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Obtaining Credit Report

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Jason Said:

Obtaining a credit report on a minor?

We Answered:

It is pretty easy for a collection agency to track down people related to the client they are trying to get money from. It is not because the client gave them their phone number, but things like marriage licenses and divorces are matters of public information. Considering some people have even gotten credit cards in the names of their pets, it wouldn't be unheard of for a 4 year old to have a credit card in her name, but it would be rare. Since your husband has sole legal and physical custody of the child he shouldn't have any problems getting a credit report for her. Instead of doing it online, though, you might want to write to the major credit report companies or call them directly. Here is some helpful info from Experian http://www.experian.com/ask_max/max07090… This is a helpful web site, too http://www.istockanalyst.com/article/vie…

Morris Said:

Obtaining a credit report on minor?

We Answered:

I used to work in a bank (in Canada) processing small business loans.

We could just look them up, though we were told to pay attention and obviously not loan out money to people underage.

I would just make an appointment at your bank with an account manager. You will have to provide ID from the daughter, and the father. You may need to provide proof of custody (wouldn't hurt to take it anyway).

I know there used to be protection you could buy for minors to basically keep track and make sure no one was using their info, I've often thought that's mostly a scam though.

    100 Free Credit Report

    Calvin Said:Where Can I Get A free Credit Report?We Answered:The site below is one that can help you get your credit report 100% free. It is honestly the best way I found. It is also the fastest. (1) Go to the link below and click "Get My Free Credit Score". enter your info: (2) Fill out your info (3) Choose a password (and username) (4) Check your credit report, then log in and cancel. Doing that, you've gotten your credit report for FREE! Even though they ask, they do NOT...

    3 Credit Reporting Agencies

    Raymond Said:I paid off my mortgage, all 3 credit agencies took it off my report. Is this bad?We Answered:if you are looking for the free credit score and report usa national site, check out this site http://free-credit-report-national.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating.Adrian Said:Is it possible that collection agencies report to all 3 credit bureaus at the different times?We Answered:if you are looking for the free credit score and report usa national site, check out this site http://free-credit-report-national.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies and...

    3 Credit Reports In One

    Elizabeth Said:I've bought some designer sunglasses from eBay, then eBay sent me this email. Please explain?We Answered:You're screwed: the sunglasses are probably fake. Next time, buy your sunglasses from an authorized retailer or any discount department store using a CREDIT card so you an get a refund for defective merchandise. You get NO GUARANTEES with eBay. Sorry....

    3 In 1 Credit Reports

    Valerie Said:Where does earnest go if qualified for the loan, but then Three Weeks later get denied by the bank underwriter?We Answered:Give notice to the Seller that the loan terms are unacceptable, cancel the Contract by delivering written notice of cancellation to Seller and receive refund of Earnest Money. The above clause is so vague (loan terms are unacceptable) that it appears you may actually get a refund. What does the realtor say? Usually failure to qualify, even when done in good faith, means you lose the earnest money to the seller to help compensate there lose...

    3 In 1 Credit Report Online

    Evelyn Said:Ordered 3-in-1 credit report from transunion, can't dispute experian and equifax?We Answered: I would first call trans union and see if they can offer any assistance. Also most of the time when and item is being reported by a company that is inaccurate they will pull it off of all reports. You should have the contact info on your reports from the companies that have the inaccurate information. Send them a letter ( by certified mail so you can get a receipt) and demand they delete the Information from all the credit reporting companies. As long as you have...

    3 In One Credit Report

    Jorge Said:capital one says charge off but each month says KD in the box on my credit report?We Answered:Key Derogatory...Capital One apparently settled the account by writing off the debt to a collection agency paying pennies on the dollar for it . That closed out the debt, but left a negative entry on your credit report. It will be there for 7 years unless it falls off a little earlier. If you are not going to pay this ..Have no more contact at all ever with Collection Agency or Capital One and check your states statute of limitations on...

    3 In One Free Credit Report

    Barry Said:Other than the free credit report one can get without cost, what others are reputable in internet?We Answered:if you are looking for the free credit check usa national site, check out this site http://Free-Credit-Check-National.com/ Here you can check your free credit score rating and your 3-in-1 Report from three credit reporting agenciesCasey Said:What is the website where you can obtain a free credit report from the top 3 credit report?We Answered:if you are looking for the free credit score and report usa national site, check out this site http://free-credit-report-national.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies and...

    Absolutely Credit Free Online Report

    Ricardo Said:Please help me find an absolutely free online credit report online?We Answered:Try this site http://best-free-credit-report-usa.blogspot.com/ you can get free credit report from them.Yvonne Said:Please help me find an absolutely free online credit report online?We Answered:if you are looking for the free credit report national site, check out this site http://free-credit-report-national.info Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score. Hope this help,Ivan Said:How do i find out if a person has used my identity?We Answered:Obtain your credit reportJoseph Said:Anyone please help me find an absolutely free online credit report online.....?!?We Answered:if you are looking for the...

    Absolutely Free Credit Reports

    Daniel Said:How can I get a free credit report - without buying any trial period or anything?We Answered:creditreport.imess.net - try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply for free initial plan and get your scores and reports for free.Gilbert Said:Are there any sites where I can get my credit report absolutely free?We Answered:if you want to get your credit report for free, check out this site http://get-credit-report-for-free.info Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score. Hope this help,Jeffery...

    Absolutly Free Credit Report

    Marian Said:Where can I find free credit reports without using a credit card? (absolutly free)?We Answered:The above answer is correct, www.annualcreditreport.com, but do NOT ask for your FICO scores or they will ask for money. If you do not get your reports there is a form you can fill out.Jose Said:Does anyone know what website i can get a free credit report from?We Answered:If you had a job and stop living off welfare you wouldn't have to worry about getting things for free! GET A JOB!Tina Said:Where can i get copies of my credit reports?We Answered:freecreditreport.comCurtis Said:is there a free...

    Annual Consumer Credit Report

    Virginia Said:How would you feel if 37 different people were using ur ss# does this change your mind about illegal immigratiWe Answered:How would I feel? Homicidal. No, it wouldn't change my mind. I couldn't possibly be more negative towards illegal aliens.Adam Said:now that fox folk have got the nomination secured for the crooks they are willing to talk about how right Ron?We Answered:The "Revolution" is dead. Get over it.Leon Said:Americans are borrowing less and paying down their debts, what do you think of this?We Answered:It's about time. You can't live beyond your means forever. ...

    Annual Credit Report Form

    Hilda Said:Can we sue the credit bureau?We Answered:Get a copy of his birth certificate, drivers license and Social Security card. Send a letter with these copies via Certified Mail + Return Receipt (NOT regular mail) to the Equifax stating: Per the Fair Credit Reporting Act Violation, I am requesting written validation of Date of Birth that you have for me on file. Apparently Equifax has merged by father's credit file (who has a similar name) with mine. None of the delinquencies noted on my report belong to me. Please provide written validation of this alleged debts.Eileen Said:I can't view my credit...

    Annual Credit Report For Free

    Shelly Said:How do I get my annual free credit report without signing up for free credit report.com or some other site?We Answered:The official site is annualcreditreport.com. That is the only official site. Other sites that claim to give you a free credit report will require you to make some other type of purchase. Warning: When using the web to get your free credit report, it is best to use the phone numbers or addresses provided and request the reports from each of the three credit bureaus (they may contain different information since some creditors only belong to one...

    Annual Credit Report Free Gov

    Adam Said:annual credit report.com is really free?We Answered:Depends on your state. You have the option of buying more services when you are redirected to the individual bureau's site, but you can get one free from each of the 3 bureaus each year. https://www.annualcreditreport.com You'll have to pay for a score, but the reports are free....

    Annual Credit Report Gov

    Thomas Said:'Kentucky law requires Homeland Security to credit God' for 'keeping the state safe' What do you think?We Answered:I'm a Kentuckian and a Catholic and I think this statement should not have been part of the law. I think if you're a true believer then you don't need legislation to know/remind you of God. The separation of Church and State is a cornerstone of our Democracy. I agree with the lawsuit that these statements need to be removed from the law. However, the portion of the lawsuit seeking monetary damages for mental anguish is an illustration of how frivolous lawsuits have...

    Annual Credit Report Government

    Warren Said:Would Personal Accountability Be Helpful to Reduce the Deficit?We Answered:Pork is not the problem it is the symptom, pork accounts for only a very small fraction of the federal budget. The problem is that voters want more than the are willing to pay for, and politicians have been willing to accommodate them,by bowwowing the money. Even the people who complain about spending want the programs that benefit them protected from budget cuts.Edna Said:Voodoo Enronomics?We Answered:LOL. Excepting the voodoo; you've about got it down pat. LOL. Bad, bad, bad to mess with the voodoo, Some one might hoodoo you! Have a good...

    Annual Credit Report Law

    Jeff Said:Does being active duty military prevent me from getting my annual credit report?We Answered:No such law exists, they simply could not verify some of your info. They may have some info inconsistent with what you entered. Send them a letter and they will help you along....

    Annual Credit Report Online

    Bill Said:Cannot get annual credit report online?We Answered:Sounds like you may have failed to answer one of the security questions correctly. You really need to know how much you are paying on each loan a month to the cent. And prior addresses. This was my problem, and after I located the information and tried again, everything worked out OK. The other possible problem is your date of birth record they have may not be correct or you made a key entry error. You are using the correct website that does not charge, unless you want your credit score...

    Annual Credit Report Request

    Cody Said:What's a safe way to request annual free credit report?We Answered:annualcreditreport.com is the ONLY authorized online source for you to get a free credit report under federal law. You can get a free report from each of the three national credit reporting companies every 12 months. Some other sites claim to offer "free" credit reports, but may charge you for another product if you accept a "free" report.Carlos Said:Can I recheck my free annual credit report?We Answered:Some of those sites give you a password so you can return within 30 days to view your report again and again just...

    Annual Credit Report Request Form

    Roger Said:How can I get a free credit report?We Answered:That's the best & only site that you can get your free credit report. There is a form in the site to request the credit report, fill it out and send it via US mail. In less than two weeks you will receive your free credit report.Mattie Said:How can I get a credit report while I'm deployed?We Answered:You can request by phone: https://www.annualcreditreport.com/cra/o… or by mail Your reports will be mailed to you within 15 days. Please, allow 2-3 weeks for delivery. To Request your Credit Report by Mail: Download the request form...

    Annual Credit Report Website

    Andrew Said:What is the website that gives you a free annual credit report?We Answered:if you are looking for the free credit report usa national site, check out this site http://Free-Credit-Report-National.com/ Here you can get your 3-in-1 free credit report from all three credit reporting agencies and the credit score ratingClara Said:what is the name of the annual free credit report website?We Answered:annualcreditreport.comMatthew Said:what is the best website to order my annual credit report?We Answered:Try to have as much information as you could perhaps is one of the options,however it is labor consuming,here is the place i have ever had good experience with.http://creditreport.expertsupport.info/credit-free-online-report-service.htmlFrancisco...

    Annual Federal Credit Report

    Billie Said:Will rejecting a credit card annual percentage rate increase amendment change my current repayment terms?We Answered:This is the current trend happening with most major credit card companies. If you read the fine print, refusal of the new terms will terminate your account and require payment in full. Congress is STILL sitting on the bill and looks like the lobbyist will keep the vote in limbo for some time. Until then we are all pawns in this credit chess game. Just do not use them anymore, make monthly payments and when the balance reaches $0 then close them. It...

    Annual Free Credit Reports

    Vernon Said:What is the website to get your annual free credit reports?We Answered:here's what I use https://www.annualcreditreport.com/cra/i…...

    Annual Free Credit Report From Government

    Katrina Said:New Jersey Residents - 1-800 number for free credit report.?We Answered:You can go online and get your FREE credit report. This is the government mandated website where you can get 1 free credit report from the 3 agencies for free in one year: http://www.annualcreditreport.com The federal Fair Credit Reporting Act (FCRA) requires that U.S. consumers be entitled to a free credit report each year. The government’s goal is to make sure that consumers stay informed, fight identity theft, and get fair treatment. Even the NJ Dept of Consumer Affairs recommend the use of the above site I gave http://www.state.nj.us/lps/ca/credit.htm The address for obtaining...

    Annual Free Credit Report Gov

    Maureen Said:What is a good website to get a free credit report but without entering a credit card I don't have one anymoreWe Answered:The three nationwide consumer reporting companies have set up a central website, a toll-free telephone number, and a mailing address through which you can order your free annual report. To order, visit www.annualcreditreport.com, call 1-877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. The form is on the back of this brochure; or you can print it from ftc.gov/credit. Do not contact the...

    Annual Free Credit Report Law

    Kathleen Said:Need to find my annual "real free credit report" for SC?We Answered:AnnualCreditReport.com is the site mandated by the FTC to allow online access to your free annual credit reports from each of the three credit bureaus. This is the only site that doesn't require you to sign up for monitoring service. The report is free, the score is not. You can purchase your FICO score with your Equifax report for about $8. The TransUnion and Experian sites will sell you Vantage scores (different scale/formula). Don't waste your money. Creditors use FICO. You can also...

    Annual Free Credit Report Online

    Irma Said:where can you get a free credit report online withought joining?We Answered:Dear Credit Inquiry, One of the places that you can visit where you can get the "report" function for free is from Annual Credit Report. However, Fair Isaac recommends another site called MyFico. Both companies will provide the report portion for no charge but here's a list of things that you'll need in order to get it: 1) Have your Social Security Number readily available. 2) Have some of your personal credit statements available as well, i.e. credit card, home, car, etc. At some point, while you're registering,...

    Annual Free Credit Report Program

    Christine Said:What would you do if a mortgage company gave you the run-around?We Answered:All of the previous answers sound good. You may also want to try contacting the Veteran's Administration since you are a veteran, and a disabled one at that. Someone there should be able to provide you with some useful advice.Charlotte Said:How do I get my credit score?We Answered:myfico.com. best site for them.Earl Said:Can someone translate this speech to its meaning?We Answered:huh? What language do you need it in? If you are looking for a summary, here's how that's done -- just follow the directions! http://www.mantex.co.uk/samples/summary.…Marvin Said:Can someone...

    Annual Fre Credit Report

    Dwight Said:Is it smart to invest in AIG right now?We Answered:I have stated since BEFORE the gov first took over AIG to avoid AIG. I maintain that view. Was net short AIG last year (2008). ==================edit: AIG has technically failed. If you own a business, and someone comes in (US Gov) and says we are taking the business over immediately, you have no say in the matter, and we are taking an 80% stake (79.9% to be technically correct) of the company, I would say the company has failed. A company need not file for bankruptcy to demonstrate "official failure." FNM, FRE are in...

    Annual Online Credit Report

    Joan Said:How do I get a credit report? Not the online ones!?We Answered:http://www.freewebs.com/infosource100/cr… That website contains many related articles on credit score, plus stuff you should know and avoid. "How Can I Get An Annual Free Credit Report? By Dean Iggo Obtaining an annual free credit report can keep you on top of your credit and allows you to check if there are any errors on your credit report. By receiving a credit report annually you can keep one step ahead in making sure there are no problems with your credit score. There are three big firms that are nationally operated which you can...

    Anual Credit Reports

    Johnny Said:which of these 3 credit reporting companies matters the most?We Answered:If you have the opportunity, choose all three. The credit bureaus do not share information with one another and in order to get the most complete picture of your credit history, you should pull all three. Hopefully you are pulling it from www.annualcreditreport.com. That is the government-sanctioned site. You need to pull one report at a time...from the main page, click a bureau. It will direct you to a separate site. Follow through, answer the questions. Once you have that report, go back to the first page and then click on...

