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Do It Yourself Credit Repair

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Jerry Said:

Best web sites for do it yourself credit repair

?

We Answered:

join this forum and read all of the info in the newbies section ... then start following the direction they give ... if you have questions, search the archives and if you don't see an answer, then post a question to the forum ... these guys are EXTREMELY helpful and most of them have gone through what it sounds like you are getting ready to do ...

http://www.creditboards.com/mambo/

Margaret Said:

how can you fix your credit yourself without paying someone else to fix it for you?

We Answered:

There is a ton of information already on the net to teach you this stuff! Credit repair companies do the same stuff you can do yourself.

Start by looking over the links I posted below.

Joan Said:

Do it yourself credit repair

?

We Answered:

You would contact each of the three credit companies directly. Get a free credit report from each one. https://www.annualcreditreport.com/cra/i…

Pay off any bad debts that you can pay quickly, and make monthly payment arrangements with the others. Get incorrect information fixed.
Here's basic info, straight from the US Government:
http://www.pueblo.gsa.gov/cic_text/money…
and
http://www.pueblo.gsa.gov/cic_text/money…

Tips:

When you contact a creditor, you'll need to give them enough information to verify that you're the debtor and the account number of the debt. You do NOT have to give them any other information about you. Never tell them where you're living, working, where you keep your money or other assets. Don't fall for intimidation tactics. Just clam up. Then repeat that you're calling to try to settle the debt, and say that you'll either discuss that with them or end the call. Do that if you need to. Call back the next day and try again, preferably with someone else. Ask for a manager if you need to.

When you approach a creditor, let them talk first and just hear what they have to say. Sometimes they will make a better offer than you'd even think to ask for. Then, if they don't, ask how much they'd wipe off if you could pay in full right then - or name an amount yourself. Sometimes they'll agree to it.

Sometimes they will demand even more than you think you fairly owe. At that point, tell them you have a limited amount of money and you're paying off the creditors who will work with you first. Then end the call. You can call again the next day and make an offer. Say that's all you can do given your other debts and monthly expenses.

Anne Said:

Do It Yourself Credit Repair

?

We Answered:

?redit repair work?d fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - buildcredit.ifastnet.com

Eddie Said:

Credit Repair. Worth it to do it yourself or pay someone?

We Answered:

LOL. No way. Do it yourself. It will cost you 20 bucks tops. That is for sending out certified letters to the CRA's. I just did it and had 5 neg removed from my report. The best way to do it is be specific as possible when disputing. I posted my method here http://www.creditforums.org/f13/got-my-r… It really works, and best of all it is free. No strings attached

    About Credit Repair

    Cecil Said:Is there a legit company out there than can repair credit?We Answered:YES THERE IS TRY www.jicinvestments.com they will show you how to do it yourself. It's the same steps these CREDIT REPAIR COMPANIES USE FOR ONLY $15.00. IT REALLY WORKS.Marion Said:Are there any credit repair companies that are legit?We Answered:You can get a copy of your credit report at AnnualCreditReport.com and dispute any errors with the credit bureaus. If there are legitimate negative items, you will just have to wait the 7-1/2 years for them to fall off your credit report. Companies that promise to repair your...

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    Auto Repair Businesses For Sale

    Craig Said:Do you need to have a license to run an auto repair shop in minnesota?We Answered:He would have to have a business license, a state tax license to collect sales tax, stuff like that. The Secretary of State in MN should have all the necessary info.Milton Said:Looking for a good name for a new auto repair shop about to open.?We Answered:As someone else said it should be easy to remember. Unless you know you will stay where you are opening forever do not use location. Main St Auto Repair, now on 5th Ave sounds silly. Cute can work. Lugnuts...

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    Bryan Said:Who is the best credit repair company out there? Is there such a thing?We Answered:I have a credit restoration company, and the reason we have been so successfully is we have conference calls every week where all clients can listen if they choose. This keeps everyone up to date with there information, and in the loop as the scoring system changes and tips to strengthen there credit. (education is the key) Also if they can prove the item is correct then it can not be remove. However, only about 40% of the time can they provide the correct...

    Ca Credit Repair

    Lance Said:i would like to find a truly free ca. site Re i can get a free credit report?We Answered:annualcreditreport.com. report free, fico score will cost you extraKaren Said:How exactly could i repair bad credit which i didn't make but can't dispute?We Answered:You should send a Validation letter. You can find them on the net and they work pretty well. I used one and got 2 items removed from my credit report. In your letter definately demand a copy of the original signed contract. If they can't provide that, then they cannot collect on the debt. ...

