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Fee Annual Credit Report

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Arnold Said:

How can you forever waive credit cards' annual fees?

We Answered:

There are a lot of "normal" cards out there without an annual fee. Look at the American Express Blue for instance. With this one you can even have cash back or points for every dollar spent.

Vicki Said:

Is there a prepaid credit card that has no annual fee AND gets reported to the credit bureau?

We Answered:

Prepaid credit cards are becoming increasingly popular amongst consumer to improve financial discipline and credit history. Though, a prepaid card doesn't come a with late penalty because there are no repayments to be made, but there are various other fees associated with them, which increase the ownership costs. Having a good knowledge about these fees helps the consumer make an informed decision. Listed below are some important fees levied on prepaid cards.

Annual Fees

Charged by the prepaid card issuing company for usage of the prepaid card on an annual basis.

Monthly fees

Charge by the prepaid card issuing company for usage of the prepaid card on monthly basis.

Customer Service fees

Charged by the prepaid card company for providing initial customer service to issue the prepaid card.

Activation Fees

This fees is charged by the prepaid card issuing company for activating the prepaid card

Fees per purchase

Every purchase done by your prepaid card can attract a fee per purchase. Some prepaid card companies levy this fees to increase their revenue.

ATM Cash withdrawal fees

Whenever you withdraw money from ATM's prepaid card company slaps ATM cash withdrawal fees to your account. Read more from: http://www.credit-card-gallery.com/prepa…

Roger Said:

What is a good cash back credit card that has no annual fee?

We Answered:

cards.hotusa.org - try this one. It offers several cards which provide such a service.

Anne Said:

Already Recieved my Free Annual Credit Report. What now? Want another up to date report where should I go?

We Answered:

Personally I use citi credit monitoring--it is 12.95 per month--i get all 3 reports and all 3 scores. you don't have to have a citi card--i just came accross it

http://www.creditmonitoring.citi.com/ind…

Regina Said:

I recently got an annual fee from a credit card i don't use. Was not aware of it and it went 30 days late.

We Answered:

No, they won't report it. Did you ask him to remove the fee? They will do that for good customers that have had the card for a while. Just tell him you would rather close the account than pay the fee and most likely he will be able to waive it. Your Ad Here

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