    Anual Free Credit Reports

    Peggy Said:How do I get my free anual credit report?We Answered:if you want to get free copy of your credit report , check out this site http://get-free-copy-of-credit-report.info Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating. Hope this help,Chris Said:Best ways to monitor credit reports online???We Answered:You don't need "access to all 3 of my reports on a continuing basis" to make sure the negative items come off". Hopefully, when you are disputing this information you have sent the disputes by Certified Mail with a Return Receipt. This is the only way you will...

    Bad Credit Reporting

    Sara Said:How do I remove a bad credit report?We Answered:Sad but true, one unpaid bill can easily have an adverse affect on someone's credit history. If the bill is only for $13 this could have been an oversight and in the event that your daughter can prove that the bill was paid ie) bank statement showing date and amount, cancelled cheque, etc... then this is easily disputable. The other thing she can do is contact the cell phone company and ask them for a pay for delete, whereby once she pays the outstanding $13 they will have the negative account removed from her...

    Bad Credit Reports

    Sara Said:How to handle bad credit debt thats almost 10 years old but it still shows up on my credit reports?We Answered:You need to dispute these accounts with all 3 credit bureaus stating the per the Fair Credit Reporting Act these accounts are to old to be listed on your credit report.Tracy Said:What private loan company for schools accepts bad credit reports?We Answered:Do not, I repeat, do not attempt to do this online. The scam works in this way. They will charge you an application or processing fee. They turn you down for the loan due to bad credit. They keep the fee. People keep...

    Bad Debt Credit Report

    Travis Said:Does bad debt stay on credit report after 7 years or is it supposed to come off?We Answered:After 7 years...starting at the date of default., the slate is wiped clean and it comes off your credit report....There is gigantic confusion over this issue.....but really, it's 7 years from the date of default....This time period can never be restarted. It doesn't matter if the debt passes though 1,000 different collection agencies or if you later make a payment on the account....there will still only be one 7 year time period and that starts at the date the default happened.Gerald Said:I...

    Bankruptcy Credit Reporting

    Dianne Said:Is this a valid way to remove a bankruptcy from your credit report?We Answered:Good luck with that. The fallacy of this is that the government will eventually respond and the minute they do, it goes right back on your record. I had a friend that tried it. He managed to get it off his record for all of about 3 weeks before the court sent the needed proof back to Experian.Susan Said:My Wachovia student loan does not show up on credit report, after bankruptcy, any advice?We Answered:Your credit report has no effect on what you owe. You...

    Business Credit Reports Uk

    Ann Said:Can overseas assets/own business affect pension credit paid in the UK?We Answered:Report them to the HMRC .. you might qualify for a reward :-)Clarence Said:What type of credit score is required to find a small business loan?We Answered:credit-report-score.10001mb.com - try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate.Dave Said:I have had a PERFECT credit record in the UK for past 5 years, and a cleaned up one in USA for at least 15 yrsWe Answered:there are certain requirements for a USA Visa credit card, like...

    Business Credit Report Uk

    Roberta Said:Why don't Equifax (UK) give out a contact phone number?We Answered:lol. It's ironic that a company whose primary focus is obtaining information on private individuals won't give out it's telephone number.Erin Said:Does credit scoring differ in the UK as opposed to the USA/Canada?We Answered:if the defaults were a long time ago then they probably won't affect a loan decision. People think that the credit agencies can only look back two years, that's not correct. Every loan or credit agreement you've entered into since such things were put on a computer can be seen. Something that may...

    Canadian Credit Reporting

    Mae Said:Is fair credit reporting act same in US and Canada?We Answered:Generally yes credit reporting is done in the US and Canada. The laws that govern how it is done in each respective place is different. The differences are many so try a google search to find the information specific to what you are looking for.Laura Said:Can the US government view and/or request a canadian credit report?We Answered:No, you can't , you have to build a credit history here, or use Canadian CC. Good Luck.Darryl Said:How do you read a Canadian credit report? Is it different from a USA report?We...

    Canadian Credit Reports

    Priscilla Said:Does Canadian credit reports show up in the USA?We Answered:No But if you have a Canadian Credit Bureau, it shows up on an American Credit Bureau and you may be asked to consent to that information before receiving credit. For example, if you request a credit bureau in the States, and the institution uses Equifax (and 99.99% of them do), a notation will appear on the bureau that you have existing credit in another Equifax country. (This is a Homeland Security measure). Some places may request that you divulge that information before giving you credit....

    Canadian Free Credit Reports

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    Canadian Free Credit Report Online

    Adrian Said:what information to scammer need to mess you up?We Answered:The most they can do is fill your paper mail with junk. Sell your address to other .com and solicitors calling your home.Stanley Said:Are free credit reporting services online safe ? Could you recommend some good ones for Canadians?We Answered:To get your free credit report, just go to annualcreditreport.com or call them toll free @ 1-877-322-8228 for all 3 free reports.Terrance Said:Where can I see my credit report/score online for free?We Answered:http://www.equifax.com/EFX_Canada/canadi… http://www.tuc.ca/TUCorp/home.asp I don't think either site is free.Mary Said:where can a person obtain a FREE credit report in...

    Canadian Free Online Credit Report

    Scott Said:please help me with free credit report .com?We Answered:There is NO free online credit report. They will get you on a "free trial" but you will end up paying. The only true way to get your credit report free is to fill out the form, provide ID and send by mail to Equifax. They will send you your report in the mail totally free. The form to fill out is available here: http://canadian-creditreport.com/equifax… I do this about once every two years to see if anything strange has shown up in the report. If you see something that should not be there...

    Canadian Online Credit Report

    Carlos Said:need to find report on credit to be mailed to me at no charge for canada?We Answered:I think you can only get 1 for FREE if you have been denied credit. Then you should follow the instructions on the letter of denial. Otherwise, for a small fee you could: How can I get a copy of my credit report? Obtain your credit report, by either downloading a copy of the request form that we've included on this web site or call the two largest Canadian credit reporting agencies, Equifax Canada Inc. 1 800 465 7166 and Trans Union of...

    Cheap Credit Reports

    Jay Said:Need all 3 credit reports and scores, cheapest online??We Answered:I would go to annualcreditreport.com. They actually offer you a free crdit report 1x a year from all 3 company's and then while you are doing that, they also offer you to get your score for low price. They are not a scam, they have been shown on our local news channel and I have used them for the past 3 years now.Wesley Said:Whats a good secure way to get a cheap but full credit report?We Answered:annualcreditreport.com is the only free, legal, government ran website to get a copy of...

    Cleaning Credit Report

    Joyce Said:What is the best way to go about cleaning up debts from credit report?We Answered:It can be done on your own, or using special services like Credit Solutions http://www.debtreliefprogram.esuperfind.… whoever you end up with make sure they are members of aba at http://www.aba.comSusan Said:Cleaning Credit Report?We Answered:A credit bureau will not remove accurate negative information from your credit report before the legal time period has expired. Therefore, do not believe anyone who claims they can get negative information removed from your credit report faster than is legally required. There are no "loopholes" or laws that credit repair companies can use...

    Cleaning Up Credit Report

    Floyd Said:Cleaning up the Credit Report?We Answered:The first step IS NOT paying it - search online for "pay for delete". The first step is to find a sample pay-for-delete letter and customize it to your situation, and send it to the creditor. Upon their agreement to that, by accepting your payment, their agreeing to remove it from your credit report.Barry Said:Cleaning up my credit report and strengthen my credit score?We Answered:R9 means that an account went to charge off status or possible collection. How recent is it as the newer the negative the lower your credit score will be. I found the...

    Clean Credit Reports

    Jesse Said:I'v paid off my credit "debts", when can i get a clean credit report?We Answered:Ask lenders for agreement to delete this items from your credit report when paying them. I recommend to get such agreement thru credit repair agency, for example this one - credit-report-free.totalh.comJimmie Said:What are the necessary steps to clean credit report and how long to wait before buying a house?We Answered:First, get copies from all three bureaus, Equifax, Trans Union, and Experian. You will find some things on one but not the other in most cases. Begin to make arrangements with the accounts that are still reporting...

    Clean Credit Report Online

    Lonnie Said:If I dispute something on my credit report can it show back up on my credit report even if it's been over 7yr?We Answered:Why on earth would you even consider paying anyone to clean up your report? This is one of the easiest things to do on your own if you get a good book for about 20 bucks. Go to your library or bookstore and look for a book on credit repair book in the finance section. No, once it has been over the 7 year Statute of Limitations, it can not show up again on your report. If you have difficulties...

    Clean Up My Credit Report

    Sidney Said:Should I use a credit card to clean up my credit report?We Answered:No, it's a bad idea to shift those delinquent debts onto a new credit card. It's better that you get a copy of your credit report and start negotiating settlements of those derogatory items one at a time. Start with the newest and work back to the oldest. If you have single entry items like medical or utility bills, ask for a delete for pay -- you pay $x and they remove the derogatory item. This doesn't work as well for regularly reported items like...

    Clean Up Your Credit Report

    Tyrone Said:What's the best way to clean up your credit report?We Answered:actually there is a possibility to get factual negative things off your report file a dispute for one big corporation item if the Company in question doesn't verify it within 30 days. it has to be removed from your reportTony Said:How to clean up your credit report almost instantly?We Answered:Hi Hope it helps and good luck! ... If you're up to your eyeballs in debt and are looking for an easy way out, listen up... in the next 5 minutes you'll discover... “How You Can Get Out Of Debt FAST Without Filing Bankruptcy --...

    Clear Credit Report

    Lewis Said:Divorced and need to clear up credit report, ex filed for bankruptcy and I am stuck with his debt on my reportWe Answered:Divorce sucks doesn't it. People make it sound simple, but it seldom is. Unfortunately you have two options 1) don't worry about it, but realize that for seven + years you will have bad credit. If you don't plan to buy a car, a house, get credit cards, etc., during the 7 years, you'll be fine. 2) talk with an attorney, the court, or others who may be able to show the creditors your divorce papers and show them...

    Combined Credit Report

    Anita Said:Credit Report & Criminal Report & Info Tec ?We Answered:http://www.intelius.com/ They will charge you $$Terry Said:Credit max limit is 0 on Equifax, but actual is 7,000. Does this reflect my percentage maxed out?We Answered:Never had this happen to me, but many a times cards do not report credit limits (Capital One is the biggest culprit, although they are changing their policies and reporting limits). There are also "signature" cards that do not report limits. For these cards the high balance is usually taken as the credit limit. Getting on the phone with customer service rep of the credit card company to ask...

    Commercial Credit Reports

    Lloyd Said:Is it Just Our School, or is the Free Credit Report Website Commercial Happening Anywhere Else?We Answered:I'm embarrassed to admit that I love those commercials/songs. But I also hate them because they get stuck in my head. I'm in L.A.Lorraine Said:what is the name of the instrument from the free credit report .com commercial (renaissance one)?We Answered:Lute?Kenneth Said:what are the lyrics to the 5th free credit report commercial?We Answered:Their are only 4 songs. theirs the... bike one with F to the R to the E to the E. the car one which is F-R-E-E that spells free pirates in a resturant and dreamgirlFrederick...

    Complete Credit Report

    Kurt Said:How can my 3 Credit scores be so different?We Answered:They are separate businesses and all of them have different ways of calculating your score. Also, not all creditors report to all of the credit bureaus. you can not make them list all of your accounts. If creditor A reports only to Equifax, you can not make them report to Experian and Trans Union. You also can not make Trans Union and Experian list accounts that have not been reported to them by a creditor.Ruth Said:A debt collector made remark in my credit report which is a complete scam. How to remove...

    Consumer Credit Online Report

    Delores Said:Credit score questions.?We Answered:You got a Fako score. The scale runs to 950 I think. Most creditors use FICO. If you want to check your score, that's the one you should ask for. Equifax uses FICO. The other two credit bureaus use Fako. Best place to buy your score is MyFico.com.Freddie Said:Why do the credit reports consumers get online differ from what mortgage brokers or car dealers pull up?We Answered:The data used to generate the credit reports is the same no matter what format; auto, mortgage etc. The credit report information is displayed differently by...

    Consumer Info Credit Report

    Louis Said:Is it legal for someone to obtain my credit report for their use?We Answered:It's a violation of the FCRA, Federal Credit Reporting Act. The penalty for the PI is severe, since he commited wire frauf when he pulled your credit report. Some of the smelly stuff will splash onto your Ex. Tell your attorney and step back, let him play with this, it's actually fun to do this to slimy people (which your Ex and his PI definitely qualify as).Peggy Said:I was terminated from Wal-mart after 1 week due to info on my credit report.?We Answered:Wal-Mart is very sensitive...

    Correcting Credit Report

    Brad Said:should I find a lawer to correct my credit report or I can do it by myself? How long will take?We Answered:?redit repair work?d fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - creditreport.imess.netScott Said:I reported my credit card for fraud, and the bank put a derogatory mark on my credit report. Is that correct?We Answered:Yes, the notation is correct...but it's not a black mark against you...it just shows what happened with the status of the account. That is not factored into your score in any way. That...

    Correct Credit Report

    Dave Said:Why do we have to correct credit reports?We Answered:If your lobbyist can do a better job than the banking lobbyists, they will. Otherwise, the banks make the laws.Frederick Said:Can you sue a credit bureau for refusing to correct your credit report. Putting your brothers credit on yours?We Answered:yes and you might need a lawyer to force them to correct your report...

    Credit Fraud Reporting

    Velma Said:planning on suing for fraud credit reporting?We Answered:It depends on if you signed anything that said they would do a credit check on you before offering you service. A lot of the service people just casually say this and that won't happen only to have the actual office do otherwise. Call the customer service department of the alarm company and speak to a supervisor and ask them if it's common practice to do a credit check on their customers. If so, ask him/her to explain to you where you would have had to agree to this and check it...

    Credit Free Online Report View

    Christina Said:if i already received my free credit report online and the session expired, is there any way that i can gobackWe Answered:If you wrote down the file number, you can access it at any time. If not, apply for it again and say that you got declined by Discover. This time write down you file number.Janice Said:how do i view my free credit report online?We Answered:Go to FTC.gov. I was able to see the report online and print a copy. a>Stephen Said:Is it possible to view your credit SCORE for free online anywhere?We Answered:Your credit report is free.....your...

    Credit History Repair Report

    Phillip Said:Best way to repair credit?We Answered:530 is about as low as it gets before they simply score it 0. Pay the charge off account as soon as you can. Try to deal directly with the lending institution if you can as they are not a rough as third party collectors. If it is already with an agency DO NOT PIF. The agency bought the debt for anywhere from 70% to 30% and will try to get you to pay as much as they can to increase profit. If you settle with the lender they...

    Credit History Reports

    Leon Said:What should I do to get a real free credit history report?We Answered:if you are looking for the free credit report national site, check out this site http://free-credit-report-national.info Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score. Hope this help,Marion Said:How do I challenge incorrect credit reports on my credit history?We Answered:get a copy of all 3 credit reports. just disputing on one wont fix the problem. Write them a letter stating inaccuracies or use the online reporting thru their website. they by law have I think it's a couple of weeks...

    Credit Information Reports

    Jackie Said:Why do credit bureaus let creditors put erroneous information on our reports, but make us prove they're wrong?We Answered:I hear you there I had an old mortgage that they said I owed 900.00 dollars on back in 2003, and they stated I was late as well as had a judgment. I sold that house in 2003 it was sold with a free and clear deed, I had all the 60 months of records where had paid it and never a judgment. It took them three years to finally remove it. They also had my sons and my credit...

