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Credit Repair Info
Carlos Said:Where can I apply for business credit without using my personal info?
We Answered:US banks and other lending institutions are required by federal law to identify all owners of a business account. Lenders are in the business of LENDING money with an expectation that it will be repaid, so they want to know who is handling the affairs of a business.
A site I've used for info in the past ...
Hope that helps.
Alfredo Said:Do you guys know which credit repair company is batter?
We Answered:Be careful ive heard most of these credit repair company's are a rip off.
Chad Said:What are some good credit repair resource websites with free info?
We Answered:A useful free consumer site on credit repair is http://www.consumerbadcreditguide.com
Mae Said:Credit Repair.?
We Answered:You have a chance to improve your credit rating and therefore brighten up your financial future by being patient, a conscious effort, and a personal debt repayment to improve your credit report. The most practical and effective way to truly improve credit is through a number of practical steps designed to help you not only improve your credit rating but also to maintain a decent credit rating once it has improved. No matter how bad your credit is, taking following steps will make it better.
STEP 1: Dispute Inaccurate Information or Frauds in Your Credit Report
STEP 2: Pay all of your bills on time
STEP 3: Reduce the number of credit cards you carry
STEP 4: Avoid bankruptcies, tax liens and collections
STEP 5: Request for Lower Credit Limits
STEP 6: Get a Small Loan or Credit Card with Co-Signer
STEP 7: Get a Secured Credit Card
STEP 8: Periodically Get a Copy of Your Credit Report
Find complete explanation for each step at:
Renee Said:How long to repair credit after a bankruptcy to qualify for a home mortgage?
We Answered:You can qualify for basically whatever you want immediately after bankruptcy. If you have enough money for a larger than average down payment a bank will be willing to work with you.
Of course, if you have enough money for that the IRS may decide to look into your bankruptcy a bit.
The bankruptcy will be on your record at least 10 years after you file - I am speaking from experience on this matter. I filed in 1999 and it is still there....But, I have more credit now then I did when I filed then.
If you are a man it is easier for you to rebuild your credit. I don't know why this is, but it is the truth.
Good luck to you, bankruptcy is not fun, but sometimes a clean slate is the only way to go!
Susan Said:i am looking for a web site that has good info on how to repair bad credit..any suggestions?
We Answered:Here are many options.
Choose one that is best for your situation.