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Poor Credit History Credit Cards
Christopher Said:Can I get approved for an apartment with a poor credit history?
We Answered:I don't see any problems renting a new and better apartment with that credit score. My credit was 560 when I first rented my apartment and I was worried about security deposit as well but I was approved without any conditions such as SECURITY DEPOSIT.
By the way, the apartment I rented was in an expensive upscale part of the town.
But it is quite possible that some apartment management companies may have stricter qualification criteria. Even in the worst case, they will require you to pay a month's rent as security deposit.
Greg Said:A loan with poor credit history?
We Answered:OK somoene got a fee for telling you that you cannot get a loan. No one wants to lend money to people who have a poor credit history- except at a high rate of interest.
You desperately need to see the citizens advice bureau for free advice.
They should be able to organise a scheme ( repayment plan ) which involves paying the credit card companies back at a rate you can afford. If these plans are "signed off" by the citizens advice bureau creditors usually accept them.
You are in a bad situation, ie. borrowing to pay off debts. If you cannot pay credit card bills, you will find yourself in the same situation with any loan you get to pay off the credit cards.
See citizens advice bureau now.
The advice offered by the first poster is just plain wrong!
I quote "Now people with poor credit can get the same choices as those with the good or mediocre credit"
No they cannot! People with poor credit ratings cannot obtain loans at the same rates of interest as those with good ratings!
The first poster shows all the logic of kids who believe in the tooth fairy.
Some others who have answers, below my answer, look like they are advertising!
Tyrone Said:Will my wife's poor credit history?
We Answered:my husband and I went thru the same thing this year when buying our house. My advice is to keep her off of the mortage if possible. However, the bank will usually use the higher credit score to determinr the amount of the loan. Good Luck!!!
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