    Credit Online Repair Report

    Amber Said:How to remove a collection from my credit report?We Answered:Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - credit-report-free.totalh.comLeona Said:Online Credit repair question please help?We Answered:The length of time for the CRA's to complete their investigation doesn't matter if you dispute online or by mail If you used the free credit reports to dispute from, then the CRA's have 45 days to complete their investigations. If you disputed from reports that you "purchased" from each CRA, then they have 30 days to complete their...

    Credit Reporting Address

    Sheila Said:What is the mailing address for Chase Credit Card Consumer Reporting if you have a complaint?We Answered:Contact Chase ,otherwise there is an office that will deal with this.If Chase won't help you ask for their regulatory agency.If the word national appears after the name( or just N.A.) contact the office below. The Comptroller of Currency Customer Assistance Group 1301 McKinney Street Houston ,Texas toll free 1-800-613-6743 www.occ.treas.gov good luckChester Said:How does a wrong address affect my credit report?We Answered:I believe if you CALL the credit reporting agencies and ask them about that address, they'll tell you what creditor gave it to them and...

    Credit Reporting Agencys

    Erin Said:Is there any legal action I can take against Credit agencys that refuse to correct errors in my credit report?We Answered:SCH is mostly correct, but let me correct an error. When you dispute a listing, all that is required from the credit bureau is to "verify" the debt. That means the contact the creditor and ask if the debt is accurate. The creditor says it is....and the report stays. NO PROOF IS EVER SUPPLIED. No investigation ever really takes place. The bureau is now off the hook. Before you can sue anybody, you MUST follow a...

    Credit Reporting Companies

    Lloyd Said:What if the credit reporting companies have the wrong prior addresses?We Answered:You should always dispute incorrect information on your credit file. This may be due to another person's address added to your file by mistake. I always dispute any wrong info on my credit report.Arthur Said:How do I clean up my business' credit? (Pls exclude answers involving calling the credit reporting companies)We Answered:Call Dun and Bradstreet. They are the ones who report buisness credit. If you have legitimate disputes they can remove them. If you don't, pay the creditors a settlement if they will take it.Sonia Said:Is it legal...

    Credit Reporting Company

    Miguel Said:Which consumer credit reporting company is best?We Answered:You should check your credit report with all three companies. Each has slightly different approach to tracking credit history, and it is possible to find information on one company's report that is not on the others. Please be aware that you do NOT need to sign up for a credit report service, a credit monitoring service, a "free trial" or any other such thing in order to obtain copies of your credit report. These companies are just intermediaries who are more interested in selling you other services. You can contact each credit reporting company...

    Credit Reporting Dispute

    Rachel Said:Just pulled all three credit reports, do I dispute with the credit reporting agcency or the collection agency?We Answered:Uhh.. nooo.. the credit bureaus don't have to prove you owe anything. If there are errors on your reports, you must FIRST dispute them with the credit bureaus directly. They have 30 days to investigate and that means contacting the furnisher of the information to VERIFY the account. If the furnisher does not verify, the CRA must delete that tradeline. Unfortunately, they don't always do what they are supposed to do, and it will come back as 'verfied'. In that case,...

    Credit Reporting Fraud

    Hazel Said:Hi how would i go about reporting someone that i know who is doing credit card fraud?We Answered:You can call the police and the credit bureaus, although the police are likely to have more of an impact and act first. You're right to want to report this, however, and you should act fast before more people lose money. You can call the police and choose to remain anonymous.Alicia Said:I can't view my credit report after putting a fraud alert. help?We Answered:When you placed an initial fraud alert on your credit report, you're entitled to order one free credit report...

    Credit Reporting Information

    Melinda Said:To correct erroneous credit report information what are the addresses of the 3 credit reporting companies?We Answered:Here are the addresses, phone numbers, and websites of the big three credit bureaus, as well as the address of the Federal Trade Commission. Equifax (formerly CBI/Equifax) P.O. Box 740241 Atlanta, GA 30374-0241 (800) 685-1111 (800) 997-2493 for residents of Colorado, Georgia, Maryland, Massachusetts, New Jersey, or Vermont www.equifax.com/ Experian (formerly TRW Information Systems, Inc.) P.O. Box 2104 Allen, TX 75013-2104 (888) 397-3742 (888) EXPERIAN www.experian.com Trans Union Corporation Consumer Disclosure Center P.O. Box 2000 Chester, PA 19022 (800) 888-4213 (to order a copy of your credit report) (800) 916-8800 (to ask a question about your credit...

    Credit Reporting Law

    Angel Said:I hired Lexington Law to fix my credit and they dropped me when I moved to Louisiana. Why?We Answered:Your bad credit will come back eventually anyway.... They removed stuff from my report... and it all came back eventually. I have excellent credit now.... and the only way to have great credit is be paying your bills on time. Just keep up with the payments and before you know it you will have good credit.... without wasting your hard earned money on rip-offs like Lexington Law Firm.Dwayne Said:I had a collection that is now off my credit report. By law can they...

    Credit Reporting Laws

    Dale Said:What are the laws for a sheriff sale for credit card debit?We Answered:It is a scare tactic. CoachDanielle Said:Is there any current laws to stop abuse of credit reporting companies?We Answered:You are finding out what I've been trying to warn people about for weeks now. Never, ever, pay off an bill that is in collections unless you get IN WRITING that they will remove the negative entry from your record before you pay them a DIME! Now that they have your money, you no longer have any leverage over them. Good luck getting them to fix your report. ...

    Credit Reporting Software

    Carmen Said:Are there any credit repair agencies (and/or software) that actually works?We Answered:No....accurate negative information stays...sorry...Only the passing of time will remove late pays. Don't waste your money on any firm that states that they can remove negative items... The new FICO credit scoring model is supposedly set up to forgive situations like yours...that is, a one-time missed payment. If this is all you have wrong, I would not worry....Again, this cannot be deleted....Just focus on not letting this happen again as they won't forgive another late pay so soon after this one and you would see a drop in...

    Credit Reporting Trw

    Nora Said:Information on credit reporting?We Answered:www.annualcreditreport.com You will be able to obtain a free credit report from each of the 3 main credit bureaus at this site once per year. You will not be able to get your credit scores for free though with this service, nor with many other services. Everywhere that you obtain a free credit report from will try to add upgrades and try to get you to pay for a score. Here are the 3 credit bureaus direct contact info: Equifax Credit Bureau P.O. Box 740241Atlanta GA 30374-0241 (800) 685-1111 www.equifax.com Experian (Formerly TRW Credit Bureau) P.O. Box 949 Allen TX 75013-0949 (888)...

    Credit Reports Dispute

    Alfred Said:Can someone tell me what this means on a credit report dispute?We Answered:Yes, that is exactly what it means. Sometimes however, it is missed. If you don't see it fall of by early May you can just dispute and say it needs to be removed due to age. They will remove it right away.Calvin Said:Can I dispute hard inquiries on credit reports?We Answered:Yes you can dispute them, but it has to be with the creditor, not the bureaus. The bureaus will reject your request to dispute entries, and direct you to contact the reporting creditor. I...

    Credit Reports Free Government

    Virginia Said:So where can i get my free credit report through the government?We Answered:Try this site free-credit-score-national.com Here you can get your free credit report and score...

    Credit Reports Information

    Eddie Said:Who has the right to remove negative information from your credit reports?We Answered:The credit bureaus only report what is reported to them so it's the collection companies that have the power to remove their information but they rarely do and if you get one to actually agree to remove their information be sure you get it in writing first before you pay them a penny.Sergio Said:What information is in the Credit Report besides Credit information?We Answered:No it's a whole lot more then just credit. I see names, AKA's, phone numbers, addresses both current and prior, employment information both current and...

    Credit Reports Mortgage

    Julian Said:How late does a mortgage payment have to be, before the mortgage company reports this to your credit report?We Answered:30 days, no grace period.Mabel Said:should an eviction suit be on my credit report as a mortgage account?We Answered:Since you were a renter, the account should NOT be under the mortgage section of your credit report. You should contact all 3 credit bureaus and dispute the negative mark on your credit. FYI sometimes (depending on your state) the small claims will not show up as a judgment on your credit; however, it seems strange that you can not find in...

    Credit Reports Tenant

    Glen Said:how can we get money or report our bad tenant's credit score?We Answered:You are not a member of any of the credit bureaus and therefore have no way to report. Go to court, get a judgment and collect as much as you can of what is due you. Court-ordered judgments become public records and are therefore reported for 10 years from date of satisfaction and discharge of the judgment by the court. That will get them good, better than anything else you can do besides blacklisting if you belong to a local landlord's association.Shannon Said:Real Estate...

    Credit Reports Trw

    Clifton Said:Need good credit report monitoring company.?We Answered:I don't think you'll find this feature, unfortunately. I don't know of any service that tracks and reports "consumer" pulls of reports - only inquiries from potential creditors. Might not be a bad feature for the credit bureaus to add to their service.Bobbie Said:TRW credit reporting agency web site?We Answered:No longer TRW, now known as Experian.Christy Said:How do banks report credit history to Credit Agencies..TRW, Transunion Equifax?We Answered:Check out myfico.com under the credit issues section. There are tons of different explanations. The companiesreally use a computerized tape of your payment history that is reported...

    Credit Reports Uk

    Roger Said:Credit report UK - Same as the US?We Answered:The charges of late payment and its schedules varies with different banks and in different countries. Most likely, the schedule and the applicable late payment fees in the USA are going to be different in the UK. The credit norms and regulations are governed and regulated by each country, and it's significantly different between countries.Rita Said:I have a paid up default on my credit report (UK) - can i get it removed?We Answered:What works here (US) is to write the credit bureau and inform them that the default has been paid...

    Credit Report Addresses

    Annette Said:Does it matter if my credit report shows former addresses incorrectly?We Answered:The part of your credit report that shows addresses, employment, and other person info make absolutely no difference to your credit report or score. This info is often incorrect. Creditors input this info from credit applications or assumptions they make.Dennis Said:Why are historical addresses on credit report pulling from ex's?We Answered:There isn't anything you can do with those "generic" databases. They will gather whatever info they can on you, as long as it was from public sources. To get it off your credit report, notify the...

    Credit Report Agencies Free

    Eric Said:What is the best site for checking a free credit report?We Answered:if you are looking for the free credit report usa national site, check out this site http://free-credit-report-national.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating....

    Credit Report Codes

    Bob Said:does a everything you owe besides credit card bills and loans get on a credit report?We Answered:The credit report determines your credit score which is an indication of your financial health. A lot of misconceptions prevail regarding the credit report and credit score. In this article we try to clear some of these misconceptions. 1. The credit reporting agencies make random guesses for credit score The credit reporting agencies do not arbitrarily decide on your credit score. In fact every loan, mortgage or credit card you take is closely monitored by the financial institution that provides it. The way you tackle...

    Credit Report Completely Free

    Marlene Said:Equifax or Experian Free credit report that is completely free?We Answered:if you are looking for the free credit report usa national site, check out this site http://free-credit-report-national.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating.Mattie Said:Is there a website where i can get a completely free credit report?We Answered:Hello, if you are looking for the free credit score usa national site, check out this site http://Free-Credit-Score-National.com/ Here you can get your 3-in-1 free credit report and credit score rating Hope this help you,Stella Said:is there any websites where i can check any credit report completely...

    Credit Report Disputes

    Connie Said:Part II: Regarding credit report disputes...?We Answered:OK, lets clean up the bad answers. 1) Don't waste a stamp sending letters to the attorney general, FTC, BBB, FBI, CIA or any other agency...they will not help you. Been there, done that. They will only add your letter to a pile of other complaints, then when the pile is big enough they MAY look into it. It rarely happens. If they do, it will be in the form of a class action...you will end up getting nothing. 2) If you send a letter to the credit bureau to dispute...

    Credit Report Disputing

    Marian Said:Just received credit file from equifax. By, disputing negative information in report help me credit?We Answered:You can dispute correct negative information, i had to do it to get a mortgage, i couldn't live in an apartment anymore. I used a legit law firm that only charged my like $20 a month in two months my score went up high enough where i could just get the mortgage loan. Then i stopped using the firm, there was no contract or anything its month to month, here is some info http://www.adviceontime.com/Credit%20Repair%20Company.htmJoann Said:Will disputing items on credit report effect the date...

    Credit Report Explanation Letter

    Katrina Said:Surprise Derogatory Comments on Credit Report when Applying for a Mortgage?We Answered:If those items are untrue, then you need to slog through the dispute process with the credit bureau(s). Check all three reports ASAP.Bernice Said:HELP...how to write a letter explaning derogotory item on credit report?We Answered:Here is a link that has some sample letters that you can use as a template. Revise the information so that it reflects your accounts in question. http://www.homebycountrywide.com/files/d… If they are looking for a letter explaining a voluntary repossession, what they are looking for a a letter explaining what happened financially that you had...

    Credit Report Form

    Tonya Said:how to clear collection items form credit report that are not mine?We Answered:Credit is easy to fix if you stay on top of it. There should be a contact address on the credit report, write to all three and deny it. They have 30 days to answer your request, if they can't find the records, they have to remove it. You can do this with stuff that you actually are responsible for but want knocked off. It's their burden of proof, they have to find the files and they have stacks of requests so usually they just take it...

    Credit Report Help

    Ralph Said:credit Report?We Answered:There are three reporting agencies (Transunion, Experian, Equifax). You can search for each one on the internet. You can obtain the reports from them. There is a free guide at http://www.your-credit-soltuion.com that explains credit repair and debt management. You should check it out also. Good Luck!Floyd Said:How do you file a credit report when a customer refuses to pay his bill?We Answered:Take the bills straight to a collection agency. It shouldn't cost you anything and you get what is owed you if they collect. They get whatever penalty fees the ower has...

    Credit Report Letter

    Marcia Said:What matter should be mention in letter for credit report info?We Answered:Per the Fair Credit Reporting Act you have the right to request written validation of negative entries on your credit files. Per this law they must validate the item(s) within 30 days or remove them from your credit file. Mail a letter via certified mail with return receipt to all three credit bureaus (Equifax, TransUnion & Experian). Include a photocopy of your driver's license and social security card...If you don't include these, they may write back requesting them, which would slow the process down by several weeks. For...

    Credit Report Letters

    Norman Said:When sending dispute letters to credit bureau, should I also send a copy of my current credit report?We Answered:I suggest not to send them anything.... If your send a dispute letter to the credit bureau (Equifax, Experian or Trans Union) then you don't need to as they have that information already. If it is to a collections agency.... first they might not be a collections agency and your handing over information to them, if they are a collections department then I would at most (and I wouldn't even do this) is to send them a copy of your report...

    Credit Report Problems

    George Said:Problems with credit report being wrong?We Answered:Now is the time that you need to start maintaining a log of every conversation and person that you speak to. The more detailed information that you have the more fire the companies will have to try and resolve the issue. But whatever you do, do not give up until the matter is resolved or explained to your satisfaction. You said the car was repo'd but then you reclaimed it a week later. When you reclaimed the vehicle did you still make the payments to the same bank? Did your...

    Credit Report Protection

    Kristin Said:Do you think that $8.99 for a credit report and security protection is reasonable?We Answered:All credit monitoring/security services are a waste of money. You would be more secure and pay less money if you just freeze your credit report at all three credit bureaus. No one could run new credit inquiries on you unless you unfreeze your credit. You can access your free annual credit report online thru AnnualCreditReport.com. If you space out one credit bureau every 4 months, you can check for accuracy thruout the year.Bruce Said:should I buy credit card protection against fraud?We Answered:Your credit...

