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Secured Credit Card No Annual Fee

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Edwin Said:

Can anybody suggest a good card with no annual fee that would approve me with a credit score of around 610?

We Answered:

Your bank might be a great place to look for a credit card to rebuild credit. Be careful about applying for credit cards too often, that too can have a negative effect on your credit.

Jimmie Said:

I want to cancel my first credit card and get one that doesnt charge a Annual Fee.?

We Answered:

You will get your money back. The $99 is a DEPOSIT. After 6 months to one year the bank will inform you when you have been approved for an unsecured card and you may withdraw your deposit. The money you gave the banker has been put in a Savings account and will be available to withdraw when your credit improves, by paying your monthly payment on time and avoiding any and all fees. As for the annual fee, like I said you should be out of the Secured card in a year. To me paying $29 to build your credit isn't such a bad deal.

Nancy Said:

Can someone suggest a good secured credit card?

We Answered:

I've been looking and haven't seen a secured card that doesn't have some of these. See what your bank has to offer, but mine wasn't competitive with others. Also, make sure whatever card you choose reports to the credit agencies. The purpose of a secured credit card is to build credit and some of these companies charge ridiculous fees and don't affect your credit report.

Viola Said:

What bank has a great secured credit card for improving credit score?

We Answered:

Bank of America
National City
Orchard Bank
US Bank

VERY doubtful you will find anyone that issues a secured card with no annual fee

Joan Said:

What is the secured credit card with the lowest (or nonexistent) annual fee?

We Answered:

The best secured credit card for people with no credit is the Classic MasterCard from Orchard Bank. They are the leader in providing credit card for those with no or bad credit.

Suzanne Said:

Secured Credit Card which has: 1. No Annual fee; 2. No Application Fee; 3. No Setup Fee; 4.No CashAdvance Fee

We Answered:

Well, if you are ready to read then my two links are getting me best answer more often than not on these questions:
and here
if they help you just remember who helped you, lol.
good luck!

Joann Said:

With a secured credit card, will I get my money back, if I cancel my account, or switch to a unsecured card?

We Answered:

As long as you close the account in good standing, you get all your money back, plus interest. Even if you don't close the account, many companies will refund your money with interest after a certain amount of time of on-time payments, usually 2 or 3 years. This, in effect, makes your card unsecured. I'm not sure, but I believe Capitol One has a secured card with no annual fee. I don't have a link, but I'm sure you can access the information at Your Ad Here

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