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Bad Credit Reports

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Sara Said:

How to handle bad credit debt thats almost 10 years old but it still shows up on my credit reports?

We Answered:

You need to dispute these accounts with all 3 credit bureaus stating the per the Fair Credit Reporting Act these accounts are to old to be listed on your credit report.

Tracy Said:

What private loan company for schools accepts bad credit reports?

We Answered:

Do not, I repeat, do not attempt to do this online.
The scam works in this way.
They will charge you an application or processing fee.
They turn you down for the loan due to bad credit.
They keep the fee.
People keep getting scammed by the second.

Jeff Said:

how can i remove bad credit from my credit reports?

We Answered:

You as an individual can do plenty to address the repair of your credit, but it will take some time and dilgence. I suggest you refer to this free website - they have over 500 pages of free, easy to understand information about all items related to credit repair, debt settlement, debt negotiation, etc. They advocate strongly that you should do this on your own, not hire someone to rip you off to do it! Here is the link:

Best of luck to you!

Glen Said:

Buying a House with one good and one bad credit reports

We Answered:

How bad is his? That is the question. If his is the credit you have been using and he is the main bread winner his is the one that counts.

Sheila Said:

Does reducing credit availability on a credit card look bad on credit reports?

We Answered:

hi, check these for tons of info
if you get any luck please don't forget about me lol, hope it helped you!

Stanley Said:

My boyfriend has bad credit and mine is good. We want to get an apt, will they check both our credit reports?

We Answered:

If you are the renter and you sign the lease, your boyfriend doesn't exist as far as credit reports and renting the apartment go. However, be careful that the lease does not specify that unrelated people cannot be living in the apartment. A more important question is: what behavior does your boyfriend have that has screwed up his credit and do you really want to get hooked up permanently or semi-permanently with someone who has that behavior? Your Ad Here

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