Marketplace

Related Articles

Related Categories

More

Recently Added

More

To Build Credit History

Your Ad Here

Miriam Said:

If I wanted to build credit history, would this work?

We Answered:

Yes, that's essentially how I use credit.
I buy gas for my car and pay in full each month.
Having good credit saves you in car insurance, home insurance, and gets you better jobs.

Never pay in full before you get your bill in the mail.
Credit card companies report your balance to the bureaus on the closing date.
You want to show usage on your credit report.
/

Evelyn Said:

What is the best way to build credit. Have been turned down for not enough credit history.?

We Answered:

just think you are better off than 85% of the folks in this world == every other queston is from folks up to there ears in debt == well you will have to start off slow i am sure if you went to the back where your checking/savings account you could get a visa card through them -- and slowly build from there!!!

June Said:

Is 3 months enough to build credit history?

We Answered:

Auto finance is what I do for a living and anything short of 24-months is considered not enough time.

For some lenders it's even longer like 3-5 years.

Kristin Said:

Does it help being an authorized user of a credit card build credit history?

We Answered:

Yes & No.
#1 - Add her as Authorized user, but add her social number on it or else it won't get reported into her credit.
#2 - NEVER add her as Joint user, because you can't take it off later, they will make u close the account if you want her off.
#3 - After you add her, never go over 30% of the credit limit or else it will hurt her score and overall credit rating.

Add like 3 or 4 credit cards to her name and you will see her credit score jump up to like 700-800 Fico. I do it all the time =)

Henry Said:

27 year old English Immigrant trying to build credit history in the US?

We Answered:

If she has an income, she should be able to apply for a Visa card from most banks with a small limit. Charge a small amount to it and then pay it in full. Do this once a month for several months and she should be able to qualify for a higher limit and will have a decent FICO score to get loans.

Allan Said:

What are some ways to build credit history without a credit card?

We Answered:

It is hard to raise a credit score without a credit card or a revolving account (Macy's).

The reason being, you have to build history with responsible credit use. Which is why many say having bad credit is better than having no credit.

You could get a auto loan or a student loan, but those types of loans have very little impact on your credit score.

Also the history will be low. Once the account closes you have nothing else to keep your history going.

It is best to get a couple of credit cards and carry a 15 percent blance or lower. If you cant get approved for a credit card, look into a secured credit card from a large lender. Or you could think about opening a store account.

I know your question was how to without credit cards.... but your FICO will take a hit and tell you the reason is no major Visa/MC/AMEX/Discover open.

Virgil Said:

can you build credit history without a social security number?

We Answered:

No you can not. Your Ad Here

Discuss It!

1 2 >

quickbooks pro tech support phone number said:

Wow! this post is really amazing and I appreciate the work

new year greeting cards
said:

Greetings! This particular post is very helpful ! Thanks a lot for sharing!

192.168.l.254 login page said:

IP address 192.168.1.254 is the address of some home-use broadband for D-Link and Netgear model routers. simply type IP 192.168.0.1 in the address

windows tablet rentals said:

Thanks for explaining in detail about To Build Credit History. This is a great site to clarify doubts about various topics ranging from education to finance. They have experts who give you the right answers and help you sort out the problems. Do post more such feeds.

Happy New year 2018 Images said:

Nice beautiful website

Happy new year 2018 Images said:

thanks

sarkar said:

