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National Credit Rating
Sylvia Said:Why are Obama, Dodd, and Frank planning a big financial regulation overhaul without a full fed audit?
We Answered:Because those three want to give us the coup de gras, or fatal shot, in their mission to destroy our economic future, in my opinion
Priscilla Said:I have found the national interest rates for auto loans, how do I calculate the rates for poor or good credit?
We Answered:There are many auto loan options available today. Today, stiff competition among auto loan financing companies<!--has made it possible to get a car loan or an auto loan at favorable terms.
However, before you sign the paper for financing your favorite set of wheels, do your homework to ensure that you get the best car-->finance option. You can apply for online car loans on the Internet, or get it from your car dealer.
George Said:Can disputing a utility bill and not paying a portion of it, alter your credit rating?
We Answered:If you don't pay your bill, even a portion of it, on time and your utility reports delinquent customers to the three credit bureaus, your FICO score, or credit score, will be negatively affected.
No offense to Nico above, but that website he is citing is a scam. There is only one site that is backed through the government that allows you to get your credit report for free once a year: www.annualcreditreport.com. If you want your FICO score, you cannot get that for free. Go to the company that produces FICO scores for all three scores for $45: www.myfico.com
Gail Said:In view of crisis of sovereign debt, should credit rating agencies downgrade Obama's enormous national debt?
We Answered:The question is how soon will they. At what point does the debtor go from being controlled by the creditor to being the controller? Does the down turn in the US economy change the equation. Who will become the next economy that tows the world's economy?
Claudia Said:How would you increase credit rating from 750 to over 800?
We Answered:You can use this credit monitoring service to pre-estimate future scores for different scenarios of such payments - creditreport.imess.net
Francisco Said:what is the national intreste rate for credit card?
We Answered:There is no "national" rate. Rates are set by the bank and your credit rating.
I have 2 fixed rate VISA cards with a 8.9% interest rate and both with 10k limits, and I have 2 AMEX cards each with a 50k limit and a 12% interest rate. (Those are really good reward cards I pay off each month)
You should also be able to get a card with a into rate between 0% and 4% APR.
Ashley Said:Has anyone had National City Bank raise your Credit Card rate for no reason?
We Answered:Well, I can honestly say that I don't know anything about National City Bank since I've never done any business with them. I can say that most credit card companies have the right to raise your rate whenever the rates increase. Dell is particuarlly BAD about this. When I applied for credit with them, I didn't have any credit. Since then, I can answer yes to every one of your questions and they still raise my interest rate whenever the rates increase. The interest rate on that card is over 30% and they refuse to rerun my credit or lower the rate. Some companies are just more concerned with their greed than good customer service. Needless to say, I'll never use that account again and I think it'll do more harm than good to cancel it and reapply since that's the OLDEST credit account (over $100) on my credit report.
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PS5 will be able to run games at native 4K, and house a superior discrete GPU, which is much better than what the Xbox One X promises. But coming to the release date, the PS5 will not come out before 2019 or even 2020.
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