    Credit Repaired

    Joy Said:Is it possible to get my credit report repaired?We Answered:You can dispute any incorrect information on your credit report. The Fair Credit Reporting Act (FCRA) actually encourages people to dispute inaccurate information. Send the letter and copies (copies only) of any documents supporting your claim to the credit-reporting agency. Some agencies allow you to do this online through their websites; however, if you need to send them hard data it's better to use regular postal mail. Within thirty days the information that could not be verified will be removed from your report. When the credit granter does positively verify the...

    Credit Repairs

    Laura Said:do credit repairs firms really work? Is it best for me to do it myself and save the $?We Answered:I used the credit repair company 7 years ago to "repair" my credit and gave them $400 to do it. Later I find out all they do is dispute what you have on your file which you can do on your own. Then I did some research and they charge you for all the work you can do yourself. There is nothing fancy they do. All they do is prepare letters of dispute for you and mail them to credit...

    Credit Repair Articles

    Gerald Said:Credit repair? Who is Dale G. Holmes?We Answered:I've never heard of him either. Because of this question, I did read through "some" of his articles and what he wrote is pretty sound information. Many of the links he posted in the write ups are to established, well known, non spam and free sites. With that being said, I have no clue who he is, if he has any formal schooling in the credit area, how long he has been involved with it, if his articles are his own, if he hits people up for money (though I didn't see any...

    Credit Repair Australia

    Dennis Said:How to repair bad credit? How to do yourself?We Answered:?redit repair work?d fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - credit-report-score.10001mb.comTracy Said:Feeling left behind in my relationship, what do you think?We Answered:I think you should talk to him about this. If you think that he is being unfair to you then I would speak up. Im guessing you know him quite well sicne you have been togeher for four years now. If you ask him if things in your relationship are going to go farther...

    Credit Repair Book

    Ricky Said:I am needing help repairing my credit. Can someone suggest a good repair book?We Answered:You can do all of that on-line. I challenged mine and several things were removed. They will investigate anything you say doesn't belong on there, even things that do belong on there. If the agency that placed them there doesn't respond back then the credit bureau will automatically remove it. It's amazing how easy it is. You can do a search with a search engine for credit repair.Brandon Said:Credit Repair Training or Classes?We Answered:Dave Ramsey.Natalie Said:what is the name of the best written book on...

    Credit Repair Businesses

    Vera Said:What does a credit repair business actually mean?We Answered:Before I had a same question the I found http://www.credit4profits.com/ . It is really help full.Salvador Said:Is there any way to start a credit repair business?We Answered:A credit repair business just charges people money they don't have to do things they can and should do themselves for free. If you are in the US, The Federal Trade Commission (FTC) has excellent resources on this subject. Go to http://www.ftc.gov/creditTerry Said:Does any one tell me the best way to start a credit repair business?We Answered:My friend has recently started a credit repair business...

    Credit Repair Business Software

    Alicia Said:How shoudl I go about purchasing a computer?We Answered:its not a bad idea to have someone custom build a system. those places usually stay in business a long time. people like the personal interaction, instead of just sometiket number. Vista is not that bad. i had to get use to it. and i actually like it now. if you want xp go for a custom, if you want vist, buy one from a chain store.Darrell Said:Credit Repair Business Solution?We Answered:I have an online software that does what your looking for, send me an...

    Credit Repair Center

    Frederick Said:Any way to consolidate debt without opening new credit account of some sort?We Answered:that really limits your options but if you have credit cards that have available balances you could ask for convenience checks to do balance transfers at a good rate or work on paying the highest interest rate debt off first and paying minimums on everything else to limit the number of debts outstanding...Pedro Said:Comcast employees only please help!!...credit check before hired?We Answered:Comcast will for sure do a very detaliled background, drug and credit check. Especially due to the position that you are applying for. ...

    Credit Repair Course

    Fernando Said:I read online all the time about companies that repair your credit report, can that really be done?We Answered:Lexington Law (LL) has one of the better reputations among Credit Repair Organizations (CROs). That said, I would NEVER work with a CRO and I would NEVER recommend you work with one--not even LL. If you wanna know some ways to improve your credit, there are lots of options available to you. Feel free to hop over to myfico forums and PM me.Andy Said:Can any-one recommend a DIY course for credit repair?We Answered:Never pay a penny when the information is out there for...