    Credit Report Questions

    Dora Said:credit report questions?We Answered:Once the information falls off your credit report, the next time the bureaus update your score will go up. Collections fall off after 7-years but this does not mean that the collection companies will stop trying to collect. You should go to NDRC.com and look up the statute of limitations for your State. After this date passes, they no longer can take legal action against you. They will continue to try and collect, they just cant sue you anymore.Audrey Said:Credit Report question: Can anyone report anything they wamt on your credit?We Answered:Yes, the debt can be turned...

    Credit Report Sample

    Stanley Said:Where can I find GOOD sample credit reports?We Answered:credit-report-free.totalh.com - try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply for free initial plan and get your scores and reports for free.Viola Said:where i can find GOOD sample credit reports for a teacher?We Answered:credit-report-score.10001mb.com - try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply for free initial plan and get your scores and reports for free.Carmen Said:credit report sample?We Answered:creditreport.fateback.com...

    Credit Report Scoring

    Cody Said:Where can I pay for an accurate credit report score?We Answered:Keep this in mind. Most lenders do not use your credit score to make their decision. Ex: FHA mortgage companies do not even look at your score. Neither do most dealership places for buying a new car. Why? They look at your full report, along with your employment history and salary. They want to see if you are paying your bills on time and how long you have had credit. Very best thing you can do is never pay a bill late and never carry a credit card balance. Some...

    Credit Report Watch

    Angela Said:credit report?We Answered:This security does NOT lower your credit score. In addition, it's a great idea to have a company monitor any changes in your credit. They will notice something that could take you months to find or realize.Bonnie Said:can credit card company's (banks) see what do i have in my bank account?..or they just watch my credit report?We Answered:If you have a Chase card in good standing (you're making your payments, right?), then Kohl's (a department store) is NOT going to refuse you. But ask yourself if you really need the Kohl's card. Doesn't...

    Dispute Credit Report Error

    Alan Said:How do you Dispute Credit Report Errors?We Answered:You can now dispute with all of the bureaus online or by phone. If you want to send a certified letter through the mail, below is a link for a sample letter to dispute items.Helen Said:Dispute for credit report error taking longer than 30 days.?We Answered:yes there is not if ands or buts it must come off if creditor has not reponded in 30 days. and if it does not you can sue the credit reporting agency. send them a certified letter stateing that they have 7 days to remove or they...

    Dispute Credit Report Form

    Patrick Said:If I dispute something on my credit report , how can I do it?We Answered:I would recommend by mail. This way you can send any copies of the proof of your dispute at the same time. When you do send it make sure you send it by Certified Mail. If you do send it On-Line they will still respond to you through the mail as to the result. So if additional information is needed you will have to send it by mail any ways.Lloyd Said:Need to dispute items on credit report, but do not know...

    Dispute Credit Report Letter

    Sergio Said:where can i find a letter to dispute my credit report?We Answered:This is an example that you can type out yourself. I found it in the new microsoft word. [Your Name] [Street Address] [City, ST ZIP Code] April 20, 2008 [Recipient Name] [Title] [Company Name] [Street Address] [City, ST ZIP Code] Dear [Recipient Name]: Your company has made several errors on my credit report, and I ask for your immediate assistance in correcting these errors. Under the Fair Credit Reporting Act, you have a legal obligation to make these corrections. I believe the errors result from the fact that another man in Springfield has the same name as mine, and...

    Disputing Credit Reports

    Herman Said:Disputing a Credit Report Discrepancy for a 2nd time?We Answered:You can attempt to send in the dispute again. However, if the first one was found to be valid, they could determine that second one as frivolous. If they do they no longer have to follow the standard timeline to investigate the dispute. What you should do instead is now dispute it with the company that is reporting the incorrect information. Send them a dispute by certified mail with return receipt. Include any proof you have as to why it is incorrect. They have...

    Errors Credit Report

    Adam Said:Can you tell me what to do about errors on my credit report?We Answered:Reaging of a debt is illegal. The original date for listing a debt with the CRA's is as follows: Running of Reporting Period - Section 605 [15 U.S.C. § 1681c] As of December 29, 1997 the reporting period runs 7 ˝ years (7 years plus 180 days) from the date (month and year) of the last delinquency (known as "last missed payment:). So, regardless of how long a creditor waits to charge off, sell or transfer a debt, they must report the true and correct "delinquent...

    Error Credit Report

    Anita Said:How to fix an error on a credit report?We Answered:First, get a copy of the credit report. Anything that you dispute, put in writing to the credit bureau. You can also call the bureau toll free @ 1 877-322-8228 and tell them to mail you the forms that you have to fill out. You can also advise the company that you will sign an affidavit of fraud but I would wait until you hear from the credit bureau. I believe they have 30 or 60 days to respond or it comes off. You can also advise your son over...

    Fair Credit Report Act

    Julia Said:Do you have to allow a life insurance comp. permission to do a check under fed fair credit report act in NJ?We Answered:if you want to be insured. it's not against the law they just want to see what you have been up to financially. hell, employers do it now also. it sucks because bad credit doesn't make you a bad person but that seems to be the route many are taking all across the USA...

    Fcra Free Credit Report

    Judith Said:What site do I go to obtain the free FCRA credit reports allowed once a year?We Answered:annualcreditreport.com It allows you to get a copy of your credit report from all three major credit reporting agencies once a year. You'll be able to see everything that's on your credit report, good and bad, and who's been looking at it, etc... but if you want your actual credit score you have to pay for it (usually about 5 bucks)....

    Federal Annual Free Credit Report

    Karen Said:Where do I get the free annual credit report?We Answered:http://www.annualcreditreport.com/ Please read the information at: http://www.ftc.gov/bcp/conline/edcams/fr… Which includes the following text: Important information from the Federal Trade Commission, the nation’s consumer protection agency: annualcreditreport.com is the ONLY authorized online source for you to get a free credit report under federal law. You can get a free report from each of the three national credit reporting companies every 12 months. Some other sites claim to offer "free" credit reports, but may charge you for another product if you accept a "free" report.Kyle Said:Where can I go to actually get a FREE credit report?We Answered:www.annualcreditreport.com This...

    Federal Free Credit Reports

    Sylvia Said:question about DESERT SCHOOLS FEDERAL CREDIT UNION...?We Answered:They most likely ran your name through ChexSystems. ChexSystems is a database that financial institutions use to see if someone has written bad checks or owes money to another financial institution due to fraud on a checking account. This is completely different than checking your credit. Most financial institutions will not open an account for someone on ChexSystems. To determine if you are creditworthy, a financial institution will pull your credit report to check your history with other creditors ... Do you pay your bills on time? How much outstanding credit do...

    Federal Government Free Credit Report

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    Federal Law Credit Report

    Claude Said:after paying on a collection account- is it against Federal law for the collection place to remove off credit?We Answered:?redit repair work?d fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - credit-report-score.10001mb.comHeather Said:How do I get the Free Credit Report as provided by Federal Law?We Answered:www.annualcreditreport.com, all the other sights charge you a fee to see them.Roy Said:Federal Tax Lien issue on credit report?We Answered:No, the IRS Tax Lien will not drop off your credit report until seven years pass, and you may have to notify...

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    Eva Said:How long does the "High Balance" on the credit report stay on your credit report?We Answered:This is where some credit cards get you, they only report the highest balance owed every month. This is not a good thing as it shows you are always using too much of your "debt utilization ratio". Even if you paid them off, they would still report the "high balance" and not a balance owed of $0. Dump that credit card company. You should only use a credit card company that reports the current balance owed as the "high balance" this way as you...

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    Anita Said:I have two identity theft accounts and they have become collection accounts. How can I remove them?We Answered:Contact the local police authorities & then take out a civil suite against the company that refuse to make the specific amendments. One letter from your lawyer might be enough for the company to get their butts into gear. The first thing to do would definatly be to make a report with the police so that an investigation can be started. Good luck to you. In Australia, my ex did this to have a phone connected so he could call overseas & not...

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    Arnold Said:How can you forever waive credit cards' annual fees?We Answered:There are a lot of "normal" cards out there without an annual fee. Look at the American Express Blue for instance. With this one you can even have cash back or points for every dollar spent.Vicki Said:Is there a prepaid credit card that has no annual fee AND gets reported to the credit bureau?We Answered:Prepaid credit cards are becoming increasingly popular amongst consumer to improve financial discipline and credit history. Though, a prepaid card doesn't come a with late penalty because there are no repayments to be made, but there...

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    Angel Said:My Credit Report is incorrect. How do I go about fixing the discrepencies that are on it?We Answered:Experian are the UK's biggest credit reference agency, they can give you a report and allow you to ammend it, just about all credit companies use this one to judge your credit worthyness. http://www.experian.co.uk/Corey Said:How do I go about fixing my credit report?We Answered:I went through the same thing you did, this is what you do. 1) Get a copy of your credit report!!!! 2) All the bills on your credit report that states past due, those are the bills that you need to really...

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    Russell Said:How do I fix my bad credit?We Answered:You need to listen to this guy on radio, or better yet, call him. He WILL help you and not treat you like a low life. Good Luck!! http://www.daveramsey.com/Gertrude Said:How I should fix bad credit report repair within one month to an acceptable level?We Answered:Visit: http://www.AntiFraudReport.comCharles Said:How do you fix bad credit when you've never had a credit card?We Answered:A collection is a collection, paid or not. Paying these debts will restart the date of last activity and will prolong the time that they stay on your credit report. Ex - if these collections...

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    Veronica Said:How can I remove bad credit from my report?We Answered:Per the Fair Credit Reporting Act (Federal law) derogatory accounts show on your credit report for 7-years from the date of first delinquency which works out to 7-years and 180-days weather you pay them or not. Now if it's a public record like a bankruptcy, judgment or tax lien it can show anywhere from 7-15 years. This is why it's called credit history.Kathryn Said:How do you "fix" a credit report? There is no contact info on two old debts. Who do I call to ask?We Answered:Where did you get your credit reports?...

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    Matthew Said:best and fastest way to fix your credit report?We Answered:Pay your bills on time and dispute any incorrect items on your credit report. Even if you know that a bad debt is yours, you can still try to dispute it with the credit bureaus - some companies keep bad records and will delete the information because they can't prove a bad dept.Audrey Said:How can you fix bad credit, can you wait it out until it disappears off your credit report?We Answered:DaMan's answer is absolutely correct. The only thing I could add is to dispute all of the...

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    Philip Said:How do we check our FREE credit score? I already have my free annual credit report.?We Answered:if you are looking for the free credit score and report usa national site, check out this site http://free-credit-score-national.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating.Anita Said:Where To Get Annual Free Credit Report?We Answered:The site below is one that can help you get your credit report 100% free. It is honestly the best way I found. It is also the fastest. 1) Go to the link below and click ""Get My Free Credit Scrore""enter your info: 2)...

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    Free All 3 Credit Reports

    Priscilla Said:How Do I Get a Free Copy of All 3 Credit Reports?We Answered:DO NOT TRUST any of the online free credit report locations except the one site that was set up by the three credit bureaus to comply with the law: www.AnnualCreditReport.com Some of the other sites ask for your credit card number and promise 30 days free credit monitoring. However many of those sites make it impossible to cancel during the 30 day trial and then charge your credit card $29-149 for your annual membership. It is legal, but not ethical. AnnualCreditReport.com will provide the free...

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    Kevin Said:Is there a central location to view and print all three of your credit reports?We Answered:Yes, you can get all three from one company and pay one fee. To bad you used up your free one already. I know for a fact that this company will issue you all three credit reports for one fee, but I'm not sure of their price. It should be less than paying for them separately though. MF is very reputable and has been around for quite some time. http://www.moneyscrounger.com/myficoBeth Said:free credit reports for all three agencys?We Answered:There is only 1...

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    Gail Said:how to unsubscribe to annual credit report.com?We Answered:AnnualCreditReport.com does not require you to subscribe to anything. You access your free annual credti reports from each of the three credit bureaus thru this site. There are not fees and no membership....

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    Curtis Said:Where do I go to receive a free credit report..............?We Answered:creditreport.imess.net - try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply for free initial plan and get your scores and reports for free.Steven Said:how do i get a free annually credit report on line. i don't want to use my credit card?We Answered:Go to Equifax, Experian or Transunion. These are all free.Priscilla Said:where is the best site to get a "free" credit report annually by law. all i see is trial memberships...?We Answered:annualcreditreport.com You...

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    Chris Said:What is the correct and safest way to receive your free annual credit report?We Answered:All Americans are entitled to one free credit report within a 12-month period from each of the three agencies. You can visit www.annualcreditreport.com, where you can get your free credit report, but not credit scores. Credit scores are available as an add-on feature of the report, for a fee. This central site allows you to request a free credit file disclosure, commonly called a credit report, from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion....

    Free Annual Credit Reports

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    Free Annual Credit Report Federal

    Warren Said:Unused, 3rd credit card on credit report--Does this affect me?We Answered:Officially close out the ones you are not using. I doubt your rating is in dire low score with your payment history. However, it the "access" to credit you have, example, your income is $25K a year, you have 3 credit cards, with extended line of credit, of $2500,$2500 and $5000. As a previous loan officer, you are considered, even with a 0 balance, that you can quickly rack up $10,000 in unsecured debt. Debt/Income ratio plays a big difference in deciding factors for bigger purchases, car, house, and...

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    Audrey Said:How do I get my free annual credit report. I need the site that is free and does not offer trial membershipscWe Answered:AnnualCreditReport.com is the only government approved site to receive your free credit reports. It's 100% free - No credit card or membership required.Christy Said:I'm unable to get my free credit report and not sure what to do?We Answered:First off, when they ask about or they say their records show certain accounts/debts, these are trick questions. Only you should know what types of debt you have. You should be concerned if you answered 'no' to...

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    Amber Said:Where can I obtain free credit reports from all three companies on a once annual basis?We Answered:This is the web site. It will forward you to the 3 companies. Those companies will try to sell you other services, but you can refuse and still get one report every year from each. https://www.annualcreditreport.com/cra/i…Judy Said:I think someone might be using my social security number, what do I do?We Answered:It's possible their records got mixed up. Maybe his SSN is one digit off from yours and somebody made a typo at some point in time. I'd keep monitoring your credit (and...

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    Nora Said:How do you get your free credit report if i have credit problem?We Answered:if you are looking for the free credit report and score national site, check out this site http://free-credit-report-national.com/ Here you can see your 3-in-1 Report from all three credit reporting agencies and your credit score.Victoria Said:How to check my free annual credit report?We Answered:if you are looking for the free credit check usa national site, check out this site http://free-credit-check-national.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating.Freddie Said:How do I get a free annual credit report?We Answered:Try this site http://best-free-credit-report-usa.blogspot.com/ you...

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    Edwin Said:why can't I get my free anual credit report?We Answered:You need to make sure you go through each and every step of completing the information to obtain your free credit report. The last step for each report is normally some questions about items on your credit report that you must answer correctly in order to get access to your credit reports. By answering these questions correctly, this verifies that it is indeed you requesting your credit. If you answer these questions incorrectly you will not be able to see your credit report immediately online and you will need to...

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    Walter Said:How do I get a free annual credit report?We Answered:if you are looking for the free credit report usa national site, check out this site http://free-credit-report-national.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating. Hope this help,...

