account goes negative, the bank will TREAT the transaction LIKE an NSF check. But the merchant won't have to deal with the NSF check and fees. The merchant will get their money for the purchase but you will pay the bank the charges for overdraft and negative balances. It's like a payday loan with interest of 100% a.p.r. So like a $25 or $35 Service charge. /jabrilSue Said:Debit card VS Credit card?We Answered:There are advantages and disadvantages to each. The advantage of a debit card is that you will only...

    Debit Credit Card Machine

    Anthony Said:How does a credit/debit card reader machine work?We Answered:You don't see it but it is there. It's normally just through a phone jack. You can even hear the modem dialing out sometimes.Brett Said:whats the best rates(or prices) on credit card/ debit machine?We Answered:Go with a Credit Union. Compare the CU to the bank. You'll be happy.Billy Said:Credit/Debit card swipe machine at work has too many horizontal lines. What causes that? How to clear it up?We Answered:These horizontal lines are a result of the display failing. This sort of failure is characteristic of a Passive Matrix LCD panel....

    Debt Reduction Credit Card Consolidation

    Vivian Said:What is the best budgeting or debt reduction tool?We Answered:The formula is simple ... spend less than you earn and avoid future debt. If you review your budget, you will see that after paying the consolidation program, you have a set amount available from your income. In order of importance, make sure to pay rent, utilities, car or transportation off the top. When you get to your disposable income, it's time to make wise choices about what you want versus what you need. Some people choose an envelope program in getting that disposable amount seperated into seven envelopes, one...

    Direct Merchant Credit Card

    Tamara Said:What are the best credit card companies to keep?We Answered:Honestly, there's no way any of the credit cards are going to stay open if you settle on 6 of 8 credit cards. Settling with close an account. Settling with cause your fico to drop which will cause a credit review from any of the credit cards that are still open. Once they see that it says you settled on those accounts, you'll be lucky if you get a phone call before they close out their accounts. Have you looked into other options first? I assume you have because...

    Discount Credit Card Processing

    Beatrice Said:What exactly is the benefit or point of a Starbucks card?We Answered:Just as a gift card maybe...or sending one off to a college student..other than that NO. $4 for a cup of Joe is beyond me.Nicholas Said:10 points to the best answer!!!! i need a quick answer!!! credit card habits?!?!?We Answered:lower interest rates (you could increase service charges to compensate), some rewards for paying a certain amount over minimum payment. most men don't want a flashy charge card, and most women do so you could tailor to that.Doris Said:Why do I get a higher credit card processing discount...

    Disney Credit Card Reward

    Nicholas Said:Any Parents Have the Disney Rewards Visa Credit Card?We Answered:The interest rate just went up to 15% due to the changes in the economy. The benefits are wonderful if you are a Disney fan. You get 1% back from everything you charge, and it's put onto a special Disney Visa gift card that you can spend on anything Disney. You get 20% off of all Disney tours, a discount at Downtown Disney's World of Disney, a special free character photograph at Epcot Center, and many other things. Here is a list of current Disney Visa benefits: http://disneyrewards.disney.go.com/cardb… I...

    Disposable Credit Card Number

    Heather Said:Are people confused about what the bailout means? ?We Answered:Not so much confused as uninterested in any facts that may oppose their dogged view that they will not accept any solution that costs them money. The fact that it is costing them right now, they refuse to believe. They will not tolerate anything that disrupts their rapacious appetite for more and still more. They refuse to be evicted from their fairytale existence.Yolanda Said:Why have people become anti referral? ?We Answered:Refer 20 people, earn a free laptop: Scam. They are preying on your gullibility. They want to harass/sell to as...

    Download Credit Card Number Generator

    Joel Said:how to download an itunes code generator?We Answered:There's no such thing as a legal iTunes Code Generator, period. Your legal 'code' is your Credit Card, or Gift Card, number. If you're trying to find a way to "acquire" stuff from the iTunes Store without paying for it, your question is illegal. If not, your question is way too vague. Please re-post it and clarify: What are you actually trying to do, and, why do you think you even need a "Code Generator" (whatever that is)?Ida Said:WHERE CAN I GET THE WII POINTS GENERATOR THE VERY NEW ONE WITH...

    Easy Approval Credit Card

    Rick Said:iv had a credit card now for about 5-6 months now (when i turned 18), want to get a new one, any suggestions??We Answered:I would avoid 'store credit cards' altogether. For one thing, they have extremely high interest rates. Plus, there's lots of limitations and hidden fees. Now that you've build up some positive credit history, you might consider trying a better offer. If you're looking for a 'store credit card' to earn rewards, you might want to look at some generic 'reward credit cards' here: http://www.asapcreditcard.com/reward-off… Since you're still relatively young (with just a small amount of credit history)-- I would...

    Easy Credit Card Application

    Fred Said:does the Fidelity Rewards (2% cashback) Amex credit card have an easier application process?We Answered:I don't think the process will be any different. Just because someone has a brokerage account doesn't necessarily mean they will be able or willing to pay a balance back. And the fact that you just applied 2 months ago also won't help your chances. A lot of cards may offer a lower level card if you get denied for a specific card/account. Amex may or may not do this. And the most damaging aspect is the lack of credit history. So, in that respect,...

    Easy Credit Card Approval

    Calvin Said:Whats a good credit card to have if your credits not great?We Answered:Finding a credit card with bad credit history is not that easy. However, prepaid or debit cards can be acquired relatively easily. But as the credit card helps re-builds credit history, what are the things to look in a prepaid or debit card so that it suits best for a person with bad credit history? Here are 3 important points. 1. Should have guaranteed approval There is no use of having a debit card that repeats the routine procedure of employment verification, credit checks, limited or restricted approvals. Get...

    Echo Credit Card Processing

    Dora Said:Booking troubles for gold coast schoolies 09. I NEED URGENT HELP!!!!?We Answered:Email the Schoolies website or whatever company you were booking through and tell them what the problem was, ask if the booking went through, and ask what you can do if it didn't go through. Also contact your bank and find out if a payment has been taken from your card. ...

    Ecommerce Credit Card Processing

    Lisa Said:Any Dealings With Courier.org/IAATC?We Answered:Yes! But hang in there!Margie Said:credit card acceptance benefits?We Answered:There's a are oodles of reasons to accept credit cards. For merchants and customers, both would benefit from speedy check out times. How? Imagine you have a physical store and you have 10 customers inside and only one cashier - if in the event you have no spare change, you'd have to run off to break your money (coins, smaller bills) - an appalling behavior for merchants, and customers are likely to get irate. This wouldn't happen if you accepted credit cards though. Credit card approvals/authorizations are done in...

    Electronic Credit Card Processing

    Dennis Said:Which is the best bank for small businesses in San Diego?We Answered:hi If you looking for a legitimate online loans in 1 Hour.once approved your loan will be transferred directly to your checking account promptly, and securely. Now you'll be able to use the cash for all your necessities. http://bestonlineloancompanies.com • 100% secure and processing • No faxing -No credit check • Immediate online approval • Excellent customer service • Get Cash in Minutes! Good luck!......Jessie Said:Can I pay with an eCheck using my debit card?We Answered:Your debit card doesn't have the information that you need in order to use an eCheck. Instead, you need to determine...

    E Commerce Credit Card Processing

    Sarah Said:What upsets small business owners about Credit Card Processing?We Answered:1. Fees -- explain in plain simple English the fees. Merchant account bills are worse than telephone bills in terms of the fees that you find 2. Chargebacks -- what are the recourse of the merchants? Once a customer complains, a chargeback is immediately filed irregardless of the fact that the amount was refunded. This month, we had a case where we got slapped with a $20 chargeback fee for a transaction that we refunded a day after the transaction came in due to suspicions of credit card fraud (our hunch...

    Fake Credit Card Generator

    Clarence Said:Gaming lagoon fake ID?We Answered:no its notTerrence Said:I need to try a site out can people help me FREEPAY.com?We Answered:Is it a scam? Yes. Don't waste your time.Bernice Said:Can I use somebody's credit card on the Internet to buy one thing?We Answered:Yes, that is credit card fraud.Johnnie Said:Rewards1 Fake Credit Card?We Answered:Those aren't fake credit card numbers. Those are numbers that have been issued to other people. You used it, claiming it as yours. Yes, you could get into trouble. You have committed credit fraud, which may be a felony in your jurisdiction.Brent...

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    Frances Said:What happens if I put in a fake credit card number for an Itunes account registration?We Answered:well you won't be able to buy anything firstly lol. it won't come up as invalid and even if you doubt me then here's a link that'll generate a fake credit card number: http://www.darkcoding.net/credit-card-ge…Greg Said:I put a fake credit card number into a newspaper site and it worked?We Answered:You'd better call that newspaper company and talk with the billing dept. and get that subscription cancelled. Tell them that the credit card number was wrong.Wayne Said:Is it legal to use a fake credit...

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    Doris Said:Is there a way to give out fake credit card numbers to catch spammers?We Answered:Firstly you can ignore those who say it is not possible, it is but unless you are an expert I would strongly recommend that you don't go there. There are websites such as http://www.scamorama.com and http://www.spamhaus.org which will tell you more about it. There are people who are doing what you suggest but remember this, some spammers, and those who are running lottery scams are quite often organised criminal gangs. Unless you are absolutely sure that you can cover your tracks completely...

    Fbi Credit Card Fraud

    Katherine Said:Can US government or credit card companies track down credit card fraud?We Answered:I just ran into a similar problem. In my case some bastard used my credit card info to purchase a plane ticket from England to South Africa. I know his name or at least the one he gave BOA. Wonder what passport he used? I had to fill out & get some paperwork notarized that I didn't authorize the purchase. My bank says they will credit me the amount. They cancelled that card and gave me another one. I did turn in the info to the...

    Find Credit Card Numbers

    Mario Said:how can i find credit card numbers for a special reason?We Answered:You can not ask for a special credit card number, It is generated automatically for security reasons by credit card company.Patrick Said:Where can I find major credit card carriers customer service numbers? I don't want to apply online.?We Answered:At the website there is a "contact us" tab/link. That will give you the "800" number for that card. You can also go to credit cards.com. They have a comparison matrix for hundreds of cards. http://www.creditcards.com/index.php?a_a…Albert Said:Can I pay a merchant without them finding out my credit card...

    Find The Best Credit Card

    Nora Said:Where to find the best prepaid credit card in terms of rates?We Answered:prepayedge - http://www.tns-prepaid.net/ it's 2 years, but avail for non americans - mastercardJudith Said:Im trying to find the best credit card around .....Can u give any 411 on a good one.....???We Answered:the one with no annual fee and low interest. There are lots of them out there You just have to look for them.Kelly Said:Where can I find the best credit card after a bankruptcy?We Answered:Getting a secure credit card is one way you can start to rebuilding your credit after bankruptcy. If you borrow money for short periods...

    First Credit Card Application

    Cecil Said:how do i check the status of a credit card application with first premier bank?We Answered:Try the web addressSonia Said:On what factors they may have rejected my Citibank credit card application?We Answered:If you haven't defaulted on your loans, your score should be higher than 560. You application might also have been rejected because you have too much credit. I recommend you request your free annual credit reports and see what's on it.Ricky Said:On a credit card application, should I put my apartment rent total, or just my third?We Answered:Only what you pay (the 1/3rd)Alvin Said:Credit card application?We Answered:you might...

    First Credit Card History

    Lynn Said:What is the best credit card for people w/o much credit history?We Answered:I would offer the following advice to any 18 year old. Too many people fall into the trap of thinking that a great credit score means they are doing well financially. This is not the case at all. Every factor used to measure a credit score deals with debt. Debt can easily be avoided. Follow this very simple advice and you will win with money. Save. Save. Save. Put aside 10-15% of your check in a mutual fund. Time is your biggest friend right now. Look at the...

    First Time Student Credit Card

    Miriam Said:Best first credit card for college student..second time around?We Answered:Ummmm There is no such thing as a GOOD credit card for a college student. Wait until you get a JOB, then worry about ruining (I mean establishing) your credit.Debbie Said:I'm applying for a student credit card for the first time?We Answered:if you don't plan to carry a balance the interest rate won't matter. try for the citi card, it's not bad.Shannon Said:What's the best visa card to get from Scotiabank for first time credit card?We Answered:I have to ask why Scotiabank? If you're thinking of applying with scotiabank...

    First Usa Bank Credit Card

    Jamie Said:Which Credit Card should I get?We Answered:If you have good credit and can get the Chase Freedom or Discover More card, both of these have no annual fee and a good rewards program. What is nice is there is a variety of ways you can earn points/rebates, and redeem them. I would steer clear of a card tied directly to one store. For a bunch of great info on credit cards (and reward type cards), refer to this website: http://www.creditinfocenter.com/cards/ Good Luck!Rita Said:which credit card is better for me as a student?We Answered:If you're unemployed, you don't need to "move up"...

    First Usa Credit Card

    Elmer Said:Should I and can I get Amazon's Visa Rewards Card?We Answered:You can absolutely get it. I have a Chase card and an Amazon card. As long as you keep the bill paid off it will help your credit score in the long run, though it might drop it for the first 6-9 months while credit bureaus assess your credit use.Kathy Said:What IF I DONT PAY MY Credit Card Bill in USA?We Answered:If you don't pay your bill andleave the country, there is absolutely nothing they can do except ruin your credit in the USA. You would...

    Fixed Balance Transfer Credit Card

    Leona Said:I want to transfer a balance and I'm looking for a low rate credit card for "the life of the balance"? Fixed!?We Answered:The only way to "transfer" a personal loan onto a credit card is to take a cash advance on the card. Not likely that you'll beat your current rate.Diane Said:I'm looking for a credit card to transfer balances to that has a low fixed APR anything 6% or less. ?We Answered:Try DiscoverHerbert Said:Would I have a better chance of getting approved for a credit card if I opened it with a balance transfer?We Answered:The transfers won't...

    Free Credit Card Business

    Mabel Said:where can i find a good business credit card?We Answered:Even if you have perfect personal credit, you may still not be approved for a business card. Banks are going to want you to have established business credit. And yes, there is a difference between personal and business credit.Sarah Said:Should I buy an extended warranty with my iPod from the Apple Store? My dads Business credit card extends 1 yrWe Answered:If i were you i would get the extra warranty, I have a 80 gb ipod classic. I didn't original buy this one. The only ipod i bought was...

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    Victor Said:Where can I find a free Credit Card and CVC generator?We Answered:A CVC generator which is used to make FAKE credit cards can be found with an Internet search. This link says it is all about free credit cards. "Don't do the Crime if you Can't do the time" BarettaDean Said:where to get a totally free runescape gold generator?We Answered:None. Even though RuneScape has the absolute WORST security on the Internet, this is still not a small feat to accomplish. (horrible security... before I reported my discovery, their login process worked by: the user enters the...

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    Max Said:Where can i download Avatar the last airbender episodes free.No credit card info.Thanks?We Answered:U dont know how to use p2p? get yourself a bitcomet or utorrent and go on isohunt.com - download torrent - run it (that is if it doesnt open automaticly) you might want to edit the list of files to be downloaded to only those series that u need. in Bitcomet by opening properties and in utorrent by setting a download priority to "don't download" for unwanted files By the way i just checked and u can get a full show - 11GB - thats being...

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    Emily Said:Good free downloading sites that dont ask for credit card information?We Answered:http://jig-music.blogspot.com/ searches many free, safe (no-virus) legal music-downloading (no-registration) sites. For whole albums, add the word "rapidshare" Hope this helps. Regards! :)Annette Said:How can I get free Usenet without giving out Credit Card information?We Answered:take my advice, don't give out any personal info out online. I did and now I a paying the price for it. $2,700 worth....

    Free Credit Card Merchant Account

    Lillian Said:How does this credit card company make money off me? If I continue this behavior, will they cut me off?We Answered:They're probably waiting for you to trip up and forget to pay or not be able to, and then they've got you.Vanessa Said:is there any FREE way(s) to accept credit cards ect when selling from an online store?We Answered:Hi, All credit card transactions require merchant fees, as much as i dislike pay pal, 2.9% is probably the lowest fee you'll find.Sherri Said:Looking for Free/Inexpensive Online Chat System that times/processes charges per minute used?We Answered:Don't dream! Use something free to charge people? Charge...

    Free Credit Card Offers

    Amanda Said:Anyone know of a Credit Card that offers free access to FICO score online?We Answered:you can get for 30 days free on websit www.freecredit report.com after 30 days monthley fee is $14 and also $7 and every month they will email you and also if there is any change on credit report you will receving email from them.Kurt Said:Where can I find a store online that offers free credit cards for thier store?We Answered:Depending on what type of merchandise you are looking for depends on what store. - Fingerhut offers a good rate but has limited selection - Ebay...

    Free Credit Card Processing Software

    Randall Said:I need shopping cart software with free cc processing?We Answered:Merchant Express doesn't charge a monthly fee, but they do charge a per transaction fee. It is typical with "free credit card processing" to have a 1.5% to 3% fee, plus 10c to 30c on each transaction.Alvin Said:What is a good, simple point of sale software?We Answered:http://positron-pos.com/ - They also offer a free trial - http://www.pointofsaleplus.com/ - You can download a sample www.IBM.com/retail http://quickbooks.intuit.com/product/acc… The quickbooks should be better for you if your business is small. There are so many other out there. Celerant Aloha NCR Fijutsu CRS XstoreMegan Said:Free basic e-shopping cart that is cut and paste?We...

    Free Credit Card Uk

    Emma Said:Can an American Express Platinum Credit Card (UK card) be used to access airport lounges?We Answered:You can use this to access lounges operated by Continental, Northwest and BMI, when you fly with those airlines. You also receive a Priority Pass membership for you and your supplementary platinum cardholder. This allows you access to any lounge listed at www.prioritypass.comLee Said:Where Can I Look Up UK Marriage Certificates / Birth Certificates Online For Free Without Giving My Card No?We Answered:It's important to understand the difference between actual birth RECORDS and what you can view online, as these are two very different things....

    Free Online Credit Card Processing

    Bernard Said:What is the best and least expensive way to handle online event registration?We Answered:Uh, yeah.... Dirka DirkaCathy Said:who knows any online job processing that is free and could be joined by a nigerian, with no credit card.?We Answered:You can try programs like Paid To Click (PTC). I am earning 200$ - 300$ every month. You can work on your convenient time from your computer. they pay you money for visiting their websites. (for seeing their advertisements). they pay you money through Pay-pal, Alert-pay or check. All you have to do is to register on those sites for free and...

