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Credit Card Fraud Protection

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Clifton Said:

I am the victim of an unusual credit card fraud.?

We Answered:

I'd definitely report it to the police. It could be part of a pattern of incidents that might lead to the culprit being caught. You say a deposit was made - do you mean into someone's private bank account? if so you should be able to get that information from the bank, which may help. It's also worth talking to your bank, telling them a fraudulent withdrawal has been made, they may be able to reverse the transaction.

Mathew Said:

Picture ID Credit Card Disadvantage?

We Answered:

Not that I've ever seen. I've been to one place that asked me to show more ID, but only because it was store policy and was on this HUGE sign by the register. It's hugely convenient for me and I love it.

Donna Said:

Is there any credit card protection when paying in a restaurant?

We Answered:

If the charges are fraudulent, you are protected no matter where the charges are made.

I also successfully got refunded by a credit card company when a waitress charged my card a $50 tip for a $29 meal at a restaurant recently. The credit card company didn't even hesitate.

Claudia Said:

Has anyone else every experienced credit debit card fraud?

We Answered:

To be on the safe side, you should put the account on fraud alert through Trans Union Fraud Dept. Their toll free # 1-800-680-7289. They'll notify the other to bureaus and must be renewed every 90 days in order to keep it active. You might as well run your yearly free credit reports from annualcreditreport.com or call Trans Union toll free @ 1-877-322-8228 for all 3 free reports. If there is something on the reports you're not aware of, dispute it immediately. Your Ad Here

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