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Apply For Student Credit Card
Dan Said:Can a highschool student with no income apply for a credit card?
We Answered:Ignore the first answer. THAT WON'T WORK WITH PAY-PAL
To accept payments from buyers either with pay-pal or a credit card, you must open an account with pay-pal. This will require a checking account. They will first verify who you are by depositing a small amount to your account, you then have to e-mail them with the amount they deposited, this will "verify" your account. It is only then will you be able to accept credit cards on e-bay.
e-bay requires a credit card account from you, so they can collect their fees (insertion fees and final valuation fees, yes they charge you a percentage of the sale price). They will not accept pre-paid cards.
Been selling on e-bay for over three years now.
Sylvia Said:What is a good way for a student to build credit without a credit card. Tried to apply but was denied.?
We Answered:You were denied because you did not have enough credit for the specific card for which you applied. However, you can obtain a "secured" credit card without having any credit. To do so, go to a bank that offers "secured" credit cards to depositors, deposit money in that bank, and obtain a "secured" credit card from that bank. Even if you have no credit, you have sufficient credit to obtain a "secured" credit card, even though you do not have enough credit for the card for which you originally applied. The "secured" credit card will allow you to build credit so that you can eventually obtain a regular, unsecured credit card.
Johnny Said:Where can a student apply for a credit card?
We Answered:ANYWHERE and EVERYWHERE, at school in the cafeteria, on campus walking to class you'll often come across the "free meal for 5 mins of your time" online, at the mall, at WALMART, Target, Kmart, the bank...
Its kinda ridiculous how easy it is. Be careful though, nobody "plans" on getting into 5,000 dollars in debt, it just happens! Thats why credit cards are such big business because they suck everyone into the "buy it now, pay later" trap. Its horrible really, but its no ones fault but the ones who swiped.
grademiners legit said:
I wanted to apply for a Student Credit Card as well. I've heard how it allows much lower interest rates and actually turns out being a feasible option. Although that's only going to be verified once tried.
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To do so, go to a bank that offers "secured" credit cards to depositors, deposit money in that bank, and obtain a "secured" credit card from that bank.
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