    Free Prepaid Credit Card

    Calvin Said:Does anyone know if the "Netspend" free prepaid credit card is a scam, or if it's legit?We Answered:It's not really free and it's a debit, not a credit, card. There are charges to use it. If you have a checking account, you'd be better off getting a free debit card from your bank. The Netspend website says: "A NetSpend debit card is a plastic card that looks like a credit card. The NetSpend debit card is not a credit card, it is prepaid. This means it is completely powered by your money. There is no credit card bill to...

    Free Student Credit Card

    Andrea Said:What is the best APR or credit card that a recent grad can get?We Answered:If you've had your student credit card for a while (and no debt), you're credit is probably pretty good. I'd say you're ready to move onto a more 'traditional' credit card. But without an exact credit score-- it's hard to recommend a particular credit card offer. Start here, for a complete list of low APR offers: http://www.asapcreditcard.com/0-apr.html If you're worried about getting approved (for any reason), I would highly recommend the Chase Platinum card. Not only is it a competitive offer, but Chase seems to have the...

    Free Valid Credit Card Numbers

    Katie Said:What does "Enter valid credit card mean"?We Answered:Call the merchant or your bank, they should be able to give you some advice. Trying many times might even locked you out of 3D Secure (Mastercard Secure and Verfied by Visa), if you're already registered - 3D Secure is the safest way of doing a transaction online.Nathan Said:Where can i get free NX for nexon games?We Answered:Unless Nexon gives away nexon cash for free, it is illegal.Enrique Said:Is cleanmypc.com legit? I paid $80 for this scan, and I can't get it to run...?We Answered:Why pay when you can do it yourself http://www.tonytutorials.com/cleaning%20… Oh...

    Get A Credit Card Number

    Micheal Said:how many digits are in a american express credit card number?We Answered:15 digit number It's good news folks for all Bank of America fans. Open your arms to receive the Rewards American Express Card from Bank of America. What makes this credit card special is that it will be readily accepted across the global network of American Express . Proudly called the Bank of America - Rewards™ American Express Card, it brings together the goodness of both the Bank of America and American Express. Let us look at some of its features. Basic features highlights 1. 0%...

    Get A Secured Credit Card

    Derek Said:Which would be better for rebuilding my credit a pre-approved or secured credit card?We Answered:A secured one would be your best bet. Granted, you would have to place a deposit upfront, but your chances are much higher for getting approved. Not to mention that you're able to increase your limit by adding to the deposit. Keep in mind that whenever you apply for credit regardless of whether you're approved or not, an inquiry is created which drops your score. The secured card would be a more secure (pun intended) option. If you're going to lose points on an inquiry,...

    Get Credit Card Number

    Peggy Said:How can I get my credit card number from Paypal?We Answered:go get your credit card! why dont you have it with you did you lose it why do you need it why just use paypal to order what you want?Claude Said:when you buy used things at amazon, does the seller get your credit card number?We Answered:No, the seller doesn't get your credit card number. The item they have for sale (if it is like used cd or book) is brokered by Amazon and it is to Amazon that you are submitting your credit card information. How they...

    Get Credit Card Numbers

    Deborah Said:how do i get a customer to give credit card numbers and banking details over the phone?We Answered:Thats totally up to the client your selling this stuff to. If your company is registered then get these clients to talk to someone higher than you who can give a registration number to the company (if they have one), or give them landline information such as a phonenumber they can ring (not a mobile/cell - it must be a landline) and give them an address (a street address with the name of the company) as well that way the customer...

    Get Credit Card Online

    Lawrence Said:how can i transfer money from my credit card to another credit card online?We Answered:Transferring money from one credit card to another is called a 'balance transfer'. Almost every credit card company will allow you to transfer a balance-- and many will even provide a promotional 0% APR on the transfer amount. This means you'll avoid paying interest for a specified period of time (normally from 6-12 months). You can find a complete list of offers here: http://www.asapcreditcard.com/0-apr.html If you're considering a 'balance transfer', try to avoid credit cards that charge a 'balance transfer fee'. Although you'll still save money, you'll...

    Get First Credit Card

    Clara Said:What should my first time credit card be?We Answered:there are a couple of ways you could start building credit, you could get a small personal loan which you might need a cosigner or the best way will be getting a credit cards, you could get a credit card and use it for your every day expenses but make sure you pay in full at the end of the month that way it will show pay in full everytime the credit card company reports to the credit beuros. At the begining you will only be approved for the lower end...

    Get Prepaid Credit Card

    Ian Said:can I get a prepaid credit card that will convert to a credit card?We Answered:You can get a pre-paid card first to help rebuild your credit. Once the financial institution you're working with decides you are credit worthy again, they can issue a traditional card to you. Hope this helps. Good luck!Tamara Said:How do you get a prepaid credit card?We Answered:you could apply at www.fastcreditcardapprovals.com under pre-paid cardElmer Said:Can you buy a Greyhound bus ticket using a prepaid credit card?We Answered:Yes, a pre-paid card is accepted anywhere a regular credit/debit card is accepted. So you can use it just...

    Get Student Credit Card

    Patsy Said:What is the easiest student credit card to get?We Answered:I would have to say Discover or Citibank check out www.fastcreditcardapprovals.com and go under student cards. http://fastcreditcardapprovals.com/Jacob Said:What are the differences between a student credit card and other credit cards?We Answered:easily compare student creditcards and all other credit cards at http://www.CardLister.com however, the usual difference is that student credit cards are easier to be qualified for, but sometimes have higher interest rates associated with them. Also, student credit cards usually have lower limits. the direct link to the student section of CardLister.com is listed below.Cassandra Said:18 can I get an American...

    Goodyear Credit Card Online Payment

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    Good Credit Card Apr

    Jared Said:What is a realistic and good APR on a credit card?We Answered:I call and ask for lower rates, higher limites and reduced membership fees every 6 months and everytime I do, they say ok. You must have a good payment history.. Read this page about credit cards: http://www.expert-credit-advice.com/cred… If they wont reduce the apr, you can always transfer the balance to another that will........Paula Said:What is a good APR on a credit card for a college student?We Answered:If you are only going to use it a couple of times a year, then you should not worry about the interest...

    Good Credit Card Deal

    Teresa Said:I want to find a good credit card to rebuild my credit, anyone know of a good card?We Answered:I'd start out with a gas card and/or a store card, use them responsibly and pay them off in full and on time each month. Do this for a while and see if you can then get a credit card that doesn't have APR out the roof. You can usually negotiate your APR because you can go elsewhere for a 0% introductory offer. Your previous credit cards are going to show on your record for at least 7 years... but in...

    Good Student Credit Card

    Rhonda Said:What's a good student credit card?We Answered:There's no such thing as a good credit card for a student.Lee Said:what's a good student credit card for me to apply for?We Answered:Discover card actually wants students to sign up. There is data out there that shows that most people will continue using their first card for decades. Capital One is also a good card. But if you are late - they the most aggressive at collecting. Investment wise - this one is the best. /Jessica Said:what are good credit card companies for student?We Answered:Due to new credit card legislation, you won't...

    Great Credit Card Deal

    Ronald Said:Can you negotiate a deal with a credit card company?We Answered:Ask them. The worst they can say i no.Christine Said:How and why is my credit card affected when I open and close a credit card?We Answered:Your credit score is based on history. If you open an account, your score will temporarily go down. It will eventually recover from that. Closing an account is a slightly different matter. Depending on how much total credit you have (add up the limits on all of your accounts), closing an account can cause your score to go down if it...

    Great Credit Card Deals

    Billie Said:i have no credit card so how can i take advantage of all the great deals and prizes on the internet?We Answered:You can open Pay-pal account which is very common for online transaction.Claudia Said:What is a great credit card for someone trying to rebuild credit?We Answered:BEFORE you apply for a new credit card you need to know what is on your credit reports and what your FICO score is currently. Seriously why hurt your credit more by applying for new credit if you already have a low score. Who closed the accounts you had? You or the...

    Guaranteed Acceptance Credit Card

    Howard Said:does anyone know any credit cards that are easy to be accepted for?We Answered:There are a couple of credit cards that are meant for people with poor credit. A big warning is you will have to pay extremely high interest rates and I would not recommend you to use them longer term. The interest rates range from 30%-50% APR, so for every £100 you will owe -£130 to £150 over the course of the year assuming you pay it off within a year and don't miss minimum payments. You can google/ yahoo search these cards: Barclaycard Initial Card - Typical APR...

    Guaranteed Approved Credit Card

    Carrie Said:Credit Card Limit...?We Answered:just check it again, sometimes they say you have basically been approved to apply for it, but not defiantly get it!Judith Said:why cant i ever get approved for a credit card,ever?!?We Answered:Start off with a secured card, that way you won't get turned down and you won't get penalized before you even start. See http://www.esuperfind.com/nextmillennium… If you put your money down for a secured deposit there's no reason for them to deny you, they only deny people asking money and offering no guarantees of ever paying it back!Christy Said:First Premier Credit Card a rip off?We Answered:I would speak...

    Guaranteed Business Credit Card

    Dennis Said:I am looking to get a business credit card or line of credit WITHOUT a personal guarantee. Any advice?We Answered:Business credit cards come with a variety of reward options. Travel rewards, stay in hotel, cashback, savings on courier services etc. are some of them. The type of your business and services you require can be compared with various business credit card offers and the most suitable credit card can be applied for. More money when you need it most Business credit cards are specially designed to cater to large funding requirements of businesses. The credit limits on business credit cards are...

    Guaranteed Canadian Credit Card

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    Guaranteed Credit Card Application

    Pedro Said:Amount of household income before starting a new job?We Answered:I wouldn't overstate my income. Better to keep it honest, in case they actually do check your info.Marvin Said:How can I know if my business credit cards are personally guaranteed?We Answered:Is your business a corporation? Does it have a D&B rating? If not, my guess is that you personally guaranteed those credit cards.Priscilla Said:Further processing of Target Credit Card after pre-approval?We Answered:Both these links will give you the Target help you needs and answer your question. Best wishes! 1st Link is a Target manager answering this persons question and it will...

    Guaranteed Credit Card Approval For Bad Credit

    Eugene Said:Can I transfer an account on a credit card with annual fees to a card that doesn't have annual fees?We Answered:I would get one through your bank. All banks now issue debit cards, and if you have a positive history through your bank they will give you a little credit on the other end of the checking account, usually called an "overdraft" protection. It is essentially them offering you credit in case you spend more than you have in the account. Bank debit cards are issued through the major carriers like Visa, Matercard, etc...Most banks have straight up credit...

    Guaranteed Credit Card Bad Credit

    Danielle Said:I am looking for a credit card for people with really bad credit.?We Answered:There are more that a few lenders who specialize in credit cards for people with bad credit. You just have to look a little harder than most people have to. And getting a card after you've had a few problems doesn't necessarily mean that you have a higher than normal rate. Like I said, you'll just have to compare between credit lines, yearly fees, and interest percentages. Just make sure you do your homework BEFORE you commit, and you'll be fine. You can find some offers for credit...

    Guaranteed Credit Card Canada

    Allison Said:Can you help me with some home equity and mortgage questions I have?We Answered:I would suggest you re-finance your current house to pay off all creditors. With those payments out of the way, you should be able to keep up with your bills. This will greatly help your credit score and in a year or so, then you can look at selling your home and buying a better one. For a $1,000/month payment, assuming a 4% interest rate and 30 year amortization, you can get a mortgage of about $210,000 - so you would need to put $90,000...

    Guaranteed Credit Card For Bad Credit

    Helen Said:does any1 know of guaranteed credit cards or loans for ppl with bad credit?We Answered:There is no such thing as a guarenteed credit card for bad credit, but there are companies that will consider you such as Capital One, Vanquis and Aqua (addressed below). Aqua is probably the one most likely to accept you. Be carefull about how you apply, more than a couple of applications in the space of about 3 - 6 months can actually make your credit score worse, so if you get rejected you`ll need to wait a while before applying again with a different credit provider. Also...

    Guaranteed Credit Card Uk

    Norma Said:What is the best UK credit card with zero percent apr?We Answered:This is by far the best card and company http://www.bestukcreditcards.info/Angel Said:WHAT are YOUR THOUGHTS ON:-Visa verification by flashing a debit/credit card?We Answered:I've not come across this one yet - but it sounds a bit like the 'Oyster Card' system used by London Transport .. although here the money is 'on the card', so criminals never have to worry about the owner 'blocking' the card after they have lost it .. I wouldn't worry about it too much .. lost & stolen Credit & Debit Cards are 10 a penny .....

    Guaranteed Secured Credit Card

    Mike Said:Where can I find a guaranteed credit card for someone with not so favorable credit?We Answered:There's some so-called "guaranteed" credit cards out there, but one thing to keep in mind, that's there's always a catch. The catch with these cards is that they're loaded with so many different fees (processing fees, participation fees, etc.) that use up all the available credit well before you receive the card. If you have money to waste in fees to get those cards, go ahead, but if you're going to have to put any money upfront, you might as well open a secured...

    Guaranteed Student Credit Card

    Patsy Said:Where can I get a credit card from?We Answered:If you have the cash, a secured card is a good idea. I would recommend you find one that doesn't carry large fees or high interest rates. Many want you to pay an application fee and an annual fee. There are several that are offered by large reputable banks. www.creditgumbo.com offers some pros and cons of a few. Check it out if you have the time. Best of luck.Helen Said:Closing out a Student Credit Card?We Answered:Get a low rate card from a bank that offers low rates...

    Guaranteed Unsecured Credit Card

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    Guaranteed Unsecured Credit Card Approval

    Milton Said:Any credit card companies who guarantee approval for an unsecured card?We Answered:If you really want to get on your feet again, stay away from credit cards! The credit cards only make your financial situation worse. If you really need a card because that is the only way to pay for something (I can't think of any, but somebody will surely list a bunch), buy a prepaid MasterCard or Visa card (I think Walgreen's handles the Green Dot brand.)Keith Said:I need a unsecured credit card with a very low limit like about $2OO. 20 points best answer.?We Answered:There is no...

    Hacked Credit Card Numbers

    Randall Said:Question about social security and credit cards.. IMPORTANT?We Answered:I'm assuming he called the company using the number on the back of his credit card? I had the same thing happen to me 2 years ago with a Citibank MasterCard. They hacked into Marshall's/TJMaxx and stole a bunch of credit card numbers. They cancelled my account and sent me a replacement card with a new number. There has been no compromise of my social security number, and no other issues at all. So just be sure you receive the new card, and all will be well. If you want to...

    Hack Credit Card Number

    Jeff Said:Can anyone get my credit card number from itunes?We Answered:Delete form data in your browser, that should clear traces of the number on your computer.Leslie Said:It is possible for someone to ''hack'' your credit card with only pieces of information?We Answered:If you're buying on an untrusted site, anything is possible including taking the credit card information you supply to make the purchase as a means to use your card fraudulently. This would not be a "hack", it would be handing the information over on a silver platter. That said, there have been instances when legitimate online databases have been...

    Hack Credit Card Numbers

    Henry Said:Can someone hack my xbox live account?We Answered:Actually, even with your IP address, he can't do anything. Depending on where you live, many people can share the same IP. The only way a person can get hacked is if they find out your account info. They can then recover the account to their 360 and change the password. The only times I have ever heard of this happening is when someone either falls for a code generator scam or gives up their account info to someone so they can cheat for them. In both cases, they weren't hacked. They...

    Heartland Credit Card Processing

    Louise Said:What is the best company/rate for credit card merchand accounts?We Answered:Go to Wells Fargo online at www.wellsfargo.com or to Bank of America www.bankofamerica.com these two banks established VISA and MASTERCARD and are pioneers in Merchant Card Services. Or visit your local bank and ask to speak to a Business Banker about "Merchant Card Services" they can give you an idea of the cost, and price which is driven by the average ticket price per transaction and your monthly volume. Avoid those fly by night companies which claim to do what Banks can do? You get better customer...

    Help Pay Off Credit Card

    Lois Said:Would it be a good idea to borrow against my 401K to pay off credit card debt?We Answered:You are correct, there are no penalties involved in borrowing from your 401k. But there are disadvantages. If your 401k is doing well, you lose that interest. For example, if it's making 10% a year, you are actually paying 18% interest to borrow it. This is really nothing but a consolidation loan, so I'll just give you some advice. If you do this, you must STOP using your credit cards until the loan is paid. I've seen too...

    High School Student Credit Card

    Caroline Said:Student credit card for BOFA or others?We Answered:Finances are a real problem during student life. Part of it is because of day to day college expenses but the major factor is increased cost of education. Very fact, that a lot of things demand our attention during student life, budgeting is automatically not on the priority list. Help from parents or a part time job or some tuitions could arrange the much needed money to some extent but, more and more students are now relying on a student credit card to fund their college expenses. As the name suggests, a student credit...

    Hotel Reward Credit Card

    Megan Said:To keep my credit card--that is the question. Well?We Answered:Annual fees are baloney. Cancel that thing right away. There are tons of good free rewards cards out there, Discover is good if you use it for certain categories each year when they give 5% cashback (ie from May-July they give 5% on home improvement and garden purchases, from Jan-March 5% off hotels and car rentals, etc). I use a citi rewards card and it's been very good to me, I love thankyou rewards. As long as you were responsible and had good credit to begin, you won't get penalized...

    How To Get A Credit Card With Bad Credit

    Jon Said:How do I get a credit card with bad credit and a cosigner?We Answered:Major credit card issuers like Discover, American Express and Chase offer a credit card for bad credit holders. A 'shopping' card offers you an unsecured line of credit from specific sellers. Use these cards to increase your credit rating, since the credit bureaus will be informed about your timely payments. Take care to ensure your credit is good by making intelligent credit choices. Keep low balances, do not be extravagant and take care to pay off your balances promptly every month.Jaime Said:Getting a credit card with...

    How To Hack Credit Card Numbers

    Antonio Said:How to protect website from hackers?We Answered:This is a very big topic. You need to buy a well reviewed PHP book from Amazon or your local book store. There are many ways to protect against hacker attacks...but it is too big of a topic to cover here. 1. Don't trust ANY user input in forms. You must validate all user inputs by using Regular Expressions to identify and then remove any harmful input. A hacker will enter a SQL script into a form field instead of his name or address. When he...

    How To Pay Off Credit Card Debt

    Ashley Said:How do I pay off my credit card debt?We Answered:Expenses should always be less than the income so that there is some savings for a rainy day. There was no sudden job loss or medical emergency that caused your income to drop. You are living beyond your current means and creating a situation that might get worse before it gets better. Live frugally ang get another job to pay the credit card bills.Angel Said:Paying off Credit Card Debt with out having to pay the whole balance?We Answered:Are you referring to debt settlement??? In any case, I doubt if this article...

