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Credit Card Internet Fraud

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Brittany Said:

If I buy something on internet using my credit card and it turns out to be fraud?

We Answered:

Send a letter to the creditor within 60 days of the postmark of the bill with the with disputed charge.
Include your name and account number, the date and amount of the disputed charge, and a complete explanation of why you are disputing the charge.
To ensure its received, send your letter by certified mail, with a return receipt requested.
The creditor or card issuer must acknowledge your letter in writing within 30 days of receiving it and conduct an investigation within 90 days. You do not have to pay the amount in dispute during the investigation.


If you do not agree with the credit card company you then can file a dispute at the following:
http://www.occ.treas.gov/customer.htm

Hope this helps answer your question.

Barry Said:

if i buy a product from internet and pay for it using my credit card?

We Answered:

Credit cards are the most convenient way to shop online. With credit card comes the ability to shop from anywhere and anytime. Due to all these facilities and simplified online shopping procedures, credit cards are at the centered of an e-commerce boom. But, instances of credit card fraud while online shopping are not unheard and are growing day by day. What can save you from such online credit card frauds? Hrere we look at 10 vital tips to make sure that you don't fall into these traps.

1. Yellow lock symbol in your browser's status bar

Modern web browsers ( a software that is used to surf the internet) are quite safe and respond to safe sites. They do it by embedding a yellow lock in the status bar of your browser whenever they go to a secure website. Always check for this yellow lock in the status bar of your browser.

2. https:// and yellow address bar

Whenever you reach a secure website the url of your website will change from http:// to https:// and along with this, if you are using a latest web browser the color of the status bar will also change to yellow. Some browser show a yellow lock right there in the address bar.

3. Encryption

E-commerce websites, which practice safe shopping experience for their customers use 128 bit encryption and more to transfer the data. This is the latest and most secure way of transmitting your credit card information and personal details over the internet. If a shopping website uses this encryption technology it will say it somewhere on their website. The usual place to check is the footer or header of the website where the logos of such encryptions are displayed prominently. Read more from: http://www.credit-card-gallery.com/artic…

Terry Said:

best debit/ credit card to protect yourself from internet fraud ?

We Answered:

If you haven't needed a credit card up until people have been telling you that you need one, don't worry about it. You really don't 'need' one. The only reason that I got my credit card (aside to help with my credit score!) was for emergiencies-and that was at my family suggestion. I ended up applying for a card through my bank/federal credit union. They will be easier than any other place, especially if you have been with them for a while. Make sure you have NO annual fee. Aside from that, pick and choose.

http://hubpages.com/_yan/hub/How-to-Sele…

Pedro Said:

When is it safe to give my credit card details over the InterNet?

We Answered:

Make sure you only go to reputable site for purchases and that credit card information in encrypted on the site. When this is secured, the people handling your transaction at the other end do not receive your details, just the computer that manages the site does ... if you have any doubts about the firm online, do not deal with them.

Derrick Said:

Is credit card fraud a federal offense?

We Answered:

States have statutory laws for the enforcement of credit card fraud unless the fraud deals with a domain outside the jurisdiction of the state court system. For example, if the number was stolen through a domain in which the federal government has jurisdiction, such as over the internet, it would become a federal crime. Or if the fraud involved some sort of interstate commerce, which is a federally reguated domain, it would become a federal crime. However, if the card was simply stolen and then recovered by local police, it is going to be adjudicated at the state-level. Your Ad Here

Discuss It!

professional essays said:

If you buy something on internet using my credit card and it turns out to be fraud then just report it to cyber net. Also do send the letter to the creditor, and try to get your money back.

dishwasher repair denver said:

Thanks guys because I've already been a part of credit card fraud. Thankfully, nothing much was snatched from me. I will keep myself much more secure in the future.

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Today, everyone prefer online shopping as they have busy schedule, so people must aware about credit card internet fraud while shopping.

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Card fraud begins either with the robbery of the physical card or with the trade off of information related with the record, including the card account number or other data that would routinely and essentially be available to a merchant during a genuine transaction.

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