Marketplace

Related Articles

More

Related Categories

More

Recently Added

More

Bad Creit Credit Cards

Your Ad Here

Tom Said:

Credit card pin-number ?

We Answered:

its usually about a week. if you haven't recieved it by monday, i would go to the bank and speak with someone and they can call their debit department and ask if it is atleast on its way and if not order you one, and hopefully they can rush it to no charge to you.

Edgar Said:

has anyone tried the credit cards for people with bad creit, if so are there any good ones out there?

We Answered:

Stay away from them, their interest rate can be as high as 30%. Sure, they will give you credit, but you will pay the highest interest rate allowed by law, plus annual fees, etc.

Steve Said:

captial one credit card?

We Answered:

Get rid of this company,,,,,,haven't you heard about the
problems with them,,,,,,,,,,,,,,,,,,here are a few complaints,,,

http://www.consumeraffairs.com/credit_ca

http://www.consumeraffairs.com/credit_ca

The best thing for me was to get rid of this card,,,,,,,,,,,,,,

Floyd Said:

Compromised creit card?

We Answered:

You should call your creit card company and see why they issued a charge against your creit card. Then they should creit you the difference.

Carmen Said:

I have really bad credit, can I ever fix it?

We Answered:

Eileen, it's not the end of the world, let start off by saying that. People make mistakes, that's why there's rubber at the end of pencils. The first step, which you've done is acknowledging your past mistakes and preparing to correct them. First things first, in order to raise your score, it helps to know what makes up your score:

1. Payment history- 35%
2. Total debt to avaialble credit 30%
3. Length of time establishing credit- 15%
4. Types of credit established- 10%
5. Inquiries and new accounts- 10%

Ok, now that's out the way, now you have to equip yourself with some tools to get you back on the right track, starting with a checking account. Now you mentioned that you bounced checks in the past and overdrew your account. The only way that this would hurt your score is that the account closed while it was still overdrawn. Hopefully, that didn't happen and you still have a checking account. A checking account is one of the most important and powerful tools when it comes to building credit. It does many things like establish a banking relationship to where you can make yourself available to other products that are offered just by being a customer. But more importantly, it allows you to do the most important thing in building credit: paying your bills on time. Now if you don't have a checking account, then that can be a problem, especially if you're in ChexSystems for bouncing checks and overdrafts. An option you can do is AccountNow. AccountNow is perfect for people that has had problems in the past with checking accounts and now can't get one. It has a debt card and online billpay that also helps to build credit.


http://www.accountnow.net/default.aspx?p


Like one of the posters had mentioned, getting a secured credit card would be the best way to go right now. You would have to put a deposit upfront that's used for collateralto get a credit line of the same amount. For example, if you put up $200, you would get a $200 credit line. Now the credit can be increased by adding to the deposit which wouldbe a good idea, because the higher the limit that reports on your credit, the better. Another thing is that the deposit gains interest while you're building credit so the bigger the deposit, the more interest you gain. A suggestion on how to use the card would be to make small purchases that can be paid off on time every month ($20-50/month). It's important to manage the balance so that it doesn't get out of hand and get maxed out. At any given time you should use no more than 25% of your available credit. For example, you have a limit of $200, your balance should be no more than $50. After paying on time and managing the available credit for usually a year or so, the card either changes to a regular one or a better card's offered and the deposit is given back. I posted some links to some secured credit card companies. I would suggest opening 2 with different companies, and no more major cards after that for a while.

Hopefully these tips I've provided will help you out some


Good Luck!

Claudia Said:

i just applied for two creit cards wth two seperate companies, is it true I won't get either as A.?

We Answered:

If your credit history is bad, you will get denied for both cards Your Ad Here

Discuss It!

1 2 3 4 5 6 7 8 >

savannah criminal defense lawyer said:

Hi I am so charmed I found your web journal, I truly found you by mix-up, while I was watching on google for something else, Anyways I am here now and could simply get a kick out of the chance to say thank for an enormous post and an inside and out diverting site. Kindly do keep up the immense work.

brian holm lawyer san diego said:

much obliged to you for an incredible post.

https://www.aussiewritingreviews.com/ said:

The information about the bad credit credit cards in available in this zone for your help. Discover your voice for the benefit and enjoy the related articles with the term of discover the new things. A place for the global credit information.

Macfarlane Group payday loan said:

I utterly attitude and revalue your bushel on each and every target.

letter to santa said:

Its an extraordinary delight perusing your post.Its brimming with data I am searching for and I want to post a remark that "The substance of your post is marvelous" Great work.

marketing said:

Much obliged for the decent blog. It was exceptionally valuable for me. I'm cheerful I discovered this online journal. Much thanks to you for imparting to us,I too dependably gain some new useful knowledge from your post.

where to buy forskolin said:

I gotta most loved this site it appears to be exceptionally useful .

Car Title Loans Fort Lauderdale said:

A debt of gratitude is in order for the blog entry pal! Keep them coming...

Check out extenze code clickitcoupon.com said:

Are you looking for Extenze coupon codes? Check out Extenze code at clickitcoupon.com The passionate experts in this field are ready to answer all of your requests.

بهترین وکیل تهران said:

Yeah, this was important for me to read today. I needed to know this information on credit cards. Cheers, mate!

voyance gratuite par telephone numero non surtaxe said:

I expect great work from these posts and I am not disappointed. I learned so much about credit cards. It will help me out a lot.

bs md admission consultants said:

I recently considered it could be a thought to create could someone else has been having troubles exploring yet I will be slightly not sure easily feel allowed to set brands and also address about the following.

printing company said:

Kudos meant for giving you newly released tweets regarding the headache, That i will enjoy look over even more.

Roller Blinds said:

Appreciate it intended for placing a really good document! I stumbled upon your blog perfect for the desires. Its full of superb in addition to very helpful threads. Sustain the favorable do the job!

sarkari naukri said:

First off I want to state great weblog! I needed a quick issue in which I want to inquire if you don’t brain. I had been curious to discover how you center your self as well as clear your mind just before creating. I’ve were built with a difficult time cleaning my personal ideas to get my personal ideas on the market. I really do want to write nonetheless it simply appears like the initial Ten to fifteen mins tend to be lost simply just trying to figure out how to begin. Virtually any recommendations or even tips? Thanks!

roaches said:

You have a very nice layout for your blog, i want it to use on my site too .  

beirut escort said:

a debt of gratitude is in order for the tips and information..i truly welcome it..

escort in beirut said:

french translation is kind of hard at first but if you get used to it, then it is easy;;

escort ln lebanon said:

Pretty useful article. I merely stumbled upon your internet site and wanted to say that I’ve very favored learning your weblog posts. Any signifies I’ll be subscribing with your feed and I hope you publish once additional soon.

bomberman said:

In case you're a fanatic of exemplary arcade video game, then you need to experiment with the most recent bomberman title, which can be played on PC. This title was initially launched on Nintendo Switch, yet you can play it on PC now. Have a Switch experience on PC.