<a href="https://www.sarkarijobsexam.com/fci-recruitment-2017-40-watchman/">FCI Recruitment</a> <a href="https://www.sarkarijobsexam.com/fci-recruitment-2017-40-watchman/">FCI Recruitment 2017</a> <a href="https://www.sarkarijobsexam.com/fci-recruitment-2017-40-watchman/">Food Corporation of India Recruitment</a> <a href="https://www.sarkarijobsexam.com/nit-jamshedpur-recruitment-2017/">NIT Jamshedpur Recruitment</a> <a href="https://www.sarkarijobsexam.com/nit-jamshedpur-recruitment-2017/">Nit Recruitment 2017</a> <a href="https://www.sarkarijobsexam.com/uksssc-recruitment-2017/">UKSSSC Recruitment 2017</a> <a href="https://www.sarkarijobsexam.com/uksssc-recruitment-2017/">UKSSSC Recruitment</a> <a href="https://www.sarkarijobsexam.com/graduate-pharmacy-aptitude-test-2018/">Graduate Pharmacy Aptitude Test</a> <a href="https://www.sarkarijobsexam.com/jnu-engineering-entrance-exam-2018/">Jawaharlal Nehru University Engineering Entrance Exam</a> <a href="https://www.sarkarijobsexam.com/jnu-engineering-entrance-exam-2018/">Jawaharlal Nehru University Engineering Entrance Exam 2018</a> <a href="https://www.sarkarijobsexam.com/upsc-recruitment-2017-for-engineers/">UPSC Recruitment 2017 for Engineers</a> <a href="https://www.sarkarijobsexam.com/upsc-recruitment-2017-for-engineers/">UPSC Recruitment 2017 </a> <a href="https://www.sarkarijobsexam.com/uppcl-junior-engineer-recuirtment-2017/">UPPCL Jobs 2017</a> <a href="https://www.sarkarijobsexam.com/uppcl-junior-engineer-recuirtment-2017/">UPPCL Jobs</a> <a href="https://www.sarkarijobsexam.com/ssc-recruitment-2018-je/">SSC Recruitment</a> <a href="https://www.sarkarijobsexam.com/ssc-recruitment-2018-je/">SSC Recruitment 2018</a> <a href="https://www.sarkarijobsexam.com/ssc-recruitment-2018-je/">SSC Recruitment 2017</a> <a href="https://www.sarkarijobsexam.com/rajasthan-police-recruitment-5390-constable-post/">Rajasthan Police Recruitment</a> <a href="https://www.sarkarijobsexam.com/rajasthan-police-recruitment-5390-constable-post/">Rajasthan Police Recruitment 2017</a> <a href="https://www.sarkarijobsexam.com/bihar-police-recruitment-2017-sub-inspector/">Bihar Police Recruitment</a> <a href="https://www.sarkarijobsexam.com/bihar-police-recruitment-2017-sub-inspector/">Bihar Police Recruitment 2017</a> <a href="https://www.sarkarijobsexam.com/ssc-je-syllabus-2017-exam-patter/">SSC JE Syllabus</a> <a href="https://www.sarkarijobsexam.com/">Recruitment</a> <a href="https://www.sarkarijobsexam.com/ccc-result/">ccc result</a> <a href="https://www.sarkarijobsexam.com/ccc-result/">ccc result 2017</a> <a href="https://www.sarkarijobsexam.com/ccc-result/">ccc results</a>

Remove malware Virus from your pc said:

Awesome post Thank you so much for this article People also like this information Remove malware Virus from your pc Visit here : https://sbiinternetbanking.wordpress.com/ I really really appreciate this article

terrariumtvapkk said:

<a href="https://terrariumtvapkk.com/">terrariumtv</a> Terrarium TV is not available directly for Android from Play Store.So you need to download the files from the third party trusted sources.Remember, You have to download at your own risk.

kodixbmc said:

This Kodi genesis is useful for so many people. Much the same as me If you are a film significant other and love to watch motion pictures and programs

www.kseeb.kar.nic.in said:

<a href="http://karnataka-sslcresults.in/">www.kseeb.kar.nic.in</a>

Happy Valentines Day 2019 images said:

Amazing article admin thanks for sharing this post

Zero Hit or flop said:

Your Blog has just amazing stuff. I think this is just superb

Chitra Tripathi said:

Amazing Post admin thanks for it

Frohe Ostern Bilder said:

Me and you are the best here admin. check some info

Auguri Di pasqua said:

nICE ONE ADMIN THANK you for it

Feliz Pascoa 2019 said:

It just a nice site admin

alles gute zum muttertag said:

It a nice stuff

Whatsapp Video Status said:

Nice Person with nice blog admin

Wrestlemania 35 Live Stream said:

Check out some live stream videos here