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Checking Credit Reports

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Melvin Said:

Independent landlords and checking your credit report?

We Answered:

Provide them with your own copy to view in your presence: Explain your fears and concern: They should appreciate that: and also offer to let the speak with your prior landlords and maybe even a rep from your bank.

it is a common practice now, for all who are in property management.

Explain to them pulling your credit alters your score and you may be in the market to buy not just rent. That is why you have a current up to date credit file on you when out shopping. you can get one from:

Edward Said:

Do charged off checking accounts show on equifax/experian credit reports?

We Answered:

More than likely it will be just ChexSystem. Some banks and credit unions will report it to the Equifax, Experian or Transunion as a "charge off" on the account.

Cindy Said:

is there an online program to check credit reports on several people?

We Answered:

Yes, there are multiple places that do online credit checks. I personally have had good experience with the one at:

http://www.mrlandlord.com/onlinechecks.h

Good Luck!

Andrea Said:

how to check if someone is checking your credit report?

We Answered:

Yes, if you have not requested your free credit report from http://www.annualcreditreport.com/ within the past year, then do so.

On your report will be shown who has requested your credit report.

If you want to keep an open eye on your report, then you will need to sign up for a credit monitoring service such as MyFICO or other reputable companies. However, there is a fee for this service.

Hope this answers your question Your Ad Here

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