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    Emily Said:Is there a Canadian web site that offers free credit reports?We Answered:I don't think they have a site like. I think you have to order them by mail. But, here is a site that is claiming you can. http://canadian-creditreport.com/free.ht… I clicked on the link and it takes you to TransUnions order form, which definitely doesn't look "free". However, the addresses and print out forms are on the bottom right hand side.Cassandra Said:is there a Canadian free credit report site?We Answered:You can get your free credit report from Equifax and Trans Union by writing to them and providing your identification. But...

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    Gloria Said:where can we get genuinely free company credit reports ?We Answered:annualcreditreport.com is the real free site to check your credit file for free once a year without a credit card. https://www.annualcreditreport.com/ - NOT freecreditreport.com -Erin Said:What is the website where we can obtain a free credit report from the top 3 credit report companies?We Answered:if you are looking for the free credit score and report usa national site, check out this site http://free-credit-report-national.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating.Erik Said:Where can I go to get a free credit report...

    Free Consumer Credit Reports

    Raul Said:Can a business get a free credit report like a consumer can? if so where?We Answered:The only site where you can get your free credit report (all Americans are entitled to one free credit report within a 12-month period from each of the three agencies) is http://credit-info.we.bs/ but no credit scores. Credit scores are available as an add-on feature of the report, for a fee. This central site allows you to request a free credit file disclosure, commonly called a credit report, from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. In the so called...

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    Randy Said:how can i get a credit history or report for a landlord for i am renting a new home?We Answered:I let my renters use the one from freecreditreport.com It really is free, the CC is just for identification....

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    Cheryl Said:Help Credit Report History?We Answered:That's his bussiness and there are privacy laws that protect his right for privacy.Allen Said:where can i get a free credit report. I want to look at my credit history and all the websites want a fee.?We Answered:experian have a month free trial, you have to enter your card details but you wont be charged if you cancel before the end on the month trailJesus Said:where can i get a real free credit history report?We Answered:annualcreditreport.comBernice Said:Does a free equifax credit report include employment history and details?We Answered:Your Credit Report will contain "Employment Information". ...

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    Bryan Said:What does reason 3 mean when Certegy won't cash a check?We Answered:The red flag here is you say you closed your account because you are moving... My guess is the account you closed...is overdrawn, you are in Chex Systems, and cannot have a bank account, checking account and cannot cash a check. You are marked.Juan Said:What's the best way to get a copy of my credit from all 3 major reporting agencies?We Answered:The best and most secure way is to go to your bank. If you are not appying for a loan they will charge you upto $15. If...

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    Ted Said:How do I go about getting free credit report from all 3 credit reporting agencies ?We Answered:annualcreditreport.com, but if you use that site you get all 3 reports at once, it might be better to get 1 credit report every 4 months directly from each of the 3 major credit agencies websites to monitor your credit, you have to dig for the link but you can find it. For more information and the links read this article: http://www.monitorbankrates.com/you-are-…Cindy Said:How you get a free credit report from each of the 3 credit reporting agencies?We Answered:if you are looking for the free...

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    Denise Said:Which credit reporting agency is best for the credit report?We Answered:The problem is that not all creditors report to all three bureaus and not all lenders use the same report. Some information will show up on some reports and not others. Get all three FICO scores and credit reports -- but make sure you don't go to the individual credit bureaus to get your scores. They each use something called a credit score, but they use different formulas to achieve a number. What you need is a FICO score -- which you can only get...

    Free Credit Reports 3 In 1

    Gilbert Said:What is the difference between Experian bureau and the 3 in 1?We Answered:Neither. The Experian site uses Vantage (scale to 990 vs FICO's 850). 3 in 1 is a third party monitoring site and probably uses a Fakko score system. Creditors use FICO. The Equifax site uses FICO. You can also get FICO scores for Equifax and TransUnion at MyFico.com. Consumers can no longer get FICO scores for Experian -- apparently they make more profit selling Vantage and their own Fakko score. CreditKarma.com offers a free score estimator based on your TransUnion credit report. It's...

    Free Credit Reports Canada

    Lloyd Said:How can I get a truly free credit report in Canada?We Answered:Log on to: www.equifax.com It's a trusted, safe, valuable and excellent website in which you can enjoy a free credit report for you. You only need to register and enter your social security number (SSN) and you will enter ina few seconds to your credit report. It's very important to take care of the credit mostly in United States and in Canada, it's a very important thing that you need to keep in mind, so always have only 1 credit card, not 2, 3 ,5 just one, and use it only...

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    Vanessa Said:Is there any action against free credit report government is taking that hurts privacy?We Answered:It is not an invasion of privacy to have your credit report pulled by a business or person with whom you enter (or potentially enter) into a credit relationship and that includes landlords and insurance companies as well as banks, credit card companies, car financing companies, etc. If someone has pulled your credit report using your social security number without your permission or implied consent as outlined above, that is fraud and you need to put a fraud alert on your report at each of the...

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    Jeffrey Said:I need a website for Free Credit Report On Line?We Answered:I used this one two week ago totally free, they will give you up to a weeks trial and you can access your report immediately it will give you a report for all the main credit report providers Experian, Equifax and TransUnion. They also do provide other services if you choose to get membership.Dwight Said:what about these free credit reports on line do you trust them?We Answered:Personally I wouldn't bother with any of the 'free online reports" gimics. Most financial institutions report to either equifax or Transunion if not...

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    Everett Said:can i get a free credit report in the uk, without any trial offers?We Answered:http://www.joincreditexpert.com/freecreditreport/?sc=410036&bcd=msnhpexperiantlfree1Jean Said:Im in the UK, where can I check my credit report FOR FREE!!!?We Answered:Experian, I think it's called.Max Said:Is there anywhere on the internet that I can access my credit report for free? UK?We Answered:CREDITEXPERT from Experian - free for the first 30days, then Ł5.99 a month subscription for continued access after that. http://www.fool.co.uk/debt/creditreportc… See also..... http://www.fool.co.uk/credit-cards/infor…Lori Said:where online can i get a free credit report without giving my card details(uk)?We Answered:The three Credit Reference Agencies in the UK are Experian, Equifax or Callcredit and they will...

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    Alexander Said:Where can you go on the internet to check your credit report with all three agencies for free?We Answered:if you are looking for the free credit report usa national site, check out this site http://free-credit-report-national.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating.Harvey Said:How can i get a free credit report from 2 different Credit agencies for free?We Answered:Have you seen that freecreditreport.com commercial? that's fake because they automatically sign you up for their advantage program for $39.95. This is what I use and its 100% free. Used by...

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    Jimmy Said:Are you allowed a free credit report from EACH agency?We Answered:if you are looking for the free credit report national site, check out this site http://free-credit-report-national-usa.blogspot.com/ Here you can see your 3-in-1 Report from all three credit reporting agencies.Bonnie Said:what telephone number do you call to get your free credit report from each agency.?We Answered:? Equifax: (800) 685-1111, www.equifax.com ? Experian (formerly TRW): (888) 397-3742, www.experian.com ? TransUnion: (800) 888-4213, www.transunion.com Hope this helps.Victor Said:Am i allowed a free credit report from all agency?We Answered:if you are looking for the free credit report usa national site, check out this site http://free-credit-report-national.com/ Here you can check your 3-in-1 Report from...

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    Andre Said:What is the web address where I can get my free credit report from all three main companies?We Answered:www.annualcreditreport.com Equifax 800-685-1111 www.equifax.com Experian 888-397-3742 www.experian.com Trans Union 800-916-8800 www.transunion.comDebbie Said:free triple three credit report?We Answered:annualcreditreport.com is the real free site to check your credit file for free once a year. NOT freecreditreport.com - They require a credit card and enrollment in their monthly service to get your "free credit report." It's a scam...but they need your money to pay for all those dumb commercials..... You cannot get your credit/FICO score for free...you have to pay extra for this. https://www.annualcreditreport.com/Jim Said:how to get a free credit report from all three...

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    Erik Said:I know there is a website where you can check your credit report annually for free? Anyone know the website?We Answered:if you want to check your credit rating for free , check out this site http://get-free-copy-of-credit-report.info Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score. Hope this help,...

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    Frank Said:By the time I finish law school, my credit report will be free of all bad debt. ...?We Answered:This depends on where you are taking the bar. When I took the bar, I had to disclose everything. This included a list of ten people that were not related to me that had known me for 20 years or more. I advise you discuss this with one of your professors or if you are clerking, one of the lawyers you work for. They will be the best source of info....

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    Daniel Said:As a resident of, NJ and I entitled to a free credit report from all 3 credit bureaus?We Answered:**** just google it baby how ******* hard is that LOLWayne Said:Is there any REAL site in Canada where I can get a Free Credit Report?We Answered:Go to the two credit reporting agencies themselves. They will both send you a free copy of your file by mail. It is not necessary to buy anything but you'll have to look hard to find it.Edgar Said:Question about TransUnion free credit report?We Answered:You are doing everything right. I tried getting...

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    Free Credit Report Companies

    Marc Said:For the free credit report check, aren't we suppose to get the credit score for free too?We Answered:credit-report-score.10001mb.com - try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply for free initial plan and get your scores and reports for free.Danny Said:For checking the free credit report, aren't we suppose to get the credit score for free as well?We Answered:if you are looking for the free credit report usa national site, check out this site http://free-credit-report-national.com/ Here you can check your 3-in-1 Report from all three credit...

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    Gary Said:How do i get free credit score or report?We Answered:http://best-free-credit-report-usa.blogspot.com/ You get your report free but they don't give up the score for free. Don't worry about the score. Get your report and verify that all the information is accurate. If you find anything that is not right, you need to dispute it with the company that produced the report. You can find the dispute instructions on their website. This site has got free credit consultation. it will help with all the problems regarding credit.Fred Said:I was refused credit by a credit card company. Can I get a credit report...

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    Kent Said:credit report disputes?We Answered:First of all, filing a dispute on line does not work! There is a specific way to dispute with the CRA's and it is outlined by the FTC at the following link http://www.ftc.gov/bcp/edu/pubs/consumer… You will find a sample dispute letter there also. Send the dispute via certified mail/return receipt requested so you have a record of filing (keep copies of the letter). Here is another link to show you what to do when you have become a victim of ID theft (also from the FTC) http://www.ftc.gov/bcp/edu/microsites/id… Or you can file a dispute directly with FICO at this link online https://www.myfico.com/Dispute/ Hope...

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    Paul Said:Where can I get a totally free credit score report?We Answered:You can get your official score from each of the 3 reporting companies. These companies have set up a 1-800 number where you can ask to recieve one over the phone. Do not trust any free credit report sites except those officially authorized by the Federal Trade Commission which include the 3 main companies that compile your credit score (Equifax, Experian, and TransUnion). My source includes official government information regarding free credit reports and how to get one. It doesn't make sense to trust other credit reporting sites when you...

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    Kristina Said:Does anybody know where to find a TOTALLY FREE CREDIT REPORT??? NOT one with credit card requests, please!?We Answered:The one and ONLY free way to get your credit report for free is http://www.annualcreditreport.com Do not use any site with "free" in the name. They are not free. They are scams. http://www.annualcreditreport.com is the site that the government forced the credit bureaus to create to give you free credit reports.Tracey Said:Why cant I get a free credit report?We Answered:go directly to the web site transunion, experian, or equifax pull it, check it out, and make corrections with the bureaus if necessary. It;s a...

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    Carole Said:Does anyone know which site I can get a free credit report If I've already gotten my one free one?We Answered:if you are looking for the free credit report usa national site, check out this site http://free-credit-report-national.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating. Hope this help,Willie Said:Where is the "real" free credit report from government...not rip-off companies Thanks!?We Answered:Get it for free here. http://credit-info.we.bs/Jared Said:What is the best website for Free credit report?We Answered:if you are looking for the free credit report usa national site, check out this site http://free-credit-report-national.com/ Here you can...

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    Loretta Said:Why can't people know their own credit rating for free?We Answered:It's part of the "good old boy" network started years ago by fat rich bankers. They would control your life if you needed a loan, they got rich off of fees and then decided to come up with a system of scoring people. It is just another way to keep the poor working people under their thumb. They figured if this FICO system could make them more money, then all the better. Credit institutions have to pay fees to pull someones report, but they just pass that...

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    Gene Said:wrong information on free credit report?We Answered:An even faster method of disputing the information on your credit report is to perform the dispute online. Each of the three credit bureaus offer online disputes. This allows the dispute to get started faster. I used this method to get incorrect information removed from my report quickly.Marjorie Said:Where can I get a free credit report without credit card information?We Answered:you are suppose to get one free each year, this site will give you your report but in order to get your score its like $8.00. if you go to this site it...

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    Antonio Said:Where do I get a free credit report in Canada?We Answered:Hey! You could try here: http://dominatingonline.com/canada-free-…Marlene Said:Does anyone know how to get a FREE credit report in CANADA?We Answered:Anyone can get their own credit report for free in Canada. They charge you for the copy online but you can get it for free by the mail. I think it's law that you can get a copy for free. The links below will help you. Good luck. Try Equifax: If you would like to obtain a copy of your credit report immediately, for a fee, you can receive...

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    Tonya Said:I have received a letter of rejection, now how do I recive a free copy of my credit reportt.?We Answered:You can reply to the letter you received. There will be information on that letter on how to receive a copy of your credit report. Also, you are entitled to a free credit report once every year for each of the 3 reporting agencies. You can spread each of the three out during a year. What I do is pull one every 4 months & check to see how things are doing. This is your right by...

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    Barbara Said:Where can I find a TRUE free credit report/score from the 3 national credit places?We Answered:if you are looking for the free credit score usa national site, check out this site http://Free-Credit-Score-National.info/ Here you can get your 3-in-1 free credit score reportEmma Said:Card to build credit with?We Answered:It looks like in this case PRBC = Payment Reporting Builds Credit. http://prbc.com/ Personally I found that Capital One has a good CC to start building your credit back. Be aware that most Credit Cards will require a "yearly fee", but after a good history with them (paying on time and paying at least the...

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    Lester Said:is there a website where you can view your credit report free, no credit card needed?We Answered:annualcreditreport.com lets you view your report for free once a year, but asks you questions about your credit numbers. Sometimes you have to give a card number, but they will tell you if you'll be charged before you submit it.Renee Said:what websit can i trust to get a free credit report no purchase or credit card required?We Answered:freecreditreport.sinfree.net - try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply...

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    Ryan Said:Annualcreditreport.com really not free?We Answered:No idea how they managed to start billing you, but here is what to do now. Contact the bank and find out exactly who is billing you. Send them a certified demand letter that unless they refund your money, or demonstrate that they have an agreement with you to bill you, they must return the money. Inform the bank to cease paying future payments. suing them will be a chore...but if you want to do it out of principle go for it.Troy Said:A 690 credit score already? How is that possible?We Answered:Well first of all it's not...

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    Darlene Said:Is there any real sites where i can check my credit report for free?We Answered:You are entitled to three free reports per year (one from each of the major credit reporting agencies). Learn about this and more of your credit rights, which most people are unaware of, in this article.Nellie Said:How do you get ONE free credit report without signing up for a trial of anything?We Answered:Definitely Annualcreditreport.com. You will have to pay if you want to see your credit score, but the report itself is free, and you don't have to sign up for anything.Leon Said:What's the...

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    Pedro Said:Someone set up a fake email address in my name...?We Answered:If they don't have any other personal information, you should be fine. Try getting into the account, that way you can try to do something about it. If you really wanted to try something, you could email them using your real email address telling them to stop signing you up for those unwanted things.Toni Said:has anyone else experienced mysavingsclub.com opening up an account that you declined?We Answered:I don't know how long ago you wrote this and hope you have been able to resolve the issue before now, but the...