    Identity Theft Credit Card Fraud

    Victoria Said:Credit card fraud/Identity Theft?We Answered:http://www.ehow.com/way_5306432_do-socia… Good Luck!Louise Said:What is the statute of limitations in MA to prosecute credit card fraud or identity theft?We Answered:no time has ran out for you to do any thing about it sorryLois Said:Credit Card Theft/Identity fraud?We Answered:You will not be arrested. She is the one who signed the receipt. I feel bad for you for having a friend who would even subject you to that, but no it will not harm you. You will be fine. You have a question to ask yourself though... Do you contact law enforcement or do you wait to see...

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    Joann Said:Fake Credit Card numbers?We Answered:Yes, it is illegal..it is called credit card fraudJonathan Said:How can i get an account on camvoice.com. (or any place in general)?We Answered:Actually, Camvoice, for lack of a better word, sucks. There are way better cam chat sites that are free or that are actually worth the money than Camvoice. I think the only sure-fire way is to actually pay the $12.95 monthly fee of course. I wouldn't pay because there aren't enough people on, and the spam is terrible! It's also buggy, too, because it'll actually kick you off out of nowhere, then it'll...

    Information On Credit Card

    Sara Said:Is it safe to enter your credit card information on itunes?We Answered:Perfectly safe. When you enter your credit card info, that's if he wanted to buy an application for 0.99 cents, or another price. It is used for nothing more than buying apps and songs from iTunes.Stacy Said:How do you report a website illegally selling credit card and banking information?We Answered:Yep call the police,FBI or postmaster general they all deal with internet fraud just call them soon if you are positive of the allegations you make.Infact here is a site you can do it online and send them a...

    Instant Approval Bad Credit Credit Card

    Emma Said:I am 18 years old, and I wanted to know what is the best way to build up my credit card score?We Answered:Bad credit problem can be caused due to a number of situations. The credit card choices available to bad credit people allow them to rebuild their credit history. Financial products that help bad credit people are prepaid credit cards or debit cards, secured bad credit cards, unsecured bad credit cards. In this article we take a look at each one of them. Prepaid or debit cards: These are the easiest option available for bad credit people. There are no...

    Instant Approval Balance Transfer Credit Card

    Reginald Said:what does fail to maintain your account in good standing mean in cell phone online ordering things?We Answered:If you are late with payments, that is failing to keep your account in good standing.Mae Said:Does Amazon.com really charge you $250 if you change something on your plan after a cell phone purchase?We Answered:What all that means is, they're giving you the phone $250 off on the agreement that you serve the entire term of your contract. It's so you can't just cancel it and end up with a free phone....

    Instant Approval Business Credit Card

    Brittany Said:How fast can I access my line of credit when applying for a credit card at the bank?We Answered:If you get instant approval, you could have your card in 5 - 10 business days. If you talk to the representative from Bank of America they may be able to put a rush on your card and you could have it within a day or two. I have lost my credit card before form Bank of America and they overnighted me a new one. If you explain your situation, they maybe able to rush out the card...

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    Glen Said:canadian credit card?We Answered:Try Capital One. It is one of the easier credit cards to get. If they refuse you, you can try to get the secured one (you have to put in a deposit). Other credit cards like gas station and department store credit cards are usually easier to get than Bank credit cards.Renee Said:Does anybody know where i cant get a credit card?We Answered:you best bet until you get you credit record under control is to just stick to prepaid credit cards!!!!Laurie Said:instant approval canadian online credit card applications?We Answered:You probably won't, and that's...

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    Floyd Said:How come "instant approval" credit cards are never instant approval?We Answered:I work as a credit card analyst, manually reviewing credit reports to determine whether or not to approve or deny credit line increases, APR decreases, and general applications for credit, and I thought that you asked a pretty interesting question that I'd like to answer based upon not only my professional, but personal experience as well. The only time that "instant approval" is "instant approval", is when you have A-1 credit. The more credit problems you have, the less likely that "instant approval" will be so instant. There's a...

    Instant Approval Credit Card Applications

    Enrique Said:Walmart Card Approval?We Answered:It could be alot of different things. It could think you've applied for too many things. It could think you have enough credit to income right now and to extend more credit might be risky or they could be just reviewing the application. If it wasn't an outright denial you'll hear soon enough. It might even be something turned up on your credit report that you didn't know about. It could be 101 things....

    Instant Approval Credit Card In Canada

    Edna Said:How do creditors know if you are approved or not on a 60 second instant approval application?We Answered:Instant credit checks all refer to your national credit bureau (here in Canada we use Equifax, I'm not sure if they cover the States too). It's all done electronically, and each card company has its own criteria, they check it against whatever's on file with the credit bureau. American Express is a pretty tough provider, they don't approve anyone without a decent credit history and a clean record... so maybe Discover is a bit more easy-going, or it may be that they...

    Instant Approval Credit Card Offer

    Loretta Said:Does Walmart or Best Buy offer instant approval on their credit cards?We Answered:Yes, both do and both have crappy credit guarantors. It might be better to use your bank issued credit card, if you have one, to make purchases from either store rather than using their "in house" credit.Jessie Said:What's the minimun Credit line on a Citi/ AAdvantage Card?We Answered:I think for Visa Signature and World Mastercard and World Mastercard Elite, the minimum is $5000...

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    Dana Said:Lots of unsolicited mail is arriving in my In box..?We Answered:This question is WAY TOO LONG ! You didn't have to list every example - we ALL get spam from time to time - Just use your spam filters ! For goodness sake - One simple rule - IF you don't recognise the sender. JUST DELETE IT !Irene Said:Lots of unsolicited mail is arriving in my In box?We Answered:The average user needs products that are easy to use. Frankly, most free spam filters are much too complex to set up and use. In fact, the best products in this class are...

    Instant Approval Student Credit Card

    Lee Said:Why can't I get a credit card?We Answered:the credit card companies take all kinds of things into account, some of it can appear strange. it might or might not be the job thing, but at the moment you must stop applying. here's why. if you happened to apply to a couple of cards early on who were being choosey & they then rejected you, the rejection mark shows on your history. the next cards you apply to apparently can just look at those marks, assume it was for something bad & just reject you straight...

    Instant Credit Card Applications

    Sidney Said:Should I be concerned about credit card application?We Answered:sorry but this has happened to me and i was declinedEthel Said:Instant Credit Cards?We Answered:If your credit debt is new (6 months or younger), you can not get a credit card b/c it will show that you have recent unpaid debts. There are a lists of credit cards like Permier, salute, credit one bank but I do not recommend these b/c you have a 300 or two hundred dollar credit limit and after the fees, you only have 50 dollars and have to pay the 300 back. You apply for these...

    Instant Credit Card Approvals

    Jeff Said:Which are Instant approval Credit card co.'s?We Answered:Do you have a checking account , if not get one. After 6 months of having your checking your bank will gladly issue you a visa card tied to your checking - that's the easiest to get. You must be in good standing and never overdraw. You will also need a job for 6 months. /...

    Instant Credit Card Canada

    Elizabeth Said:Can i instantly transfer cash from bank account to paypal without the wait?We Answered:If you physically transfer the money, it can take 6-8 days. If you have a credit card attached to the account, even though you pay from the bank account, Paypal will give the payee/seller the money immediately with no delays. They figure if your bank account is NSF, they will just bill the credit card.Gene Said:re loadable MasterCard - have you had one? question inside:?We Answered:Normally you have to be 18 to have a reloadable card in your name. However you parents can purchase one for...

    Instant Credit Card Offers

    Emma Said:Why dont banks offer more instant-type credit card loans as opposed to charging outrageous overdraft fees?We Answered:Because anyone living in overdraft from pay check to paycheck is NOT a good credit risk much less eligible for a credit card!Courtney Said:How to receive credit card offers with no security deposit?We Answered:You will get tons of them if you meet their credit qualifications. If you have been reject than you do not qualify. Get a secured credit card from your bank to establish your credit, then after a few months of paying it on time, apply for a unsecured card again....

    Instant Credit Card Payment

    Vincent Said:When selling something on ebay how do I request an instant payment on the item?We Answered:When you set up your listing, there is a small box that says, "Immediate Payment Required". Be sure to check that box, so when your listing ends. Either through the auction process or is a user uses the Buy It Now option. The buyer will be required to immediately pay for the item thats for sale. Good luck!Amy Said:is payment instant if my paypal account is linked to a credit card?We Answered:it should take less than 2 daysDaryl Said:Do I have to add a...

    Instant Credit Card Processing

    Darren Said:Im looking at third part merchant bank account for my credit card processing?We Answered:Pay Pal is just plain horrible. Simple Payment Systems is who I use.Harold Said:Why does it take so long for credit card charges to clear?We Answered:That's why I only use debit .it shows on my statement by the time I get home.Erica Said:Is it illegal to send a credit card number over instant messenger?We Answered:I work in customer service as well, and we share personal information over our "instant messenger" as well-you should be informed that all the employees that work at your place, undergo...

    Instant Online Credit Card Application

    Leroy Said:Buy.com credit card application?We Answered:today is random day! yay 2 points?...

    Instant Prepaid Credit Card

    Dave Said:anybody know where i can get a credit card a real one not prepaid one that give instant results?We Answered:I would recommend Orchard bank or First Premier.Tyler Said:Prepaid credit card help!?We Answered:some cards will accept money, some others you just throw them away.Joy Said:ipod touch 2nd generation questions ?We Answered:1. I would suggest buying a case if you're that clumsy. 2. I would suggest buying a silicone or any rubber case...they will absorb impacts much better...you should really try being more cautious with your possessions... 3. Yes. You could order one from this site: http://touchmic.com/ 4. No, the iPod Touch does...

    Instant Student Credit Card

    Valerie Said:where can i find a student credit card?We Answered:It used to be super simple to get a student card, but the issuers are being pickier now on granting student cards. I think some of the best offers are from Discover. My son has one. We checked out a number of their student credit cards on www.uscardsource.us and settled on Discover. Each one has a little different "twist" - rewards, or interest rate, or cash back, or instant approval. No matter which one you go for, be sure to pay on time and do not go over...

    Instant Use Credit Card

    Wilma Said:I applied online for instant credit for chase Card online and was instantly approved. How do I use my new credWe Answered:They will send you a card in the mail, then you will have to call in to their 800 number to activate it. BE CAREFUL - you get 30 days as a grace period with no interest charged. Try to pay everything off in this period. Never charge anything you can't pay off in a couple months. Do not fall into the credit trap. Cards are a tool - if you misuse them you can...

    Instant Virtual Credit Card

    Benjamin Said:i need a virtual credit card that i can fund with my credit card with no link to egold or paypal.instant?We Answered:How about Amazon.com, they have visa amazon credit cards now that would be good. I have a friend that sells on ebay using one of them.Chris Said:Paypal question?Verification?We Answered:If your paypal account is in the negative, then yes putting money into the account will bring the balance back to zero. If you let the account stay negative, your mom will find out because the account will be turned over to a 3rd party debt collector. Open...

    International Credit Card Fraud

    Gregory Said:How can I sell my products online?We Answered:Hello, I ran across your question and have a program to tell you about. Mogiz.com is launching a beta seller's program that offers a lot of benefits and very little risk. Basically Mogiz.com will advertise and sell your products for you, collect the money from the merchants and send the order to you for shipping. You will not have any advertising costs, fraud risks or have to deal with customers directly. You set your product prices, submit them through a feed file and keep your inventory levels up to date. Once we...

    International Credit Card Processing

    Dean Said:How does the credit card dispute process work with international transactions?We Answered:International doesn't matter. You handle the dispute the same way. Your bank may agree to work with you, but they don't have to. You paid through PayPal, so as long as they paid PayPal according to your instructions, they're legally off the hook. You need to make your dispute through PayPal. You may have waited too long. It's nice to be patient, but a common scam is to fill a few orders to gain trust and then skip.Hazel Said:Why do International Credit Card transactions...

    International Student Credit Card

    Theresa Said:Which credit cards can an international student apply for in the U.S.?We Answered:check these links, then decide what you want to do, see the FAQ on the first link down but really there's plenty of advice throughout if you have time to read: http://credit-cards.ebookorama.com http://finance.ebookorama.com http://credit.ebookorama.com http://credit-repair.ebookorama.com good luck! if it helps please remember me cheersJoseph Said:Where can an International Student in the UK get a credit card?We Answered:Why do you want a credit score?!?! These days, having a credit score is simply an "I love debt" score. If you have no credit score, you can still get prime rates on any mortgage with...

    Internet Credit Card Fraud

    Fred Said:Threatened to be put on Internet Credit Card Fraud Database?We Answered:It's a scare tactic. There is no "internet credit card fraud database", and the information they are providing is conflicting in it's own right. Their billing processor is likely one of MANY 3rd party companies that offer e-commerce and merchant credit card processing. While that billing processor may do an internal block in their own database, they most certainly cannot put a block on your card for purchases with other merchants or retailers. If that was the case, then everyone that got put on this 'database' would...

    List Credit Card Company

    Phillip Said:A company processed an order paid for by a stolen credit card despite red flags. Can I sue them?We Answered:As long as the company makes restitution at their own expense, I tend to doubt that you have grounds for a suit. I would certainly report them to PayPal, however. You would probably have to sue them to get the other delivery address, but knowing the way computers work, there's a better-than-even chance that they don't have it on file; they'd really have had no reason to keep it, when you think about it. The scenario was...

    Lost Credit Card Protection

    Mitchell Said:How could someone clone or "skim" my credit card if i never lost sight of it?We Answered:It's usually a piece of hardware physically piggybacked on the card reader. You see a single swipe when in fact it's swiped twice -- once for the legit transaction and a second time for the scammer. It can be on a POS scanner in a store or installed on the card reader on an ATM machine.Cynthia Said:i have a question about the credit protection on my credit card?We Answered:I'm answering this question only because of Q and A's answer. First of all,...

    Lowest Credit Card Transfer

    Jamie Said:I did a credit card transfer from a high interest to a low interest. Only the low shows the transfer?We Answered:It probably just had something to do with the old card's billing cycles and the statement was sent out before the payment in full was posted. Call the old credit card company to be sure the account now shows paid in full or call the new credit card company and ask what date they paid the old card in full, but I don't think there is anything to worry about.Vickie Said:can I transfer my credit card balance to my...

    Low Apr Student Credit Card

    Bryan Said:What's the different between a student credit card, and a normal credit card?We Answered:Once upon a time, it was easier to get student credit cards than a regular account. But that's changed. If you are under 21, you have to prove sufficient income to qualify for the account or have a co-signer. The co-signer would be responsible for as long as you have that credit card. That APR isn't great but it isn't too bad either. If you do get this card, the smart thing is to not carry balances. Then the interest rate makes...

    Low Cost Credit Card Processing

    Allan Said:Avoiding credit card finance charges?We Answered:Just pay your monthly payment in time.Heidi Said:Card handling charges?We Answered:Now you know why some shops refuse card transactions under £5.00.!! Credit card machines are expensive for business.Clinton Said:Best high speed multi-communication method at lowest cost.?We Answered:In terms of connection type, it can vary. For example, I live in 10958 (just around the corner from you) and can only get DSL through Frontier, as I'm too far from the nearest cable lines. Satellite, in my opinion, is only a last resort option. It sounds like you're setting this up for a business,...

    Low Interest Credit Card Application

    Judy Said:Joined NYC's MCU Municipal credit union and filled out a personal loan application what are the odds of appro?We Answered:There is fairly good chance that you will be rejected for the loan. There is still a chance that based on your credit history with no derogatory info and late payments you may get a loan. You have fair credit rating, two maxed credit cards and a new job. Not a good combination at this time. You should have waited atleast six months at your new job and credit cards should have been below 30% of credit limit....

    Low Interest Credit Card Applications

    Claude Said:When Credit Card Companies Can no longer quickly raise your rate...?We Answered:Can you imagine if your home loan or car loan interest rate jumped 20% if you missed a payment? I don't see how it is legal for credit card companies to change an established rate to begin with, and then have the new rate attached to your balance retroactively. Credit cards are one of the US's last legal rackets.Troy Said:I want to pay off my credit card debt. What are the best consolidation services I should use?We Answered:You dont need to pay another company to lower your debt. Call both...

    Low Interest Credit Card Balance Transfers

    Tracy Said:Help me find a low or no-interest credit card for doing a balance transfer with low or no transfer fees?We Answered:I believe I found what you are looking for... http://www.cardoffers.com/Credit-Cards/C… it offers balance transfers and has a Intro Rate: 0% APR for up to 12 Months... Good LuckHugh Said:I need a low interest credit card, with fixed interest for the life of the balance.?We Answered:1) Not gonna happen 2) Not gonna happen - low interest rates are teasers 3) Depends on your credit, etc. - could or couldn't happen Fixed interest? Never ever gonna happen. All cards nowadays have risers built into them...

    Low Interest Credit Card Canada

    Jeanne Said:Is there a low annual fee credit card in BC Canada?We Answered:spend only that much money as you have. Then the interest rate won't matter!!!Nathaniel Said:Does anyone know of any low interest balance transfer credit card offers in Canada?We Answered:Blue Cash from American Express® This credit card issued by the credit card giant American Express has No annual fee. Coming to balance transfers, the Blue Cash from American Express has a low balance transfer rate. The APR for balance transfer is 4.99% fixed for the life of balance. Another good feature of the Blue Cash from American Express is...

    Low Interest Credit Card Consolidation

    Brandy Said:what is a good credit card debt consolidation with low or no interest payments?We Answered:Google "cons of debt consolidation" Make sure you know what you are getting into. Most people regret it since it only makes paying back these loans longer. Which means you can pay triple or quadruple the interest back. Get a book on Debt Repair from your bookstore or library. There are many tricks that can help you get a hold of your finances. /Jay Said:Consolidation of Credit Card debt?We Answered:Go for the lower interest rate. Better yet, get a credit card with 0% interest on balance transfers and pay off your cards...

    Low Interest Credit Card Offer

    Harold Said:Does anybody knows what kind of credit cards offer a low interest rate?We Answered:As I am sure you are aware, low rate (non-introductory that is) cards are typically reserved for those with excellent credit. If that is you then you may wish to try one of the 2 cards offered here... http://www.fastcreditcardoffer.com/credi… They are both fixed rate cards - one for 6.5% APR, the other for 8% APR If those don't work for you, try the credit card search page and enter in your criteria for the best card for you. Good luck.Kent Said:Which credit card companies offer low interest rates?We Answered:check...