    Credit Repair Faq

    Stephanie Said:FHA Loan Misconceptions of RequiredCredit Score of 580 NOT TRUEWe Answered:you are so right -- the fha will work with persons on a case by case basis!!!David Said:First time homebuyers credit 2009 deadline?We Answered:Some confusion here! You have 3 years to amend a return(for a refund). If the office you called is a seasonal office they would close on Apr 16 and yes you would have to go in by Apr 15 to get it done this year in that office. The last date to buy this year and qualify is Nov 30 2009. Remember the amended return...

    Credit Repair Forum

    Dolores Said:what is the largest, most informative, and active credit repair online forum?We Answered:cardboard.comEmily Said:How can i find best forums with high pr sites with key words credit repair bad credit credit score ?We Answered:This blog has links to some good advice! http://700tobe.blogspot.com/Jeanette Said:What connections do you have that help your finances?We Answered:Several years ago my dad got me a Gibson Deluxe guitar by trading piano tunings with a music store. It worked out quite well for me. I also don't think my dad minded doing that since I wanted a good guitar.Dora Said:please where can i get Free...

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    Timothy Said:Do I have a case? Will hiring a lawyer make a difference to the insurance co?We Answered:A. If you have no case, they aren't going to settle. B. You can file in any state you want - but if you file in a state unrelated to the claim, you are much more likely to have the case automatically dismissed. C. The amount you can recover without a lawyer, in small claims court, varies by state - but is usually capped at $1,000 to $5,000. If you don't hire a lawyer, you have to actually show up in...

    Credit Repair Home Business

    Judy Said:My boyfriend and I want to start flipping houses but we both have bad credit, what can we do?We Answered:Have the Seller hold the mortgage. Question: Even if the Seller holds the mortgage, how are you going to pay for the materials necessary for the re-model if you have bad credit.... Also not a good time to do flips. A lot of Flippers are renting their house because they can not sell them in the current market. Houses won't start to turn up for at least another 18 months.Tanya Said:Has anyone else been a victim of Al Mehdikhani, he...

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    Carlos Said:Where can I apply for business credit without using my personal info?We Answered:US banks and other lending institutions are required by federal law to identify all owners of a business account. Lenders are in the business of LENDING money with an expectation that it will be repaid, so they want to know who is handling the affairs of a business. A site I've used for info in the past ... http://www.safelinked.info/jump.php?link=debt Hope that helps.Alfredo Said:Do you guys know which credit repair company is batter?We Answered:Be careful ive heard most of these credit repair company's are a rip off.Chad Said:What are some...

    Credit Repair Information

    Harold Said:credit repair information?We Answered:How bad is it? Do you need a band-aid or a surgeon? Have you called consumer credit counseling?Clarence Said:Credit Repair?We Answered:I agree with Diane, DON'T DO IT. That $300-500 can go more towards the down payment or paying down collections. The best person to repair your credit is YOU. There are companies out there, but they do no more than you can do by doing some research. There's a LOT of resources out there that can help you fix your own credit. Even if they dispute the dings, that by no means doesn't guarantee that they won't...

    Credit Repair In Canada

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    Credit Repair Lead

    Thelma Said:Can anyone help lead me in the right direction to help me get my credit back ? Without filing banruptcy.?We Answered:Go here: http://www.daveramsey.com It will take lots of hard work, but he will help you get back not only your credit but your life. No money required, just common sense and lots of sacrifice. Go, run, get there and read, listen and do what he says.Richard Said:Help! Single mom with an upside down payment on a vehicle that needs engine replaced, insurance didn’t care?We Answered:Wow that was alot to read, it sounds like you simply want a free fix...

    Credit Repair Message

    Victor Said:If you need a mortgage I worked with some very helpful ppl?We Answered:You can obtain that type of loan through many lendersClaude Said:repair web page that ask for credit card info and home phone and password?We Answered:DO NOT TYPE IN YOUR DETAILS AT ANY COST! Its a giant SCAM. i dont know how to fix it but it'll save you alot of trouble if you DONT type in your credit card number/pass word/telephone number.Ivan Said:How to recoup audio equipment sent for repair out of state?We Answered:The chances of you recovering the money you are out of is virtually non-existent,...