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    Clyde Said:how to get free credit report instantly online?We Answered:annualcreditreport.com is the real free site to check your credit file for free once a year without a credit card. https://www.annualcreditreport.com/ - NOT freecreditreport.com -Barry Said:I want to know about free credit card report instantly?We Answered:AnnualCreditReport.com is the site mandated by the FTC to allow online access to your free annual credit reports for all three credit bureaus. This is the only site that does not require you to sign up for monitoring services. Reports are free; scores are not.Tracy Said:Where online can I get all 3 of my...

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    Alberto Said:Can you find a free credit score online in Canada??We Answered:You can ask for a free copy of your credit report by mail once a year. There are three main credit bureaus in Canada: Northern Credit Bureaus, Equifax Canada and Trans Union of Canada. Details and information on how to order credit reports are available online. But, you have to send in photo copies of two forms of IDs along with some common background information. The reports will normally come back in two to three weeks. Every Canadian is allowed to ask for one free report by mail every year. For...

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    Clara Said:i am trying to find an online free credit report that does not require an cc info at all, i dont have cc?We Answered:AnnualCreditReport.com is the only government approved website to receive your free reports; 100% Free - No credit card or registration required. You can either access the reports online or you can print out the order form or call and have them mailed to you. Under the FACT Act, you're allowed one free report per bureau, once every 12 months. You can access all 3 reports at once or spread them out over the year. Katherine Said:WHERE can i...

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    Kathryn Said:How do you find your free credit report instant and on line?We Answered:if you want to get free copy of your credit report , check out this site http://get-free-copy-of-credit-report.info Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating. Hope this help,Freddie Said:Free credit report instant and on line | How do you find yours?We Answered:Try this site free-credit-score-national.com Here you can get your free credit report and scoreMelvin Said:i need to get a free credit report on line without having to give a credit card number1can anyone help?We Answered:Equifax ...

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    Suzanne Said:Where is the best “free credit report” website?We Answered:if you are looking for the free credit report and score usa national site, check out this site http://free-credit-report-national.com/ Here you can see your 3-in-1 Report from all three credit reporting agencies and your credit score.Wendy Said:Where is the real “free credit report” website online?We Answered:if you are looking for the free credit check usa national site, check out this site http://Free-Credit-Check-National.com/ Here you can check your free credit score rating and your 3-in-1 Report from three credit reporting agenciesLeroy Said:What is the legit “free credit report” website?We Answered:http://best-free-credit-report-usa.blogspot.com/ they are legit sites and trusted. You'll...

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    Jaime Said:How do I get a collection account off my credit report after I dispute it?We Answered:Is this for charged-off credit card debt? If it is then you need to understand that this debt will stay on your credit report for 7 years from the date of default, even if you later pay the debt in full. If this is the case then I'd recommend sitting tight doing nothing. Renewing contact with debt collectors over old charged-off credit card debt can be like stirring up a hornet's nest...and you may trigger aggressive collection activity...even a lawsuit against yourself. A tiny...

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    Glenda Said:How the heck, and whats all this new prompting going on ?We Answered:u dont or go to freecreditreport.com and it ciompletely explains there...

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    Jill Said:ill give you 10 points AND a star if you can answer these CORRECTLY....HISTORY?We Answered:1. Judiciary Act 3. rule by the people 6. divide the nation 7. a national bank 8. rule by wealthy classJohnny Said:Does anyone think they would get FREE health care from the gov't if health care is "reformed"?We Answered:All that I know and have ever known that is consistent no matter what part of life you travel: NOTHING IS FREE... There is always a catch, or a trap. SO the question is" Are the American People smarter than the current Government Officials"? I say yes the majority are quite smarter... The...

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    Warren Said:Help does anyone know where to get a free on line credit report in Canada?We Answered:Credit reporting agencies are required to provide a copy of your information to you if asked as long as proper identification is provided. However, the manner in which they provide this information is up to them. All of them will provide a copy via the mail for free. However, for instant access they charge you a fee. Just another way for them to make money off your personal information. Interesting how it is your information, yet they are the...

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    Geraldine Said:Why is it that you can't get free online credit report in Canada?We Answered:The free credit report available in the U. S. is the result of a federal law passed a couple of years ago. Canada didn't pass a similar law.Katherine Said:Free Credit Report in Canada?We Answered:Did you try this one? http://dominatingonline.com/canada-free-…Vickie Said:Are there any free credit reports I can get done online? I live in Canada?We Answered:go to www.annualcreditreports.com and get a free report each yearRuth Said:How do I get a free credit report online?We Answered:I know this works in the US. I'm not sure about Canada. www.annualcreditreport.com It's a...

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    Norma Said:best credit card to use if...?We Answered:Credit cards have become a necessity in society nowadays, you can't go anywhere without having to use one. That's why it's imperative to maintain a good<!--credit rating and use your credit card smart. Lots of credit card related question been asked here and yours just another one. Check it out this website, hope it helps. http://bestcreditcards.freehostia.com/ After all, without a credit card, it's harder to live, and especially hard to shop online. Lots of credit card related questions are often being asked and yours is just another one. Credit cards are great to use as...

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    Ernest Said:How is the free on-line credit report at Experian supposed to work?We Answered:Annualcreditreport.com only supplies a credit report for free, you have to pay for a score. This is the government site that guarantees you a free credit report from each of the three bureaus (Experian, Transunion and Equifax) once a year. That's why you're getting offers from Equifax -- this website is not exclusive to Experian (maybe you're thinking of freecreditreport.com, which is Experian's credit website). If you want to get a free credit score, there ARE sites to go to for that. For instance, you can get...

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    Nelson Said:Where can I get my credit reports for free?We Answered:if you are looking for the free credit report and score national site, check out this site http://free-credit-report-national-usa.blogspot.com/ Here you can see your 3-in-1 Report from all three credit reporting agencies and your credit score....

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    Jo Said:Annual Free Credit Report vs free report when turned down for a loan.?We Answered:The annual report if from the credit agency. The post-turn-down report is from the lender who turned you down. They are separate, and it never hurts to get a free look at your report. Also, the report a lender sees is somewhat different from the one you can get yourself for free.Lee Said:getting your free annual credit report...?We Answered:It's a year from the last time you pulled your report.Justin Said:Why did American Express check my credit history three times in one month?We Answered:Amex is slashing credit lines...

    Free Tri Merge Credit Report

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    Free Yearly Credit Reports

    Cassandra Said:Can some1 help me to get my free yearly credit report?We Answered:if you want to get free copy of your credit report , check out this site http://get-free-copy-of-credit-report.info Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating. Hope this help,...

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    Martin Said:Where exactly can you check your credit score for FREE?We Answered:You can only get your credit report for free, not your score. Under the FACT Act, you're allowed one free report per bureau, once every 12 months. To get your free reports, go to AnnualCreditReport.com. ACR is the only government approved website to receive your free reports; no credit card or registration for credit monitoring services required. Once you receive your free report, you can order your score on the website for a small fee.Rafael Said:How to get the free annually credit report?We Answered:I got mine free from http://www.annualcreditreport.com which is...

    Ftc Credit Reports

    Derek Said:Credit reports and collections?We Answered:As you probably know now, you are closing the gate after the horses got out! If these debts are over 7 years old, they can no longer be posted to your credit report. If they are still there, dispute them and they can be removed. As for validating the debt, what that means is you are asking the creditor to prove that you have a legal obligation to pay them. Since you send them money you have already accepted the debt. Validation will do absolutely nothing to help you out, other then to verify...

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    Peggy Said:I just looked at my credit report...?We Answered:If you were over 18 when the services were rendered, you are responsible for the medical bills. Regardless of what you and your mother told the hospital. If you were under 18, then it should be removed because you were not of age to contract and your mother would be responsible. The best way to handle this is to write to each of the three major bureaus, Trans Union, Experian and EquiFax, disputing the debt as "not mine" if you were under 18. I would include proof of your age at the...

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    Vincent Said:Everyone is entitled to a free credit report once per year. Why does this NOT include the credit score?We Answered:credit-report-score.10001mb.com - try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply for free initial plan and get your scores and reports for free.Eugene Said:I live overseas, how can I get a credit report? (paid or free)?We Answered:I used to work as a cust serv rep for a bureau.. Anyway, send a photocopy of your ssn and driver's license to the address below and attach a...

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    Derek Said:How do I go about getting my rent pay history reported on my credit report?We Answered:First, it IS NOT a lack of bad news that makes a good credit score. You dont want bad things on there, but if you dont create a new, good history, simply deleting the bad news does nothing. Your landlord would have to agree to report it and then do so. Howver VERY few do this-- its a hassle for them. Also, Rent is not a debt to be repaid-- it is paid monthly AS you use it, just like utilities, which are also...

    Get Annual Free Credit Report

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    Christine Said:What is the best way to get a FREE copy of your Credit Report??We Answered:www.annualcreditreport.com You can pull a credit report free from each of the three big credit bureaus. Pull one from a different agency every four months and you will be able to continuously monitor your credit.Charlene Said:Can I ask my landlady for a copy of my credit report?We Answered:You can get a free credit report (without score, of course) from the site below from all three agencies. I would get one from one of the agencies now, one from a second agency in four months, and one from...

    Get Business Credit Report

    Bessie Said:How long it'd take me to get my business credit report and from where?We Answered:There are many web sites but I found this one most effective: http://http://AntiFraudReport.comFreddie Said:Which trade references report to the business credit bureau to help me get a good paydex score?We Answered:NEBS, Uline, Graingers, Rapid Forms you can check out http://www.explodebizcredit.com for a complete list in my e-book.Ida Said:What happens to my business credit report after closing my business?We Answered:Most business credit cards, are in the business name, but guaranteed by you personally. If you are late or default, it will magically appear on your personal credit. (you...

    Get Credit Report Free Online

    Margaret Said:I would like to get my credit report free online but each website ask for my credit card. Where can i check?We Answered:freecreditprofile.com offers a 30 day trial. You do have to give a c.c., but they only do a pending charge of $1 just to make sure your c.c. is active. You even get a credit score. Just cancel it when you print your report otherwise it's $9 per month charge.Gerald Said:I would like to get my credit report free online without gimmick, how to get it ?We Answered:if you are looking for the best credit report online...

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    Betty Said:If u already have your free annual credit report, how to get your free credit score report again?We Answered:if you are looking for the free credit score usa national site, check out this site http://Free-Credit-Score-National.com/ Here you can get your 3-in-1 free credit score reportLewis Said:Would it count as an inquire when you order your free annual credit report?We Answered:i use their service http://best-free-credit-report-usa.blogspot.com/ they are the best...

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    Marcus Said:Why can't the free credit reports 800 number update my address?We Answered:If your address is wrong on your credit report, it's because a creditor, such as a bank, is reporting this address as your current address. The credit reporting agencies rely on creditor information to update their files. Contact one or more of the creditors on your credit report to determine which one is reporting your previous address and ask them to update it.Calvin Said:Where are the legitimate websites to check my free credit reports?We Answered:Try this site free-credit-score-national.com Here you can get your free credit report and scoreRose...

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    Megan Said:Where can you get a free credit report online without difficulty?We Answered:if you are looking for the best credit report online site, check out this site http://Credit-Report-Online-USA.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating. Hope this help,Rick Said:Where can you get a free credit report online without Difficulties?We Answered:if you want to get free copy of your credit report , check out this site http://get-free-copy-of-credit-report.info Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating. Hope this help,Stacey Said:I would like to get my credit report...

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    Tyrone Said:How can I get a free credit report online? is it possible?We Answered:if you are looking for the best credit report online site, check out this site http://Credit-Report-Online-USA.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating. Hope this help,Gladys Said:Can someone tell me how to get a copy of my credit report online?We Answered:if you are looking for the best credit report online site, check out this site http://Credit-Report-Online-USA.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating. Hope this help,Jeanette Said:Where can I get a...

    Good Credit Report

    Timothy Said:does any one know if there is a form that I can use to report good credit?We Answered:I am just responding your old question about "carrusel de ninos". It was about maestra Ximena and bunch of kids. One of them was real fat. And there was also a very cockie blond girl. To make it short, it was a mexican production from TELEVISA. Sorry this answer came 6 months later.Dolores Said:what is the best way to get a good credit report?We Answered:http://wiz.sc/credit-report is a good site to go to, to get credit report advice. they really help you...

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    Maria Said:Is the government considering eliminating medical bills from credit reports?We Answered:Haven't heard that, but it sure would be nice. Most negative credit reports are due to medical bills.Travis Said:How can I get an old government claim off my credit report?We Answered:?redit repair work?d fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - creditreport.fateback.com...

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    Brittany Said:Where do I go to to find the free credit report that the government says that I can receive yearly?We Answered:TO request your reports go to www.annualcreditreport.com or call (877)322-8228 toll free, or write Annual Credit Report Request Services, P.O. Box 105281 Atlanta, GA 30348-5281, you can get 1 free copy from the three major credit reporting agency.Gina Said:The government offers a free yearly credit report. Where can I find this site?We Answered:The link below will take you to the site. The government does not have a site for credit reports, but they did enact a law stating that each...

    How To Dispute Credit Reports

    Tamara Said:Does anyone know how to dispute negative credit reports?We Answered:Contrary to what some may say, it is not as easy as just writing a letter telling them you are disputing an entry. All the CRA's follow guidlines to dispute an item. You can find the proper way to dispute with the CRA's at the followng link: http://www.ftc.gov/bcp/edu/pubs/consumer… The proper answer is just too long to post here. Read the seciton regarding how to dispute and follow the procedures.They also include a sample letter. Hope this answers your question.Jackie Said:How do I dispute credit items on my credit and log in identity...

    How To Get Credit Reports

    Patrick Said:I get emails about free credit reports and I just wanted to know if I have anything to worry about?We Answered:The website to use is www.AnnualCreditReport.com, not www.FreeCreditReport.comSamuel Said:How can I get my free credit reports online?We Answered:if you are looking for the free credit report and score usa national website, check out this site http://free-credit-report-national.com/ Here you can see your 3-in-1 Report from all three credit reporting agencies and your credit score.Terry Said:Exactly how do I get free credit reports from the 3 major credit reporting companies?We Answered:The easiest way is through Annualcreditreport.com http://www.annualcreditreport.com This is the government mandated website where...

    How To Get Your Credit Report

    Ricky Said:If you get your credit checked by companies often does it reflect poorly on your credit report ?Or affect it?We Answered:Yes it does. This is the reason why. If you have too many inquiries lenders view this as a desperate course of action to borrow quick money. If a person has too many inquiries it is harder to get approved. The dip in credit score is temporary. Don't have your credit pulled for six months and as little as possible afterwards. http://www.creditfast.comChester Said:How long does it take to get a credit card off...

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    Julie Said:Isn't there a way to get your credit report free (from all three of the main agencies or whatever they are) ?We Answered:http://www.annualcreditreport.com This is the government mandated site where you can get your free credit reports. Totally FREE and won't even ask for your credit card info...

    How To Get Your Free Credit Report

    Ellen Said:How do you get your free credit report you are entitled to from internet?We Answered:if you are looking for the free credit check usa national site, check out this site http://Free-Credit-Check-National.com/ Here you can check your free credit score rating and your 3-in-1 Report from three credit reporting agenciesAlan Said:How to get your real credit report for free?We Answered:if you are looking for the free credit report usa national site, check out this site http://free-credit-report-national.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating.Vickie Said:How can you see your free credit report if you...