    Low Interest Credit Card Offers

    Shannon Said:what bank offers the best credit card that has low interest?We Answered:I have a Blue Sky Amex card. There is no annual fee and the rate is 10.24%. The other card I like is Capital One. The interest is not as low as the Amex, but I have been receiving very good balance transfer offers. I had a 2% interest for 1 year and no balance transfer fee.Eduardo Said:What credit card company offers the lowest interest rate and best reward earnings?We Answered:cardnow.undonet.com - my family uses this card. They don't charge monthly fee and provide 0% interest rate for...

    Low Interest Credit Card Uk

    Kay Said:Capital One is jacking up credit card interest rates significantly (e.g. an 8% increase). Which cards are next?We Answered:All the major consumer banks have already done this or are beginning to do this: CapOne, Chase, BofA, you name it. Citi just jacked the rates on both of my personal cards to a whopping 19.99%. They reduced the credit limit on my business card by 50%. Bank of America went ahead and canceled a card for inactivity though I've been a customer for 6 years. I pay all my balances in full each month and...

    Low Interest Secured Credit Card

    Randall Said:I'm applying for secured credit card. Should I choose low interest + high fee, or high interest + low fee?We Answered:Neither. Why would anyone in there right mind pay $60 a yr to carry a plastic card that is good for nothing but getting you into debt?Ken Said:Help finding an auto loan with low credit score?We Answered:You're doing the right thing to try and get your credit rating back. But, it's going to take awhile before you're in the 700's again. I also heard the other day that the formula for figuring out this FICO score is...

    Low Interest Student Credit Card

    Robin Said:What is the best low interest credit card?We Answered:As long as the interest rate is low and the fees are low, it doesn't matter which card you get. If you pay your bill on time, there isn't anything to worry about.Randall Said:What's the best student credit card?We Answered:The best strategy is to get a rewards credit card, funnel all/most of your normal spending through it, and pay you balance in full every month. That way you build your credit quickly, avoid interest, and earn rewards. If that's your strategy, then you'll want to get the student credit card that...

    Major Credit Card Company

    Alvin Said:Can a major credit card company in Virginia garnish social security wages for unpaid debt?We Answered:Well, people in debt often seem to find some help here : http://credit-cards.ebookorama.com and here http://finance.ebookorama.com also plenty more to read here http://credit.ebookorama.com http://credit-repair.ebookorama.com good luck!Cynthia Said:how would I go about asking a major credit card company to lower my interest rate?We Answered:dear sir or madam...lower my shiznit biznitches or i'm takin' my debt to another credit card company!!!Arnold Said:Is it legal for a major credit card company to run your credit?We Answered:Credit Card companies check your records monthly. These are known as a "soft inquiry" and do...

    Manual Credit Card Processing

    Marcus Said:What can I do about my employer discriminating against me?We Answered:It is your right to have as many piercing as you want, and It is their right to have limits on how much jewelry their employees wear. They are not singling you out. HR makes updates to their employee handbooks all of the time. THere isn't anything illegal about it. Work is about work and your social life is about you. I strongly suggest that you remove your jewelry before you enter the workplace and put it back on as soon as you get in your car. Edith...

    Mastercard Credit Card Application

    Jeanette Said:What is interstate credit card law? Bank is in Delaware. Applicant is a California resident. Application in NVWe Answered:All of that information should have been in the fine print in the application he signed. Or did he put his information on, and sign, a blank piece of paper? He's already taken the hit on his scores for the inquiry. Juniper/Barclays will probably allow him to convert the card to one of their other partner cards that is a no fee card (and they do have some great ones, they even a Vegas rewards card). If he doesn't want the card,...

    Mastercard Credit Card Offer

    Casey Said:Which credit card company offers better rewards?We Answered:From what I've noticed, Master Card seems to offer the best rewards (for variety) overall. http://mbna.com has a pretty good program. For charity, have you signed up for Upromise? http://www.upromise.com/ - shop through them either online or in stores and you earn a percentage back as a rebate. I am keeping mine in the fund for my kid's college education, but you can also specify giving to charity from there. It doesn't cost a thing. You register your credit cards and store discount cards with them so you'll get credit in your account...

    Mastercard Prepaid Credit Card

    Diana Said:Prepaid visa/mastercard credit card in jamaica?We Answered:You'll have to go to a bank that sells them.Nathan Said:Is there any way to check the balance of your prepaid credit card?We Answered:Go to their site and have a look around. With mine I just log in and it's all in there on the site.Stanley Said:Can the Visa or Mastercard prepaid credit cards be used to purchase airline tickets online?We Answered:yes if there is enough money on the card and you have register your name and address with th prepaid credit issuer on their website else the card will be declined due to no...

    Mastercard Student Credit Card

    Chester Said:Which company provides a better student credit card- Visa or MasterCard?We Answered:It really doesn't matter which logo you have on your card. What matters is which bank you get the card from. I have a citi card student card and it is very good. I was looking through the site below and I found few of them that looked good. See if you like any.Gene Said:I need a good student credit card?We Answered:There is no such thing as a good credit card , cash in the bank speaks more than credit with a company that you pay to allow...

    Merchant Account Accepting Credit Card

    Jimmy Said:How to set up a merchant account to accept credit cards without a personal guarantor?We Answered:Some merchant account providers will allow you to use alternative forms of guarantees in place of a personal guarantee. These options include: 1) A corporate resolution - your business provides documents (balance sheets, third party prepared financial statements) that shows the business is strong enough to guarantee itself 2) Provide a letter of credit - a letter of credit basically is a loan that your bank promises to give you at a future date. The catch is you don't get to ask for it. The processing...

    Merchant Account Credit Card Machine

    Virgil Said:how to get out a Credit Card machine lease?We Answered:Ladco and LEASECOMM are notorious for this practice of slamming. They sue people and get people in trouble. I would advise you to visit the following websites to find out what is the next step to getting out of this very unfair agreement. They have ripped off so many people it is unbelievable.Lorraine Said:Can anyone recommend a wireless credit card terminal that they like, ie. printing, weight, ease, functionalityWe Answered:At the price range your looking at you're not going to find a real wireless solution. There aren't...

    Merchant Account To Accept Credit Card

    Eric Said:What is the easiest way of setting up a merchant account so I can accept credit cards on phone ?We Answered:i think costco does that also. at least you can compare prices.Mabel Said:Online Store: Accept credit cards without your own merchant account?We Answered:No about the online malls.The last two links are things you should know about PayPal.(Ugh!) Simple Payment Systems is truly the absolute best for credit card and electronic check processing. The electronic check processes the check like a credit card. So if the check is deposited into your account ASAP from your business. If it is bad you know...

    Merchant Credit Card Acceptance

    Floyd Said:Has anyone had success dealing with Bankcard Empire?We Answered:This company is a scam!!!!! Do not give them any money. They start out telling you about buying advertising but you never see any return on your investment. I tried to get out of the deal and they would not return any of my phone calls. I have contacted the attorney general. Stay away from these people. FYI they sometime advertise as Ultimate Business or Automated Business Group. They are all scams!Anita Said:Can you disable the acceptance of Credit Cards on paypal?We Answered:You can turn off account optional in your account....

    Merchant Credit Card Company

    Beth Said:Does anyone know anything about a company called Merchant Partners 310? They billed my credit card somehow?We Answered:Is there some kind of phone no. on the statement or some address. Your bank or credit card has an obligation to dispute this if you called, I did this a while back with credit report.com. they billed me several times like 1dl and it didnt even have a description for what? but on the staement it had the telephone no. so I made a dispute with the bank, they cant just say oh its too far away. Make a dispute letter, dispting the amount. Mine took about...

    Merchant Credit Card Fraud

    Travis Said:When dealing with credit card fraud...?We Answered:Typically the merchant where the fraudulent charges were made at. If your credit card company accepts your fraud claim, then the merchant is issued chargebacks for any fraudulent purchases.Scott Said:credit card fraud??????????????We Answered:well.......please do call FBI ASAP!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!…Lillie Said:Does any one know of credit card fraud by swiping at merchant establishment even though card is with self?We Answered:I have heard of this. I think 20/20 (or some news show) did a special about it. Theives can steal your credit card numbers and make fake cards that can then be swiped at a merchant,...

    Mobile Credit Card Processing Equipment

    Hilda Said:I'm interested in T-Mobile Dash myFaves Smartphone (T-Mobile) w/ a $29.99/mo plan. Is this a good plan?We Answered:I'm not a big Wirefly Fan. There are always T&C's that if you break, you will end up having to pay for the device in full. This is right off of their site: http://www.wirefly.com/popup/whyCCinfo.a… "If the phone you selected is free, and you have not chosen any accessories or other upgrades such as Device Protection or Express Shipping, and there no processing fees to apply to your order, then your credit card will not be charged unless you break the terms of your...

    Mobile Merchant Credit Card Processing

    Charlene Said:I NEED ALL MY SALESMEN OUT THERE: What is the best way to sell this?We Answered:Are you an independent agent or do you actually work for a credit card processing company? Do you have any collateral, such as brochures, business cards, etc? Step 1 is to dress professionally, suit and tie. Don't be casual, this is all business. Step 2, get some collateral, even simply terminal brochures and rate card. Yes, walk into the store and ask to speak with the owner. If the owner is not there, ask when they'll be there, note it down, then come back when...

    My Credit Card Number

    Alvin Said:What obligation does a company have to protect my credit card number?We Answered:This happens all the time. It is in the best interest of a company to protect users data, but it is common for these data to go public. There is not much consumer can do about it, since when we make purchases, we let them have access to our data. Some companies even sell our data for profit. Thats why I carry cash and use only cash when I buy things.Tyrone Said:What is Pay Pal? How does it work? Do you have to give out your credit...

    New Small Business Credit Card

    Margaret Said:Is there a credit card for new small businesses that does not require a personal guarantee?We Answered:Yes there are some you can search on google or yahoo to find all those and see their terms and conditions. To know more visit http://creditcardbiz.blogspot.com and http://onlinepaymentoption.blogspot.comMiguel Said:How can I start a credit line for new small business?We Answered:Unfortunately, as a small business person, a bank or credit card company will ask you to guarantee the debt for the company. If your personal credit isn't good, either, it presents an almost insurmountable problem. Only suggestion I have is to get a secured credit card from your...

    Nigerian Credit Card Fraud

    Jeanette Said:How can ACLU still defend poster boy caught in theft ring?We Answered:Because the ACLU has become a corrupt, twisted behemoth with an army of lawyers hell-bent on defending criminals, terrorists, and morons. Whatever its true goal was in the beginning, it is far far from itMelinda Said:I break up with you Joe Lesi phony imitators and their weirdo imitator friends?We Answered:That sounds about right. I love reading your questions Peaches. You are the best! Good luck.Stacy Said:I need help please.?We Answered:Your story sound very sad. I cant even read the whole letter you have here. Some part...

    Nigeria Credit Card Fraud

    Adrian Said:Can anyone give me any advice on catching a crook?We Answered:I think you deserve the loss for making poor decisions. 1. You sent a total stranger money - a gift card that anyone can cash. 2.. You had no clue after 1000's of TV, newspaper, magazine, and internet published reports about scams and fraud based out of Nigeria? http://www.google.com/search?hl=en&q=nig… 3. He somehow "cracked" or do you mean hacked your account? Either you had some simple password like "password" or you somehow gave him clues or the answer to access it. Guessing passwords is not easy. 4. You will never find this person. All...

    Non Profit Credit Card Debt Consolidation

    Renee Said:is debt consolidation through a non profit company a good idea? has anyone done it before? recommend it?We Answered:If you are truly struggling to stay afloat, do it. My sister was $12000 in debt and she just couldn't keep up. She consolidated her debt and is slowly paying it off in a 5 year period. Here is the catch. When you consolidate your debt, you are not allowed to poses any credit of any kind. No credit cards, no loans. Make sure you are comfortable with that before you decide to go through with debt consolidation. Your credit rating will go down,...

    Nova Credit Card Processing

    Barry Said:I am a manufacture in need of a good credit card processing company.?We Answered:Hello, we use the Quickbooks program. It is for business, it does all accounting, invoicing, customer listing, etc....and they let you use all credit cards, once you set it up with them. You just enter the bill, enter the credit card info and off you go.Herman Said:I need of a good credit card processing company?We Answered:Simple Payment Systems will give you free software to process cards on the internet, free training, 24 hour live help line,beat quotes from other companies. (They will give you free equipment also...

    No Annual Fee Low Interest Credit Card

    Daryl Said:which credit card with low interest rates and no annual fee is good to get miles for a free airplane ticket?We Answered:Gold Delta SkyMiles is good. I found interesting information about your answer & the best credit card options here. http://all-debt-consolidation-loan.blogs…Grace Said:problems getting a low interest credit card due to bankruptcy 10 yrs ago?We Answered:The problem is not that bankruptcy from 10 years ago. It's that $10K balance you are carrying on that credit card. I bet your sister pays her credit cards in full or only carries small balances for short periods. Pay off the credit card...

    Npc Credit Card Processing

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    Offline Credit Card Processing

    Lynn Said:how do i get a free credit report when I try it says that they cant confirm my identity.?We Answered:a lot of times those questions aren't 100% accurate, they ended up asking me a question about my mortgage lender when I didn't have a mortgage yet... so they told me they couldn't process mine either. But, they will/should send you a letter with your report number on it so you can log on and view it that way. Just because you can't view it online through the questions doesn't mean there is something wrong with your credit. Just wait...

    Offshore Credit Card Merchant Account

    Jean Said:Has anyone funded their offshore gaming with CHECK CARD instead of credit card?We Answered:Ok so let me tell you how it works. When you process a debit or make a purchase using your debit card the transaction is then taken and put through a merchant acceptance. When your transaction is approved the bank is not allowed to reject payment (Regulation E). Sometimes it can take up to a week or two to show back up on your checking account. When I fund my Casino and Poker Rooms it happens to me all the time. Dont worry the casino...

    Offshore Credit Card Processing

    Eva Said:Do offshore merchant accounts accept ACH payments?We Answered:The money can be transferred to merchant account using ACH transfers. But since the dealings are with a foreign bank, wire transfers are more common in funds settlement. This takes quite sometime than ACH, which just takes one or two business days in procedures that are similar to the way that paper checks are settled....

    Online Credit Card Application Instant Approval

    Charlotte Said:I'm 17 and I want to apply for a credit card online?We Answered:Credit card companies are quick to respond to the growing trend of Internet users by offering online credit card application. As you might have noticed, many credit card companies whether online or offline for that matter, announce they offer the best credit card online, even with instant approval if you apply for it on their website. This method allows the applicant to get approval within a few minutes after submitting the online application form at the company website. Although this isn’t truly instant credit card application, it...

    Online Credit Card Balance Transfer

    Rhonda Said:How do I transfer money from my debit card account (silver account) to pay my credit card online?We Answered:I realize the British banking system is different from our Canadian one, but - I can specify any amount online if I choose 'Pay bills' - there are no set minimums here. When you do pop in to the bank that's a good question to ask them! Also, check if you can also add utility bill accounts to be paid online as well (electric, phone, telly)Melissa Said:What's better a personal loan or a credit card balance transfer?We Answered:Most balance transfer plans may...

    Online Credit Card Fraud

    Henry Said:Can online Credit card usage/fraud be tracked?We Answered:Yes. Paypal can easily track it and will do so when the owners of the account alert them. Also they know to which address the goods purchased illegally were sent to.Michael Said:What to do if youre framed for credit card fraud online due to someone taking control over your computer?We Answered:Here's what I would do if was ever placed in that position: Install and launch a keylogger on my computer. Leave my computer on, lock it, leave it alone and go on a trip for a week. Internet transactions are logged really well, your...

    Online Credit Card Generator

    Doris Said:Company Buzz words?We Answered:ha ha ha funny thanks for a laugh 10/10Stacey Said:Temporary online credit card number?We Answered:Bank of America & American Express have this service. For BofA, I think there is a one time $19.95 fee For AMEX, I think it is the BLUE card.Beverly Said:Company Buzz words - funny or not?We Answered:another great one ask black to send you jokes i sent her xxxxLeo Said:Alright, what trouble has he gotten into? (credit)?We Answered:Yea thats credit card fraud no matter how much, He needs to be worrying what you are going to do to him, because if you let him get away...

    Online Credit Card Payment Processing

    April Said:How long do they have to take a credit card payment out of my bank account?We Answered:Yes at some point the error will be realized and corrected. Just do not spend that moneyMatthew Said:Why is my online Discover Card payment still "processing?"?We Answered:Because it takes a full business day to process. Saturday and Sunday are not business days. I think you should be okay, but in the future make your minimum payment and as soon as you can and then pay more later. That way you'll never be late. You can make more than...

    Online Credit Card Processing Software

    Vicki Said:Need help purchasing credit card processing software?We Answered:Hi Corey, It is definitely a great idea to start accepting credit cards at your place of work! When it comes to accepting credit cards there are two things you need, in which you already have one: 1) a credit card terminal/machine 2) a merchant account. A merchant account is provided by a credit card processing company. When you sign-up w/an account, the company will use their own software and program your terminal to accept credit cards, of course with the normal transactions fees associated with accepting them. There's a company called group bankcard that...

    Online Credit Card Processor

    Susan Said:I need a online Credit Card processor that accepts donations?We Answered:Customers don't have to have a PayPal account to donate/pay with their credit card when using the PayPal system.Marie Said:What are the best and most cost effective online credit card processors?We Answered:Hello there, I cannot say who is the most cost effective. I use Paypal because it is easy and does not cost too much. Later,Carl Said:Good Online Credit Card Processor?We Answered:Try Electronic Clearing House, Inc (aka ECHO): http://www.echo-inc.com/helpdesk.html Someone I know works there and I use them personally. they have great rates and are a very honest company, A rating on Better...

    Online Credit Card Transactions

    Joan Said:What order must names be put in online credit card transactions?We Answered:Follow the instructions, First name, then last name . . . The merchant will submit the name to the credit card company for verification. As long as the credit card company doesn't have the name wrong, it should work.Claudia Said:Online credit card transactions?We Answered:nope, unless your computer is infested with a keylogger which logs what you type, otherwise no it is not possibleGilbert Said:Can i use a debit card instead of a credit card for online transactions?We Answered:as long as debit has a mastercard/visa logo on it, you...

    Online Student Credit Card Application

    Donna Said:Why can i get a student credit card?We Answered:It's a bug in the programming of the Discover application webpage. On the Discover online application, Puerto Rico is an option for your permanent address, so they are not intentionally trying to exclude Puerto Ricans. If unable to apply on the website, then apply by telephone. The number is 1-866-329-5755 to apply for the Discover Student Credit Card.Heather Said:Discover Student credit card?We Answered:OMG I applied for that yesterday too! I'm excited just like you. Everybody I've asked said yes it's a good card even though it has a low limit....