    Credit Repair Now

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    Credit Repair Organization

    Anne Said:Should I start a credit repair service?We Answered:Go to http://www.score.org/ to find the nearest SCORE chapter. Contact them to arrange for a free one on one meeting with a SCORE counselor about how to start a credit repair service. SCORE is a nonprofit organization. They provide a public service by offering small business advice and training. . SCORE's 10,500 volunteers have more than 600 business skills. Volunteers share their wisdom and lessons learned in business. The volunteers are working/retired business owners, executives and corporate leaders.Heather Said:Does anyone know resources of credit repair business?We Answered:Well first off you have to know...

    Credit Repair Organizations

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    Credit Repair Program

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    Credit Repair Programs

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    Credit Repair Specialist

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    Credit Repair Specialists

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    Credit Repair Tip

    James Said:Any good tip on repairing your own credit?We Answered:First thing you have to do is a get FREE copies of your credit reports from each of the following major companies: Experian, TransUnion and Equifax at http://www.annualcreditreport.com. You're entitled to get free copies once a year. Get the copies online. Read each of them for inaccuracies and you can dispute online. "Dispute" is a poweful word here. If you find inaccurate items, like an open collection that was paid years ago, dispute it. The credit reporting company has to verify the validity of the item with the creditor within 30...

    Credit Repair Tips

    Andre Said:Repairing credit tips?We Answered:?redit repair work?d fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - creditreport.undonet.comErnest Said:What's the best and fastest way to repair credit?We Answered:First you need to learn about your fico credit score. Legally you are entitled to one free credit report a year. Find either Equifax, Experian, or TransUnion's website, one of them is bound to have a link to getting a free report. They will probably have you sign up for a free month, BUT IT IS ONLY FREE IF YOU REMEMBER...

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    Caroline Said:my car is getting repo'd, Willl I still owe any money on it? Or do they just take the car and my?We Answered:They will sell it and you will still owe the difference between what they can sell it for and what part of the loan was still outstanding. Don't worry about your credit score for now. Don't go to one of those credit repair places. Go to the library and borrow a copy of Total Money Makeover by Dave Ramsey. Go to daveramsey.com and listen to his radio show - also for free- and get...

    Credit Repair Website

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    Credit Repair Yourself

    Georgia Said:Is it better to go through a credit repair company, or to dispute yourself?We Answered:It depends on if you want to pay or not. If you do not mind paying the money then get a company. If you mind then you can dispute yourself. they both have the same result.Karl Said:Do credit repair companies really do anything that you can't do yourself?We Answered:Everything credit repair companies do you can do yourself. However, you will need to have the time, patience and know-how to do all of the things that a good credit repair company can do. Not only can...

    Foreclosure Credit Repair

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    Fowler And Fowler Credit Repair

    Mark Said:Do you or do you know someone who has used a Credit Repair Agency?We Answered:There are no quick fixes to bad credit... - After two years of no defaults and timely payments on your existing accounts, you'll start to see your credit score gradually go up. - avoid the temptation to pay a "credit repair" firm, they cannot remove accurate negative info There is, however, one trick that "may" help to remove negatives from your credit files. You don't have to pay anyone to do this. Per the Fair Credit Reporting Act you have the right to request written validation of negative...

    Free Taxes Help

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    Gifting Taxes

    Ryan Said:I am buying my Parents House From them. They Are Gifting me the Equity do I have to pay taxes on that?We Answered:They have to fill out 2 form 709s but if they have made no previous gifts, they won't actually have to get out their checkbooks as they get a $1,000,000 lifetime exclusion each. In theory, you would pay the tax when you sell at a gain, but in reality when you finance, the bank is going to issue a 1099-S for the FMV and your parents will show the sale on their tax return, but not pay tax...

    Gifts Taxes

    Esther Said:I help support my parents by sending them money every so often. Can I deduct my gifts from my taxes?We Answered:No, gifts are not deductible by the giver nor taxable to the recipient. The only tax break you could get for the money you send would be if you were able to claim them as dependents. But from your question, doesn't sound like that's likely. It would have to be over 1/2 of their total support that you're giving them, and if they had over $3400 in gross income then you couldn't claim them.Margaret Said:Do I...

    Gift Taxable

    Ernest Said:How do I know if my gift is taxable income?We Answered:It really depends on who's giving it to you. If this is an inheritance, you can be taxed on that income and it won't change your AGI. If this is a gift, it may be subject to a gift tax. I'd consult a financial advisor regarding the tax treatment as well as ways you can shelter your money from the government. Good luck.Colleen Said:Is money received as a wedding gift taxable?We Answered:it's a gift, don't make it harder on yourself than life already is. As far as...