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    Corey Said:How do I obtain my yearly credit report?We Answered:hi, if you are looking for the best credit report site, check out this site http://Credit-Report-Online-USA.com Here you can get your Free Credit Score and Report hope this help,Jamie Said:How can i obtain a credit report in Ontario for free?We Answered:Yes. There are 3 credit reporting agencies but only two really matter. Equifax Canada and TransUnion Canada. http://www.transunion.ca/ http://www.equifax.com/home/en_ca In both cases they will give you a credit report for free if you write to them and request it. The web-sites though try to sell you a online report so you really have to look for...

    How To Obtain A Free Credit Report

    Jacob Said:How To Obtain Free Credit Report From Trans Union?We Answered:Call Trans Union toll free @ 1-877-322-8228 or 1-800-916-8800.Victor Said:How to obtain my free credit report from Transunion, Equifax , and Experian?We Answered:if you are looking for the free credit report and score national site, check out this site http://free-credit-report-national.com/ Here you can see your 3-in-1 Report from all three credit reporting agencies and your credit score....

    How To Obtain Free Credit Report

    Joanne Said:How do I obtain my free annually credit report?We Answered:if you are looking for the free credit report and score national site, check out this site http://free-credit-report-national.com/ Here you can see your 3-in-1 Report from all three credit reporting agencies and your credit score.Hugh Said:how to obtain a free credit report?We Answered:Hi, if you are looking for the free credit score usa national site, check out this site http://Free-Credit-Score-National.com/ Here you can get your 3-in-1 free credit report and credit score rating Hope this answer help you,Timothy Said:How to obtain free credit report for one who is incarcerated?We Answered:they should have access to a computer...

    How To Read A Credit Report

    Kirk Said:How does a "cancelled debt" read on your credit report?We Answered:it can take 3 - 6 months to reflect on your credit report...If you get a detailed copy of your credit report, there is a way to file discrepencies...and have negative things removed. I'd do that.Annette Said:How to read my credit report as to when an item will be deleted.?We Answered:credit-report-score.10001mb.com - try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply for free initial plan and get your scores and reports for free.Manuel Said:What...

    How To Read Credit Report

    Dale Said:How do I read my credit report??We Answered:The item will drop off as long as there is no activity on the account. There is a legal limit to how long items can stay on your credit report. Nothing bad will happen to you. :)...

    How To Read Your Credit Report

    Michael Said:what happens to your credit report while you are disputing something ?We Answered:it still remains on your credit report but it is flagged as a disputed item when others view your credit report. once ithe dispute is settled, the item will either be purged from your credit report if incorrect or will remain if the investigation is not found to be in your favor. Good luck with your dispute.Penny Said:Specifically, how long does negative information remain on your credit report?We Answered:7 years from the date of 1st deliquency. So the April date...I would expect it to come off...

    How To Report Credit Card Fraud

    Bill Said:How to report a neighbor committing credit card fraud?We Answered:I would talk to mu local police department.Kent Said:How do I report credit card fraud when my credit card company won't help me?We Answered:I don't see how they could of withdrew the money from an ATM without knowing your PIN number. Was your PIN with your card.Jose Said:how long do i have to report unauthorized credit card fraud to the police?We Answered:You can report anything to the police at any time. If you don't want to pay for the charges, you must file a WRITTEN report with the CARD...

    Improve Credit Report

    Tom Said:Iam trying to improve my credit and payoff my negative items on my report. What is the best way?We Answered:Wow...that's a pretty strong requirement. Here's are my thoughts: 1) do not get a debt consolidation loan or go to a credit counselor. neither of these will solve your problem. Plus, a credit counselor will show up as a negative mark on your credit report. 2) get on a written budget and start using cash for things that you overspend on. 3) if you're behind on payments, then call the companies and attempt to workout a payment plan or settle the debt...

    Information From Credit Report

    Neil Said:How do I remove negative information from my credit report?We Answered:here is all 3 creditors you call them up and they will send your credit report in the mail.they is phones numbers to everybody that you owe money to i hope this helps.my husband and are doing the some thing that you are doing..good luck equifax 1 800 525 6285 experian 1 888 397 3742 transunion 1 800 680 7289 edit: to the guy above no it doesn't take 7yr of bad credit..you have to pay off what is bad on your credit report once you do that it only takes 6...

    Information On Credit Reports

    Tina Said:Is it fraud to dispute accurate information on credit report?We Answered:No, it's absolutely NOT fraud. The Fair Credit Reporting Act CLEARLY gives consumers the right to dispute ANY tradeline listed. When you file a dispute with the credit bureaus, you are merely asking them to contact the original creditor and verify the information is correct. Besides, how would they PROVE you knew the tradeline was correct?Wade Said:Can I dispute my bankruptcy information on my credit reports?We Answered:No it is not true, the courts will always verify the account on your credit report. It is done in writing not verbal,...

    Laws Credit Report

    Vernon Said:What law defines what is a hard or soft pull on your credit report?We Answered:The only time someone can do a hard pull is when you have actually applied for credit or asked for a increase in a existing credit card limit. Everything else is a soft pull.Eileen Said:Is the free annual credit report laws the same in Canada as US?We Answered:Contact the Credit Reporting Companies in Canada for an answer to your question.Patricia Said:does credit reporting have different laws in every state?We Answered:For credit reporting? No. There's the FCRA (Fair Credit Reporting Act) which states that a debt can...

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    Norman Said:i need the web address for free credit reports. congress enacted the law of 1 free report per year a few yearsWe Answered:You should actually go to this link first: http://www.ftc.gov/bcp/conline/pubs/credit/freereports.shtm It will explain what to do. Do not use www.freecreditreport.com as others mentioned above... "Only one website is authorized to fill orders for the free annual credit report you are entitled to under law – annualcreditreport.com. Other websites that claim to offer “free credit reports,” “free credit scores,” or “free credit monitoring” are not part of the legally mandated free annual credit report program. In some cases, the “free” product comes with...

    Letter To Credit Reporting Agency

    Roger Said:Debt Collector to Credit Reporting Agency?We Answered:Ask lenders for agreement to delete this items from your credit report when paying them. I recommend to get such agreement thru credit repair agency, for example this one - credit-report-free.totalh.comAmanda Said:Can anynone provide a phone to Experian the credit reporting agency?We Answered:1-888-397-3742 address: PO Box 2002 Allen, TX 75013 Also, I would send copies of your documentation requesting to delete the information via certified mail. That way you have proof they received it. I have a...

    Major Credit Report

    Joan Said:will a repo if paid show on 3 major credit report companies?We Answered:It will show up, but as the previous post states, writing to the credit reporting bureaus and providing them with proof of payment should be enough to get it removed. Worst case scenario, it'll clear in six months.Jennifer Said:Does Montgomery Ward Credit Card report to the major credit reporting agencies?We Answered:I have a Monkey Ward card and have not used it in over 10 years, but it still shows on my credit report (all three of them). I just keep it there for historical purposes.Wilma Said:How to I...

    Merged Credit Report

    Bryan Said:Credit reports. Where is the easiest and cheapest place to run a tri merge credit report?We Answered:buildcredit.ifastnet.com - try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply for free initial plan and get your scores and reports for free.Claire Said:Errors on my credit report caused me to be declined for a credit card?We Answered:It would not hurt to call and talk to them. Mentioned you have corrected the errors on your credit report. All they can say is yes or no.Phyllis Said:How can...

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    Johnnie Said:I am a loan officer in ohio and have an investor that has 61 mortgages reporting on his credit?We Answered:yes try country wide...Kyle Said:who do I file a claim/report with for fraudulent credit reporting on mortgage that doesn't exist?We Answered:You might also report a fraudulent company to the Federal Trade Commission and your State Attorney General They can put the company out of commissionJessica Said:How is my credit score affected once a mortgage lender reports to the credit reporting agencies?We Answered:paid on time not much change. paid 30 days late a drop of 60 -100 points is not uncommonJudy...

    My Annual Credit Report

    Raymond Said:How do I get my free annual credit report. I need the site that is free?We Answered:Try this site http://best-free-credit-report-usa.blogspot.com/ you can get free credit report from them....

    My Annual Credit Report Free

    Shelly Said:Where to see your annual free credit report?We Answered:if you are looking for the free credit report and score national site, check out this site http://free-credit-report-national.com/ Here you can see your 3-in-1 Report from all three credit reporting agencies and your credit score....

    My Annual Free Credit Report

    Stacy Said:Can I recheck my free annual credit report?We Answered:No, you can't, but try this site http://best-free-credit-report-usa.blogspot.com/ you can get free credit report from them....

    My Free Annual Credit Report

    Jeanette Said:Where do u get the annual free credit report?We Answered:if you are looking for the free credit report usa national site, check out this site http://free-credit-report-national.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating.Beverly Said:Where do you get your annual free credit report?We Answered:if you are looking for the free credit report and score national site, check out this site http://free-credit-report-national.com/ Here you can see your 3-in-1 Report from all three credit reporting agencies and your credit score.Kathleen Said:Where do we check our annual free credit report?We Answered:if you are looking for the...

    National Credit Report

    Jenny Said:What is the best credit card for me, I have very little credit?We Answered:This is one of the most common questions on this board. How do I build/establish credit? First off you need to be educated about how credit works in the U.S. Every credit decision a lender makes is driven by FICO credit scores. You can go to www.myfico.com and look in the Credit Education section to learn how FICO credit scores are determined. To build your credit you have to place positive credit items on your file that will report positively for 6-12 months minimum. If you want...

    New Free Credit Report Law

    Sharon Said:Is it this hard fighting for your credit?We Answered:Yes it is hard fighting for your credit and most are really that rude. They look at every customer as a liar because they don't know who is on the other end of the phone. Someone got my social and opened a $500 bank of america credit card in my name and charged it up. I disputed it and contacted your local challenges but my request was denied of course. They won't own up because that means they made a mistake on their behalf verifying your information.Lonnie Said:Free Credit Report help?We...

    New Law Credit Report

    Alexander Said:Do homeowners also get a hit on their credit report if bank agress on settlement under the new mortgage law?We Answered:I think Jay is right. People that are being allowed to "modify" their mortgages are the people that are already behind, so their credit has already been negatively affected. And I think that there will be some sort of designation on the person's credit report stating that the new loan is a "modified" loan... and rightly so. If this person is having trouble paying their agreed-upon debts, and they are offered a way out, any...

    New Law Free Credit Report

    Allen Said:Is it possible to get a FREE credit report on line without joining something?We Answered:Yes, Under a new Federal law, you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies. To request your free annual report under that law, you must go to www.annualcreditreport.com. Certain states have an exceptions which allows you free credit reports more than once a year from each of the 3 agencies. No payment information is needed, but if you want a credit score that costs and payment information...

    Obtaining A Credit Report

    Eva Said:How can I obtain an actual and, accurate copy of my credit report?We Answered:Each of the three national credit bureaus is required by Federal Law to provide you with a free copy of your credit report once every 12 months. Your credit report includes information on who you owe, how much you owe, where you live, and how timely you make payments to your creditors. The three credit bureaus run www.annualcreditreport.com, where users can get their free credit reports. Credit scores are available as an add-on feature of the report for a fee.Emma Said:How to remove a bankrupsy showing up...

    Obtaining Credit Reports

    Jack Said:Are there really any FREE credit reports out there?We Answered:www.annualcreditreport.com you will get a report from each of the 3 credit reporting agencies once a year for free . I work at a bank and this is the way we tell our members to get their report for free. You will not get a score though.Arlene Said:What other things might stop me from obtaining a credit card?We Answered:Negotiate with the credit card companies Through the Bank - personal voluntary capping of monthly limit credit card (c/c) expenditure, (say) $1000 monthly, instead of a given $3000 month credit. Decent banks can apply...

    Obtain A Free Credit Report

    Amy Said:What is the website where I can obtain a free credit report from the top credit report bureau?We Answered:if you are looking for the free credit report usa national site, check out this site http://free-credit-report-national.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating....

    Obtain Credit Reports

    Priscilla Said:Just tried to obtain my credit reports from experian and equifax ?We Answered:Do it by post, should work fine as they have to send it to your address, which is not the case when you try to do it over the Net.Lydia Said:Can and WHERE can I obtain credit reports for a fee (not the free ones)?We Answered:buildcredit.ifastnet.com - try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply for free initial plan and get your scores and reports for free....

    Obtain My Credit Report

    Jill Said:why should i have to pay to obtain my credit report and credit score?We Answered:You no longer have to pay for your credit report. Since your score is generated using a proprietary formula, you'll still have to pay for that. But Federal Law now allows consumers one free credit report per year per CRA (credit reporting agency).Steven Said:I want to obtain my credit report and score online, does anyone know a good site for this?We Answered:You should constantly monitor your credit report, while the bureaues are required to provide you with a free one each year it is wise to check...

    One Time Credit Report Free

    Victoria Said:Where can I get a free credit report online last time i got one there was tons of hidden fees and I had to calWe Answered:"F-r-e-e that spells free credit report.com baby" that's on the commercial I heard yesterday. try that one. freecreditreport.comJoseph Said:Where do I request my 1 free Credit Report?We Answered:annualcreditreport.com. It is the site all three agencies created in order to fulfill the federal regulation that you get access once a year.Brad Said:Are there any one time free credit reports without a sign up for more?We Answered:https://www.annualcreditreport.com/cra/i… is a federally mandated web site for free credit reports....

    Online Business Credit Report

    Leo Said:Which way is safest to retrieve your free Annual Credit Report? If I go online I have to enter my SS# which ?We Answered:Go to annualcreditreport.com. They need your SS# in order to identify you and make sure you get the right report. As for having it sent through the mail, I'm not a big fan of that because sometimes the credit bureaus transpose your old addresses and your current one, and your report ends up being sent to an old address. That happened to me, and it's not a good feeling knowing some stranger has your credit report. Online...

    Online Canadian Credit Report

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    Online Credit Reporting

    Nancy Said:Why would I be told that my free online credit report would be mailed out in 10 days?We Answered:if you are looking for the free credit report usa national site, check out this site http://free-credit-report-national.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating.Susan Said:How can I get a free credit report online?We Answered:Try this site http://best-free-credit-report-usa.blogspot.com/ you can get free credit report from them.Anna Said:Online Credit Reporting Help?We Answered:I know with the credit monitering angency I use they have a dispute center... Most all of them do.Nellie Said:Can anyone help me find a...

    Online Credit Report Canada

    Felix Said:What is a reputable site in which I can obtain my credit report online instantly?. I am located in Montreal.?We Answered:Prices may be a bit more as the article quoted was from June 2008. (Excerpted from http://www.cbc.ca/news/background/identi… ) How can I get a copy of my credit report and credit score? You can ask for a free copy of your credit report by mail. There are two main credit bureaus in Canada: Equifax Canada and TransUnion Canada. Complete details on how to order credit reports are available online. Basically, you have to send in photocopies of two pieces of identification, along with some...

    Online Credit Report Dispute

    Derrick Said:I made a credit report dispute. Will this be reflected in my score?We Answered:?redit repair work?d fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - credit-report-free.totalh.comClara Said:Does anyone know a website that you can dispute mistakes on your credit report online?We Answered:You need to contact the credit reporting agencies individually. You can get your credit reports for free via www.AnnualCreditReport.com and then you can follow the instructions as to how to challenge anything on the reports.Daisy Said:How many times can you dispute an item on...