    Orchard Bank Credit Card Application

    Carolyn Said:Has anyone tried the Orchard Bank Credit Card Application before?We Answered:I have an Orchard Bank card that I got about a year ago but I don't remember seeing that option (I know, I'm a big help!) PS- I love your screen name! :)Tracy Said:i want to ask with a secure credit card from orchard bank?We Answered:it will not hurt you credit, try to get an unsecured through Orchard fist, I got one with scores in the mid 400'sJared Said:i want to ask about orchard bank credit cards when filling out the application?We Answered:They offer secured credit cards in the...

    Orchard Bank Credit Card Online

    Leo Said:what is required to open a credit card on orchard bank online?We Answered:I think their fee is around $50.to get a card. So if they give you a credit limit of $200, it would only be $150. and of course interest- late- over limit fees like any other card. They are a bit higher than other cards . Their cards are for people that can't get credit else where. It's a good way to start or rebuild your credit as long as you make payments on time and don't go over the limit. What I didn't like about them was...

    Orchard Bank Credit Card Payment

    Harold Said:Orchard Bank Credit Card in collections?We Answered:HSBC/Orchard doesn't blacklist people who had charged off accounts with them. Many people who had defaulted with them found that they could get another card. If it has been fairly recent, within the past two years, I wouldn't recommend trying with them. You might try Cap One. You might also talk to your bank or credit union about opening a secured card. (some creditors eventually unsecure secured cards, some don't. If you get a secured card, go with a creditor that will unsecure it at some point) No matter who you go with for...

    Orchard Bank Secured Credit Card

    Jeanne Said:Citi Secured Credit card or Orchard Bank Secured Card?We Answered:I have had both cards. I would go with citi secured. The reason is because orchard bank has alot of fees. I believe a year ago when i had the card they charge you near $300 i believe then you have to pay down that balance. They have a long wait before your payments show up on account and their fees are high. The Orchard Bank card doesn't turn into a regular card after 12 or 18 months. Citi Secured is straight forward. You mail them your deposit they hold...

    O Apr Credit Card

    Mildred Said:How do I eliminate my debt w/o destroying my good credit score/history?We Answered:hate to av to tell you this but with the sorta debt you got you ant got a good credit rating.run back to mummy and transfer the rest of it to her.Vera Said:I want to pay off a high rate credit card. What would be the better choice to help preserve my credit score?We Answered:There is a potential advantage to either option when it comes to your credit score: Credit card: It increases the total limit on your cards, thus decreasing your utilization rate (credit used / credit...

    O Balance Transfer Credit Card

    Matthew Said:My husband has a credit card with an ex ?We Answered:There's no question he can remove himself from the account, even if he can't close it. In this situation I advise this, rather than risk the other person might abuse the account and subject your husband to credit impairment and possible liability for the charges. Having several credit cards open does not damage your credit. In fact, having high credit availability reduces your credit utilization ratio (total outstanding balance as a percentage of total available credit lines) and improves your credit score. I have over 30 open...

    Partially Secured Credit Card

    Cathy Said:Have a secured card by bank of america, don't understand?We Answered:As long as the payments are made on time then it will help your credit. Also for best results in helping your credit, with any line of credit, you should keep your balance at approximately 35% or less of your available limit. Although revolving lines of credit are good for building credit, installment lines build scores and a stronger credit file as seen in the eyes of lenders... I'd suggest just leave it as is, because it won't really make any difference... Good luck...Tracey Said:Question on How Credit Cards...

    Paying Credit Card Online

    Vicki Said:My new credit card is with my bank, I can pay online with my checking account, correct?We Answered:correct. The bank will transfer from checking to credit card at your payment authorization. They are treated as separate accounts. You can even write a check to pay the credit card, and mail it in or deliver it to any bank branch by the payment due date.Carol Said:Problem with paying my credit card debt online?We Answered:That sounds misstated unless it is a prepaid credit card or debit card (in which case it is likely correct). If it is a regular credit...

    Pay Off Credit Card Bills

    Milton Said:It is wise to pay off credit card bills with some of my IRA $ and take the hit on the tax and penalty?We Answered:no the interest and penalty will not off set the high rate of interest -- the only reason you would do this is if you were not putting food on the table!!! just plugging away and get them pay off!!!Jessica Said:How can i get a loan to pay off credit card bills?We Answered:See if you qualify for a mortgage - if you own your home, you can take a home loan out, and use...

    Pay Off Credit Card Calculator

    Marcia Said:Formula to calculate how long to pay off credit card debt?We Answered:First you got to see how much money the APR is going to add to the 500 dollars that you owe. To do this, set it up as a percent problem. When working with fractions, always remember the equation %=part/whole. The whole is 500 and we know the percent is .2999. So now plug those into the equation to solve for p. To solve for p, you going to want to multiply each side by 500. p=149.95. Then add...

    Pay Off Credit Card Debts

    Jesus Said:What is the best way to pay off credit card debt?We Answered:Transfer your current credit card balance to an interest free card. This usually gives 9 months to pay off. Make paying off the debt your main priority above everything else. If you have balance at the end of the 9 months on the said card, transfer to another of the same free interest.By the way the credit card should not be used for any more purchases whatever. The sole purpose is to pay over all monies owingAndrew Said:Is is better to pay off two smaller credit card debts...

    Pay Sears Credit Card

    Sergio Said:Has anyone stop paying for their sears credit card?We Answered:You will have a collection on your credit report, and possibly a judgement because they may sue you. If you can pay atleast the minimum please do so because this will ruin your credit!!Jaime Said:I lost my job and can't pay my sears credit card..its about $2000,what can they do to me?We Answered:Well first it will just be delinquent. They will call you and annoy you. After a while it will start to affect you credit rating. If you don't start making payments eventually it will go to collections where...

    Pay Sears Credit Card Online

    Diana Said:can i pay sears credit cards bill at sears store?We Answered:Yes. But you will get your bill in about 30 days or longer. Since they bill monthly. /Vicki Said:Can someone give me some SPECIFIC retailers where I can pay with an online check w/ routing and acct numbers?We Answered:I don't understand your way of thinking. Using a debit card will directly take out of your account just as it would with giving a routing and account number. If you have had trouble in the past, you should definitely look into having an account just for your online purchases/debit card purchases and only...

    Pc Credit Card Processing

    Deanna Said:PC got key logger. PLEASE help! Need advise?We Answered:First of all, you need to assume that the message you got from Blizzard could be fake - if it is fake, it's probably got a link in it that tries to redirect you to a website where they try to get you to enter your ID and password for your bank, or web mail, etc., or it has some a file attached to the message that contains a virus, etc. Anyway, regardless of that, the way a keylogger works is it simply records whatever you actually type, then it may send...

    Peoples Credit Card Numbers

    Tonya Said:How do British people speak their phone numbers and credit card numbers?We Answered:Yeah, credit card numbers are usually read individually, phone numbers likewise (with exceptions as you said - oh eight hundred two hundred two hundred for 0800 200200 but oh one seven one two four five six seven eight for 0171 245678). There are no particular rules though, it's mostly about clarity, and it varies from person to person.Veronica Said:Hackers that steal credit card numbers should get 30 years!?We Answered:I disagree. I think they should be executed.Dianne Said:Are there websites that take credit card numbers without the CVV/CVC code?We...

    Poor Credit History Card

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    Pos Credit Card Processing

    Rene Said:Is this job offer a scam?We Answered:i think so, it's not make sense for me i think you need to find another job that proofed check those job opportunity (making money online opportunity) take-and-give.blogspot.comRhonda Said:Why would credit card transactions not work on our POS? The store transferred from one owner to another.?We Answered:Did you sign a new Merchant Agreement? If so did someone reprogram your POS system? These 2 things must happen inorder for the merchant account to be live for you. If you need more help you can contact me through our website: http://www.omnitranz.com or email admin@omnitranz.com Good LuckStacy Said:I'm looking for answers to a question...

    Prepaid Credit Card Account

    Gerald Said:Can I use a Prepaid Credit Card to reactivate my Ebay account?We Answered:Visit ebayhelpline.com . I usually spend a couple dollars there and get all my technical info resolved. It is worth it when you do not want to get in trouble for doing false moves on ebay. Especially that they suspend anyone and everyone for no reason.Virginia Said:Using PayPal with a prepaid credit card?We Answered:the vision is the only one that I am sure it works with paypal: http://prepaidvisacard.esuperfind.com/?i…Marian Said:how long will it take to put money from a prepaid credit card on to a paypal account ?We...

    Prepaid Credit Card Application

    Charlotte Said:Prepaid credit cards available to non-US/UK residents?We Answered:Well do you mean like prepaid cards as in like visa gift cards or do you mean prepaid as in a secured credit card? The problem with prepaid cards is they are not accepted everywhere(I have two visa gift cards and can't use them online). Another problem with prepaid cards is if your American and trying to build credit they don't report to the credit unions so you lose a major advantage. But I'm not sure if China has a credit union so there may not be much of a...

    Prepaid Credit Card Apply

    Diana Said:How can I apply for a credit card?We Answered:Well, I don't know if you would be able to get a card before Christmas... But here's what worked for me, having had no credit history whatsoever: Check out creditcards.com or similar sites. They let you search and compare all kinds of different cards, for example by your credit quality (see left column). I ended up getting a card from capital one. On their site, you can also "build" your card, depending on your credit, interest, etc. They usually tell whether you've been approved or not right away. (If...

    Prepaid Credit Card Business

    Toni Said:Does anyone know if there is a prepaid credit card for small businesses that report to the credit bureau?We Answered:A better situation for you would be to get a secured credit card they are awesome and they report to all three bureaus. You have to start them off with about 3 hundred bucks, but that's nothing! Also, unlike a prepaid you can actually rent a car with it. Alfredo Said:How do you get a credit card or prepaid debit card for your small business?We Answered:I don't think that would be possible. Normally a bank will sign...

    Prepaid Credit Card Canada

    Grace Said:Prepaid Credit/Master Card for teens in Canada?We Answered:It looks like CIBC does not offer pre-paid cards. Try searching on yahoo for canada and pre-paid credit cards.Arlene Said:Where can I get a prepaid credit card?We Answered:VisaBuxx is a prepaid credit card. It's a good card though for teens cause it doesnt have any effect on your credit score. http://usa.visa.com/personal/cards/prepa…Nicole Said:Where can i get a prepaid credit card?We Answered:Here in the USA, yes you can just go into the grocery store or convenience store and buy a Visa, MC or AMEX "debit" card. It works like a credit card,...

    Prepaid Credit Card Company

    Marc Said:How do you cancel an Account Now prepaid Credit Card account?We Answered:Well first, by law, they are required to tell you about every fee that is administered to your account, so you should know what kind of fees you're going to pay. Their main website has a huge list of contacts. Try this page >> http://www.accountnow.com/company/contac…Ethel Said:is this supposed to happen to a prepaid credit card?We Answered:have you call the customer service number? maybe they can help we can only gues which isnt going to help maybe the card wanst as low as your friend thoiught -could that be it?Marilyn Said:is it safe...

    Prepaid Credit Card In Canada

    Ruby Said:Prepaid credit card in Canada?We Answered:Go to safeway, they sell prepaid credit cards, no age restrictions either. hope this helps (: best answer appreciated ;P P.S. JOIN LOCKERZ LOCKERZ is a website sponsored by AMERICAN EAGLE and amazon.com IT GIVES FREE STUFF OUT...i got an itouch 32G off them (other prizes are like, ipods, laptops, tv's, game consoles, video games, etc.) All you do is collect points and redeem them [collect points by answering daily question] WEBSITE IS NOT A SCAM, check it out TO JOIN YOU GOT TO BE INVITED, if you want to be invited then email me at golden-intelligence@hotmail.comAlvin Said:Where can I get...

    Prepaid Credit Card Online

    Gary Said:Can you lead me how to buy prepaid credit visa card online?We Answered:Go to www.netspend.com You can order one online and you won't have to pay anything right now. I think the initial fee was $9.95. There are tons of places to reload it with money, all of the locations are listed online by state. Some examples are currency exchanges and local grocery stores. If you sign up for a monthly fee of $9.95, there will be no ATM or other transaction fees. If you don't sign up for this fee, you'll be charged...

    Prepaid Credit Card Student

    Todd Said:Prepaid credit card questions ASAP!!!! PLZ?We Answered:Designed for Students of all ages, the Allow Card prepaid MasterCard® helps them use their allowance to make purchases at school, area malls, and local businesses - wherever MasterCard® debit cards are accepted. Since the Allow Card prepaid MasterCard® is a prepaid card the kids can't spend more than the amount loaded on prepaid card. No, more worrying fees, the Allow Card prepaid MasterCard® doesn't charge any overdraft fees, interest rates, late fees etc. and the amount you load on the Allow Card prepaid MasterCard® can be used to set the spending limits. Of course,...

    Prepaid Credit Card Uk

    Ben Said:Where can I get a free prepaid credit card for teens? Uk only?We Answered:Try American Express. They used to do one.Enrique Said:prepaid credit cards uk? how does it work? where do you get one? can you get it to be a "visa card"?We Answered:The best Visa card I found for shopping online is the 3vcash.co.uk card. It is free to apply for, you top it up at any PayZone. Up to £20 is free, £30 to £100 is £2 and you pay a bit more to load over a £100. It works very well. Check out their website. If you...

    Prepaid Credit Debit Card

    David Said:Can you move money OFF your paypal onto a prepaid debit/credit card?We Answered:No,You can only withdraw money from paypal to a bank account. You can request a check, but it can take 5-10 weeks to get it and they charge $1.50 to send it to you. SorryCharlie Said:Where do you go to refill a prepaid debit/credit card?We Answered:1) Where did you get it - they should know 2) there should be a phone number and or website on the back of the card and they WILL know.Howard Said:what is a good prepaid debit/credit card?We Answered:i know that walmart...

    Prepaid Credit Mastercard

    Guy Said:Can 13 year olds use those visa/mastercard prepaid credit cards?We Answered:Yes they can. My 14 y/o has a visa debit card hooked up to one of his savings accounts. Whenever he gets money for bdays, holidays etc half goes into this account and half goes into a reg savings for when he's older. The reason I opened a special savings is so he doesn't go crazy and blow all of his savings :)Sam Said:can i get a prepaid credit /mastercard from a shop ?We Answered:You should be able to get it from a shop where they sell prepaid cards.Lee...

    Prepaid Debit Credit Card

    Elmer Said:can prepaid debit(not credit) cards be used for online for online credit card transactions?We Answered:YES. the site doesnt know the difference between debot ro credit online....

    Prepaid Gift Credit Card

    Karen Said:I am wanting to buy left 4 dead 2 and am wondering if i can use a prepaid gift credit card to do it?We Answered:If you're doing it in store, yeah you can! As long as you have the funds, it will work. If you're trying online, it may, or may not work, but put in your address and see if it goes through :)Leo Said:can i buy an amazon gift card or a prepaid credit card in a store with cash?We Answered:you can purchase prepaud credit cards with cash, thats all you need they wont...

    Prepaid International Credit Card

    Rosa Said:A prepaid credit card (topped up by paypal) for the global villager?We Answered:I don't think so, unless, perhaps, you can get the credit card through PayPal, then feed the card through the bank account PayPal has access to. What I need to do is go to my PayPal account and see what I can learn there. Unfortunately, I don't have time right now. But I will, okay? ** It has occurred to me that this is your inaugural question! And a darn good one. I'm stumped so far but still thinking.... Should I just assume that...

    Prepaid Mastercard Credit Card

    Vivian Said:should I get a prepaid Mastercard gift card for online purchase?We Answered:See if your Bank has a Debit Mastercard facility...

    Prepaid Reloadable Credit Card

    Hazel Said:What is the best prepaid/reloadable credit card?We Answered:This is a fairly good one http://www.esuperfind.com/prepaidvisa.ph… it works with paypal as wellJessica Said:Is there a reloadable debit/credit card (prepaid) that doesn't require SSN?We Answered:Try wired plastic. I think they require a SS. However, I don't' think you have to be 18 years old. Other than that to can go to cvs, wallgreens, wal mart, or etc and buy a American express or visa pre paid card that requires no info at all just have to pay for it. WARNING there are fees for these cards.Leah Said:Reloadable prepaid credit card/debit card...

    Prepaid Secured Credit Card

    Viola Said:Looking for Prepaid Credit Card that reports to the credit bureau and has small startup and monthly fees.?We Answered:I think the card that you're talking about is the Eufora prepaid card. It has a credit building program [click here https://www.eufora.com/creditbuilder.jsp… From what I gathered from the website, it only reports to Transunion and Equifax. I myself think that a secured card would work out a lot better than this, being that I've had one before, and I don't know a whole lot about this. But I've posted the links below explaining more about the Eufora card and where...

    Prevent Credit Card Fraud

    Lucille Said:Can any one guide ,what precaution one should take to minimize the Credit Card fraud?We Answered:While nothing short of not using credit cards at all can prevent it 100% of the time. You can minimize the chance by using common sense. 1. Protect your credit card just as you would any vital document. That is don't give out the numbers to anyone you don't trust. 2. Review your statements in detail every time month. When you are done with the statements be sure to shread them before you throw them away. Also, shred ANY document...

    Processing Credit Card Transactions

    Dustin Said:Why does it take so god-awful long for banks to process credit-card transactions?We Answered:clearing time is 3 days. when you walk into the store, your card is first authorised for the amount you wish to purchase; this authorisation places a "hold" on the funds to be transferred - the authorisation is valid for a few hours up to a few days. The next part is that the card gets formally charged after the card is successfully authorised; this then enters the Visa/Mastercard clearing house system. Currently the clearance time is T+3 so the amount is settled on the third day after purchase. In...

    Process Credit Card Online

    Tracy Said:How to Process Credit Cards On-Site for Online Store?We Answered:Upgrade your paypal account to merchent or premiere. You should be able to process credit cards through paypal. X-Cart should already be integrated with that option. If it's not working you should probably contact X-cart support. My honest opinion, and what's worked for me, is to stick with as few payment gateway options as possible. Customers don't like to be confused. And i personally like buying through paypal because of the buyer protection it provides. I hate it as a seller, but as a buyer...

