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Credit Restoration Service

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Theresa Said:

What is your opinion of any service that offers credit repair?

We Answered:

Be very careful when you get these emails...in general if it seems to good to be true it most likely is. There are legit credit repair programs out there BUT, they are not as helpful as they seem.

The best way (there is no easy way) is to pay down they card or account with the highest interest rate or APR first. Then go down the line until you have your debt paid off.

Then to repair your credit keep a balance on your cards but keep it below 30% of your credit limit. This shows that you have and can handle credit. Also when you pay your bills, pay more then the minimum balance. Also try to pay before your finance charge is charged. That way you pay less interest on what you owe.

Here is a very useful website about credit repair. http://www.charterfundingmn.com/library. Your Ad Here

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