    Gift Taxation

    Max Said:Are we subject to paying gift taxes?We Answered:Since it is part of a divorce decree, then it should not be treated as a gift, unless the divorce decree says otherwise. If he lived in the home for at least 2 of the last 5 years, then any gain from the sale of the home would be subject to a $250,000 exclusion, because it would be the sale of a personal residence. If the home was sold for less than the original cost ya'll paid for it, then there is absolutely no gain or income to report, and the IRS...

    Gift Taxes

    Marian Said:What amount can you receive as a gift, without having to claim as taxes?We Answered:There is no Federal tax on gifts or inheritance for the person who receives the gift or inheritance. Some states do have such a tax. The giver must report the gift if it exceeds $12,000 ($24,000 if they are married and file a joint return. It will not have an effect on the givers tax until they die. In that case it would effect their estate tax if they have an estate in excess of $2 million (if they die in...

    Illegal Credit Repair

    Toni Said:If loan sharking is illegal, how do banks get away with charging 30% interest rates on credit?We Answered:So quit using your credit cards. No one twisted your arm to apply for it, no one twisted your arm to use it. Start living within your means. Quit borrowing money.Florence Said:Do I have a law suite against a credit repair company?We Answered:have a lawyer review your contract; but odds are there are so many disclaimers built in you are SOLAllen Said:What's the difference between consumer credit & hp agreements?We Answered:In uk, if the goods are faulty you ask for repair /...

    Irs Gift Taxes

    Floyd Said:How would I verify the gift status of an employer home purchase grant with the IRS?We Answered:This is taxable income and has to be included on boxes 1,3, and 5 on your Form W-2. There's no such thing as a tax-free employer gift or grant for purchase of a home (or for any other purpose for that matter). It's just more wages or salary as far as the IRS is concerned. If your employer didn't include the amount in your W-2 he must issue a corrected W-2 that includes the "grant."Edward Said:How much can a one time cash...

    It Yourself Credit Repair

    Derrick Said:Financial Solutions, Credit repair.. does it work?We Answered:YOu can repair your credit yourself:...

    I Repair My Credit

    Marjorie Said:How to repair credit to purchase a home in the near future?We Answered:The more negatives you pay off the better. You really need a 2 year consistent on time payment history. The reason the scores don't match is that you get the consumer version. I understand there's a mortgage version, and a car loan version. Also, are you sure Triple Advantage was giving you your FICO. It's the only score that counts. Another piece of advice, don't buy more house than you can really afford. Your house payment shouldn't be more than 25% of your monthly...

    Legally Repair Credit

    Jose Said:do those companies that repair your credit really work? and which one should i use?We Answered:The best way to raise your score is to pay more than your minimum balance on your credit cards. If you do not have a credit card you can get a secured card with a credit limit around $500.00 Use your card to pay some basic expenses and then pay it off every month. The minimum will be around $15.00, but if you pay off the balance you will gain points for paying more than the minimum and also for paying on time. If...

    Military Credit Repair

    Tyrone Said:Will my bad credit and debt get my fiance's security clearance revoked when we get married? He's in the Army.?We Answered:No. remember that your credit will change once married and it won't be so bad. I wouldn't worry about it.Stanley Said:credit help! PPPPLLLEAASSEE!?We Answered:look take all of this paper work to you first sgt and ask him to help you set up automatic payments from you check!!! last thing you need is letter of indebtedness hitting your commander's desk!!!Beverly Said:How to repair my credit?We Answered:First off, your credit score is largely dependent on utilization of credit lines...

    National Credit Repair

    Darryl Said:Omaha, NE....need a good reference for local help with credit repair...or debt elimination...?We Answered:Look in your yellow pages and see what you can find under debt management, also ask around before going with a company to see how they do business..............>.....>Tyrone Said:Do I need to include store credit cards on an apartment rental application?We Answered:Under auto loan, write "paid in full." List your bank(s) for checking & savings. List the issuing company (Credit First National Association) for the credit card. Better yet, if you have a Visa or MasterCard debit card from your bank checking account,...