    Process Credit Card Payment

    Janet Said:Can someone explain the entire credit card process;who makes money after my card is swiped? First Data?We Answered:I hope this doesn't confuse you even more. Credit card companies make money when you, the consumer, fail to pay off the entire balance by the end of a 30 day period. This is where you start paying interest and this is where the credit card companies like Visa and Mastercharge make their profits. Target issues credit cards too, and I'll use that as another example. Target banks heavily that their credit card users will not keep a...

    Providan Credit Card

    Delores Said:Truecredit vs. lifelock credit monitoring....?We Answered:Neither (Both companies offer different types of services) True Credit (TC) offers the opportunity to pull your credit report on a daily basis but will penalize you if you do, even though you pay for that service. If you pull more than a couple times a month, you run the risk of TC closing your account. If that happens, you would also run the risk of no longer being able to access your credit report for TransUnion online. LifeLock basically locks your credit report for $120 per year. (You can do the same...

    Providian Bank Credit Card

    Don Said:Should I get a Capital One credit card?We Answered:Truth is, Capital One is not the best card. Yes, it can help you build credit, but it is not the best way. Getting a credit card from a big bank like Wells Fargo or Citibank, or even an American Express, can help you a lot more than Capital One. Your best bet is to get your credit repaired and get one of the better brand cards. I used to have terrible credit and worked with a credit repair company. It was the best decision I made. There are a few...

    Providian Credit Card Account

    Jacqueline Said:Can 2 debt collectors come after me at the same time for the same account?We Answered:I would tell them to send you proof of debt and then dispute it once you get copies of the same thing. You may need to see a lawyer. I CAN tell you that them sending your husband's mail to his mom's house is illegal and them calling her more than once IS illegal also. It is a violation of the Fair Debt Collection Act thing. If you get a lawyer involved, you can get a flat sum or go for thousands and lawyers fees. I...

    Providian Credit Card Application

    Debbie Said:how do you get credit cards?We Answered:The short answer: Fill out an application and send it in. Smart of you to ask before you got yourself in real trouble. A lot of people fill out the forst piece of junk mail that shows up and learn the hard way (I spent three times the amount I charged over six years with a Providian card-stay away from them). Shop around, look for the best interest rates, and read the fine print, get recommendations. Sometimes your interest rates will sometimes go up if your payment gets in late, plus late...

    Providian Credit Card Apply

    Byron Said:Credit Cards......?We Answered:Closing accounts can sometimes hurt your rating. See the first link below. You are right in keeping your oldest accounts open, as your credit score is partially based on how long you have had credit. The second link is Yahoo's information on improving your credit rating. The third link is Motley Fool's information on improving your credit rating. Good luck!...

    Providian Credit Card Offer

    Milton Said:Once you close a credit card account (but you are still carrying a balance) can they still raise your APR?We Answered:Same thing happened/is happening to me... Credit card's suck.. They can keep raising APR, especially if you are making late payment.Glen Said:Do people understand what "deregulation" really means on Main Street USA?We Answered:Most don't. For some strange reason plenty of people think if corporate America appears healthy, then the country is healthy. Someone please show me the law that forces banks to lend money to people who obviously can't repay the loan. This is greed backed with a great deal...

    Providian Credit Card Online

    Eva Said:Can they do this: Old 'charged off' debt was 'bought' by a collection agency and REPOSTED on my credit report.We Answered:Echo is right...but I need to clarify something in her reply. You need to be aware of two dates. One is the credit reporting limit, and the other is the Statute of Limitation. Credit reporting time is how long a credit reporting agency is allowed to report your debt. By law, this time is 7 years, beginning on the date of the delinquency. Many collection agencies will change this date in order to keep the report on...

    Providian Credit Card Payment

    Guy Said:Late Payments on Credit Cards, Removing From Credit Report?We Answered:If the report is accurate, the only thing that will take it off is time. That time should be very soon, 5-7 years it will cycle off. If you have been on time with all payments since this occured, you should have no problems. One sure way to avoid late payments is have them on auto draft out of your checking account. This will prevent late payments and keep your interest rates LOW! I went from an AmEx black card in 2001 to broke in 2002 so trust me I know...

    Providian Financial Credit Card

    Ken Said:Dealing with a collector? threatening lawsuits?We Answered:the date of last activity is 12/2000 meaning it will stay on there until 12/2007 plus a few months. there is nothing illegal about the balance because additional fees have been added. one responder mentioned "recording and telling", recording must be disclosed and telling them to not call you does NOT protect your rights under the regulations. you must send a letter to them ask that they conduct any further communication by mail only. in a very few states the fact that you simply talked to them means your SOL for collections could be restarted. stay...

    Providian National Bank Credit Card

    Joan Said:Can one creditor sell your judgement to another?We Answered:Yes. It happens all the time....

    Providian Secured Credit Card

    Ralph Said:Best NON-Secured credit card to re-establish credit after a Chapter 7 or Chapter 13 Bankruptcy?We Answered:I used Orchard bank and First Premier.Dwight Said:Can anybody help me to find the right credit card, please!?We Answered:www.creditcard.com will give you options and based on what you want, you can pick one or two.. i used it and I got exactly what I wanted!!!...

    Punishment For Credit Card Fraud

    Billy Said:what is the punishment in NS for credit card fraud for first offenders? Anyone know the real answer?We Answered:get a good attorney, it's a felony...Harvey Said:What's the usual punishment for credit card fraud?We Answered:if its 1st time like 6 months in county if u have a criminal back ground prison time....

    Purchase Prepaid Credit Card

    Agnes Said:Can I purchase and load a prepaid credit card with my credit card?We Answered:NO!!! One is an unsecured credit card (the real credit card that the banks give you a certain line of credit). The prepaid is a secured card that you MUST load the funds onto. NOT able to use the funds from your real credit card (the funds don't belong to you anyway).Georgia Said:Can you purchase online with a prepaid credit card?We Answered:Yes you can. In fact using a prepaid card online is a very good idea. That way you don't have to worry about...

    Real Credit Card Number

    Daisy Said:A real free credit score website that wont ask me for my credit card number?We Answered:https://annualcreditreport.com By Federal Law, all consumers are entitled to one free credit report every 12 months and this is the site indicated by the government to obtain it. Make sure you get the report that includes reports from all three bureaus. If you are prompted to sign up for anything, decline and you will eventually get to the place where you can get your free reports.Tara Said:but how can dey track you down,wen da credit card is fake??..but wat if da credit card number was...

    Real Credit Card Numbers

    Steven Said:Does anyone know the LAW in Canada regarding the printing of full credit card numbers on receipts?We Answered:call your credit card company.Olga Said:Why Why do all online jobs offered applicants have to use their credit card?We Answered:Because they are all scams! They want your credit card number because they are going to charge you for something. They want all your personal info so they can sell it to spammers and junk mail lists.Tammy Said:how do you get real credit card numbers?We Answered:umm u own a credit cardLaura Said:i have a question about credit card numbers?We Answered:did...

    Real Time Credit Card Processing

    Carolyn Said:Question about Debit/Credit Card transactions...?We Answered:I keep a visual of my account in my mind as I go along, but I am sure to balance my checkbook atleast once a week. And you say you don't know one person who keeps up with their expenses, but I am sorry to say you are wrong there. Maybe you just haven't physically seen anyone doing it. If no one kept up with their expenses, then everyone would overdraw their accounts, right? Having a checking account is a responsibility you must be willing to take on. You cannot blame...

    Restaurant Credit Card Processing

    Elsie Said:Is it legal to make a waiter pay for a credit card processing fee?We Answered:In the words of Jon Lovitz: "You idiot!". The credit card user is paying the restaurant not the waiter. The restaurant is responsible for any associated fees.Alberto Said:How do you use a credit card processing machine?We Answered:Swipe the card. Follow directions on the little screen. It'll print out the receipt, have the customer sign, give them their copy, put the other one under the cash register drawer. Receipts are usually reconciled at the end of the night.Roy Said:How can I...

    Reward Credit Card Offer

    Ricky Said:What's the best rewards credit card introductory offer?We Answered:cardnow.undonet.com - try this one. You can compare different credit cards and choose the best one for you.Billy Said:Could someone tell me what u mean by Thankyou reward. How its useful for credit card users?We Answered:It's a rewards program similar to Discover Cash Back Bonus or Miles Plus. If you use the card, you will gain points towards a reward. The point is, most people will not pay it off by the due date, carry a balance and spend more in interest and fees than they will get in...

    Sample Credit Card Numbers

    Pearl Said:Can Anyone please help me with these T/F statistics questions?We Answered:I'm not going to do your homework for you, sorry.James Said:Where can I get free makeup from?We Answered:Go to your local Macy's or any department store. They will make your face up for free and even provide you with samples of whatever makeup they use on your face. You can also schedule an appointment with a MaryKay specialist. The specialist will give you a free facial and samples of the makeup she uses on your face.Roger Said:You have to admire the ingenuity of immigrant criminals?We...

    Sbi Credit Card Online

    Leo Said:want to submit an "Online Application" for SBI Credit Card. What do I d ?We Answered:Please go to www.sbicard.com and click on Apply Online button (on right hand side). choose sbi card, and fill relevant details.Ethel Said:I need a credit card.I heard many scam with sbi.Can anyone guide me which is the best bank to go?We Answered:Citibank and HDFC and Standard Chartered are good guys. you can also try HSBC both HSBC and HDFC are very strict in documentationHolly Said:How to apply online to get SBI Credit Card ?We Answered:https://www.sbicard.com/sbi/applyonline.… Click on the above link and fill the online application form...

    Sears Canada Credit Card

    Clifford Said:Can you pay off a Sears Card bill with another credit card?We Answered:The girl was misinformed. Do a balance transfer. Contact the issuer of the mastercard and let them know you wish to do a balance transfer, they will ask for the sears account number, and donePaul Said:Is your credit card safe from fraud when you shop online at Sears Canada?We Answered:I have used Sears Canada online many times and it is safe. I used both my credit card and Sears card to order. I never had any problems.Vernon Said:Can a company bill your credit card after a sale...

    Sears Credit Card Account

    Tracy Said:Can a creditor threaten to garnishee wages in ontario for a $300 credit card account.?We Answered:A Creditor cannot garnishee nothing. First he must sue you in a court of law more than likely small claims. This company TCR can not proceed without that court order. Nor can they contact your employer since they have a privacy agreement with you. If they do they are liable and in breach of the contract of which you can sue them for exactly that. Its just a threat.William Said:Does a Sears credit card work at K-Mart?We Answered:No.Sherry Said:paying...

    Sears Credit Card Application

    Danielle Said:I Need help in getting approval on my Deprtament Store credit card apps.?We Answered:Stop applying for credit cards. You are only making your credit score worse. Go to your bank and check into a secured credit card. You deposit $X as collateral for the line of credit. Use the card and pay it off in full every month. After 6 months to a year, you should be able to get a regular major credit card.Amy Said:Does opting out of prescreened credit card offers effect immediate store credit such as a Sears card?We Answered:No. I've been enrolled...

    Sears Credit Card Apply

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    Sears Credit Card Balance

    Marcia Said:Why do I have an outstanding balance with available credit being more?We Answered:You should call Sears - looks like someone goofed when doing your transfer.Ruben Said:If your credit card is past due, are companies allowed to lower your limit, which can put you over-the-limit?We Answered:Yes it's legal for them to do this they can also raise your interest rate to whatever your State maximum is making it harder to make the minimum payment.Thomas Said:Can I do a balance transfer with a Sears Credit Card?We Answered:Most credit cards have the option of giving you checks that you can write against...

    Sears Credit Card Canada

    Melvin Said:Looking for credit card in Canada?We Answered:You could try a store credit card - I know sears offers credit cards.Enrique Said:I'm looking to get my frist credit card but am having troubles deciding which one, any suggestions?We Answered:If this is your first ever credit card, you need to be careful or you're gonna get rejected all over the place. Make sure you have some sort of credit history, at least for the past year or two. By that I mean, have you ever taken out a loan or recieved financing for a car? If not, then...

    Sears Credit Card Center

    Brandon Said:The HR guy at SEARS says they start everyone at $6.15 an hour for lawn garden center and electronics....?We Answered:That's the way Sears is. They used to pay their employees decent wages and good benefits but not anymore. If I were you I would not worry about working there and would try something else. They are really cheap and expect you to do way too much for what they pay....

    Sears Credit Card Online Payment

    Amanda Said:Having second thoughts on the Sears Credit Card?We Answered:Ok we sound similar - I've got 4 kids and 100k income, and I live on a mountain top near ski resorts and have at least 10-12 good snows a year. What I found was that it was better for my budget to set aside 14 dollars bi-weekly - year round to pay the landscape guy down the road to plow my drive automatically when it snows. Sure it costs 200 or so a year BUT I also knew that the odds of having the snow blower go...

    Sears Credit Card Payment

    Neil Said:can you make a discover credit card payment at sear's?We Answered:yesJared Said:Is there a way to have just one credit card payment?We Answered:Shifting debt to another loan isn't a god idea. Once the credit cards are paid off, folks tend to charge them back up. Then you have the credit cards and that big loan payment. Instead work on paying off the cards you have one at a time. Squeeze every penny out of your budget and put it on the highest interest rate credit card while paying minimum on the rest. When the...

    Sears Credit Card Payments

    Neil Said:how to pay credit card payment on line with sears sometimes?We Answered:Below is the link from the Sears website dealing with credit card info: http://www.citibank.com/us/cards/srs/aos…Peter Said:Does any other business accept Sears Cards as payment?We Answered:Aside from Roots, you have the option of using your Sears Card at places like Rob McIntosh (china & crystals), Petro Canada, Pharma Save, Kal Tire, Via Rail, Ticketmaster.ca, Choice Hotels Canada, etc... They have a full list of businesses on their website. See: http://www.sears.ca/gp/browse.html/ref=s…Eduardo Said:Can a department store, K Mart, refuse to accept payment in cash and demand that Sears credit card be used?We Answered:I do not...

    Secured Credit Card Account

    Brett Said:What happens to the money on a secured credit card after the account is closed?We Answered:You would only get the money back if you don't have a balance you need to pay on the credit card. Meaning the point of the secured credit card is to ensure the bank will get thier money no matter what. If you took out a secured card for 1k, and closed the account oweing $999.99 then all the money you secured your card with would got to the principle. However, some banks allow you to get your money back after a year...

    Secured Credit Card Application

    Dennis Said:filled out credit card application, but no mailbox?We Answered:You'll receive it in an envelope in the mail. It won't usually have the name of a bank on the card, just plain envelope with a return address. Ahould only take a few weeks before you get the card and if you were accepted online or in person, then either way you get a letter in advance saying you were approved and it will maybe come with the card. Pin numbers arrive in a seperate discreet enevelope.Gerald Said:I need to get a secured credit card.. anyone know where...

    Secured Credit Card Applications

    Constance Said:How do I get a secured credit card if my ChexSystems record is bad?We Answered:It would really help if you filed a police report and had this as proof when you open a credit account! Look into the website below! There are sposored links from companies who offer credit cards to those with little or no credit as well as ones who have blemishes on their credit report, like me!!!! I cleaned up my credit reports and boosted my score from 485 to 720 in a little over a year with the help I got from this site! There is...

    Secured Credit Card Apply

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    Secured Credit Card Bad Credit

    Keith Said:I have bad credit with a very poor score, if I get a secured credit card will that help start boosting it up?We Answered:If you still have any bills that are due, you start paying them NOW, and your credit will start to go up. I just turned 18, and I have 4 credit cards. Each for a different category of things I need. One Chase Credit Card, for my phone, gas, and electric bill. A wal-mart card for groceries. A Best Buy card for my laptop. And I have an American Eagle card, for when I need clothes. My combined payments add up to...

    Secured Credit Card Canada

    Leah Said:Un-Secured Credit Card with 564 & Zero Debt in Canada?We Answered:Whatever bank you want...just ask for a Secured Card.Jim Said:Where are all the places I can apply for a secure credit card in Canada only?We Answered:The resource below has a list of canadian specific credit cards that might work for you, hope it helps:Harold Said:In Canada, if I file for bankruptcy for credit card debt. Can I be taken to court to overturn the bankruptcy ?We Answered:Hi, I emailed you, hope you don't mind. I can only suggest how I can help you.Tom Said:Does Capital One have a...

    Secured Credit Card Companies

    Louise Said:Secured Credit Card company lied? What can I do?We Answered:I agree with Lisa A and Y Answers - always get it in writing before you send in any money. Call the person back and let them know what you were told and if they don't want to settle the account - contact the BBB and FTC.Cecil Said:Who is the best company to get a Secured Credit Card from?We Answered:Go to bankrate.com to compare secured credit cards. Orchard Bank is usually a good place to get a secured credit card.Violet Said:When do credit card companies usually send credit card...

    Secured Credit Card Company

    Catherine Said:Does anyone know a secured credit card company..i mean the names?We Answered:Hey, I too had awful credit and got offers from many secured card companies, but after reading the terms, I was going to owe many of them money just to take my deposit. The fees are robbery. Don't go that route they pray on people with negative credit. They are called predatory lenders. You are on the right track though. Pursue removal of the negative credit information and call the ones that you can begin pay. It' takes time though because the money needed to pay them doesn't...

    Secured Credit Card Comparison

    Ronald Said:How reliable are online credit card comparison pages?We Answered:I've applied for a few different cards through such sites and have found them to be safe. Those types of sites generally link to a credit card application page that is secure (encrypted connection) so you don't have to worry about the personal info you're entering being intercepted by snoops. You can confirm the secure connection by the little padlock symbol in your browser (or the https:// on the front of the URL as previously mentioned). If you happen to be looking for a rewards card and would like to get the...

    Secured Credit Card Guaranteed

    Carolyn Said:Could anyone put me in the right direction please, it concerns making a website?We Answered:If you are just starting out then I suggest using a Paypal option. As you get more experienced you can later decide to process your own credit cards. This link may send you in the right direction https://www.paypal.com/us/cgi-bin/webscr…Sandra Said:Where can I get a trusted secured credit card?We Answered:U.S Bank does themIan Said:Does anyone know of a credit card company with guaranteed approval no matter what? and no Secure deposites..?We Answered:There are guaranteed and pre-approved credit cards for such situations. Check out http://www.creditcarddeals.wsJosephine Said:Guarranteed Credit Cards?We Answered:Be careful...

    Secured Credit Card Information

    Marjorie Said:SECURED CREDIT CARD INFORMATION PLEASE?We Answered:Bank of america(300.00 min.) or Orchard bank(200.00 min). You can try this link http://www.gettingacreditcard.com/secure… You can go to yahoo or google then type in secure credit card and determine which one is the right one for you anyway Take Care and Good LuckDolores Said:Is the Playstation Network secure and safe for credit card information?We Answered:make sure you dont have any keyloggers installed on your pc or any malwareJulie Said:Can I trust blippy to secure my credit card information?We Answered:After watching this video about blippy I would stay away from it. http://www.internetevolution.com/video.a…Stella Said:Is it safe to access bank...