    Online Credit Report Identity Theft

    Duane Said:Have I been a victim of identity theft?We Answered:it looks like you possibly could have had your identity stolen call your bank for adviceConstance Said:how do I go about checking my identity for possible identity theft?We Answered:I would recommend in signing up for credit monitoring. Go to myfico.com and sign up for either score watch with equifax, or identity guard with transunion. It alerts you within 24hrs if any changes were made to your file. As well, attached is I believe 25,000 insurance.Bessie Said:How to Prevent Identity Theft?were can i get my credit report?We Answered:You can call the credit...

    Online Credit Report Repair

    Phyllis Said:How quickly will my credit be restored?We Answered:You will get a response from the credit bureaus on the disputes within 45 days. If your name is now removed as authorized user on the accounts, the credit card companies won't verify and it may only take a couple weeks. As soon as the items are removed, your score will be corrected. However, you may find that removing those two accounts actually lowers your score. Even tho they are maxed out and have late payments now, the years of previous good payment history were positive factors in your score....

    Online Credit Report Uk

    April Said:how do i view my credit report online?We Answered:you can get it online but you need the pin first, this is for your own personal security, just wait for the pin to arrive....

    Online Instantly Credit Report Free

    Maureen Said:Credit Report.... online?We Answered:By law the credit reporting agencies are REQUIRED to give you access to your file ONCE a YEAR for FREE HERE: https://www.annualcreditreport.com/cra/i… You will be asked to fill out information for each credit agency, and verify who your are. I believe you have access to it on-line for either 60 or 90 days. You can also dispute any wrong information in any of the reports on-line through each agency. Just remember to make a user-name and password for each.Jeffery Said:how can I pull my credit report as much as I want for a constant monthly...

    Ordering Credit Report

    Sheila Said:Credit Report Ordering & Monitoring?We Answered:credit-report-free.totalh.com - try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply for free initial plan and get your scores and reports for free.Francisco Said:what is the best company to order a credit report from?We Answered:If you don't need your score: https://www.AnnualCreditReport.com ACR is 100% Free - no credit card or registration for monitoring services required. It's the only government approved site to receive your free reports. By law, you're allowed one free report per bureau, once every 12 months. If you...

    Ordering Credit Reports

    Dawn Said:What are the phone numbers for all 3 credit bureaus, to speak with a live person to provide change of address?We Answered:You don't need to change your info with the bureaus. Once you give your credit card company your new address, they will report that info to the bureaus on their next reporting cycle. But if you do want to call the bureaus, you can look up their contact info on their websites: www.equifax.com www.experiandirect.com www.transunion.com Hope this helpsSidney Said:Where is the best place to get all 3 CREDIT REPORTS and all 3 scores. Please read details..?We Answered:Myfico.com, is the only...

    Order A Credit Report

    Roberto Said:Help!! I tried to order my credit report but it doesn't exist. How is this possible?We Answered:You need to call the credit union and see what is going on...You may be have some credit theft issues...transunion should have had a phone number listed for you to call....but definitely don't sit around and do nothing, because someone probably is using your credit for no good!Edgar Said:How can I safley order a credit report with all 3 credit scores from the 3 major credit companies?We Answered:You can get your credit report for free from www.annualcreditreport.com You will have to pay for your...

    Order Credit Reports

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    Order Credit Report Online

    Gwendolyn Said:I just ordered my credit report from Facts Act?We Answered:christopher is not telling you that after the accounts are removed very often they reappear the next time that creditor reports to the credit bureaus and it is back on your report. the reason they report 8 and you count 28 is because your impression is correct and even though listed they do not count against you. "insider hint", all those fancy ways people come up with to supposedly get your mail seen and handled many times fall in the waste basket. By mistake of course.Jesse Said:How can we order...

    Order Free Credit Report

    Raul Said:Has anyone ordered free credit report/score on line?We Answered:if you are looking for the free credit score and report usa national site, check out this site http://free-credit-score-national.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating....

    Order Free Credit Reports

    Denise Said:Is it possible to order a free credit report & not have a current credit card?We Answered:Did you know that you can usually find a local credit beaurea office in most medium and larger towns and cities. Check your phone book and look them up. IF not, contact each of the three credit beaureaus directly. Each of them has a 1-800 phone number and a fax number. You can arrange with them to E-mail, fax or snail mail it to you. These are the safest ways to get your information and keep prying eyes...

    Really Free Credit Report

    Joanne Said:How do I really get a free credit report?We Answered:if you are looking for the free credit report usa national site, check out this site http://Free-Credit-Report-National.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating. Hope this help,Esther Said:Where is the best “free credit report” website? is it really free?We Answered:Try this site free-credit-score-national.com Here you can get your free credit report and scoreDerrick Said:Is a free credit report really free?We Answered:Go to AnnualCreditReport.com. This is a website that was created by the three credit bureaus to comply with the Fair and Accurate Credit...

    Repair Credit Reports

    Tamara Said:Does anyone have a template that can help me repair my credit report?We Answered:This website has several good 'Credit Repair' letter templates as well as a useful 'Credit Glossary': http://creditmonkey.com/credit-repair-tools/ There are also several reputable firms that can provide this service for you at a good rate. This one comes highly recommended: http://www.creditmonkey.com/link.php?cc=013Sara Said:Starting A Credit Repair and Financial Counseling Business?We Answered:This is an excellent idea, I plan on doing this myself .. You need to check out your state laws for "Credit Repair Organizations" There are regualtions you have to follow. You can get a bond throught most insurance agents, but...

    Repair Credit Report History

    Carolyn Said:how do i remove negative account history from my credit report?We Answered:Hi there, this is the site that covers your questions from all aspects: http://credit-cards.ebookorama.com and here there's some info too http://finance.ebookorama.com http://credit.ebookorama.com http://credit-repair.ebookorama.com if it helps please remember me :-) good luck!Virginia Said:credit report repair, what does it all mean and what can I do to help ?We Answered:you should open an account (credit card, gas card.. etc.) because no credit history is worse than a bad credit history. Having open accounts with low balances is what will raise your score. You dont need to pay a company like "identity Guard" to watch your...

    Reporting Credit Card Fraud

    Cynthia Said:what happens when credit card fraud happens?We Answered:First, I assume that the bank was told that the card was stolen (or compromised). If not, STOP READING AND GO CALL THE BANK NOW! If the person is caught, they will be arrested and tried for fraud, but that doesn't get you your money back. You will need to get a lawyer and sue the person if you want to try to collect from him/her. However, since you say that your mom went to the bank and found that she owed them 1000, it sounds like this is not a...

    Report Credit Card Fraud

    Cindy Said:How do you report POSSIBLE Credit card fraud?We Answered:contact the credit card companies. I would also look into some kind of credit monitoring company that would monitor your credit so you don't have you identity stolen. Check out this Identity theft shield.Lloyd Said:How do you report credit card fraud?We Answered:If you lose your credit card or if you realize it's been lost or stolen, immediately call the issuer. Many companies have toll-free numbers and 24-hour service to deal with such emergencies. By law, once you report the loss or theft, you have no further responsibility for unauthorized...

    Request Credit Reports

    Derrick Said:What is the adresses to request my credit report for all 3 agencies?We Answered:if you are looking for the free credit score and report usa national site, check out this site http://free-credit-report-national.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating.Natalie Said:what's a good website to request credit report?We Answered:By law, you are entitled to one free credit report per year from each of the big three credit reporting agencies. The site is annualcreditreport.com. Your scores are not available and they are not free. The ones most used by...

    Request Credit Report Letter

    Esther Said:credit report increase letter recieved in the mail and i didnt ask for it?We Answered:Call and talk to a live person.Nicole Said:Why was I turned down for a store card when the letter said that it was not due to my credit record?We Answered:They like to see a stable address and usually look for at least 2/3 years in one place. Also if you are renting then you are likely to move on and they could loose track of you. Do you have a bank account and for how long?Amy Said:What should I do if Experian ignores my request...

    Sample Credit Report Letter

    Heather Said:how do I fix credit report? Any sample letters that I can use? plus I need all 3 phone #'s?We Answered:Here are the sample letters you can try. Good luck.Darryl Said:my mortgage lender has requested I write a letter explaining some negative items on my credit report.. help?We Answered:There is really not a perfect, just a truthful letter. Explain to the lender that at the time your wife and child were ill and had to be under doctor's care you were not able to pay the medical debts that were accumulating because you did not have health insurance nor were...

    Small Business Credit Reports

    Paul Said:How does a small business report delinquent customers to the credit bureaus?We Answered:Try Trans Union. Their toll free # 1-800-916-8800 option 3 Dale Said:How do i get money to finance my small business with bad credit??? My credit is bad from my younger years and?We Answered:try prosper.comRobert Said:How do I as a Small Business report to credit agencies?We Answered:From my understanding it is kinda pricey for small businesses to report to the bureaus. In addition, all the accounts you have must be reported, fees must be paid monthly and you must have the software to upload the information monthly....

    Tenant Credit Report

    Sue Said:How do I as a landlord report an eviction so it shows up on the evicted tenant's credit report?We Answered:If you have a court judgment for possession (has the sheriff evicted them?) then it is already on their credit.Linda Said:How do I access my tenant background and credit report for a potential landlord?We Answered:I would just ask them for it or ask to at least look it over. They may or may not supply it. If you are not accepted as a tenant, write a letter and ask why you were refused and where did they get...

    The Fair Credit Reporting Act

    Leo Said:Has anyone ever collected the $1,000.00 fine imposed under the Fair Credit Reporting Act?We Answered:I don't know from personal experience, but I have read several people post here that they have collected this money.Judith Said:Help About then Fair Credit Reporting Act?We Answered:Here's a pretty good summary: http://www.ftc.gov/privacy/privacyinitia…Irma Said:According to the Fair Credit Reporting Act, is there a grace period before agencies can report missed paymentsWe Answered:No. Fair credit reporting has more to do with how your credit report is used. Policies to report are set by individual companies that extend credti to you.Eileen Said:fair credit reporting...

    Three Credit Reports In One

    Sonia Said:What should show on your credit report if you print all three credit agencies at one time?We Answered:The answer above is correct. The reports if they were from a legitimate source would show everything. They would also tell you what items were affecting his score negatively. They would also show the CRA's name on each page and be numbered. I got mine through annualcreditreport.com. Only eqifax did not list previous addresses or employment history. The other two did. If you didn't see that info, then he's hiding something. Perhaps you should get copies of your...

    Three Free Credit Reports

    Eugene Said:How does one get the free credit reports from the three credit agencies, to which we are entitled?We Answered:The only web site that offers a truly free credit report, via US legislation, is the one listed below. All others are commercial sites that require credit card numbers, cash or some other form of payment. Even though the others are entitled "free", they often limit their service to you also agreeing to pay for some other form of credit reporting, at a considerable price.Marilyn Said:Where can I go to get my three credit scores without getting the free reports with...

    Three In One Credit Reports

    Earl Said:does anyone know where i can get all 3 credit reports in one for free?We Answered:www.annualcreditreport.com is the only place you can get your reports for free, but they wont be all in one. They will each come separately from the three credit bureaus. Also, you can only get a free report once a year. truecredit.com offers a product that shows all three right next to each other, but it is 14.95 a month, and allows you to update your reports once a day. It also gives you free credit alerts about new accounts, etc, a good tool to...

    Totally Free Credit Reports

    Bradley Said:Is there anyplace on web were one can get a totally FREE credit report?We Answered:The government requires that each of the three credit bureaus provide one free report each year. This law was passed to help fight identity theft. You can request them all at once or separately. I request a report from 1 bureau every 4 months. You can go to https://www.annualcreditreport.com/cra/i… www.annualcreditreport.com -This is not a not for profit site - this is the free site that was set up by the law. Once you get into this site, you pick which bureau you want to...

    Trw Credit Reporting

    Francisco Said:How many people have had their credit rating wrecked during this economic meltdown?We Answered:i have and now i'm screwed because of it and i just had to geive up my job because i got hurt i'm a disabled Vet but thats not enough to cover all my bills i think here very soon i'm going to be even more screwedJacqueline Said:why should i have to pay for bofa sending a letter to the trw when fraudulent charges made me over my limit?We Answered:Man there is no easy way to say it but you are on the path to banruptcy...

    Trw Free Credit Report

    Karl Said:how can i get my credit report on line? I thought you can get 1 done free a year is that true?We Answered:http://www.annualcreditreport.com The federal Fair Credit Reporting Act (FCRA) requires that U.S. consumers be entitled to a free credit report each year. The government’s goal is to make sure that consumers stay informed, fight identity theft, and get fair treatment. This is the government mandated website where you can get 1 free credit report from the 3 agencies for free in one year. Totally free and won't even ask for your credit card...

    Uk Business Credit Reports

    Justin Said:buying a small business, broker turned me down?We Answered:The broker is trying to be realistic for you. You will not find a business selling for $185k which returns a $100 k net profit. You just won't, it would be worth closer to $500k-$1 million. If you DID have a business such as this, it obviously has little in the way of assets, but consists totally of 'goodwill'. Goodwill is the value of a business over and above it's actual physical assets. For a small business, that means actual good will, in other words the reputation and connections the...

    Understanding Credit Report

    Peter Said:Can anyone help me understand my credit report?We Answered:Your credit report is divided into several sections and you want to review each section to make sure the info is correct. The first section is your personal info such as name, birth date, SSN, address, etc. Make sure this is correct. Then there will be the public records section that will list items like bankruptcy's and judgments. Then depending on the Credit Bureau your account section will be divided into accounts reporting negatively and accounts reporting positively. Review this for accuracy and make sure you agree with how all your accounts are reporting. The...

    View Credit Report Online

    Tyler Said:My parents want to know how can they view their credit report online?We Answered:annualcreditreport.comJennie Said:How can you view your credit report online without any charge ?We Answered:Hi, Give this a go. I have found it easy to use. and it's free. http://free-credit-report-national.com/ This is the site where you can check your 3-in-1 Report from all three credit reporting agencies and also your credit score rating.Wesley Said:How do you guys view your credit report online?We Answered:if you are looking for the best credit report online site, check out this site http://Credit-Report-Online-USA.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies...

    View Free Credit Report Online

    Veronica Said:how do i get a free copy of my credit report without having to send them my credit card number?We Answered:NO, freecredit report.com you have to send some kind of payment. Annualcreditreport.com is completely free, no memberships, no nothing. you can get all three of you reports for free!!!!!!!!! Absoluetly free. The Credit bureaus have to give you by law your credit report once a year. Try this one, but be aware you should have enough paper to print your 3 reports, you will go one by one, just follow the instructions, once you leave one of them...

    Yearly Credit Reports

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    Yearly Free Credit Reports

    Troy Said:How do we obtain free yearly credit report online?We Answered:if you are looking for the free credit report and score national site, check out this site http://free-credit-report-national.com/ Here you can see your 3-in-1 Report from all three credit reporting agencies and your credit score.Terrance Said:Can you tell me how to check the free yearly credit report from internet?We Answered:If you want to get your credit report for free, check out this site http://get-credit-report-for-free.info Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating for freeJohnny Said:Where's the best place to go to receive your free...

    Your Credit Reports

    Nina Said:is there a credit card or bank account that allows unlimited free access to your credit reports?We Answered:None that I know of except WAMU... But I have to beg the question WHY??? You do know excessive credit inquiries into your FICO score can actually HURT it.. didnt you???...Matthew Said:Does your credit report update the same day a company reports?We Answered:It depends on how they report. If it is with the monthly update (likely) it will take about 10-30 days from when they submit. If they update using e-Oscar (basically for 1 account at a time) then it is within 24...

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