    Online Credit Repair

    Leonard Said:What is the best credit repair company online? Thanks?We Answered:None ,you cant repair credit,you can tho talk to your creditors yourself and they will most often set up a repayment plan for you .Its very time consuming but a lot of times your creditors will take pennies on the dollar in payment of an old debt just to get it off their books. Credit Repair Company's just get money either from you to arrange payoff and/or get money from your creditor to help collect a debt....Don't pay money for what you can do yourself, Good luckJulian Said:Are there any...

    Prepare Taxes

    Stacey Said:What are the main sources available to help people prepare their taxes.....?We Answered:Learn how to prepare your tax return by reading publication 17 and/or the 1040 booklet that comes with your form 1040, which you can pick up at any public library starting in January of any given year. Also, it might behoove you to inquire at your local junior college to see if an income tax preparation course is available. As to an audit decision, the only recourse that I can think of off the top of my head is to go to court if you are unable...

    Professional Credit Repair Software

    Ruby Said:What is my resume missing!?We Answered:I think you have given a very detailed information, Be precise, good luck.Perry Said:Best Professional Credit Repair Software?We Answered:The one that i use is credit matrix. Its a web based software that allows you to have many users for less the cost of Credit money machine. for a real estate agent never get a software that you download cause alot of clients may not want there information on your computer because of hackers . This web based software is great and hacker safe. check it out ! you definitely wont bet the price. http://www.youreasyfinance.com 888-412-0003 If you have...

    Quick Credit Repair

    Betty Said:What the quickest way I can repair my credit?We Answered:One great way to repair or build credit fast is to get a secured VISA or MasterCard. A secured credit card is one in which you open up a savings account with the card issuing bank. This savings account is used as a security deposit for your credit card. Your credit limit is based on the amount that you deposit into the savings account. Once you have established a good record of payments on the credit card, the savings account funds are returned to you. Only use this secured credit...

    Repairing My Credit

    Gertrude Said:Why are so many asking about the credit repairing business?We Answered:If you look closer, you will find that it really isn't 'lots' of people. It's the same two or three usernames which I suspect are actually the same person -- same wording. It's someone doing a rather poor job of spamming. As I'm sure you already know, most credit repair businesses are a waste of money and many are just pure scams.Gladys Said:How can i repair my credit fast?We Answered:I was recommended this site a few months ago, and i am already seeing great results on my credit...

    Repair Credit Canada

    Kent Said:I'm in Canada, and I'm wondering if anyone can tell me what happens if I never pay off old credit card billsWe Answered:To get a very true an accurate answer ( because your situation may require assistance ) you should consult a bankrupcy attorney... There are ways to repair your credit , you just have to want to do it .Derrick Said:When your file gets sent to "tricura canada" does that affect your credit score?We Answered:Probably you have some wrong items in your credit report. Use credit repair service to find and remove such bad stuff from your credit...

    Repair Your Own Credit

    Manuel Said:Does anyone know anything about starting your own credit repairing business?We Answered:It is easy to do. All you have to do is know the ins and outs of the Fair Credit Reporting Act which consists of 340 different laws. You need to have a license, insurance and a bond. Then you have to get around all the skepticism of people who think it is a scam or illegal. Once you have developed all the applicable letters that you have to write to all the credit reporting agencies, and you will need at least 100 templates as...

    Self Help Credit Repair

    Julian Said:Is "Man Wrecks His Credit for Girlfrd" a newsworthy headline right up there with "Sun Rises In The Morning"??We Answered:That's really sad. I definitely think you should say something--the guy is drowning. He may reject what you say, but it's important to be said. It's also important to say it in a non-judgmental, non-condemnatory way. Don't attack him or the girlfriend. Just mention how worrisome this is, and that you're sure that she'll be understanding when he tells her he's got to start paying attention to his credit and rein things in. That any responsible, loving, caring girlfriend will...

    Starting A Credit Repair Business

    Ivan Said:I want to know the the best ways to start a credit repair business?We Answered:Why don't you practice repairing your own credit... if you are successful you can advertise your services for other people. Anything a credit repair business can do the consumer can do for free. Negotiate with creditors for more favorable terms to get caught up on payments and disputing incorrect entries on your credit report. That is about all there is to it.Maxine Said:What are the best ways to start a credit repair business?We Answered:My friend has recently started a credit repair business and he is doing great...