    Secured Credit Card List

    Marcia Said:Does the APR for a secured credit card depend on your score?We Answered:Your credit score does not affect the APR of a secured credit card. A secured card is very low risk for lenders since the deposit you put down acts as collateral against your credit limit. When the APR is listed as ‘variable’, it does not vary based on your credit score, but on something called the Prime Rate. You can think of the Prime Rate as an interest rate controlled by the Federal Reserve. It applies to all credit card companies, and no one credit card company...

    Secured Credit Card No Annual Fee

    Edwin Said:Can anybody suggest a good card with no annual fee that would approve me with a credit score of around 610?We Answered:Your bank might be a great place to look for a credit card to rebuild credit. Be careful about applying for credit cards too often, that too can have a negative effect on your credit.Jimmie Said:I want to cancel my first credit card and get one that doesnt charge a Annual Fee.?We Answered:You will get your money back. The $99 is a DEPOSIT. After 6 months to one year the bank will inform you when you have...

    Secured Credit Card Offer

    Mae Said:which secured credit card offers airmiles??We Answered:The first poster had the right idea about the UltraVX card, but USBank also offers secured cards with airmiles.Jorge Said:what banks offer secured credit cards even if you have had a bankruptcy?We Answered:I would just wait for the credit card applications to come in. You can try Bank of America I got a credit card with them and I had horrible credit and HSBC credit card too.Virgil Said:Which bank offer secured credit cards that offer reward points?We Answered:Preferred Rewards Gold Card from American Express MasterCard from American DreamCard Another type of popular reward credit card...

    Secured Credit Card Online

    Erik Said:what is a good bank to get a secured credit card at?We Answered:You don't have to get a secured credit card. There are other options. Some banks offer cards for people with bad credit so they can build their credit. Maybe the site below can help you find right cards for you. Good luck!Maureen Said:Is it safe to apply for a credit card online if it is a reputable website?We Answered:It's absolutely safe to apply for a card online. You just need to make sure you're at the official website of the company whose card you wish to apply...

    Secured Credit Card Uk

    Ronald Said:Legal alternatives to smoking?We Answered:go get a medical marijuana cardCassandra Said:Car Hire in UK for 21 year old?We Answered:The normal age is about 25, however there are some companies that will hire to 21yr olds but be warned, the insurance could be horrendous! Here is one, but there are more if you do a search for "Car hire for 21yr olds UK" http://www.carhire3000.com/Worldwide/Fle…Kay Said:When sending credit card details, what else are you telling 'them'?We Answered:I am in the United States of America. I am not familiar with United Kingdom law but I can say that in todays 'internet' world, once you...

    Secured Mastercard Credit Card

    Thomas Said:Citi Secured Credit Card?We Answered:Make sure that you pay in full each month. Anything else will reduce your credit scores; it can even destroy your life. It is 100% myth that carrying balances is good. Use credit wisely - don't let it use you. /Kathy Said:What if the secured credit card do not report?We Answered:Close the account and open a new account with a company that does report the secured card to the credit bureaus. Make sure they do report before opening the account.Ethel Said:Can you be denied for a secured credit card?We Answered:Secured credit card are special type of credit cards which...

    Secured Prepaid Credit Card

    Erik Said:Question about Secured Credit Card?We Answered:Hi, A secured credit card will report to the credit agencies only if it says it will on the credit application. Make sure that you look for this before you apply. If you don't, your card will most likely be useless. A prepaid card isn't much different than a secured card, other than a prepaid card will never report to the credit bureaus, and sometimes you can open up an account for as little as $10. As for the $75 deposit, that is correct. You have to treat these cards like a gift...

    Secured Student Credit Card

    Kathleen Said:How to build credit with a secured credit card?We Answered:I'll try my best to answer your questions 1) For myself, should I wait and try again for a student credit card or should I go with a secured card? Secured cards are the easiest cards to get. Unless you have proof of income, I would recommend a secured card for sure. 2) If we get a secured card with $500 deposit, and then pay our bills fully every month, should we still pay any interest? Frankly, I don't know how does APR work! I don't want to purchase anything expensive, I...

    Secure Credit Card Online

    Leona Said:WAMU Secured Credit Card Online Payment Fee?We Answered:Dump the card and tell them where to go. Credit cards are death and ruin.Gordon Said:What's a secure site to apply for a credit card online?We Answered:www.CapitalOne.com It takes 4 weeks. You are approved when you activate your card via your home phone.Agnes Said:what is secure online credit card and,money order and paypal?We Answered:CREDIT CARD - issued by major creditors (Visa, Mastercasrd, American Express, or Discover) as an advance on funds to purchase goods. When you say secure online credit card, I think you mean the website offers secure payments by...

    Secure Credit Card Payment

    Ernest Said:Does making the min payment on a secured credit card defeat it's purpose?We Answered:if you pay the minimum, it will take much longer to pay off...if you can when paying try to double or even triple the minimum amount..also, don't charge more than you can pay off each month.Delores Said:How does online credit card payment and the whole online payment system work???We Answered:How Payment Processing Works Before being able to accept credit card transactions and other forms of online payments, a merchant will need to set up a merchant account with a bank. A merchant account is the industry term...

    Secure Credit Card Processing

    Scott Said:Secure Credit Card to Improve my credit score?We Answered:BAD IDEA!.... since your score is already low, the ONLY thing you can do to help it is pay off debt. if you already have a credit card that has a limit of 500, then how much of that limit are you using? if its any thing more than 40% you're using tooooo much of your credit. pay that down and leave it there. this will add lots of points to your score. if you have any c/o accts on your cbr, settle them instead of...

    Small Business Credit Card Application

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    Small Business Credit Card Applications

    Sergio Said:can i do online applications to get a small business grant without needing a credit card and where do i go?We Answered:Hi there, this is a site with tons of stuff http://finance.ebookorama.com good luckMarie Said:Does business's credit effect owner's personal credit score?We Answered:Yes it will depending on how the company is set up. You rebuild from scratch. Look at your report for free at http://annualcreditreport.com Dispute any negatives that you can. Keep paying bills in a timely mannerShane Said:If I have bad credit, can I get a small business gold card from American Express!?We Answered:forget it work...

    Small Business Credit Card Bad Credit

    Elsie Said:Business Credit Card with bad credit?We Answered:no not at all, you go for a gold card first only good credit scores get the polatiunum,Michelle Said:Looking for business credit card for my small biz. Personal credit is bad but I have my EIN, but been declined?We Answered:Now a days they are not giving credit cadrs that easily. Also dont apply if you think they will decline your application as this will effect your credit history. Try Amex they used to give the business cards very easily. Also apply thru the same bank in which you have bsuiness account.Heather Said:Will the...

    Small Business Credit Card Company

    Irene Said:How can I obtain a business credit card using only my TIN?We Answered:I am not aware of any cards which do not require the applicant's SSN. If you see that, it's a sure fire sign you are not getting business credit, but personal credit. I am only aware of Staples and Dell who offer credit based solely on the business TIN. You may want to get approved for those and, if appropriate, use them to establish business credit. Every credit card application I see requires the SSN on the applicant. You can bet this will be...

    Steal Credit Card Number

    Georgia Said:i saw an item on the internet i would like to buy but im not sure if its a scam (or steal credit card number)?We Answered:You did not give the URL (the web address) for the item you are talking about, so we can't tell you if the web address is legitimate or not. It is illegal to use someone else's credit card without their permission. So do not buy the item - nothing you see on the Internet is so important you have to buy it. Phyllis Said:is it possible for ebay sellers to steal your credit card number and take...

    Stolen Credit Card Info

    Bernice Said:What is the punishment for stolen credit card info in MA?We Answered:The charges can vary, but most likely there will be a charge of fraud, and possession of stolen property. This will net the person 5-7 years in jail and fines of $25,000 and up However, if the criminal also deals in trading, selling & buying of stolen credit card numbers. Then there will be additional charges of conspiracy, which put the jail time at 10-15 years with $75,000 and up for fines. Keep in mind that in the end it will be up to the judge, and whether or not...

    Stolen Credit Card Number

    Javier Said:My credit card number was stolen and charges were made what steps do I need to take?We Answered:Did they cancel your card when you reported the fraud? If they didn't explicitly ask you in so many words if you wanted to cancel that number and request a new card, then call them back and make sure this is being done. Okay. Watch your accounts very, very closely for the next six months or so. Make sure you can account for every transaction. Some identity thieves "start small" with little expenditures here and there to see if you notice. Amazingly, some...

    Storing Credit Card Numbers

    Stephen Said:Should credit card companies and retail stores foot the bill on ID theft?We Answered:Well, I agree that face to face transactions should all include ID checks. As far as internet purchases go, that's a hard one. I gues a call back would suffice in some cases. As far as the card holder having to foot a bill when their identity was stolen, well, most creditors these days offer ID theft protection and will repay YOU if you report the theft.Marsha Said:how do i except credit card numbers on my website an store them on my computer...

    Student Credit Card Applications

    Julian Said:What does this mean on my student credit card application?We Answered:Cash advances and transfers are treated differently than purchases charged to the credit card. If you transfer some other debt onto the credit card, you will be charged an additional fee. Likewise, if you take a cash advance there's a fee. Usually the interest rates are higher for cash advances and sometimes for transfers. Interest accrues immediately. There is no interest free grace period. A cash advance from a credit card should only be done in extreme dire emergencies.Casey Said:will student status affect credit card...

    Student Credit Card Bad Credit

    Irene Said:Which student credit card is the best? the worst?We Answered:Capital one.Tracey Said:Does it look bad to put all of my purchases on my student credit card and then paying it in full?We Answered:Once again I must correct the MYTH that paying off the balance every month is good for your credit score. It's is not that way. Read the source I have provided, it is right from FICO. I will quote from FICO "Even if you pay off your credit cards in full every month, your credit report may show a balance on those cards. The total balance on your...

    Student Credit Card Balance Transfer

    Sarah Said:Should I use my line of credit or a balance transfer to pay off a credit card?We Answered:Good day, I am Mr.John Clarke by name, a Reputable loan lender I give out loan to those who are in need of financial assistance. Are you looking for money to pay bills? I want you to know that we can help you by lending you if you will give us the chance to help you, we will be glad to offer you a loan of any amount of choice we offer over $250,000.00 , to top business men and women, our loan interest...

    Student Credit Card Comparison

    Rosa Said:Advice for a young student with credit card debt?We Answered:Pay off the one with the highest interest rate first. Interest can kill, sometimes that accounts for more than half of the debt in the end. Or, if you have one with a low balance that would be easier to pay off that would be good, too because it would stop all future interest on that card. We could recommend a more detailed plan if we knew how much was on each card and the APR for each. In order to rebuild your credit, I would cut up all but the...

    Student Credit Card Deals

    Grace Said:help-student credit card?!?!?!?!?!?We Answered:In order to get a card with 'little or no interest rate' you have to do a lot of searching...best wishes. Interest rates have been up lately and the lower interest rate cards have been few and far between, even to those with high credit scores. Take your time looking and compare, compare, compare!After an exhaustive search online (you might start with www.lowermybills.com/creditcards) I would suggest even checking out getting on with your parent's credit card with a low, reasonable credit limit like $500 or $1000 to start. That way you can build up your own...

    Student Credit Card Information

    Ted Said:could any of you give a some webpages where i can get information about student credit card debt for a speech.We Answered:here's some free articles to get you going: http://credit-cards.ebookorama.com http://finance.ebookorama.com http://credit.ebookorama.com http://credit-repair.ebookorama.comTodd Said:Should universities be permitted to sell students' personal information to credit card companies?We Answered:No. For that matter, I wish that there were tighter restrictions on information sharing for all companies. Our mailboxes are flooded by offers, which is a huge waste of paper and time (theirs for assembling it, post office for sorting and delivering, and mine for opening and shredding).Paul Said:How do I apply for an amazon student...

    Student Credit Card Instant

    Jesse Said:High income, bad credit, how do I fix it?We Answered:?redit repair work?d fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - credit-report-score.10001mb.comVirgil Said:We need credit cards for college..high limit,instant online?We Answered:Your credit is pretty must toast now. Do not apply for any credit for at least six months. Check your credit report to see why, in addition to the multitude of credit requests that you have made, your credit is so poor. No chance for a card with a high limit.Jimmie Said:Should I go or...

    Student Credit Card In Canada

    Stacey Said:how old do i have be to get a student credit card in alberta canada?We Answered:18 yrs oldDorothy Said:Student Credit Card Question In Fredericton, NB, Canada ... Any Suggestions?We Answered:You will not get a credit card until you are legally an adult because minors cannot be held to their contracts.Lucy Said:How do international students get credit card in Canada?We Answered:You don't.Jose Said:Can i get a credit card with no income (canada)?We Answered:Most won't... if you have no income they won't know if you can pay back any credit you use. See if one of your parents can co-sign for one...

    Student Credit Card In Uk

    April Said:How can I solve my Debt problem as an Overseas student in the Uk?We Answered:As a Brit - I want to thank you for coming over to our country, using our resources and leaving a mass of debt behind you. Be very proud! And please don't come back. Contact each of your debtors, explain the situation and ask them for reduced payment terms.Ben Said:I need to order a new credit card from Halifax. What time do banks close?We Answered:Hmmm...... Why dont you look up their phone number and give them a ring? You are on...

    Student Credit Card No Annual Fee

    Tim Said:Im a 20 year old college student...with no credit at all...What credit card can i get with a good apr?We Answered:You need credit in today's society. People who say they never had a credit card does not mean they never used credit. Unless you buy your house with cash, you are using a form of credit. With no credit history, it will be pretty hard to get a APR that low. Look at capital one, they have good introductory rates but be careful if you are late once they'll jack your rate super high for...

    Student Credit Card No Credit

    Deanna Said:What is the best Student Credit Card?We Answered:One that doesn't have an annual fee and the lowest interest rate you can find. Make sure you pay it off on time and in full. Most of my cards I've had since college. Keep them paid in full and they will never cut you. I pay $0.00 in annual fees and $0.00 in interest. Do not spend more than you can pay back in full. If you plan on traveling, Am Ex is good. I also like Discover because of the cash back bonus awards. Get one visa from...

    Student Credit Card Offers

    Gilbert Said:How do I stop my credit card bill from going to collections? I'm a student in need of credit answers!?We Answered:The first thing you need to do is cut up your card so you don't use it anymore. If you can, you should also try to make the minimum payment so at least you're not delinquent. You can call your credit card company, and they may be willing to work with you. However, I would also try calling Consumer Credit Counseling Services. CCCS is a non-profit organization that helps people get out of debt by working directly with lenders...

    Student Credit Card Review

    Phyllis Said:What's the quickest way to build credit?We Answered:I'd like to pass some info along to you before you consider getting a Capital One card. They do not properly report your credit limit to the credit bureaus, only the highest balance. For example, if you had a $500 limit, but you spent $150, it would only reflect $150. It takes around a year or so of usage and payment history on any account for it to have an affect to your credit score. How your credit limit can be affected is when you spend close or over your credit...

    Student Credit Card Uk

    Albert Said:Can a student get a credit card?We Answered:Yes a student may obtain a credit card. Even with out a known income source. However, using it may cause great debt.Ann Said:How can I easily pay my US credit card whilst living and working in the UK?We Answered:Set up an account with an online third party foreign exchange provider - I use xe.com. How it works is you make a sterling payment to them, they convert it into a currency of your choosing - in your case, US$, at a better rate than the high street banks will give you, then they...

    Student First Credit Card

    Ralph Said:Questions about getting my first student credit card?We Answered:It is up to each individual Bank as to whether they will issue you a card and what your limit will be. Generally, they will base this on your credit, rather than what you might keep in your bank account. It is a good idea to try to get a credit card through a bank if you already have a bank account with them, because they will probably take care of you better than an outside credit card company, in my opinion. Generally, you can get approved very quickly, sometimes even in...

    Student Mastercard Credit Card

    Paul Said:How Should a full time college student start to build credit when he cannot get a credit card?We Answered:just my 2 cents ( sometimes that is all you have left after owning a credit card for a while..lol.. ) best ways to build credit with no chance of ruining it by the very credit card company that might issue one: 1) be completely current and on time on all payments for the life of your first apartment lease 2) be current and on time on your utility bills ( some utility companies will even come right and offer a...

    Student Prepaid Credit Card

    Ross Said:should i apply for this credit card?We Answered:I would try Capital One. They issued me my first card when I was 15(lied about my B-day) and gave me a $750 credit limit. However they did close my account due to me opting out of an interest rate change. And you don't always have to get a secured card your first time around. I have never had a secured card and I'm 18 now and have a $4100 limit with Chase and $3500 with Buckle(WFNNB). Chase gave me an automatic on my 3rd year being with them, and WFNNB issued me...

    Temporary Credit Card Number

    Eleanor Said:can I be denied a Nordstrom Credit Card even after an in store purchase?We Answered:The credit approval process for most in-house credit cards (and most bank cards for that matter) can be completed in a few seconds. It's all done on-line. If the application was approved at the Point of Sale it's a pretty safe assumption that you're approved for the card. On extremely rare occasions, follow-up action may result in a denial of the card. However you still can pay the existing debt off under their standard credit terms and rates. In that case you...

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    Norman Said:Yahoo Billing - Error?We Answered:Did you know that they are accepting Paypal..You can add your Paypal information instead and then they will never have your Credit card information Anyway For Payment it goes thru Yahoo Wallet while logged in go to this page for help http://help.yahoo.com/l/us/yahoo/wallet/… here is a contact number - I use it all the time If you are in the United States then you can call them. Live Chat - since you have Yahoo Mail Plus Since you are a Yahoo Mail Plus user -You can Chat with customer service http://help.yahoo.com/l/us/yahoo/mail/cl… Call us today at 1-866-562-7219. Agents are available Monday-Friday from...

    Testing Credit Card Numbers

    Barry Said:free online career test?We Answered:Begin with monster.com and take a test called JASPER.Charles Said:How to test a subscription module in software? (Credit cards related)?We Answered:Most merchant services provide what's called a "sandbox environment." This is a web address that you can submit credit card orders to that don't get processed. This allows you to test such things without having extreme consequences when making a mistake.Emily Said:2 credit card numbers stolen at once?We Answered:Since you access your credit card accounts online, you might consider whether your computer has been compromised. But the numbers might have been stolen from a store...

