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Credit Card Number Name

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Vicki Said:

is it safe to give credit card owner name, number and exp. date to an operator to order something by phone?

We Answered:

Generally, you can be safe in giving out credit card numbers, expiry dates and card owner names by telephone, if you are comfortable with the merchant.

If they are reputable, they will take steps to ensure their customer service reps are trustworthly enough not to use the details for nefarious purposes.

So you should be safe.

However, there have been many cases where a store clerk or waiter at a restaurant uses a 'scanner' to basically swipe your card twice and keep the data to use later for financial fraud.

So, while it is not 100% safe.....it is still safe enough to do if you take proper caution....like knowing the merchant, checking your account balance and billing details frequently.

Wade Said:

If someone knows my credit card number and my name is it possible for him to act fraudulously?

We Answered:

Yes it is.

Don't give your credit card number to people.

There are some other safeguards like, most places ask for the expiration date of the card and the security code on the back of the card. But it is possible to make a charge with just the credit card number too.

Matthew Said:

If I give anyone the credit card number, card holder's name, expiry date and signature?

We Answered:

I wouldn't personally. To each their own though, I guess!

Elizabeth Said:

How safe is Blockbuster? Their forms require a name, address, credit card number?

We Answered:

Hmmm...let's see...first they dump their customers credit card information on the street (when one of their stores closed) and then previously in 2003 an employee stole over 60 customers credit card information to run up over $117,000 in illegal purchases.....you be the judge!

Btw, NetFlix is generally much cheaper.
(not an endorsement)

Kelly Said:

do a credit card number and name have to match in order for an order to be proccesed?

We Answered:

The credit card number has to match the billing address on file for the owner of the card, if you do not enter the correct address, the order will not be processed.

Claudia Said:

What to do if we get 2 credit cards from the same bank, same name, different credit card account number.?

We Answered:

It was more than likely not a mistake! Sometimes credit card companies and banks will issue you two cards, each with a different account number. They will reflect the fact that they have done so. It is your option as to whether or not you keep one or both of them. Depending on the interest rates, you can use one for general purchases, and the other for emergencies. As long as you make your payments on time, you can truly improve your credit rating by having them both open…with small balances that are paid on time. however, if your debt to income ratio is already high, you might want to get rid of one of them, and as another poster stated, make sure that the account is truly ‘canceled’ so that it is not reflected as open on your credit report. Having too much credit is just as bad as having ‘bad’ credit, or no credit. You want to always make sure that your debt remains manageable so that you don’t get into trouble. Sorry, didn’t mean to bore you, just wanted to offer you some sound advice! Your Ad Here

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