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Julian Said:

How late does a mortgage payment have to be, before the mortgage company reports this to your credit report?

We Answered:

30 days, no grace period.

Mabel Said:

should an eviction suit be on my credit report as a mortgage account?

We Answered:

Since you were a renter, the account should NOT be under the mortgage section of your credit report. You should contact all 3 credit bureaus and dispute the negative mark on your credit. FYI sometimes (depending on your state) the small claims will not show up as a judgment on your credit; however, it seems strange that you can not find in the public records.
Good luck.

Jo Said:

Why is my mortgage not on my credit report?

We Answered:

Ask your mortgage company. Maybe they only report to one credit bureau or maybe they don't report at all.

You can add the item to your report yourself, but you will have to pay and it won't be updated. Check here: http://www.ftc.gov/bcp/edu/pubs/consumer…

Everett Said:

Mortgage Approved, How long it takes to show in the credit reports?

We Answered:

Not until the lender reports it. That probably happens after you make the first payment.

Being approved for a loan doesn't mean that much. How you pay the loan back is what matters. It's not going to appear on your credit report the next day. Nothing will. Lenders don't report every day. Some only report quarterly, and some don't report at all. Your Ad Here

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