    Starting Credit Repair Business

    Morris Said:Who can start a credit repair business?We Answered:I would say anyone can start a credit repair business as long as you know what you are doing. I would ask what you know about it. If you have experience repairing your own credit then you might be able to assist others who may need your services. You need some experience or background before attempting to tell others how to do it.Maureen Said:Starting steps to start a credit repair business?We Answered:step one;set up a bank box so they cant find you when you rip them off with your bogus credit repair. step...

    Steps To Repair Credit

    Amanda Said:I am planning to relocate in the next yeart to GA, what steps should I take at this time to repair credit?We Answered:Save as much as you can but pay off your debts first. Get rid of your credit cards.Mattie Said:whats the first steps to repair my credit i need to see results within six months?We Answered:From the answers I've seen, they haven't really answered the question, so here's my 2 cents: This is what makes up your score: 1. Payment history- 35% 2. Total debt owed to available credit ratio-30% 3. Length of time establishing credit-15% 4. Types of credit established-10% 5. Inquiries and...

    Taxation Help

    Lonnie Said:Can you help me describe the effects of taxation and price controls on the economy?We Answered:Is the tax levied on producers or consumers? Really it is levied on consumers. How does the tax affect supply and or demand? Tobacco is drogue, and that simulate a basic necessity, then tobacco is not affected by taxes. How does the tax affect the equilibrium price and quantity? In one society that there are not real right status, if price will increase maybe producer give less minus tobacco for the same price. In this market (tobacco) describe a hypothetical situation where a price ceiling or floor could be imposed....

    Taxation Laws

    Kristin Said:What is the objective behind framing gender specific laws if human rights is the agenda?We Answered:there is always an underclass, we are witnessing the creation of the new one gender war is really only a conflict/construct that we have been given. the purpose is the hasten the shift from the support/taxpayer economy to full participation in taxation. Jo, only because of our anti discrimination laws, if the bill had got through in its intended state, men and boys would have been excluded.Angel Said:What do you think about executive orders, as opposed to the legislative branch alone writing our laws?We Answered:No taxation...

    Taxes And Laws Guide

    Terry Said:My husband is strting a small buisness can anyone guide us to any good sites with information?We Answered:You will need to get yourself sorted with an accountant. They are usually best placed to give you the lowdown on what you have to pay. If you going to be VAT registered check out the Flat rate vat scheme on the HMRC site. It will save a lot of time and probably make you more money. It really depends on whether he is going to go Ltd. , SE, Partnership etc. All subject to different rules. Unfortunately in this country the tax man will screw...

    Taxes On Gifts

    Josephine Said:Do I have to pay TAXES on monetary gifts?We Answered:If someone gave you a legitimate gift, YOU would not owe any tax on it. No "loophole" is needed, that's the law. The donor would have a substantial Gift Tax liability since Gift Tax is paid by the donor, not the recipient.Donna Said:Do I have to pay any UK taxes (such as capital gains) on gifts?We Answered:No UK tax is payable on gifts. See the HMRC website for better informationTheodore Said:Taxes on gifts? What to do?We Answered:You have to pay import taxes in the Uk on anything with...

    The Credit Repair

    Miriam Said:What are the important points to be consider before starting credit repair ?We Answered:if you are looking for the best credit repair site, check out this site http://best-credit-repair-service.com/ Here you can improve your credit score rating and reduce your debt with the help of an expert.Joy Said:Is there any way for a credit repair company to set up an account to pull credit for its clients?We Answered:i agree with the poster above, why not have the clients pull their own accounts (they can do this for free three times a year). Be ware however, that credit repair is a hard market to...

    Veracity Credit Repair

    Anthony Said:credit score??We Answered:It really depends on why it is low. http://www.veracitycredit.com/ Veracity is a credit repair service. Yes, they do charge, but my clients have had great success using them. They counsel you on how to improve your scores, they also take action to remove any incorrect or outdated information off your report. I had one client of mine that raised her score by 30 points in one month. IF you want to know if you need this, you can contact a lender, and see if you qualify now, and what they require for you to qualify....

    Yourself Credit Repair

    Jorge Said:How can i repair my bad credit fast?We Answered:Contrary to popular myth, legitimate credit repair DOES exist. However, there are more scam credit repair companies out there than there are legitimate ones, so do your due dilligence. Below is an article I wrote some time ago about how to tell the difference. Please read it. The TRUTH about Credit Repair: Aren't They All Scams or Illegal? This topic is a really hot one right now. People are falling victim to so many scam artists out there who are taking people's money and offering false hope. What is credit...

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