    Test Credit Card Number

    Kim Said:Why isn't Zappos.com required to implement tighter security measures related to credit card transactions?We Answered:They won't be around too long. The credit companies won't take much of it and they will cut them off. As it is, the lack of security gives you an easy dispute if you are having a problem.Nathan Said:is there a law that oblige a company to contact you if you by over the phone and the credit card # is wrong?We Answered:I don't believe so. Usually they won't find out the number is wrong until the credit card company tells them,...

    The Best Credit Card Deals

    Ricky Said:Which Bank offers best credit card deals?We Answered:first the interest rate you get depends on your credit history, check out www.fastcreditcardapprovals.com here you will be able to compare cards side by side on rates, fees and rewards, the bad about credit cards are annual fees which most likely you will have to pay at the beginning when building credit, another one will be late fees if you don't pay on time and high interest rates.Leslie Said:What's the best way to pay for things in So. Germany for the best deals? Credit card or hard cold euros?We Answered:I live in...

    Third Party Credit Card Processing

    Maureen Said:does this sound right on a resume? I have an interview on monday .. Im applyiing within the same company ..?We Answered:Run it through Microsoft Word grammar checker. And don't get too stressed about it; they're really only going to skim the resume to see what jobs you've held, it's not a college paper. Your biggest goal at the interview is to sell yourself. Be confident and ask questions of the interviewer that show you're considering what the job will do for you. And DON'T seem desperate or nervous.Monica Said:Bank closes my acct after a...

    Transfer Credit Card Balances

    Eric Said:Is it better to transfer credit card balances to 0% card or get personal loan to pay them off?We Answered:pay a loan with a loan?? not good. better to tansfer balanceJessie Said:Im looking to Transfer balances to one credit card?We Answered:There are some pretty good Capital Ones you can pick from. You should get apprived with them. http://www.gozeropercent.comTammy Said:Can someone transfer credit card balances from someone elses credit card then file bankruptcy?We Answered:Fraud don't do it. You like jail? Go for it.Billie Said:Is it bad to keep transferring credit card balances to 0% APR cards?We Answered:Transferring credit cards on a...

    Types Of Credit Card Fraud

    Isaac Said:Is it illegal or some type of fraud to use business credit cards for personal use?We Answered:I wouldn't worry about it. As long as you make the payments it really doesn't matter what you use the cards for. Fraud is extremely difficult to prove to begin with, so imagine a credit card company trying to prove what you purchase is not related to your business. Its not going to happen. With a small business, to some degree, everything is business. Buy what you want, make your payments = no problems whatsoever.Lorraine Said:Your ideais on...

    Uk Bank Credit Card

    Frederick Said:HI I'm currently working in Ireland & looking to get a new credit card from UK, is this possible? I'm a UK res?We Answered:You should have no trouble getting a card from your existing bank .. (they hand them out like sweeties .. ) If you have to open a new account, they will ask you to prove your UK address .. this means your name being on the Voters Register or a Council Tax bill in your name .. some will accept utility bills eg Gas/Electricity in your name instead (or as well). They will also ask for copies of...

    Uk Credit Card Company

    Judy Said:Do UK credit card companies and banks consider the Gibraltarian pound as foreign currency?We Answered:i would say yes, purely because I lived in Jersey, which had its own notes, but was still considered Sterling, and some banks refused to handle it, in the UK. Although I heard of a woman I worked with who kicked up a fuss in London, and they exchanged the money then. I know shops wouldn't take it , but a bureau de change,swapped it over for English Sterling.Dana Said:Can anyone tell me if my credit card company acted illegally?We Answered:the sentence you said, :"Unfortunately...

    University Student Credit Card

    Sarah Said:Do I have to attend the college to get approved for the credit card?We Answered:I wouldn't just do Bank of America. IMO, they have some of the worse student credit cards. Try sites like findcollegecards and others that have a huge selection from major banks like Citi, and Chase. Also, as long as you have some sort of evidence that you're attending college, you shouldn't have a problem :)Ben Said:how to apply for a credit card?We Answered:If you're a student, you might want to consider a 'student' credit card. They're designed specifically for college students with little or...

    Unsecured Bad Credit Card

    Lucy Said:can i get an unsecured credit card with bad credit and no employment?We Answered:http://credcards.noneto.com - try this one. I personally use their card. As I know it accepts everyone, even if a person has bad credit.Melvin Said:Where can I get a good unsecured credit card to reestablish really bad credit?We Answered:Try this- they can do more than anyone else to help you http://www.ficoboost.comMaria Said:How can I get a Unsecured credit card with bad credit?We Answered:type in HSBC.com and apply. They will work with you to help improve your credit, assuming you are not paying off a fine for a...

    Unsecured Credit Card Application

    Becky Said:I applied for a credit card and it is currently under review...?We Answered:Currently, it is almost impossible to be approved for any card, EXCEPT a secured card, without a credit history. Until you apply for a secured card, you will probably be denied for all cards. When you apply for a secured card, you might be approved or denied, depending on how many other cards you tried to get first and how recently. You should have applied for ONLY the secured card, and not other cards. You should know wait more than a year, without...

    Unsecured Credit Card Debt Consolidation

    Claire Said:Credit card debt - payoff options?We Answered:Know that your income has NO bearing on your FICO score. The score is only in relation to your credit. I don't think a bank will give you a 25K unsecured loan and even if you found one the interest rate would have to be close to what you're paying now to offset that kind of risk. You would have to borrow against equity in a home, car or retirement fund. Since it seems you are catch in a Catch-22, I believe your only options are to either pay off the debt with...

    Unsecured Credit Card For Bad Credit

    Roland Said:Where can I find an unsecured credit card online for people with bad credit?We Answered:Alot depends on how bad your credit is. If you have a couple of baddies and a few good tradelines, you may be able to qualify for a card. You might try Orchard. They have a card selector on their site that may give you a recommendation. It will not pull a hard inquiry, only a soft, unless you actually apply for a card. You might check out the site I've listed and learn how to clean up your credit.Rhonda Said:what is the best...

    Unsecured Credit Card Instant Approval

    Marion Said:unsecured credit card with instant approval?We Answered:http://reward660.comHerman Said:My credit score is 711 at Exprian and no score for Equifax and Transunion, and I need a credit card, HELP?We Answered:Chase uses experian and Discover...

    Use Credit Card Online

    Gene Said:Which is better, to take my PC to a specialist to clean the virus or to use a credit card online?We Answered:If you don't want to take it in and you have a broadband connection...go to Office Depot. They have a service that you can pay for that someone will remote into your computer and clean it for you.Amy Said:Is it safe to use credit card online?We Answered:There are a couple of things you can do. Get Mcafee site advisor for your browser. That will tell you if the site you are on is good or not. If the...

    Using A Credit Card Online

    Gordon Said:Help me for online shopping using a credit card.?We Answered:Unplug the computer first then go for it.Yvonne Said:is it safe to use your credit card online if you are using wireless internet?We Answered:It is as long as you are on a secure https site, and as long as the site itself is trustworthy. If the website address does not begin with "https", don't continue.Leonard Said:how do i sell using online credit card transactions?We Answered:You need to setup an account with a merchant services provider.Brett Said:Question about using your credit card online?We Answered:Your well meaning friend is incorrect. The...

    Using Credit Card Online

    Sonia Said:How to be safe using your credit card online?We Answered:Look before you buy: "CallingID Toolbar" is a toolbar for Internet Explorer and Firefox, that automatically displays owner information of the website you are currently visiting. It includes the physical address, company name and a risk assessment, based on a variety of verification tests. Unlike regular "Whois" tools, that simply use the owner information provided by the registrar, "CallingID" verifies that the organization actually exists at the address it claims to, using external sources, like yellow pages, Dun and Bradstreet and several other databases. The program can protect you from phishing...

    Validate Credit Card Number

    Gerald Said:how to validate a credit card?We Answered:Hello...find all u need here.. http://www.ffreemoney.co.ccCorey Said:can somebody give me their credit card number?? please!?We Answered:Why sure sunny, I love giving out my credit card number to strangers, are you going to need my social security number with that, better have my address, phone number and mother's maiden name just in case you want to open a few other accounts in my name to validate your age. Oh and you will probably want the three digits on the back also, just so they can make sure that you are me and not using...

    Valid Credit Card Generator

    Brent Said:how can she get into trouble if it waz fake n it went through???We Answered:It is still fraud. It is called theft by deception. Your friend stole from the cell-phone company. A credit card is an agreement to pay for goods or services at a later date, which your friend had no intention of doing, right? Since the charge was for minutes on the phone, which she is supposed to pay for, she committed fraud. If you are asking how they can find out who it was, they can use the tracking code for the computer used to steal the minutes....

    Valid Credit Card Information

    Jason Said:should i put in valid information like credit card number and address for Gaminglagoon.com ?We Answered:You really shouldn't becuase they will charge you a lot of money. Don't even bother with gaming lagoon. Try: http://www.points2shop.com/index.php?ref=VAMPIREFREAK It has a special free section where there are 100's of offers that will NEVER ask for your credit card number! And the offers credit almost instantly. Michael Said:Can anyone give there Graham King Credit Card information?We Answered:Here is what you do.... Plan A: Step 1: Ask your mom or dad to go onto VFK and use there credit card for the membership Step 2: If they say no...

    Valid Credit Card Numbers

    Elmer Said:how to get a valid credit card numbers. please help me .?We Answered:ok when you say valid credit card numbers do you mean numbers that you can use to talk to the credit card companies or are you wanting to steal someone's credit card number?? If it is the first one you can try whitepages.com and do a search for the credit card company and the bank that is financing the credit card. If its the later I hope really dont want us to tell you how to do that.Seth Said:valid visa credit card numbers - how can we...

    Verify Credit Card Number

    Sylvia Said:where can i find a free credit report/score check site without having to use a credit card number to verify?We Answered:Annual Credit Report dot com provides no hassle up-to-date reports without need for entering any credit card data. As you go through the site, and are redirected to each of the three major credit bureaus (Experian, Equifax, TransUnion), DO NOT pay for a credit score or subscribe to any of their services. The credit scores provided are VANTAGE scores, and are virtually worthless to you, because they are not the same scores actually used by most lenders. If you have...

    Virtual Credit Card Number

    Johnnie Said:how do i get a virtual credit card number with paypal?We Answered:1. Log in to your PayPal account. 2. Click Profile. 3. Click the PayPal Plug-In link, in the Financial Information column. 4. Click Secure Cards. 5. Click the Generate a Secure Card button. Whether you can get one or not depends on a few factors. First, the country you are in. US only. It apparently installs a browser plug-in, from the way they describe it. So that probably means Internet Explorer only. I don't know, I can't get one. But here's the main PayPal plug-in link: https://www.paypal.com/us/cgi-bin/webscr…Jeanne...

    Virtual Credit Card Numbers

    Carlos Said:Is there any bank that offers virtual account numbers?We Answered:I use citibank and have 2 of their master cards. They offer virtual acct numbers and I use them all the time on the net. I think Bank of America also offers them but I haven't used theirs. RuthSylvia Said:I need stopping and removing, a CityBank, virtual number card,from my screen?We Answered:You may have to edit the registry to get rid of any reference to the file.Rose Said:i need help activating my ebay uk account please?We Answered:Glad to be of help AbbyErnest Said:PLz help im not sure...

    Virtual Credit Card Online

    Becky Said:Is there a free, virtual online credit card that I can get instantly and that works with Paypal?We Answered:Go to paypal and download the plug-in. Along with all of the features of the plug in, you can get a virtual credit card.Margie Said:how do can i make a virtual masters or visa credit card online?We Answered:I can help you.Lisa Said:hi all, i would like to know where i can buy vcc (virtual credit card) instantly online with my credit card?We Answered:MBNA, Citibank, and discover all have them; but the best is Paypal. I have been using it for...

    Virtual Credit Card Processing

    Isaac Said:Where can i get a VCC Number from and how much do they cost?We Answered:Paypal offers this! Paypal is a respectable company and one you can trust! Good luck!Vernon Said:What kind of virtual terminal program can I use to process credit cards on my computer?We Answered:PayPal has a very good program in place that doesn't require you to maintain any software on your PC.Priscilla Said:Need help with paypal read please?We Answered:I first singed up and I though that was the only way to do it. But if you do transfer $ into the pay pal account it is taken...

    Virtual Prepaid Credit Card

    Roy Said:Virtual Prepaid Credit Card loaded via Green Dot?We Answered:WalMart offers a cash card that is administered through Green Dot. You can check on line if you like.Scott Said:111card.com (Prepaid Virtual Visa Credit Card)?We Answered:i looked it over and they dont accept paypal or google checkout. that indicates fraudsters. any site that prefers e-gold or western union is highly suspicious.Eduardo Said:We don't have credit cards (yet) in my country, is there any good virtual credit card (prepaid)?We Answered:paypal is very good and reliable. it can be linked to a checking account instead of a credit card. It is accepted...

    Wacky Tobacky Credit Card Generator

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    Walt Disney Credit Card

    Mabel Said:I'm being sued by my Credit Card company. Any advice or experience will be appreciated?We Answered:Call the attorney's office that is on the notice you received. Explain to them that a garnishee will only send you further into the financial tubes and could possible result in your having to file bankruptcy. Tell them what you can afford and will pay each month in good faith. They do have the option to negotiate before the court date. Just remember to only offer what you can reasonably afford to pay, because if you miss even one payment, they will come after...

    Website Credit Card Processing

    Wayne Said:Looking for online credit card processing company that will work with website from 3rd world country.?We Answered:The best place to start is with commercial banks in your country. The card associations have rules that usually prohibit merchant processors from operating outside of their boundaries. See if the banks in your area process for e commerce or if they can refer you to someone who can process for you.Arlene Said:How do you make a shopping cart with full credit card processing capabilities for a website?We Answered:Find yourself a credit card merchant, be it Pay Pal or other. Once...

    Web Based Credit Card Processing

    Jordan Said:Can anyone recommend software I can use to manage my membership web site? It'd have to process paypal orders.?We Answered:You will need server side scripts to do that... Lookup (free) shopping carts on Google to process the payments, you will need to plug in your own script into the shopping cart to handle permissions allocation after payment confirmation. If you are NOT prepared to pay someone to do it for you, then your only option is to learn server side scripting yourself...Kim Said:Directed to lie/mislead about about PCI data security compliance at work?We Answered:Find another place to work. If you...

    Web Site Credit Card Processing

    Irene Said:Credit card processing over Internet?We Answered:My blog, How To Get Good Credit Gab, provides the opportunity to share thoughts, ideas and experiences about obtaining good credit and emphasizes the importance of building and maintaining good credit and the perils of personal financial mismanagement. This may help you resolve your problem.Randall Said:Trying to find out about a credit card being offered on the internet,used to buy from their site.?We Answered:You need to check the INTEREST RATE being offered.A lot of companies target customers who have a bad credit history offering them a guaranreed acceptance with no credit check with stinging...

    Which Credit Card Uk

    Courtney Said:Which UK Credit Card will I get?We Answered:try Barclaycard or MastercardJeffrey Said:How do i transfer money from my Australian bank account to a UK credit card which I had while living in the UKWe Answered:When I pay on my wife's Canadian credit card debt she had before we got married and she moved to the U.S. I just mail them a check (cheque) drawn from our U.S. bank account. They convert it over with no problem. Check with your credit card company.Joseph Said:Which credit card in UK has 0% APR for a whole year..?We Answered:AA Credit card is 0%...

    Wireless Credit Card Equipment

    Tracy Said:How secure is wi-fi internet?We Answered:WiFi is inherently insecure. If you are on an unsecured wireless network, I can capture any traffic you send. I can also hijack sessions quite easily over WiFi using a man in the middle style attack. The best way to secure a wireless internet connection is through what is know as WPA or WPA2. The older encryption type called WEP is easily compromised now. I do suppose WEP is better than nothing though. WPA will actually help stop sniffing and unauthorized access to a wireless access point. That will make your data much more secure.Lester...

    Wireless Credit Card Processing Terminal

    Nina Said:Where do you get one of those portable credit card chargers?We Answered:There are two ways of doing this: 1. Use a wireless terminal A wireless terminal works just like a cell phone. Anywhere you can make a phone call you can process credit cards. Wireless terminals are self sufficient as they do not need a telephone line (they are wireless) or an external source of electricity as they are battery powered. This means you can bring it to your stand and process just as if you were n a typical retail store. 2. Use a manual imprinter What the merchant would...

    Wireless Credit Card Reader

    Maxine Said:Credit Card Statement and Refunds?We Answered:pay the amount on the statement. The credit will wash trough on the next cycle.Lee Said:Which one sould I choose for my b-day?We Answered:i would chose the comp i kinda use the comp alot for school work and such and internet but then agian the phone sounds good but im going with the computer :PDonald Said:Which one should I choose for my birthday?We Answered:I would go for the computer,Rita Said:what is a wireless credit card reader?how does it work? which are the popular brands of card readers?We Answered:Typically found in restaurants in the UK...

    Wireless Credit Card Terminals

    Morris Said:Wireless credit card phone?We Answered:Most credit card processing companies offer this service. The terminals run $800+ and the fees to use it are higher than a hardwired credit card terminal. My company offers this but I don't to appear to be soliciting your business here.Sonia Said:what is the gprs? i WOULD LIKE TO use a GPRS network?We Answered:GPRS is a wireless data network used for GSM phones and wireless data cards/devices. Depending on the wireless card terminal, it may require a phone or it might have a built in radio for accessing GPRS signals....

    Wireless Credit Card Transaction

    Clinton Said:would my information be easily stolen if I use the wireless connection provided by my university?We Answered:Not unless you don't use a firewall.Philip Said:Record of internet use from shared connection?We Answered:Yes, they can intercept packets and stuff, but as long as the network has a strong password to connect, you shouldn't have a problem. Also, most of those websites you described will use HTTPS, which stands for secure. All the information is encrypted and very hard to decrypt, so I would not worry as long as the network is password protected, even then I would not.Ramon Said:Research paper......I chose...

    Working Credit Card Numbers

    Lillie Said:Where can i get FAKE credit card numbers, for sites that say "we need a ccn for validation, u wont be charged"We Answered:I think they check them out.Salvador Said:Is there a hidden meaning in credit card numbers?We Answered:this was a very interesting article on the meaning of credit card digitsEdna Said:fake credit card numbers? do they work if i don't use them? i have good intentions, read description?We Answered:Here is a better way.... go to the next convenient store and buy a $25 prepay Visa Card then go home and go online and register that card in your name...

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