Virginia Said:

How do I cash in a savings bond of my deceased son?

We Answered:

You need a copy of his death certificate...and possibly his birth certificate (as he was only 2 he would have no will...therefor you would need to prove you are his mother)...take this info to the bank (preferably the bank you are banking with because they know you and are most likely aware of the circumstance) and they will be able to cash the bond for you.

Renee Said:

If you recieve a savings bond from Frost Bank, do you necessarily have to cash it in at that bank?

We Answered:

My grandmother bought me savings bonds when I was born for $50 a piece. I was able to cash them at my local bank and even then, after 18 years, some of them were not fully mature yet. They take a while.

Perry Said:

Would anyone know if i were to cash a savings bond?

We Answered:

You can go to your local bank and cash a bond. At least most banks will do this.
The U.S. Government will know you cashed it so be sure to declare the interest earned
when you file your taxes for the year you cash it.

Jerry Said:

How do I cash in a savings bond?

We Answered:

As long as the title does not say "and" then your husband can take it to his bank to cash. If it does not state "and" then the bank will understand it as "or"

I am assuming that the bond is over 30 years old - which means it no longer earns interest. If that is the case, do something else with it. IE., invest, buy another bond (it takes approx 18 yrs for them to reach face value now), or just cash it and use the money.

If your husband cashes it in, he will be responsible for claiming the interest earned on your 2007 taxes.

check out www.savingsbonds.gov (leads to Treasury Direct) to get the value and to find out more information.

Cindy Said:

Can I cash in a savings bond at a check cashing place?

We Answered:

You really need to take this to a bank.
They may charge you a couple of dollars if you don't have an account with them.
A check cashing place may flat out lie to you in telling you what the savings bond is really worth.
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Julio Said:

How can my daughter cash a savings bond?

We Answered:

if it's in her name, she can just go to a bank. she will need some form of ID though, so if she has a passport, bring it with you to the bank. if not, make sure to bring her social security card.

but just because it's been 10 years doesn't mean that the bond will stop earning interest. put it in a drawer and give it to her as a graduation present at the end of high school or college.

Marian Said:

How much will I get if I cash in a $100 savings bond that matures in 29 or 30 years?

We Answered:

The ones that you can cash, you will get about $50 + a buck or 2 of interest. The EE bonds are bought at half of face ($100=$50 value).

The rest you will not be able to cash. You will not be able to cash in any bond less than 12 months old. That started about 6-7 years ago.